Fast Equity Builder LLC in partnership with Equity Corp are the premier nationwide membership company that provides the Mortgage Payoff Acceleration Program (MPAP) in the form of a simulated biweekly, automatic debit service for homeowners. Tigrent Financial analysts originally designed the system in 1985. Our services are frequently used by homeowners, Realtors, investors, and other entrepreneurs.

1. The
Mortgage Payoff
Acceleration
Program

2. America’s Smartest
Way To Turn Your
Largest Debt Into An
Investment Dream!
Most Americans’
largest debt is
their home.

3. These Facts May
Disturb You!
(If they don’t, they should!)
factoid:
The United States uses one of the
world’s most backward methods
to figure how homeowners repay
their mortgage loans!

4. A $100,000
Home Loan
What does it really cost you?
Principal
+
INTEREST
=
?????

5. How Are Mortgages
Currently Paid in
the U.S.?
factoid:
Amount Borrowed: $100,000.00
Interest Rate: 8.5%
Term of Loan: 30 years
Monthly Payment: $768.92
Total of Payments: $276,811.20
You pay back nearly three
times what you borrowed!!!

6. factoid:
For the first 23 years of a 30
year mortgage, your payment
is mostly interest!
100%
Amount of
P ercen t E q u ity
75% payment as
Interest
50%
25% Amount of
payment as
Principal
0%
1 5 10 15 20 25 30
Years

7. factoid:
It takes more than 23 years to
reduce your $100,000 mortgage
by half!
23 years
100%
Amount of
Percent Equity
75% payment as
Interest
50%
Amount of
25% payment as
Principal
0%
1 5 10 15 20 25 30
Years

8. factoid:
The longer you pay, the
more interest you pay!
The Equity Is Your Money!
100%
Percent Equity
75% Interest
(bank’s profit)
50%
25%
Equity
(your money)
0%
1 5 10 15 20 25 30
Years
In the traditional mortgage, making monthly
payments the equity grows very slowly!

9. Is there another way?
What can
you do...
...to beat this
interest
debt?

10. Prepay on your mortgage!
It saves thousands!
For every 100 homeowners,
10 will attempt to make
principal prepayments.
Only 1 out of 100
does it right!
(Even then, without
specific instructions,
it might not be
applied correctly.)
To receive the maximum benefit,
prepaying must be done
consistently!

11. Convert your monthly mortgage
payment to Biweekly
HOW?
The Mortgage Payoff Acceleration Program
It will help you:
• Save tens of thousands of dollars!
• Reduce the term of your loan 9-12 years!
• Build equity three times faster!
• Increase your net worth!
• Get the benefits of a new mortgage
• without requalifying!
• Makes paying the mortgage easier!
• Do it all without expensive refinancing!

12. The Nation’s Press
USA Today
Lenders likely to push biweekly mortgages
The Wall Street Journal
Biweekly Loans Helped By Fannie Mae
USA Today
Biweekly mortgage builds equity fast
The Washington Post
Biweekly Loans Get Boost From Fannie Mae

13. Equity Builds 3 Times
Faster on Mpap’s
Biweekly Plan
MP A P vs. co n ven tio n al 30-year lo an
$100,000.00
P rin cip al P ai
$80,000.00
$60,000.00
$40,000.00
$20,000.00
$0.00
5 years 10 years 15 years 20 years
M PAP 30-Yr M o rtg ag e

14. Savings
How could YOU use the
money you save?
?

15. The Mortgage Payoff
Acceleration Program
• No Refinancing!
• No Qualifying!
• No Appraisal!
• No Closing Costs!
• No Credit Reports!
• No Change in Present Mortgage Contract!
• No Change in Lender!
• No Hassle!

16. Why Do You Think
Banks Don’t Offer to
Help You Prepay?
1. It is unprofitable for them.
2. The tens of thousands of dollars you
save is money they don’t make.
3. Banks sell off most of the mortgages
on the secondary market. When that
happens, their hands are tied.
4. Do you think banks are looking out for your
best interests? (Your interest payment maybe!)
It’s time to take matters
into your own hands!

17. Here’s How MPAP
Works!
Every two weeks, one-half of your monthly payment is
electronically transferred from the bank account of
your choice and deposited into – depending upon the
state in which your live -- a national trust account
administered by Citibank FSB (or assigns or
successors), OR into a newly created account at Cape
Coral (FL) National Bank. From that, once each month
your full mortgage payment (plus any extra funds
authorized by you) is forwarded to your lender on or
before the due date. Once each year all extra funds
held for you in that account are forwarded to your
lender as a principal reduction payment (usually an
amount equal to or greater than one full mortgage
payment). That yearly principal payment is the magic!

18. MPAP Flow Chart
BANK BANK
National Trust
every two
Current Account or
weeks 1/2 CCNB account
bank
account of payment – depending
your is debited upon your
choice state
Once each month, a check is automatically
generated from the account to make your
mortgage payment. Once each year the extra
payment accumulated is sent to your lender as a
principal reduction payment!
Simple and Safe! Your money
never leaves your control!

19. Conventional Vs. Biweekly Comparison
(Including Additional Amounts Applied to Principal)
Convention Biweekly Biweekly Biweekly
al Monthly Payments Payments Payments
Payments + $25 extra + $50 extra
Amount $100,000 $100,000 $100,000 $100,000
Borrowed
Interest Rate 8.5% 7.569% 6.683% 5.743%
Length of Term 30 yrs 22 yrs 19 yrs 17 yrs
Interest Paid $176,813 $126,163 $104,142 $89,312
Interest Saved $0 $50,650 $72,671 $87,500
Based on a $100,000 loan at 8.5% over 30 years

20. MPAP Biweekly Can Also
Be Used for Autos, Boats,
Rvs and Other Loans

21. Banks Can
Overcharge You in a
Variety of Ways.
Interest Is Only One
of Them.

22. The Nation’s Housing
Study Suggests Errors in 75% of Equity Lines
Lenders accused of escrow overcharges
Many Lender’s ARMs
Contain Miscalculations
Fleet Mortgage to refund excess escrow

23. Odds Are You Could
Receive A Refund!
Ask your agent if you
qualify for an annual audit
of your mortgage!
The Mortgage Payoff
Acceleration Program Will
Protect You!

24. Real Estate Taxes
Seem High?
50 to 75 percent of all
appeals are successful!
Typical savings to a taxpayer are 12 to
15 percent (ranging from $150 to $1000)
Less than 5 percent of homeowners
ever appeal their taxes. Why? They
don’t know how to find the errors! We
will show you how!

25. Honey, I
Shrunk the
Taxes!
Are you paying more than your fair
share of property taxes? Here’s how
to cut that bill by upwards of 20%
Tampa couple’s taxes include
nonexistent swimming pool

26. In 1985,
Equitycorp
Created This Industry
We have opened the door to financial
freedom for thousands of people
across the United States.
EquityCorp. has set the industry
standards for all to follow and
continues to be the innovator in the
mortgage reduction business.

27. FDIC
Federal Deposit Insurance Corporation
Since 1985, EquityCorp has used the Federal
Reserve System’s Electronic Funds Transferring
system to debit clients’ accounts.
All accounts involved in the MPAP biweekly
process are FDIC insured up to the maximum
allowable!

28. The Benefits of Enrolling
NOW!
• Save tens of thousands of dollars
• Reduce the term of your loan 9 to 12 years
• Build equity up to three times faster
• Increase your net worth
• Get the benefits of a new mortgage without
having to qualify
• Makes paying your mortgage easier and
automatic
Do you realize the leverage this gives you?