More Related Content Similar to 2014 Guide to California Buyer Assistance Loans & Grants (20) 2014 Guide to California Buyer Assistance Loans & Grants1. Educating and Empowering since 1988
!
2014 Guide to California
Buyer Assistance Loans & Grants
!
!
Thank you for your patience
Your Class Will Begin Shortly
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
2. Educating and Empowering since 1988
Live Questions & Answers
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
3. 2014 California Buyer Assistance
Buyer Assistance Programs
★ California Housing Finance Agency
★ FHA,CalPLUS w/ ZIP, ECTP, CHDAP
★ 3 CHF Platinum Grants -
Updated 2/2014
★ SCHFA OC & LA Homebuyer Grant
★ BCA Community Access + CHDAP
★ Questions & Answers
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
4. 2014 California Buyer Assistance
What They Have in Common
★ Minimum 640 FICO
★ Maximum $417,000 Loan Amount
★ Income Limits Apply
★ Purchase Price Limits Apply
★ 43% to 45% Debt to Income Ratio
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
5. Educating and Empowering since 1988
California Housing Finance Agency
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
6. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Buyer Assistance Loans
CalPLUS ZIP - CalHFA FHA - ECTP - CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
7. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
First Time Homebuyer Requirement
★ No Principle Residence for 3 Years
★ Can Own Other Properties (Tax Returns)
★ Qualified Veterans Exempt
★ Federally Designated Target Area Exempt
★ Boomerang Buyers OK after 3 Years
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
8. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Borrower Requirements
★ Must Be Owner Occupied within 60 Days
★ Must Not Exceed CalHFA Income Limits
★ Maximum 43% Debt to Income
★ Minimum 640 FICO
★ 8 Hours Homebuyer Education Class
★ Non-Occupant Co-Signers Allowed
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
9. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Non-Occupant Co-Signer Rules
★ Must NOT Occupy the Property
★ Must Not be on Title or Have Interest in Home
★ Will have Income, Assets, Liabilities & Credit
History Considered by Underwriters
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
10. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Property Requirements
★ Sales Price Limits by County
★ Single Family, One-Unit Residence Only
★ Condominiums Must Be FHA Approved
★ Lot Size Cannot Exceed 5 Acres
★ Must Carry 2 Year Home Warranty
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
11. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalHFA First Mortgage Loans
★ CalHFA FHA & CalPLUS
★ Both are FHA Insured Mortgages
★ Same Income Limits all Programs
★ Sales Price Limits by County
★ Rates & Fees set by CalHFA
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
12. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalPLUS with ZIP
★ CalPLUS Interest Rate is Higher
★ Zero Interest Program (ZIP) CalPLUS Only
★ Silent Second, Deferred for Life of Loan
★ 3.5% of Total Loan Amount inc. UFMIP
★ Automatic Approval with CalPLUS
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
13. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
CalHFA CHDAP
★ 3% of Purchase Price
★ Can be used with Non-CalHFA First Mtg
★ Silent Second, Deferred for Life of Loan
★ Income & Sales Price Limits - Most Strict
★ Can be Used in Any Lien Position
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
14. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Extra Credit Teacher Program
“The Extra Credit Teacher Home Purchase
Program (ECTP) is a deferred payment,
simple interest rate subordinate loan.” CalHFA
Academic Performance Index (API) 1-5
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
15. California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Extra Credit Teacher Program
★ Fixed Rate* - Deferred Payments
★ Greater of $7,500 or 3% Sales Price
★ Greater of $15,000 or 3% - High Cost Area
★ 0% Interest after 3 Years*
★ Must Use CalHFA First Mortgage
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
16. California Housing Finance Agency
CalHFA.ca.gov
Rate Screenshot on February 18th, 2014
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
17. Educating and Empowering since 1988
CHF Platinum Grant
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
18. CHF Platinum Grant
Program Highlights
Qualifying Overview
★ Must Use Program First Mortgage
★ 30 Year Fixed FHA, VA, USDA
★ Less of $417,000 or FHA Loan Limit
★ Duplexes Ok
★ Qualify for 1st is Grant Eligible
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
19. California Homebuyer Grant
CHF Platinum Grant
CHF Grant Facts
★ Equal to 3% or 5% of 1st Loan
★ Interest Rate Increases at 5% Grant
★ Can be Used for Closing or Down
★ No Cash Back Allowed
★ Lender Requests Grant at Closing
★ Can use with CHDAP - Income Limits
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
20. California Homebuyer Grant
CHF Platinum Grant
Borrower Requirements
★ Must be Primary Residence
★ Income Limit 115% AMI / County
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
21. California Homebuyer Grant
CHF Conventional Grant
Conventional Grant Facts
★ Equal to 4% of 1st Loan
★ Can be Used for Closing or Down
★ 140% Area Median Income Limit
★ Discount Mortgage Insurance
★ Can use with CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
22. Educating and Empowering since 1988
SCHFA Homebuyer Grant
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
23. California Homebuyer Grant
SCHFA Homebuyer Grant
SCHFA Grant Facts
★ Equal to 4% of 1st Loan
★ First Time Buyer = No Primary 3 Yrs
★ Max First Mortgage = $417,000
★ LA – 1-2 = $99,360 / 3+ = $111,515
★ OC – 1-2 = $109,800 / 3+ = $128,100
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
24. California Homebuyer Grant
SCHFA Homebuyer Grant
SCHFA Grant Facts
★ Use for Down Payment or Closing Costs
★ Lender Orders Grant at Closing
★ Use with CHDAP - CalHFA Limits Apply
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
25. California Homebuyer Grant
SCHFA Homebuyer Grant
Borrower Requirements
★ Must be Primary Residence
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
26. Educating and Empowering since 1988
Broadview Community Access
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
27. Discount Mortgage Insurance
Broadview Community Access
BCA Program Highlights
★
★
★
★
★
★
★
FHA Alternative
5% Down Payment
Can use w CHDAP
Reduced PMI Rate
Reduced Closing Costs
Refinance Ok
30 Year Fixed Only
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
28. Discount Mortgage Insurance
Broadview Community Access
Homebuyer Qualifying
★ Must be Primary Home
★ Not First Time Buyer Loan
★ Duplexes Allowed
★ 620 to 85.01 - 90% LTV
★ 660 to 90.01 - 95% LTV
★ 680 to 95.01 - 97% LTV
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
29. Discount Mortgage Insurance
Community Access
2014 Loan and Income Limits
★ $417,000 Maximum Loan Amount
★ 140% Area Median Income
★ LA & Orange County $93,520
★ Riverside / San Bernardino $87,640
★ San Diego $102,260
★ Contact us for More Limits
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
30. Educating and Empowering since 1988
Mix & Match Assistance Programs
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
31. Mix & Match Assistance Programs
Stacking Options
Always Use Most Restrictive Rules
★ CalHFA FHA or CalPLUS + ZIP + ECTP
★ CalHFA FHA or CalPLUS + ZIP + CHDAP
★ CHF Platinum Grant + CHDAP
★ Broadview Community Access + CHDAP
★ Any FHA or Conventional Loan + CHDAP
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
32. Educating and Empowering since 1988
Wrap Up & Take Aways
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com
33. California Homebuyer Assistance
Quick Review
More Options for Homebuyers
★ CalHFA FHA & CalPLUS ZIP
★ CHDAP, ECTP Assistance Loans
★ CHF & SCHFA Grants - Not Paid Back
★ Community Access + CHDAP - Disc. PMI
★ Approved Lender CalHFA & CHF Platinum
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
34. California Homebuyer Assistance
Wrap Up & Take Aways
Community Programs
★ Community Programs are Back
★ Offered on Level Playing Field
★ More From CalHFA This Year
★ Creative Solutions are Available
★ Creative Lender is Key
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
Educating and Empowering since 1988
www.BMCLB.com
35. Educating and Empowering since 1988
!
Thank You for Attending!
Follow up email with slides, links & resources
Use Questions & Answers box for real time response, or call
(888) 808-8062 or email: ScottS@BroadviewMortgage.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License
#4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry,
Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157
! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
©
www.FindMyWayHome.com