- The document discusses Google's Q3 2006 earnings conference call, reporting 70% year-over-year revenue growth and 10% quarter-over-quarter growth driven by increased monetization and traffic.
- Operating income and net income reached record levels, and the company continued investing in products and infrastructure while forming new partnerships.
- Google agreed to acquire YouTube for $1.65 billion in stock, hoping to enable anyone to upload, watch and share videos worldwide.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
2. A Note From Our Lawyers
The following presentation includes forward-looking statements within the meaning of Section
27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934.
These forward-looking statements include statements regarding, among other things, our
planned acquisition of YouTube, the planned combined offerings from Google and YouTube,
the expected closing date of our planned acquisition of YouTube, and planned partnerships.
These forward-looking statements are subject to certain risks and uncertainties that could
cause our actual results to differ materially from those reflected in the forward-looking
statements. Many of the factors that could cause or contribute to such differences include: (1)
changes in economic, business, competitive, technological and/or regulatory factors, (2) failure
to receive regulatory approval for the acquisition and the failure of the other conditions set
forth in the YouTube acquisition agreement to be satisfied, (3) failure to retain the levels of
traffic on the YouTube site, (4) failure to compete successfully in a highly competitive and
rapidly changing marketplace, (5) failure to retain key employees of YouTube, (6) other factors
affecting the operation of the respective businesses of Google and YouTube, and (7) the
failure of YouTube and Google to work together effectively. More detailed information about
these factors may be found in our filings with the SEC, including our most recent Quarterly
Report on Form 10-Q.
In light of these risks and uncertainties, the forward-looking statements included in this
presentation may not occur, and actual results could differ materially and adversely from those
anticipated or implied in the forward-looking statements. We undertake no obligation to revise
or publicly release the results of any revision to these forward-looking statements.
2
3. Third Quarter 2006 Highlights
• Revenue growth of 70% Y/Y and 10% Q/Q in seasonally slow Q3
– Monetization was the primary driver of revenue growth; traffic gains also
contributed meaningfully
– Strong growth across our diverse advertiser base
– Continued international expansion
• Record levels of operating income and net income
• Continued innovation – more simple yet powerful products for users
• Multi-year partnerships with Fox Interactive Media (MySpace), eBay,
and Intuit
• Agreement to acquire YouTube for $1.65B in stock (October)
3
7. Costs and Expenses
GAAP Q3'06
$Millions Q/Q Y/Y
Q3'05 Q2'06 Q3'06
Costs of Revenues $655.1 $989.0 $1,048.7 6.0% 60.1%
Percent of revenues 41.5% 40.3% 39.0%
Research & Development* $177.8 $282.6 $312.6 10.6% 75.8%
Percent of revenues 11.3% 11.5% 11.6%
Sales & Marketing $111.5 $196.4 $207.0 5.4% 85.7%
Percent of revenues 7.1% 8.0% 7.7%
General & Administrative $104.9 $172.6 $190.0 10.1% 81.1%
Percent of revenues 6.6% 7.0% 7.1%
Total Costs & Expenses $1,049.3 $1,640.6 $1,758.3 7.2% 67.6%
Percent of revenues 66.5% 66.8% 65.4%
Non-GAAP Q3'06
$Millions Q/Q Y/Y
Q3'05 Q2'06 Q3'06
Costs of Revenues $653.8 $986.7 $1,046.6 6.1% 60.1%
Percent of revenues 41.4% 40.2% 38.9%
Research & Development $130.9 $212.0 $250.9 18.3% 91.7%
Percent of revenues 8.3% 8.6% 9.3%
Sales & Marketing $105.0 $182.1 $192.3 5.6% 83.1%
Percent of revenues 6.7% 7.4% 7.1%
General & Administrative $92.5 $150.6 $168.7 12.0% 82.4%
Percent of revenues 5.9% 6.1% 6.3%
Total Costs & Expenses $982.2 $1,531.4 $1,658.5 8.3% 68.9%
Percent of revenues 62.3% 62.3% 61.6%
* Q305 includes $20.8M of in-process R&D
Note: Please refer to supporting Table 1 for reconciliations of non-GAAP costs and expenses
to GAAP costs and expenses
7
8. Profitability
GAAP
$Millions Q3'05 Q2'06 Q3'06
Income from Operations $529.2 $815.4 $931.3
Operating Margin 33.5% 33.2% 34.6%
Net Income $381.2 $721.1 $733.4
Net Margin 24.1% 29.4% 27.3%
EPS (diluted) $1.32 $2.33 $2.36
Non-GAAP
$Millions Q3'05 Q2'06 Q3'06
Income from Operations $596.3 $924.5 $1,031.2
Operating Margin 37.8% 37.6% 38.3%
Net Income $437.2 $772.1 $812.3
Net Margin 27.7% 31.4% 30.2%
EPS (diluted) $1.51 $2.49 $2.62
Note: Please refer to supporting Table 2 for reconciliations of non-GAAP results of
operations measures to the nearest comparable GAAP measures
8
9. Free Cash Flow
Q3'06
$Millions Q/Q Y/Y
Q3'05 Q2'06 Q3'06
Net cash provided by
operating activities $646.7 $840.6 $1,004.3 19.5% 55.3%
Less purchases of property
and equipment $292.5 $699.0 $492.2 (29.6)% 68.3%
Free cash flow (Non-GAAP) $354.2 $141.6 $512.1 261.7% 44.6%
9
10. YouTube Agreement
• YouTube is one of the largest and fastest growing online video
entertainment communities on the Internet
• Google and YouTube share the vision of enabling anyone to
upload, watch and share original videos worldwide, and the
dedication to innovate with video to offer compelling services
for our users and for content owners
• YouTube to remain independent following close
Company to remain in San Bruno, CA
Transaction expected to close in Q4
10
11. Summary
• Strong results are a direct result of Google’s diversity across
geographic regions, industry verticals, and advertiser/partner
segments (small, medium, large).
• Google continues to focus on innovation and on the user experience.
• We continue to invest in our technology, infrastructure and people to
maintain our market leadership and improve our competitive
positioning.
• Partnerships remain a key strategic initiative – Fox Interactive, eBay,
Intuit – more to come.
11
12. Table 1 - Reconciliations of non-GAAP costs and expenses
to GAAP costs and expenses
As a % of As a % of As a % of Q3'06 Q3'06
Revenues (1) Revenues (1) Revenues (1) Q/Q Y/Y
$Millions Q3'05 Q2'06 Q3'06
6.0% 60.1%
Cost of Revenues (GAAP) $ 655.1 41.5% $ 989.0 40.3% $ 1,048.7 39.0%
Less: Stock-based compensation (1.3) - (2.3) - (2.1) -
6.1% 60.1%
Cost of Revenues (non-GAAP) $ 653.8 41.4% $ 986.7 40.2% $ 1,046.6 38.9%
Research and development (GAAP) 10.6% 75.8%
$ 177.8 11.3% $ 282.6 11.5% $ 312.6 11.6%
Less: Stock-based compensation (26.1) - (70.6) - (61.7) - - -
Less: In-process research and development (2) (20.8) - - - - - - -
Research and development (non-GAAP) 18.3% 91.7%
$ 130.9 8.3% $ 212.0 8.6% $ 250.9 9.3%
Sales and marketing (GAAP) $ 111.5 7.1% $ 196.4 8.0% $ 207.0 7.7% 5.4% 85.7%
Less: Stock-based compensation (6.5) - (14.3) - (14.7) - - -
Sales and marketing (non-GAAP) $ 105.0 6.7% $ 182.1 7.4% $ 192.3 7.1% 5.6% 83.1%
General and administrative (GAAP) $ 104.9 6.6% $ 172.6 7.0% $ 190.0 7.1% 10.1% 81.1%
Less: Stock-based compensation (12.4) - (22.0) - (21.3) - - -
General and administrative (non-GAAP) $ 92.5 5.9% $ 150.6 6.1% $ 168.7 6.3% 12.0% 82.4%
Total costs and expenses (GAAP) $ 1,049.3 66.5% $ 1,640.6 66.8% $ 1,758.3 65.4% 7.2% 67.6%
Less: Stock-based compensation (46.3) - (109.2) - (99.8) - - -
Less: In-process research and development (2) (20.8) - - - - - - -
Total costs and expenses (non-GAAP) $ 982.2 62.3% $ 1,531.4 62.3% $ 1,658.5 61.6% 8.3% 68.9%
(1) Percentages based on GAAP Revenues of $1,578 million in Q3 '05, $2,456 million in Q2 '06 and $2,690 million in Q3 '06
(2) In-process research and development relates to an acquisition
12
13. Table 2 - Reconciliations of non-GAAP results of operations
measures to the nearest comparable GAAP measures
As a % of As a % of As a % of
Revenues (1) Revenues (1) Revenues (1)
$Millions except per share amounts Q3'05 Q2'06 Q3'06
Income from operations (GAAP) $ 529.2 33.5% $ 815.4 33.2% $ 931.3 34.6%
Add: Stock-based compensation 46.3 - 109.1 - 99.9 -
Add: In-process research and development (2) 20.8 - - - - -
Income from operations (non-GAAP) $ 596.3 37.8% $ 924.5 37.6% $ 1,031.2 38.3%
Net income (GAAP) $ 381.2 24.1% $ 721.1 29.4% $ 733.4 27.3%
Add: Stock-based compensation (net of tax) 35.2 - 83.3 - 78.9 -
Add: In-process research and development (net of tax) 20.8 - - - - -
Less: One-time gain from the sale of our investment in Baidu (net of tax) - - (32.3) - - -
Net income (non-GAAP) $ 437.2 27.7% $ 772.1 31.4% $ 812.3 30.2%
Net income per share - diluted (GAAP) $1.32 $2.33 $2.36
Net income per share - diluted (non-GAAP) $1.51 $2.49 $2.62
Shares used in per share calculation - diluted 290 310 311
(1) Percentages based on GAAP revenues of $1,578 million in Q3 '05, $2,456 million in Q2 '06 and $2,690 million in Q3 '06
(2) In-process research and development relates to an acquisition
13