Behind the Chancellor’s October Budget - Right Mortgage UKRight Mortgage UK
It’s been a couple of weeks now since Philip Hammond’s October Budget divided the parties – and the country – so resoundingly in their opinions of his budget and its impact. Now that the dust has had time to settle slightly, what exactly are we, as a nation, looking at from that Budget?
Detroit’s economy added 46,900 net new jobs over the last year, representing a 2.5 percent increase. With steady employment gains across the metro, look for further improvement in Detroit’s office and industrial property sectors.
Minneapolis–St. Employment Update | November 2015Carolyn Bates
The local labor force has declined slightly since July’s peak, but year-over-year numbers show an increase of over 35,000 non-farm jobs since September 2014.
As is typically the case, MSP’s office-using sectors dominated the hiring by taking 45.9 percent of the 12-month total employment growth while the industrial sectors accounted for 2.3 percent of the annual growth.
Behind the Chancellor’s October Budget - Right Mortgage UKRight Mortgage UK
It’s been a couple of weeks now since Philip Hammond’s October Budget divided the parties – and the country – so resoundingly in their opinions of his budget and its impact. Now that the dust has had time to settle slightly, what exactly are we, as a nation, looking at from that Budget?
Detroit’s economy added 46,900 net new jobs over the last year, representing a 2.5 percent increase. With steady employment gains across the metro, look for further improvement in Detroit’s office and industrial property sectors.
Minneapolis–St. Employment Update | November 2015Carolyn Bates
The local labor force has declined slightly since July’s peak, but year-over-year numbers show an increase of over 35,000 non-farm jobs since September 2014.
As is typically the case, MSP’s office-using sectors dominated the hiring by taking 45.9 percent of the 12-month total employment growth while the industrial sectors accounted for 2.3 percent of the annual growth.
US and China Sign Deal to Ease Trade War; The U.S. Added 145,000 Jobs in December; UK Manufacturing Production arrives at -1.7% MoM in Nov vs. -0.3% expected; The Manufacturer: Top Stories and Podcasts of 2019.
#usmanufacturing #ukmanufacturing #USchinatradewar #topstories #toppodcast #mrpeasy #mrp #erp #erpsystem #manufacturing #themanufacturer
Class A vacancy once again has dipped below that of Class B properties as a number of tenants opt for more modern and newer space, compelled by improving economic conditions.
Ted C. Jones, PhD, chief economist with Stewart Title Guaranty Company, delivered this Economic Outlook presentation at CCIM Thrive on Oct. 28, 2015, at the Hyatt Regency Austin. Visit CCIM.com to learn more.
US and China Sign Deal to Ease Trade War; The U.S. Added 145,000 Jobs in December; UK Manufacturing Production arrives at -1.7% MoM in Nov vs. -0.3% expected; The Manufacturer: Top Stories and Podcasts of 2019.
#usmanufacturing #ukmanufacturing #USchinatradewar #topstories #toppodcast #mrpeasy #mrp #erp #erpsystem #manufacturing #themanufacturer
Class A vacancy once again has dipped below that of Class B properties as a number of tenants opt for more modern and newer space, compelled by improving economic conditions.
Ted C. Jones, PhD, chief economist with Stewart Title Guaranty Company, delivered this Economic Outlook presentation at CCIM Thrive on Oct. 28, 2015, at the Hyatt Regency Austin. Visit CCIM.com to learn more.
Update on National Commercial Real Estate Markets
"Commercial real estate sales transactions
picked up in the fourth quarter, but full –year
transactions were 32% below last year’s level." - NAR
In a time of high uncertainty 2 sectors stood out, Apartments and Industrial Real Estate.
Economic conditions always impact demand, construction, absorption rates, availability and vacancy rates.
These are major considerations for those looking to:
- Purchase commercial property for their business
- Those looking to obtain a commercial real estate loan
- Investors looking to find stable investment assets
- Landlords trying to determine lease concessions
- Tenants decisions on lease terms and options to renew negotiations
Did you know total nonfarm payroll employment fell by 701,000 in March 2020, measuring the effects of COVID-19 and efforts to contain it? Employment in leisure and hospitality fell by 459,000, mainly in food services and drinking places. Notable declines also occurred in health care and social assistance, professional and business services, retail trade, and construction.
Minneapolis–St. Employment Update | December 2015Carolyn Bates
The local unemployment rate of 2.9% has hit its lowest point since 2001. Coupled with year-over-year labor force growth of 34.2 thousand jobs, Minneapolis-St. Paul currently has one of the strongest economies of any major metro in the United States.
As is typically the case, MSP’s office-using sectors dominated hiring by taking 48.0 percent of the 12-month total employment growth, while the industrial sectors experienced a loss of 1.8 percent.
At the national level, monthly growth of 211,000 jobs over the course of November represented the second consecutive month of rebound after a slowdown in mid-2015. At the current rate of growth, a mid-to-late-2016 timeframe seems likely for the first stage of tightening.
U.S. employment showed a healthy return to growth in February with 242,000 net new jobs. Unemployment remained at 4.9 percent, but total unemployment dropped to just 9.7 percent—the lowest rate since before the recession.
U.S. employment update and outlook: December 2014JLL
November gain of 321,000 jobs confirms the strength of the recovery
The U.S. economy saw the growth of an additional 321,000 net new jobs in November. With revisions of earlier months' data, makes November the ninth consecutive month with gains surpassing 200,000 jobs.
Unemployment remained steady from the previous month at 5.8 percent. Total unemployment—which includes detached workers—dropped by 10 basis points to a recovery low of 11.4 percent, as the number of marginally detached workers slowly declines.
See more economic, office and real estate research at http://bit.ly/1s2tk4M
According to the most recent estimates from the Bureau of Labor Statistics, total nonfarm employment in Detroit stood at ~2.0 million payrolls, representing an annualized increase of 45,200 jobs or 2.4 percent. Meanwhile, unemployment decreased 2.7 percentage points year-over-year to 6.2 percent.
North American Commercial Real Estate ReportChris Fyvie
We are pleased to share with you the our latest North American Research Report -covering approximately 70 metro areas - demonstrating that the office market in the United States and Canada will continue a steady growth, but will lack in the force and pace of prior cycles. However, positive market trends exist, including strong absorption and declining vacancy rates in all the major U.S. CBDs. Additionally, construction is increasing, but remains below historic highs.
Commercial real estate market outlook for 2017 from the National Association of RealtorsⓇ
Economic overview
Commercial Real Estate Investments
Commercial Real Estate Fundamentals
Outlook
U.S. employment update and outlook: November 2014JLL
October records another month of 200,000+ job gains
The U.S. economy saw the addition of 214,000 net new jobs in October. With revisions of earlier months’ data, this makes October the eighth consecutive month with gains surpassing 200,000 jobs.
This steady expansion has helped to push down unemployment, which fell by 10 basis points to 5.8 percent. Total unemployment—which includes detached workers—dropped by 30 basis points to a recovery low of 11.5 percent, also below the long-term average.
See more economic, office and real estate research at http://bit.ly/1wCNyXQ
What are the top five mistakes property owners and representatives make in eminent domain situations? How do they affect a property’s marketability? Three members of the Appraisal Institute discuss what happens when private property is taken for public use through eminent domain. Learn the most significant impact on marketability, construction and tax implications, logistical considerations, and much more.
Geographic information systems and location analytics change how we think and act. It alters what we measure, how we analyze things, and what predictions we make. It changes how we plan, design, evaluate, and ultimately manage our projects. GIS has scaled and is moving beyond projects or single systems to embrace organizational missions and become a pervasive force of change. But is this reality possible? GIS is the next GPS where our businesses, communities, and society can chart new directions. Discover how the mix of art, science, action, ideas, and collaboration turn this powerful notion into outcomes.
Learn the best bets for finding commercial real estate financing in the current economic climate from top banking executives. Find out what historical trends can aid lending decisions and how trends in job growth, rail traffic, housing, and commercial real estate fundamentals impact banks and other lenders. Also learn how finance issues such as CMBS, cap rates, lending trends, and mortgage delinquencies affect the commercial real estate market.
Learn how to design investment analysis presentations that are easy to understand and will motivate clients to make investment decisions. Participate in hands-on demonstrations of how to use CCIM technology tools for different investment analysis output levels.
Commercial Real Estate Market Cycles: How They Affect Your Local MarketCCIM Institute
Learn how to analyze your local market and compare it to tenants and investors in other markets. With his 35 years of commercial real estate research expertise, Dr. Mueller analyzes supply/demand factors for the five major property types and how they affect occupancies and rents in 55 U.S. markets. Gain a deeper understanding of commercial real estate fundamentals and learn how to turn market cycle information into useable knowledge for decision making.
You Created a LinkedIn Account. Now What? - CCIM Live! SessionCCIM Institute
There is a lot more to LinkedIn than just accepting friends and colleagues as connections. This session explains the "ins and outs" of using LinkedIn professionally. Mark will make you more comfortable utilizing LinkedIn and share with you how he effectively uses it in just 15 minutes a day both as an informative and productive tool. You will also learn about the unwritten LinkedIn rules of etiquette so you don’t potentially offend your clients and referral sources.
Know how to recognize and find solutions to valuing, managing, buying, and selling troubled real estate assets? After attending this forum you will have a good grip on the life cycle of a troubled asset and how you can recognize where business opportunities exist.
Listen as a banker, a broker and a property manager currently active in this market discuss such topics as:
• Identifying lender, broker, manager, and owner objectives.
• The cradle to grave story.
• The pitfalls of working the Troubled Asset Market.
• Identifying opportunities for yourself and your
clients.
• Where do REO listings reside?
• Get a feel for foreclosures and short sales.
• What is the sales hot button?
Today's Marketplace: It's Taxing - CCIM Live! SessionCCIM Institute
Julie Tumbaga, Vice President of OREXCO, explains how 1031 exchanges can generate additional commission opportunities and help improve your business.
How can CCIM commercial/investment clients benefit by a 1031 exchange? Do you know how to handle potential hazards in 1031 exchange transactions such as Vesting Issues, Marital, Trust and Partnership, Non-exchange Related Costs, Holding Requirement/Dealer exclusions, and Holding Requirement/Qualified uses? What is Cost Segregation and how can it help your clients?
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
USDA Loans in California: A Comprehensive Overview.pptx
These Are a Few of My Favorite Graphs at CCIM Thrive 2014 - Robert Bach
1. These Are a Few of My Favorite
Graphs
Bob Bach
Director of Research
Newmark Grubb Knight Frank
2. Mining & Logging
Construction
Manufacturing
Wholesale Trade
Retail Trade
Transp. & Warehouse
Utilities
Information
Financial Activities
Prof. & Bus. Services
Education & Health
Leisure & Hospitality
Other Services
Government
U.S. Employment Change by Sector Since Recession Began
Growth Uneven Among Sectors
-2,000 -1,000 0 1,000 2,000 3,000
Thousands
Since January 2008, when total
employment hit its pre-recession peak,
the sectors of education and health
services, professional and business
services, and leisure and hospitality
have added 5.2 million net new payroll
jobs, while the manufacturing and
construction sectors trail their pre-recession
peaks by a combined 3.0
million jobs, as of September 2014.
Source: Bureau of Labor Statistics, NGKF
3. Metro Employment Change Since Pre-recession Peak
Growth Uneven Among Metro Areas
Source: Bureau of Labor Statistics, NGKF
4. 2.5%
2.0%
1.5%
1.0%
0.5%
0.0%
Inflation Indexes: CPI and PCE Deflator*, 12-Month Change
Core Inflation Still Below Fed’s Target Rate
Fed Target = 2%
Aug-13 Nov Feb May Aug-14
Total CPI Core CPI
Total PCE Core PCE
Inflation has pulled back from its
recent run higher, both total and core
(excluding food and energy).
The indexes remain below the Federal
Reserve’s target rate of 2.0%,
suggesting no urgency for the Fed to
begin tightening rates before the
middle of next year.
Source: Bureau of Labor Statistics, NGKF
5. 19%
18%
17%
16%
15%
14%
13%
12%
Office Vacancy Rates, CBDs vs. Suburbs
Suburbs Recovering But More Ground to Cover
'10 '11 '12 '13 '14
CBD Suburban
After decades in decline, cities are cool
again as millennials flock to hip urban
neighborhoods along with the
employers that want to hire them.
But suburbs are fighting back: With
66% of the nation’s office inventory,
suburbs accounted for 82% of net
absorption year-to-date..
Availabilities are higher and rents are
lower in the suburbs, helping to attract
tenants, but rents are on the rise, up
4.5% over the past four quarters
compared to 4.3% in CBDs.
Source: CoStar, NGKF
6. Space Under Construction: Percent of Prior Peak
Construction Ramping Up But Still in Safety Zone
Percent of Prior Peak:
Office @ 58%
Industrial @ 54%
Retail @ 28%
Apartment @ 79%
Source: CoStar, Census Bureau, NGKF
100%
80%
60%
40%
20%
0%
Office Industrial Retail Apartment