All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Data Breach Insurance - Optometric Protector Plansarahb171
The Optometric Protector Plan offers malpractice, professional liability and business insurance for Optometrists, Ophthalmic Technicians and Students. Here is the 2014 Data Breach Industry Forecast.
This document summarizes a paper about increasing data breaches and the need for legislation to address the problem. It notes that over 233 million US records have been exposed due to breaches since 2005. The document discusses the costs of breaches to companies and common causes, such as lost or stolen devices. It argues that while some states have breach notification laws, federal legislation is needed to standardize security practices and privacy protections across industries. The paper aims to examine if legislation is needed to reduce breaches, when people should be notified of breaches, and if compensation should be required.
Enterprise Encryption and Authentication Usage: Survey ReportEchoworx
Enterprise Encryption and Authentication Usage: A Survey Report contains the findings of market research conducted on behalf of Echoworx by Osterman Research.
The study polled the views IT decision makers and influencers, managing on average 14,000 email users per organization, to assess the adoption of encryption technologies in email for communicating sensitive and confidential records.
The document discusses the changing data protection laws in the EU and risks to businesses from data breaches. It notes that the cost of data breaches to businesses has doubled in the last year. The new EU regulations will require companies to share liability for data breaches by third-party service providers. Fines under the new laws may be up to 5% of a company's annual worldwide turnover. The document advises businesses to ensure adequate protection against data breaches and to plan responses to limit potential damage.
iStart feature: Protect and serve how safe is your personal data?Hayden McCall
The revelations of the Heartbleed vulnerability in April and the recent implementation of Australia’s new privacy regime in March have put data breaches firmly back in the limelight. Clare Coulson finds out more...
The new EU data protection laws will have significant impacts for organizations. Key points include:
1) Fines for data breaches can now be up to 5% of global annual turnover or €100 million, whichever is higher.
2) Organizations processing data of over 5,000 individuals must appoint a data protection officer to ensure privacy standards are met.
3) Mandatory breach notification rules will require organizations to report data loss incidents to supervisory authorities.
This document discusses strategies for complying with the EU's General Data Protection Regulation (GDPR) which takes effect in May 2018. It outlines five key security challenges that the GDPR addresses: 1) mobile workers accessing systems remotely, 2) privileged users having broad access rights, 3) risks from ransomware and malware, 4) insecure employee onboarding and offboarding processes, and 5) lack of accurate auditing and reporting on personal data access. The document then provides recommendations for addressing each challenge through strategies like context-aware access controls, dynamic user privileges, whitelisting applications, automating user provisioning and deprovisioning, and improved logging and reporting of personal data access.
INFOGRAPHIC: The Evolution of Data PrivacySymantec
The document discusses the growing issue of data privacy and protection as data volumes continue to rapidly increase. It notes that by 2020 there will be 40 zettabytes of digital data, and many businesses are unprepared to properly handle and protect this data. The EU's new General Data Protection Regulation will require businesses to be more accountable with data and comply with regulations like mandatory breach notification, data subject rights, and restrictions on consumer profiling. Proper compliance will require businesses to know exactly what data they have, where it is stored, who has access, and how it is being used.
Data Breach Insurance - Optometric Protector Plansarahb171
The Optometric Protector Plan offers malpractice, professional liability and business insurance for Optometrists, Ophthalmic Technicians and Students. Here is the 2014 Data Breach Industry Forecast.
This document summarizes a paper about increasing data breaches and the need for legislation to address the problem. It notes that over 233 million US records have been exposed due to breaches since 2005. The document discusses the costs of breaches to companies and common causes, such as lost or stolen devices. It argues that while some states have breach notification laws, federal legislation is needed to standardize security practices and privacy protections across industries. The paper aims to examine if legislation is needed to reduce breaches, when people should be notified of breaches, and if compensation should be required.
Enterprise Encryption and Authentication Usage: Survey ReportEchoworx
Enterprise Encryption and Authentication Usage: A Survey Report contains the findings of market research conducted on behalf of Echoworx by Osterman Research.
The study polled the views IT decision makers and influencers, managing on average 14,000 email users per organization, to assess the adoption of encryption technologies in email for communicating sensitive and confidential records.
The document discusses the changing data protection laws in the EU and risks to businesses from data breaches. It notes that the cost of data breaches to businesses has doubled in the last year. The new EU regulations will require companies to share liability for data breaches by third-party service providers. Fines under the new laws may be up to 5% of a company's annual worldwide turnover. The document advises businesses to ensure adequate protection against data breaches and to plan responses to limit potential damage.
iStart feature: Protect and serve how safe is your personal data?Hayden McCall
The revelations of the Heartbleed vulnerability in April and the recent implementation of Australia’s new privacy regime in March have put data breaches firmly back in the limelight. Clare Coulson finds out more...
The new EU data protection laws will have significant impacts for organizations. Key points include:
1) Fines for data breaches can now be up to 5% of global annual turnover or €100 million, whichever is higher.
2) Organizations processing data of over 5,000 individuals must appoint a data protection officer to ensure privacy standards are met.
3) Mandatory breach notification rules will require organizations to report data loss incidents to supervisory authorities.
This document discusses strategies for complying with the EU's General Data Protection Regulation (GDPR) which takes effect in May 2018. It outlines five key security challenges that the GDPR addresses: 1) mobile workers accessing systems remotely, 2) privileged users having broad access rights, 3) risks from ransomware and malware, 4) insecure employee onboarding and offboarding processes, and 5) lack of accurate auditing and reporting on personal data access. The document then provides recommendations for addressing each challenge through strategies like context-aware access controls, dynamic user privileges, whitelisting applications, automating user provisioning and deprovisioning, and improved logging and reporting of personal data access.
INFOGRAPHIC: The Evolution of Data PrivacySymantec
The document discusses the growing issue of data privacy and protection as data volumes continue to rapidly increase. It notes that by 2020 there will be 40 zettabytes of digital data, and many businesses are unprepared to properly handle and protect this data. The EU's new General Data Protection Regulation will require businesses to be more accountable with data and comply with regulations like mandatory breach notification, data subject rights, and restrictions on consumer profiling. Proper compliance will require businesses to know exactly what data they have, where it is stored, who has access, and how it is being used.
Privacy Breaches In Canada It.Can May 1 2009canadianlawyer
This document summarizes three key questions an organization faces after suffering a privacy breach:
1. Do they have to tell anyone about the breach? Laws in Canada currently only explicitly require notification for health information breaches in Ontario, but notification requirements are developing quickly in other areas.
2. What should they do about the breach? Organizations should investigate the breach, secure any compromised systems or information, and consider notifying affected individuals.
3. Can they be liable for the breach? Laws allow for potential liability, though the extent depends on factors like an organization's security measures and response to the breach. Overall liability in this area is still developing.
The Evolution of Data Privacy: 3 Things You Need To ConsiderSymantec
The European Union’s proposed General Data Protection Regulation (GDPR) has left even the most informed confused. This new regulation has been designed
to update the current directive which was drafted in a time that was in technology terms, prehistoric. It’s time to evolve.
The document is from the Online Trust Alliance (OTA) and discusses data breaches and protection. It provides an overview of the OTA's 2014 Data Protection & Breach Readiness Guide, which aims to help organizations understand issues around data protection and developing readiness plans for data breaches. It notes that even cyber-savvy organizations have found themselves ill-prepared for data breaches, so the guide provides best practices for protection and breach response.
The document provides an overview of the key aspects of the new EU General Data Protection Regulation (GDPR) which takes effect in May 2018. It discusses some of the major changes and implications of the GDPR compared to previous data protection laws. Specifically, it notes that the GDPR has tighter definitions, will have direct effect across EU members, requires express consent for data processing, gives individuals more rights over their personal data, mandates reporting data breaches, and imposes much heavier penalties for non-compliance. It also summarizes some of the major implications of the GDPR for businesses, such as applying to all vendors, needing to respond to personal data requests promptly, and diverting resources to deal with more information requests.
Cloud computing and hipaa navigating and mitigating the inevitable data breachPolsinelli PC
Cloud computing adoption in healthcare has increased due to benefits like mobility, but it also increases cybersecurity risks. A data breach is inevitable, and when one occurs organizations will be judged on the reasonableness of their prevention and mitigation efforts. Covered entities must comply with HIPAA rules to secure data and notify individuals impacted by breaches. Mitigation strategies include due diligence, security compliance programs, and cybersecurity insurance to limit liability from the rising threats to protected health information in the cloud.
As telcos go digital, cybersecurity risks intensify by pwcMert Akın
globalaviationairospace.com
Cyber security for telecommunications companies
The rewards and risks of the cloud, devices, and data
The fastest growing sources of security incidents, increase over 2013
Security strategies for evolving technologies
Strategic initiatives to improve cybersecurity
The document is a guide from Experian on responding to data breaches. It provides an overview of the current data breach landscape, including that data breaches are increasingly common and many companies are unprepared. It emphasizes the importance of having a comprehensive data breach response plan that is tested, practiced, and updated regularly. The guide is intended to help organizations create, implement, and improve their data breach response plans to effectively respond to and resolve a breach if one occurs.
American Bar Association guidelines on Cyber Security standardsDavid Sweigert
The document is a resolution from the American Bar Association that encourages organizations to develop and maintain cybersecurity programs to protect their data and systems from threats. It recommends that organizations conduct risk assessments, implement security controls based on the risks identified, develop response plans for cyber attacks, and engage in information sharing about cyber threats. The resolution aims to address the growing cybersecurity threats facing both private and public sector organizations and the nation's critical infrastructure systems.
Privacy and Information Security: What Every New Business Needs to KnowThe Capital Network
Reports of data security breaches conjure up images of anonymous computer hackers sitting in a darkened room,
fingers flying over a key board in an effort to hack into a computer system to find valuable information to exploit.
Not long ago, most of us considered these breaches to be infrequent and likely targeted at information much more
commercially unique than the average consumer data stored by most businesses.
This document discusses the emerging risks of data security and cyber liability. It notes that virtually every business handles sensitive data and can face risks from data breaches or cyber attacks. The costs of a small data breach involving 1,000 records is estimated at $210,000 on average. It also notes that 40% of small businesses with less than 500 employees have experienced a data breach. Data security and cyber liability risks can result in both first-party losses for a company as well as third-party liabilities.
The document discusses various topics related to cyber insurance and cyber risks. It reports on startling cybercrime numbers from Australia's cybercrime reporting network, and how Lloyd's is appealing to brokers to help standardize cyber risk data collection. It also discusses how the Australian and US governments will strengthen their partnership to combat cybercrime, and predictions that cyber insurance in Asia will significantly increase in the next few years.
Cyber break-ins are affecting the private and public sectors at an alarming rate. In fact, intrusions in the federal systems alone saw a 1,121% increase from 2006 to 2014. To address this issue, we partnered with the Partnership for Public Service to publish “Cyber In-Security: Closing the Federal Gap.” This new report outlines the challenges faced by the federal government in building an enterprise-wide, first-class cybersecurity workforce and offers recommendations for a total workforce solution.
Data breach events result in significant losses each year. Our partners at Bonahoom & Bobilya, LLC, created a presentation about understanding the hidden regulatory risks of a data breach so you can keep your company from going out of business.
This presentation has been shared with permission.
This presentation focuses to the rising prominence of insurance considerations—and more particularly—to legal aspects of insurance as it relates to cybersecurity and privacy.
The presentation defines "Cyber and Privacy Insurance” and organizes such insurance into four main types of cyber insurance coverage: data breach and privacy management coverage, multimedia liability coverage, extortion liability coverage, and network security liability coverage. With these definitions, the presentation then gives snapshot of how the Cyber Insurance Market Is Maturing, its participants, costs, and related attributes.
Consideration is given to the importance of defined terms, before launching into difficulties that providers and users have relative to measuring, modeling, and pricing cyber insurance risk. Particular attention is given to the language of “claims” and how to navigate through associated risk/cost analyses and cost structures.
Additionally, general considerations, pre-conditions, cost of compliance, business interruption, governing board oversight and related issues are brought together is a cohesive manner.
The article discusses the importance of data identification as the first step in achieving GDPR compliance. It states that organizations should begin by describing their personal data through definitions, algorithms, and sampling from existing records. They should then conduct a data discovery process to inventory all locations where personal data is stored, including scattered files and databases. Identifying personal data locations will help organizations respond to individual data requests and deletions as required by GDPR. The data identification process sets organizations on the path to implementing the remaining GDPR requirements by the May 2018 deadline.
According to Analysts, the Higher Education sector is the most breached of any industry. This white paper outlines key reasons why universities are more affected by security issues and how they can better prepare themselves to address IT security and vulnerability management challenges.
Erkan Kahraman, Chief Trust Officer at Projectplace, gave a presentation on cloud services and security. He discussed Projectplace's security program and ecosystem which covers all aspects of cloud risks. Top customer concerns with cloud include legislation, privacy, security, and data ownership. The chief threats to cloud security are data breaches, loss, and account hijacking. Security measures discussed included encryption, access control, and monitoring. Ensuring customer trust requires considering location of data, terms of service, retention policies, and other factors. Government access to data varies by country and transparency reports provide some insight into requests.
This document summarizes an article from The Corporate Governance Advisor on tools for boards to oversee cybersecurity risk. It discusses the business impacts and litigation/regulatory risks of cyber attacks. It outlines how boards have an oversight duty to ensure proper information and reporting systems exist to manage cybersecurity risk. The document provides examples of cybersecurity disclosure from companies like Target and Home Depot. It discusses SEC guidance on cybersecurity disclosure and notes boards must exercise oversight in good faith to avoid liability for failures.
2015 cost of data breach study global analysisxband
2015 Cost of Data Breach Study:
Global Analysis
By: Ponemon Institute
Benchmark research sponsored by IBM
Independently conducted by Ponemon Institute LLC
May 2015
This year’s Data Book also reveals trends in complaint data. In addition to providing information on the total number of consumer complaints per month, it also contains data on the number of monthly complaints specifically related to pre-recorded telemarketing “robocalls,” and requests for a telemarketer to stop calling.
*All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Privacy Breaches In Canada It.Can May 1 2009canadianlawyer
This document summarizes three key questions an organization faces after suffering a privacy breach:
1. Do they have to tell anyone about the breach? Laws in Canada currently only explicitly require notification for health information breaches in Ontario, but notification requirements are developing quickly in other areas.
2. What should they do about the breach? Organizations should investigate the breach, secure any compromised systems or information, and consider notifying affected individuals.
3. Can they be liable for the breach? Laws allow for potential liability, though the extent depends on factors like an organization's security measures and response to the breach. Overall liability in this area is still developing.
The Evolution of Data Privacy: 3 Things You Need To ConsiderSymantec
The European Union’s proposed General Data Protection Regulation (GDPR) has left even the most informed confused. This new regulation has been designed
to update the current directive which was drafted in a time that was in technology terms, prehistoric. It’s time to evolve.
The document is from the Online Trust Alliance (OTA) and discusses data breaches and protection. It provides an overview of the OTA's 2014 Data Protection & Breach Readiness Guide, which aims to help organizations understand issues around data protection and developing readiness plans for data breaches. It notes that even cyber-savvy organizations have found themselves ill-prepared for data breaches, so the guide provides best practices for protection and breach response.
The document provides an overview of the key aspects of the new EU General Data Protection Regulation (GDPR) which takes effect in May 2018. It discusses some of the major changes and implications of the GDPR compared to previous data protection laws. Specifically, it notes that the GDPR has tighter definitions, will have direct effect across EU members, requires express consent for data processing, gives individuals more rights over their personal data, mandates reporting data breaches, and imposes much heavier penalties for non-compliance. It also summarizes some of the major implications of the GDPR for businesses, such as applying to all vendors, needing to respond to personal data requests promptly, and diverting resources to deal with more information requests.
Cloud computing and hipaa navigating and mitigating the inevitable data breachPolsinelli PC
Cloud computing adoption in healthcare has increased due to benefits like mobility, but it also increases cybersecurity risks. A data breach is inevitable, and when one occurs organizations will be judged on the reasonableness of their prevention and mitigation efforts. Covered entities must comply with HIPAA rules to secure data and notify individuals impacted by breaches. Mitigation strategies include due diligence, security compliance programs, and cybersecurity insurance to limit liability from the rising threats to protected health information in the cloud.
As telcos go digital, cybersecurity risks intensify by pwcMert Akın
globalaviationairospace.com
Cyber security for telecommunications companies
The rewards and risks of the cloud, devices, and data
The fastest growing sources of security incidents, increase over 2013
Security strategies for evolving technologies
Strategic initiatives to improve cybersecurity
The document is a guide from Experian on responding to data breaches. It provides an overview of the current data breach landscape, including that data breaches are increasingly common and many companies are unprepared. It emphasizes the importance of having a comprehensive data breach response plan that is tested, practiced, and updated regularly. The guide is intended to help organizations create, implement, and improve their data breach response plans to effectively respond to and resolve a breach if one occurs.
American Bar Association guidelines on Cyber Security standardsDavid Sweigert
The document is a resolution from the American Bar Association that encourages organizations to develop and maintain cybersecurity programs to protect their data and systems from threats. It recommends that organizations conduct risk assessments, implement security controls based on the risks identified, develop response plans for cyber attacks, and engage in information sharing about cyber threats. The resolution aims to address the growing cybersecurity threats facing both private and public sector organizations and the nation's critical infrastructure systems.
Privacy and Information Security: What Every New Business Needs to KnowThe Capital Network
Reports of data security breaches conjure up images of anonymous computer hackers sitting in a darkened room,
fingers flying over a key board in an effort to hack into a computer system to find valuable information to exploit.
Not long ago, most of us considered these breaches to be infrequent and likely targeted at information much more
commercially unique than the average consumer data stored by most businesses.
This document discusses the emerging risks of data security and cyber liability. It notes that virtually every business handles sensitive data and can face risks from data breaches or cyber attacks. The costs of a small data breach involving 1,000 records is estimated at $210,000 on average. It also notes that 40% of small businesses with less than 500 employees have experienced a data breach. Data security and cyber liability risks can result in both first-party losses for a company as well as third-party liabilities.
The document discusses various topics related to cyber insurance and cyber risks. It reports on startling cybercrime numbers from Australia's cybercrime reporting network, and how Lloyd's is appealing to brokers to help standardize cyber risk data collection. It also discusses how the Australian and US governments will strengthen their partnership to combat cybercrime, and predictions that cyber insurance in Asia will significantly increase in the next few years.
Cyber break-ins are affecting the private and public sectors at an alarming rate. In fact, intrusions in the federal systems alone saw a 1,121% increase from 2006 to 2014. To address this issue, we partnered with the Partnership for Public Service to publish “Cyber In-Security: Closing the Federal Gap.” This new report outlines the challenges faced by the federal government in building an enterprise-wide, first-class cybersecurity workforce and offers recommendations for a total workforce solution.
Data breach events result in significant losses each year. Our partners at Bonahoom & Bobilya, LLC, created a presentation about understanding the hidden regulatory risks of a data breach so you can keep your company from going out of business.
This presentation has been shared with permission.
This presentation focuses to the rising prominence of insurance considerations—and more particularly—to legal aspects of insurance as it relates to cybersecurity and privacy.
The presentation defines "Cyber and Privacy Insurance” and organizes such insurance into four main types of cyber insurance coverage: data breach and privacy management coverage, multimedia liability coverage, extortion liability coverage, and network security liability coverage. With these definitions, the presentation then gives snapshot of how the Cyber Insurance Market Is Maturing, its participants, costs, and related attributes.
Consideration is given to the importance of defined terms, before launching into difficulties that providers and users have relative to measuring, modeling, and pricing cyber insurance risk. Particular attention is given to the language of “claims” and how to navigate through associated risk/cost analyses and cost structures.
Additionally, general considerations, pre-conditions, cost of compliance, business interruption, governing board oversight and related issues are brought together is a cohesive manner.
The article discusses the importance of data identification as the first step in achieving GDPR compliance. It states that organizations should begin by describing their personal data through definitions, algorithms, and sampling from existing records. They should then conduct a data discovery process to inventory all locations where personal data is stored, including scattered files and databases. Identifying personal data locations will help organizations respond to individual data requests and deletions as required by GDPR. The data identification process sets organizations on the path to implementing the remaining GDPR requirements by the May 2018 deadline.
According to Analysts, the Higher Education sector is the most breached of any industry. This white paper outlines key reasons why universities are more affected by security issues and how they can better prepare themselves to address IT security and vulnerability management challenges.
Erkan Kahraman, Chief Trust Officer at Projectplace, gave a presentation on cloud services and security. He discussed Projectplace's security program and ecosystem which covers all aspects of cloud risks. Top customer concerns with cloud include legislation, privacy, security, and data ownership. The chief threats to cloud security are data breaches, loss, and account hijacking. Security measures discussed included encryption, access control, and monitoring. Ensuring customer trust requires considering location of data, terms of service, retention policies, and other factors. Government access to data varies by country and transparency reports provide some insight into requests.
This document summarizes an article from The Corporate Governance Advisor on tools for boards to oversee cybersecurity risk. It discusses the business impacts and litigation/regulatory risks of cyber attacks. It outlines how boards have an oversight duty to ensure proper information and reporting systems exist to manage cybersecurity risk. The document provides examples of cybersecurity disclosure from companies like Target and Home Depot. It discusses SEC guidance on cybersecurity disclosure and notes boards must exercise oversight in good faith to avoid liability for failures.
2015 cost of data breach study global analysisxband
2015 Cost of Data Breach Study:
Global Analysis
By: Ponemon Institute
Benchmark research sponsored by IBM
Independently conducted by Ponemon Institute LLC
May 2015
This year’s Data Book also reveals trends in complaint data. In addition to providing information on the total number of consumer complaints per month, it also contains data on the number of monthly complaints specifically related to pre-recorded telemarketing “robocalls,” and requests for a telemarketer to stop calling.
*All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
The Federal Government's Track Record on Cybersecurity and Critical Infrastru...- Mark - Fullbright
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
The document summarizes a white paper on business identity theft produced by the National Association of Secretaries of State (NASS). It discusses the growing problem of business identity theft, where criminals alter business records filed with Secretary of State offices to fraudulently obtain credit and goods. NASS formed a task force to address this issue and held a forum bringing together experts. The white paper focuses on recommendations for Secretary of State offices to establish assistance, prevention, and detection efforts through policies, information security practices, and raising awareness of the crime.
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Identity theft is a serious crime that occurs when someone uses another person's personal information without consent to commit fraud or theft. It is important to guard personal information by keeping documents secure, choosing strong passwords, and being careful online and on social media. If identity theft occurs, victims should contact financial institutions, police, and credit bureaus immediately.
The document summarizes the current and future state of identity theft. It discusses how identity theft currently costs billions annually in the US through various fraud types like credit card, tax return, medical, and child identity fraud. It also notes that small businesses are often vulnerable targets. The future state predicts that by 2017, identity theft will impact every aspect of life as criminals target organizations, mobile devices, social media, documents, bank accounts, and more to steal identities. Recommendations include increasing education, law enforcement resources, and privacy regulations to address the evolving crime.
This document provides a checklist for responding to a sensitive data exposure incident with 12 steps. It details actions to identify and contain the incident, assess the damage and data exposure, eradicate vulnerabilities and recover systems, notify affected individuals, and follow up. The checklist contains over 100 sub-steps and references resources to help guide the incident response process.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Consumers rely on businesses to keep their personal information safe. Too few of those businesses are actively protecting that data. Here’s what’s gone wrong, and how businesses should be responding. Full blog here: http://bit.ly/1Jtzym5
The document outlines best practices for securing healthcare data in the cloud. It discusses how healthcare organizations are increasingly adopting cloud services but have concerns about data security. Breaches of healthcare data are common due to the high value of medical records on black markets. The document then provides recommendations for securing data, including understanding what data needs to be in the cloud, defining access policies, complying with regulations like HIPAA, and using encryption or tokenization techniques. Following these best practices can help healthcare organizations take advantage of cloud services while maintaining strong data security.
The document discusses best practices for securing healthcare data stored in the cloud. It notes that while cloud-based applications can improve patient care and reduce costs, data security concerns prevent many healthcare organizations from fully utilizing the cloud. Breaches of healthcare data are common due to the high value of medical records on the black market. The document recommends using a cloud data protection platform to encrypt or tokenize sensitive data before it is sent to the cloud. This protects the data while still allowing cloud-based applications to function properly. It provides best practices for healthcare organizations to classify data assets, control access, develop security policies, and comply with regulations like HIPAA to securely leverage cloud computing.
Information Security - Hiring Trends and Trends for the Future PDFAlexander Goodwin
The document discusses current trends and future predictions in the information security industry. It notes that information security incidents are increasing in both number and severity. This has led companies to increase spending on information security by over 50% in some sectors. There is currently high demand and a shortage of information security professionals. Salaries for information security roles range from £45,000 to over £200,000 depending on level of experience and role. The document predicts that detected security attacks will continue increasing and that niche information security startups will drive innovation in the industry within the next 5 years.
The growing awareness of the need of protecting personal information, as well as the necessity for companies to be more accountable for their data collecting and use policies, is driving the trend towards more transparency in data privacy.
For today’s digital businesses, being prepared to meet new compliance requirements when storing and managing consumer data will not only minimize risk, but also enable more valued and trusted customer experiences that drive increased loyalty, engagement and revenue. To gain better perspective on this important issue, it’s important to understand:
- The trends driving governmental regulatory shifts and the basic tenets of these new laws
- The challenges faced by executives across the enterprise when managing privacy compliance for consumer data
- The emergence of cloud-based solutions that help businesses manage privacy compliance by acting as end-to-end customer data storage and management solutions that are far more scalable and flexible than legacy systems
This document discusses the importance of identity protection in the age of widespread data breaches. It notes that data breaches are now very common across many industries and can compromise personal information like names, addresses, and social security numbers. While companies often offer free credit monitoring after a breach, the document argues this only provides limited protection and may only monitor one credit bureau. A more comprehensive identity protection solution is needed that includes identity monitoring, prevention services, resolution assistance if fraud occurs, and monitoring of the deep/dark web where stolen data is sometimes traded. Such robust protection is necessary given that the effects of a data breach on a person's identity can last for years.
Rarely does a week go by without the announcement of another major data breach that has put thousands, or even millions of consumers at risk of fraud. From malicious use of compromised credit and debit cards, to increased identity theft risk to drained bank accounts, the threats are real and impact millions of consumers. . A key challenge for the incoming 114th Congress will be to implement long-needed reforms that will protect American consumers personal data from malicious use by criminal hackers.
- Insurance companies are increasingly using data and analytics to improve fraud detection. By analyzing large amounts of data from claims, underwriting, and other sources, insurers can identify patterns and flags of potentially fraudulent activity.
- However, adopting new analytic technologies can be costly, and regulations make sharing some data between insurers and departments difficult. Insurers must weigh these challenges against the losses caused by fraud.
- As analytic capabilities advance, fraud detection is moving from a siloed function to one integrated across the insurance lifecycle, from underwriting to claims. This holistic approach allows insurers to gain a more complete view of fraud risks.
This document discusses the importance of digital trust for businesses. It defines digital trust as confidence in how a company handles personal data. There are four keys to building digital trust: security, privacy/data control, benefit/value, and accountability. The document also summarizes a survey that found only 45% of consumers trust the security of their personal data. While consumers are willing to share some data for benefits, they do not want data shared with third parties. As devices and the "Internet of Things" grow, protecting consumer data and privacy will be even more important for companies. Building digital trust can provide competitive advantages for companies.
Data breaches reached record levels in 2014, with over 5,000 incidents compromising an estimated 675 million records. Healthcare organizations experienced the most breaches at 42.5% of the total. Major breaches impacted Sony, J.P. Morgan, Home Depot, and eBay, compromising millions of customer records. The costs of data breaches for US companies averaged $201 per compromised record, with total costs increasing 15% on average. Looking ahead, healthcare breaches and threats to corporate intellectual property and trade secrets are expected to remain significant risks.
The document discusses risk management in companies. It provides questions for senior executives and IT executives about risks to the business from data security, regulatory compliance, and technological issues. It also summarizes statistics about the high costs of data breaches for companies and discusses how outsourcing some risk management functions can help companies focus on compliance in today's complex regulatory environment.
This document discusses how organizations are in the "Age of Data" where data creation and collection has exploded over the last decade. While data provides opportunities for increased efficiencies and competitive advantages, it also risks if lost or leaked. The true winners will seize opportunities while overcoming risks. It notes that data is fueling innovation across industries but also raises privacy concerns from users. Complete data control and protection is needed to unlock the full value of data by providing access only to those who should have it while protecting it from loss or leaks.
Advanced PII / PI data discovery and data protectionUlf Mattsson
We will discuss using Advanced PII/PI Discovery to Find & Inventory All Personal Data at an Enterprise Scale.
Learn about new machine learning & identity intelligence technology.
You will learn how to:
• Identify all PII across structured, unstructured, cloud & Big Data.
• Inventory PII by data subject & residency for GDPR.
• Measure data re-identifiability for pseudonymization.
• Uncover dark or uncatalogued data.
• Fix data quality, visualize PII data relationships
• Apply data protection to discovered sensitive data.
GDPR: A Threat or Opportunity? www.normanbroadbent.Steven Salter
With General Data Protection Regulation (GDPR) a legal requirement for all UK companies from May 2018, there have been numerous articles written either demonstrating the confusion surrounding the new regulations, or detailing the downsides of the legislation.
For digital media companies, effective cybersecurity programs a mustGrant Thornton LLP
In digital media trust is everything, without it your business model doesn’t work. Cybersecurity can be a key component, ensuring the integrity of your services. Check out this brief guide to securing your data.
This document analyzes data from the Privacy Rights Clearinghouse database on data breach incidents reported from 2005 to 2015. Some key findings include:
- Hacking or malware were behind 25% of breaches, while insider leaks accounted for 12% and unintended disclosures 17.4%.
- Payment card data breaches increased substantially after 2010 likely due to malware targeting point-of-sale systems.
- The healthcare sector experienced the most breaches followed by government and retail. Personally identifiable information and financial data were the most commonly stolen records.
- While credit card and bank account information is frequently dumped online, accounts for services like Uber, PayPal and poker saw increased dumping.
- Organizations must strengthen
Although Sony seemed to dominate the cyber-security headlines of 2014, it was just one of many corporations infiltrated by an increasingly sophisticated and driven pool of hackers. J.P. Morgan Chase, Home Depot, and Target also top the list of businesses struggling with data breaches.
The most recent major cyberattack against Anthem Healthcare shook the insurance industry. In a rare show of honesty, the insurer began alerting customers and the media to the potential of a data break just eight days after it first noted suspicious activity on Jan. 27, 2015.
Immediately upon discovering it had been attacked, Anthem jumped to address the security vulnerability, contacted the FBI, and hired leading cyber-security firm Mandiant to evaluate its systems, said president and CEO Joseph Swedish in a statement.
Noting the importance of protecting financial institutions, New York's Department of Financial Services responded to the Anthem breach by announcing its intent to integrate regular assessments of cyber-security preparedness at insurance companies as part of its examination process. It will also enforce "enhanced regulations" on insurers based in New York.
"Recent cyber security breaches should serve as a stern wake up call for insurers and other financial institutions to strengthen their cyber defenses," said Benjamin M. Lawsky, New York State's superintendent of financial services, in a statement. He continued, "Regulators and private sector companies must both redouble their efforts and move aggressively to help safeguard this consumer data.“
Most people might expect that larger insurers, given the sensitive customer information they handle, would boast robust cyber-security programs. This is not necessarily true.
As part of its investigation, the Department found that 95% of insurers already think they have sufficient staff for information security, and just 14% of CEOs receive monthly briefings on data security. Anthem, the nation's second-largest health insurer, had not even encrypted its database containing nonmedical data. It claims that the HIPAA did not require it to do so.
While experts believe that Anthem was exclusively targeted in its attack, there is no doubt that all financial institutions are at risk. Here are eight things to know as the industry enters a year of increasingly heightened cyber-vulnerability.
Running head Information security threats 1Information secur.docxwlynn1
Running head: Information security threats 1
Information security threats 7
Information security threats
Khaleem Pasha Mohammad
Campbellsville University
Introduction
The development of technology has been greatly embraced in hospitals, saved innumerable lives, and improved the quality of care provision. Not exclusively has technology changed patients knowledgeable and of their families but further consideration has had a significant impact on the strategy and practices of practitioners. One in every five of the areas that have greatly embraced technology is care data. Technology has helped inside the treatment of care records through the introduction of electronic health records, that's exchange paper records. With the availability of electronic care record (EHR) systems, a nurse can merely check for patients’ allergies, case history, weight, age, and prescription through the press of a button. However, the most quantity as institutions are clasp technology to stay up their health records, there are series of risks associated with these technologies. Since the start of technology inside the upkeep of care records, the care trade has been a primary target for cyber crimes. The motives behind cyber-attacks on care are clear as insurance firms, hospitals, care clinics, and totally different care suppliers keep health records that contain valuable information. The use of America Department of Health and Human Services for Civil Rights has acknowledged that over 100 million people square measure suffering from care data security breach. Gregorian calendar month 2015 was a foul month for electronic data jointly of the most important hacks on health care records on Anthem Blue Cross resulting in over seventy-eight million patients’ health data was taken. The cyber-attack scarf sensitive data that contained social securities, names, and residential addresses of people. Constant year, Premera Blue Cross reported that a cyber-attack has exposed medical information of over eleven million customers. Back in 2011, over 4.9 million health records were taken electronically from Science Application International Corporation. These are few cases of a care data breach with sensitive data falling into the hands of third parties. In guaranteeing that there are privacy and security in care records, bureau insurance mobility and responsibility (HIPPA) is providing legislation that hospital and totally different institutions that handle patient’s data to adopt in guaranteeing that varied security measures are enforced in protecting data.
HIPPA and Security Compliance
As much as institutions are clasp technology in storing care data, it is vital for institutions like HIPPA to regulate these bodies to substantiate that shopper rights are protected. The HIPAA Security Rule provides that electronic records of patients got to be protected in any respect times from any unauthorized access nonetheless the information being at rest or in transit.
Similar to 2014 Data Breach Industry Forecast (20)
The document summarizes cyber threat trends in 2018 according to a Symantec report. It saw a rise in formjacking attacks that steal payment card data, though cryptojacking activity declined along with cryptocurrency values. Ransomware infections decreased overall but rose for enterprises. Living off the land attacks using tools like PowerShell increased substantially. Targeted attacks grew more sophisticated with groups targeting operational systems and destructive malware.
The FBI is the lead federal agency for investigating malicious cyber activity by criminals, nation-state adversaries, and terrorists. To fulfill this mission, the FBI often develops resources to enhance operations and collaboration. One such resource is the FBI’s Internet Crime Complaint Center (IC3) which provides the public with a trustworthy and convenient mechanism for reporting information concerning suspected Internet-facilitated criminal activity. At the end of every year, the IC3 collates information collected into an annual report.
Credit is due to all original authors and no financial gain was made from the blog, Simply sharing an interesting story for educational purposes,
This guide aims to help journalists understand their rights at protests and avoid arrest when reporting on these events. It summarizes the legal landscape and provides strategies and tools to help journalists avoid incidents with police and navigate them successfully should they arise. Credit RCFP.Org
Credit is due to all original authors and no financial gain was made from the blog, Simply sharing an interesting story for educational purposes,
Verizon Publishes 2020 Data Breach Investigation Report (DBIR) With Insights From Thousands of Confirmed Breaches. Verizon's 2020 Data Breach Investigations Report (DBIR) is the most extensive yet, with 81 contributing organizations, and more than 32,000 incidents analyzed (of which 3,950 were confirmed breaches). Credit:Verizon
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
A Resource Guide to theU.S. Foreign Corrupt Practices Act
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
The FTC takes in reports from consumers about problems they experience in the marketplace. The reportsare stored in the Consumer Sentinel Network (Sentinel), a secure online database available only to lawenforcement. While the FTC does not intervene in individual consumer disputes, its law enforcementpartners – whether they are down the street, across the nation, or around the world – can use informationin the database to spot trends, identify questionable business practices and targets, and enforce the law.
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
Below is a list of consumer reporting companies updated for 2019.1 Consumer reporting companies collect information and provide reports to other companies about you. These companies use these reports to inform decisions about providing you with credit, employment, residential rental housing, insurance, and in other decision making situations. The list below includes the three nationwide consumer reporting companies and several other reporting companies that focus on certain market areas and consumer segments. The list gives you tips so you can determine which of these companies may be important to you. It also makes it easier for you to take advantage of your legal rights to (1) obtain the information in your consumer reports, and (2) dispute suspected inaccuracies in your reports with companies as needed.
Advisory to Financial Institutions on Illicit Financial Schemes and Methods R...- Mark - Fullbright
Transnational criminal organizations (TCOs), foreign fentanyl suppliers, and Internet purchasers located in the United States engage in the trafficking of fentanyl, fentanyl analogues, and other synthetic opioids and the subsequent laundering of the proceeds from such illegal sales.
The mission of the IC3 is to provide the public with a reliable and convenient reporting mechanism to submit information to the FBI concerning suspected Internet-facilitated criminal activity, and to develop effective alliances with industry partners. Information is analyzed and disseminated for investigative and intelligence purposes, for law enforcement, and for public awareness.
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
This report is built upon analysis of 41,686 security incidents, of which 2,013 were confirmed data breaches. We will take a look at how results are changing (or not) over the years as well as digging into the overall threat landscape and the actors, actions, and assets that are present in breaches. Windows into the most common pairs of threat actions and affected assets also are provided.
The Federal Trade Commission (FTC or Commission) is an independent U.S. law enforcement agency charged with protecting consumers and enhancing competition across broad sectors of the economy. The FTC’s primary legal authority comes from Section 5 of the Federal Trade Commission Act, which prohibits unfair or deceptive practices in the marketplace. The FTC also has authority to enforce a variety of sector specific laws, including the Truth in Lending Act, the CAN-SPAM Act, the Children’s Online Privacy Protection Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and the Telemarketing and Consumer Fraud and Abuse Prevention Act. This broad authority allows the Commission
to address a wide array of practices affecting consumers, including those that emerge with the development of new technologies and business models.
Sentinel sorts consumer reports into 29 top categories. Appendices B1 – B3 describe the categories,providing details, and three year figures. To reflect marketplace changes, new categories or subcategories are created or deleted over time.The Consumer Sentinel Network Data Book excludes the National Do Not Call Registry. A separate report about these complaint statistics is available at: https://www.ftc.gov/reports/national-do-not-call-registry-data-book-fiscal-year-2018. The Sentinel Data Book also excludes reports about unsolicited commercial email.Consumers can report as much or as little detail as they wish when they file a report. For the Sentinel Data Book graphics, percentages are based on the total number of Sentinel fraud, identity theft, and other report types in 2018 in which consumers provided the information displayed on each chart.Reports to Sentinel sometimes indicate money was lost, and sometimes indicate no money was lost.Often, people make these reports after they experience something problematic in the marketplace,avoid losing any money, and wish to alert others. Except where otherwise stated, numbers are based on reports both from people who indicated a loss and people who did not.Calculations of dollar amounts lost are based on reports in which consumers indicated they lost between $1 and $999,999. Prior to 2017, reported “amount paid” included values of $0 to $999,999.States and Metropolitan Areas are ranked based on the number of reports per 100,000 population.State rankings are based on 2017 U.S. Census population estimates (Annual Estimates of the Resident Population: April 1, 2010 to July 1, 2017). Metropolitan Area rankings are based on 2016 U.S. Census population estimates (Annual Estimates of the Resident Population: April 1, 2010 to July 1, 2016).This Sentinel Data Book identifies Metropolitan Areas (Metropolitan and Micropolitan Statistical Areas)with a population of 100,000 or more except where otherwise noted. Metropolitan areas are defined by Office of Management and Budget Bulletin No. 15-01, “Revised Delineations of Metropolitan Statistical Areas, Micropolitan Statistical Areas, and Combined Statistical Areas, and Guidance on Uses of the Delineations of These Areas” (July 15, 2015). Numbers change over time. The Sentinel Data Book sorts consumer reports by year, based on the date of the consumer’s report. Some data contributors transfer their complaints to Sentinel after the end of the calendar year, and new data providers often contribute reports from prior years. As a result, the total number of reports for 2018 will likely change during the next few months, and totals from previous years may differ from prior Consumer Sentinel Network Data Books. The most up to date information can be found online at ftc.gov/data
A credit score is a three -digit number that predicts how likely you are to pay back a loan on time, based on information from your credit reports.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only. - Medical identity theft has existed in various forms for decades, but it was in 2006 that World Privacy Forum published the first major report about the crime. The report called for medical data breach notification laws and more research about medical identity theft and its impacts. Since that time, medical data breach notification laws have been enacted, and other progress has been made, particularly in the quality of consumer complaint datasets gathered around identity theft, including medical forms of the crime. This report uses new data arising from consumer medical identity theft complaint reporting and medical data breach reporting to analyze and document the geography of medical identity theft and its growth patterns. The report also discusses new aspects of consumer harm resulting from the crime that the data has brought to light
The FTC takes in reports from consumers about problems they experience in the marketplace. The reports are stored in the Consumer Sentinel Network (Sentinel), a secure online database available only to law enforcement. While the FTC does not intervene in individual consumer disputes, its law enforcement partners – whether they are down the street, across the nation, or around the world – can use information in the database to spot trends, identify questionable business practices and targets, and enforce the law.
Since 1997, Sentinel has collected tens of millions of reports from consumers about fraud, identity theft, and other consumer protection topics. During 2017, Sentinel received nearly 2.7 million consumer reports, which the FTC has sorted into 30 top categories. The 2017 Consumer Sentinel Network Data Book (Sentinel Data Book) has a vibrant new look, and a lot more information about what consumers told us last year. You'll know more about how much money people lost in the aggregate, the median amount they paid, and what frauds were most costly. And you'll know much more about complaints of identity theft, fraud, and other types of problems in each state, too. The Sentinel Data Book is based on unverified reports filed by consumers. The data is not based on a consumer survey. Sentinel has a five-year data retention policy, with reports older than five years purged biannually.
This guide addresses the steps to take once a
breach has occured. For advice on implementing a
plan to protect consumers’ personal information, to
prevent breaches and unauthorized access, check
out the FTC’s Protecting Personal Information: A
Guide for Business and Start with Security: A Guide
for Business.
*Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Consumer Sentinel Network Data Book for January 2016 - December 2016- Mark - Fullbright
FTC Consumer Sentinel Network Law enforcement's source for consumer complaints.
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Reimagining Your Library Space: How to Increase the Vibes in Your Library No ...Diana Rendina
Librarians are leading the way in creating future-ready citizens – now we need to update our spaces to match. In this session, attendees will get inspiration for transforming their library spaces. You’ll learn how to survey students and patrons, create a focus group, and use design thinking to brainstorm ideas for your space. We’ll discuss budget friendly ways to change your space as well as how to find funding. No matter where you’re at, you’ll find ideas for reimagining your space in this session.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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How to Manage Your Lost Opportunities in Odoo 17 CRMCeline George
Odoo 17 CRM allows us to track why we lose sales opportunities with "Lost Reasons." This helps analyze our sales process and identify areas for improvement. Here's how to configure lost reasons in Odoo 17 CRM
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
2014 Data Breach Industry Forecast
1. DATA
B R E AC H
R ESO LU T I O N
2014 Data Breach Industry Forecast
2. 2014 Data Breach Industry Forecast
Executive Summary
The number of data breaches both
experienced and reported is expected
to continue to rise, with new security
threats and regulations pushing for more
transparency on the horizon. All signs are
pointing to 2014 being a critical year for
companies to better prepare to respond
to security incidents and data breaches.
Over the past decade, we have seen an
explosion of security incidents impacting
millions of consumers worldwide.
Throughout 2013, there were many
significant data breaches and this shows
no sign of slowing in the upcoming year
with healthcare, energy, financial services,
retail and telecom industries continuing
to be top targets. In fact, this past year
marked the single, largest breach to date.
While more than half of organizations are
armed with data breach preparedness
plans, not everyone is prepared. This
is unfortunate because the assumption
should be that a data breach is likely to
happen.
1
To better understand what may lie ahead,
Experian Data Breach Resolution has
developed six key predictions for how
concerns about data breaches will evolve
over the course of 2014. It is imperative
that companies and organizations
understand the evolving data breach
environment and ensure their response
plans are continuously enhanced to
address emerging issues.
®
The top data breach trends of 2014 are
anticipated to include the following:
• Data Breach Cost Down But Still Impactful
The cost per record of a data breach
is likely to continue to decline, largely
due to increased awareness among
organizations of how to prepare for
and mitigate the damage caused by
any single incident. However, security
incidents and other breaches can still
cause significant business disruption if
not properly managed and the number
of reported breaches still may rise.
• Will the Cloud and Big Data =
Big International Breaches?
International data breach response
plans will be essential in 2014 as
European Union regulations continue to
take shape and will be enforced based
on where the customer lives rather than
where the data is located. With the
rise of the cloud, data is now moving
seamlessly across borders making
the potential for complex, international
breaches more possible. In response,
organizations will begin looking for
internationally savvy privacy attorneys
to help guide them through the new
regulations and foreign jurisdictions.
• Healthcare Breaches:
Opening the Floodgates
With the addition of the Healthcare
Insurance Exchanges, millions of
individuals will be introduced into
the healthcare system and in return
increase the vulnerability of the already
susceptible healthcare industry. When
combined with new HIPAA data breach
compliance rules taking shape, the
healthcare industry is likely to make the
most breach headlines in 2014.
• A Surge in Adoption of
Cyber Insurance
Currently, one-third of companies have
purchased cyber insurance, according
to a recent Ponemon study, and the
study indicates there will be a 50
percent growth in policies purchased in
the next year.
2
• Breach Fatigue: Rise in
Consumer Fraud?
As breach notifications become more
frequent, consumers may begin to
suffer from “data breach fatigue.” This
may drive them to be less likely to take
steps to protect themselves and lead
to increasing levels of fraud and identity
theft.
• Beyond the Regulatory Checkbox
Even though a federal data breach law
isn’t slated for this upcoming year, state
regulators are likely to ramp up efforts
to engage companies on data breach
responses. Along with the potential
for increased fines, this engagement
could provide an opportunity for more
open communication and partnerships,
which will help protect customers from
harm.
Page 2
| 2014 Data Breach Industry Forecast
3. 2014 Data Breach Industry Forecast
Top 6 Data Breach
Trends for 2014
1) Data Breach Cost Down But Still Impactful
As more and more organizations learn
how to identify and respond to security
incidents and data breaches, the cost
per record of a data breach will probably
continue to trend downward. Last year,
according to the Ponemon Institute, the
cost per record dropped from $194 to
$188. The key factors for the reduction
include organizations having a strong
security posture with incident response
plans in place.
3
Presumably, better prepared companies
are more effective at managing consumer
concerns after an incident and in return
can reduce the costs due to customer
churn. Strong preparations also allow
companies to be much more cost
efficient in engaging outside consultants
in managing a breach. Furthermore, many
companies will offset the cost of incident
response through cyber insurance
policies.
The Takeaway:
A data breach still affects the bottom line
so organizations cannot let their guard
down. For small businesses, this can
shut the doors. The better prepared a
business is, the more likely that financial
losses can be contained.
2) Will the Cloud and Big Data =
Big International Breaches?
The data breaches of tomorrow are
likely to be global in nature, adding
significant complexity to the data breach
response process. With the rise of cloud
computing, significant quantities of
sensitive data now travel across national
borders in the blink of an eye. Large data
centers host data from citizens all over
the world. Yet, while these data flows are
global, the data breach laws and cultural
norms for responding to an incident are
local. This makes responding properly to
a large breach a significant compliance
challenge.
Notifying individuals and providing some
sort of fraud or identity protection in
multiple countries will be increasingly
important but complicated. With the
European Union likely to pass more
stringent regulations, the frequency of
reported international data breaches
is likely to explode. Most U.S. based
organizations are not ready for this aspect
of a data breach nor are the wide variety
of consultants and providers that help
them resolve a breach. The door is open
to a burgeoning opportunity for industry
players to fill a strong need.
The Takeaway:
The biggest challenge for companies
will be awareness of each country’s
regulations and complying with all of
them. Privacy attorneys who work in
foreign jurisdictions are best suited to
help companies understand the global
notification responsibilities after a breach.
Stay tuned for more
widespread European
Union notification laws.
3) Healthcare Breaches:
Opening the Floodgates
The healthcare industry, by far, will be the
most susceptible to publicly disclosed
and widely scrutinized data breaches
in 2014. The sheer size of the industry
makes it vulnerable when you consider
that as Americans, we will spend more
than $9,210 per capita on healthcare
in 2013. Add to that the Healthcare
Insurance Exchanges (HIEs), which are
slated to add seven million people into the
healthcare system, and it becomes clear
that the industry, from local physicians
to large hospital networks, provide an
expanded attack surface for breaches.
4
Further, the healthcare industry must
also comply with new data breach
and privacy requirements in the HIPAA
Omnibus Rule, which is likely to increase
fines and headlines about incidents. As
organizations have learned with the new
rule, they have to determine the probability
of the Protected Health Information
(PHI) being compromised, regardless of
2014 Data Breach Industry Forecast
| Page 3
4. 2014 Data Breach Industry Forecast
encryption is not optional
You’ve probably heard it a billion times: encrypt, encrypt, encrypt. But
what does that really mean? Does it mean encrypt laptops and desktops
and that’s all? It may have meant that in the past but some companies
are now encrypting data that travels between servers, computers and
internal data.
Encrypting internal and traveling data may be expensive and timeconsuming. But in light of all the breaches and federal government
monitoring, it may be worthwhile. Laptops and desktops, however, aren’t
optional. They should be encrypted. Organizations should also keep up
with IT security and install the latest software to protect their systems.
But technology alone isn’t the answer. Numerous breaches are
caused by insiders. In these cases, an employee purposely steals
sensitive consumer data or carelessly opens a link and infects his or
her company’s systems. As a result, it’s a good practice to establish
procedures for safeguarding consumer data and limiting access to that
data to staff members who truly need it to perform their job.
whether or not it would cause harm to the
affected individuals.
Medical identity theft
claimed more than 1.8
million U.S. victims before
the end of 2013.
5
The problem is further exasperated
by the fact that many doctors’ offices,
clinics and hospitals are not in the data
management business and therefore do
not have enough resources to safeguard
their patients’ PHI. When combined with
the soaring cost of medical identity theft
caused by data lost in a breach, the
healthcare industry is facing a perfect
storm that could cause significant
business disruption.
The Takeaway:
Healthcare organizations are entering a
new frontier. Reported incidents will rise
and regulations will force teams to reevaluate data management procedures
or face heady fines. Preparation is not just
nice to have, it is a must.
4) A Surge in Adoption of
Cyber Insurance
Many companies will look beyond just
investing in technology to protect against
attacks and towards the insurance
market to manage financial ramifications
of breaches. According to a recent
Ponemon study, one-third of companies
already have cyber insurance and the
study estimates there will be a 50 percent
growth in policies purchased in the next
year. When combined with the expected
$1.3 billion in annual premiums in 2013,
the cyber insurance industry is likely to
experience boom times.
6
7
While this trend should not be interpreted
as companies waving the white flag at
protecting against security threats, it does
demonstrate the need to think beyond the
traditional technology-centric “castle and
moat” strategy. Cyber insurance not only
provides a financial remedy, the process
of evaluating coverage helps many
companies improve their security posture
and preparedness.
Furthermore, companies are likely to see
a growing variety of coverage options as
more corporate insurance providers enter
the market. This will likely include policies
geared at different market segments. In
particular, the small- and medium-size
business (SMB) segment is likely to
see new specific policies and outpace
the adoption when compared to other
sectors. In part, this adoption will be
driven from the need for SMBs to manage
breaches while not having the in-house
expertise or resources to manage the
aftermath. Most policies provide access
to the external legal, notification and
technical expertise needed to manage
these incidents.
Page 4
| 2014 Data Breach Industry Forecast
5. 2014 Data Breach Industry Forecast
The Takeaway:
Cyber insurance will start to become
a must-have for companies. With the
insurance industry evolving at breakneck
speed, businesses that already have
coverage should examine current policies
and ensure they meet their evolving
needs or shop around as more choices
become available.
Small businesses
experienced a 300%
increase in cyberespionage
attacks from 2011 to 2012.
8
5) Breach Fatigue:
Rise in Consumer Fraud?
Each day there are security incidents that
go unreported, but as laws are changing
and awareness is growing, more and
more breaches are expected to be
made public. As the number of reported
breaches in the media increases and the
frequency of notifications that consumers
receive grow, they may become apathetic
towards the subject. Consumers will
surely give little attention to the severity
of being affected by a breach and the
importance of following the directions in
notification letters.
With an estimated one out of four
Americans receiving a breach notice,
it is possible consumers will get tired of
hearing about breaches, leading to “data
breach fatigue.” This fatigue could lead
to significantly more harm by causing
fewer consumers to take action to protect
themselves after an incident, which
could result in higher levels of fraud.
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This includes failure to reset passwords
or accounts that may have been
compromised, not being extra vigilant
watching for targeted phishing attacks or
not taking advantage of credit monitoring
or other fraud prevention tools provided
by the affected company.
The Takeaway:
Notification is more than a courtesy.
Letters need to be clear and digestible
for consumers to encourage action.
The customer mindset today may also
warrant additional outreach approaches in
addition to a letter to achieve action. In the
end, it is in the company’s best interest
to do its utmost to help their customers
protect themselves.
6) Beyond the Regulatory
Checkbox: Partnering with Officials
Watch for state regulators and law
enforcement to turn a new leaf this year.
In the absence of significant action on
the federal level, many state Attorneys
General are devoting significant attention
to helping organizations better manage
breaches. This includes expanded
enforcement action, but also opportunities
to share best practices in helping prevent
incidents and protect consumers.
California Attorney General Kamala Harris
recently issued a report on medical
identity theft urging the healthcare
industry to use the federal Affordable
Care Act as a window of opportunity to
Don’t forget the little guy
Breached organizations don’t always fall into a neat little category. A
breach can occur at any company, government agency, healthcare
provider or insurer. As a result, organizations that experience a breach
have customers or patients from every walk of life. They may be young,
old, educated, wealthy, below poverty-level and from any ethnicity.
Therefore, companies that offer identity protection solutions should be
able to cover every demographic. But that’s not always the case. Many
identity theft or credit monitoring products can only monitor adults with
a credit history. Yet more often than not, breached companies have
customers with small children or young adults with no credit history.
Children, in fact, have a 51 percent higher chance of becoming a victim
of identity theft than adults.
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Organizations need to be selective about who they choose to provide
identity protection. There are breach resolution providers that have
identity protection solutions for children, families and adults with no
credit history whatsoever. But they must be sought out. That’s why
selecting a breach provider before you suffer a breach is a smart move.
2014 Data Breach Industry Forecast
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