The document discusses various categories of digital payments in India including bank cards, Aadhar Enabled Payment System, mobile banking apps, digital wallets, USSD, and point of sale systems. It provides requirements and examples for each category. The document encourages registering for SMS updates from banks, training friends and family on digital banking, and becoming a trainer to help educate the public on these payment options by certain deadlines. Contact information is provided for the VISAKA digital payments program at Bharathiar University.

1. DIGITAL PAYMENTS
VISAKA
BHARATHIAR UNIVERSITY
visakabu@bdu.ac.in
visakabu@gmail.com
Bharathiar University - VISAKA

2. Digital Payments - Categories
Category System Requirements
Common Mechanism of
Digital Payments
Bank Cards
Debit Card
Credit Card
Pre-paid Card
Bank Account,
Bank Card
Citizens who do not use
Mobile Phones
Aadhar Enabled Payment System
(AEPS)
Bank Account,
Aadhar Card
Mobile Banking Unified Payment Interface (UPI)
Wallets
Bank Account,
Smart Phone,
Internet Connection
Unstructured Supplementary
Service Data (USSD)
National Unified USSD Platform
(NUUP)
Bank Account,
Mobile Phone
ank Account,
Mobile PhoneBharathiar University - VISAKA

3. Digital Payments - Categories
Category System Requirements
Common Mechanism of
Digital Payments
Bank Cards
Debit Card, RuPay Debit Card
Credit Card
Pre-paid Card
Bank Account,
Bank Card
Citizens who do not use
Mobile Phones
Aadhar Enabled Payment System
(AEPS)
Bank Account,
Aadhar Card
Mobile Banking Unified Payment Interface (UPI)
Example : PayTM, BOI-BTM,
Star Token
Wallets
Bank Account,
Smart Phone,
Internet Connection
Unstructured Supplementary
Service Data (USSD)
National Unified USSD Platform
(NUUP)
Bank Account,
Mobile Phone
Bharathiar University - VISAKA

4. Point of Sale
• Types of Point of Sale
Physical
Mobile
Virtual
• How to get PoS?
Bharathiar University - VISAKA

5. Must Do Practices
Register your mobile number at bank for regular information by
SMS for every transaction
Never share your PIN to anyone
Transact at only trusted merchants
While at ATM, ensure no one is looking over your shoulders
Bharathiar University - VISAKA

6. Have you done this?
1. Have you registered as Volunteer
2. Have you filled the information sheet or
Attendance Sheet (along with your mobile
number and e-mail ID)
Bharathiar University - VISAKA

7. www.b-u.ac.in/visaka
Bharathiar University - VISAKA

8. ACTION PLAN Deadline 12 Jan 2017
1. Canvass about Digital Payment System VISAKA
2. Please train your family members and friends on
Digital Banking
3. Please train atleast 10 members in the public on
digital banking 20 Dec to 12 Jan. Please collect
the names and feedback of the people whom you
have trained.
4. Please send photos and videos of training and
writeups on VISAKA digital banking to the email
ID visakabu@gmail.com or visakabu@buc.edu.inBharathiar University - VISAKA

9. Do You want to be a trainer carrying out
this Presentation?
Deadline for training 20 Dec 2016
1. Please send a mail with the subject “Trainer
Ready” - your name, department, mobile
number, email ID to visakabu@gmail.com or
visakabu@buc.edu.in
2. We will contact your goodself.
Bharathiar University - VISAKA

10. BU – VISAKA TEAM can be reached at
Ext 356, 357 or 9790004351
visakabu@gmail.com
visakabu@buc.edu.inBharathiar University - VISAKA