3. INTRODUCTION
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Biometrics refers to the automatic identification of a
person based on his physiological/behavioral
characteristics.
Various types of biometric systems are being used
for real time identification most popular are based on
face recognition and finger print matching.
Most of the ATM in the past have been using ID
cards to identify users but with the wide acceptance
of Biometrics a new generation of Biometrics ATM
are being deployed for wide range of applications
worldwide.
Biometrics based authentication is a potential
candidate to replace password-based authentication.
5. ISSUE IN CURRENT ATM
NETWORK
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ATM Card frauds .
Use of ATM card duplicators.
Card sharing by family and friends .
Inability to trace the wrongful users .
ATM PINs can be shared on phone or recorded using secret cameras
6. WHY TO USE BIOMETRIC ATM ?
Provides strong authentication.
Can be used instead of a PIN .
Hidden costs of ATM card management like card
personalization, delivery, management, re-issuance, PIN
generation, help-desk, and re- issuance can be avoided .
Ideal for Indian rural masses.
It is accurate .
Flexible account access allows clients to access their
accounts at their convenience.
Low operational cost of the ATMs will ultimately reduce
Total cost of ownership (TCO).
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11. VARIOUS BIOMETRIC SYSTEM.
HAND
The three dimensional shape of a person’s hand has
several advantages as an identification device.
Scanning a hand and producing a result takes
1.2seconds.It requires little space for data storage about
9 bytes which can fit easily magnetic strip credit cards.
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13. FINGERPRINT.
A fingerprint scanner system has two basic jobs :
It needs to get an image of your finger.
It needs to determine whether the pattern of ridges and valleys in this
image matches the pattern of ridges and valleys in pre-scanned
images.
Only specific characteristics, which are unique to every fingerprint, are
filtered and saved as an encrypted biometric key or mathematical
representation.
No image of a fingerprint is ever saved, only a series of numbers (a
binary code), which is used for verification. The algorithm cannot be
reconverted to an image, so no one can duplicate your fingerprints.
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15. ATM’S OF THE FUTURE
Today’s biometric scanners go far beyond basic fingerprint
recognition.
In Poland and Japan, consumers are already using Hitachi's
infrared scanners that capture the unique pattern of
capillaries in the finger and hand.
The most secure biometric technology uses a device
designed to perform an iris scan based on more than 2,000
unique measurement points.
According to developers, people and pets all over the world
will be connected to a system that uses iris scan identification
within the next decade.
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Biometric Reading at ATM
Machines Already in use in
Brazil.
Poland's cooperative BPS bank It's the
first in Europe to install a biometric ATM
allowing customers to withdraw cash
simply with the touch of a fingertip.
17. CONCLUSION
Biometric tokens are the safest means of preventing
ATM frauds.
The main reason for introducing biometric systems is to
increase overall security.
Biometrics offers greater security and convenience than
traditional methods of personal recognition.
In some applications, biometrics can replace or
supplement the existing technology. In others, it is the
only viable approach.
The biometric system is only one part of an overall
identification or authentication process, and the other
parts of that process will play an equal role in
determining its effectiveness.
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