This document provides information on managing time and money. It discusses that time management is about accomplishing personal goals, having fun, and spending time with friends and family, rather than restriction. Successful goal setting involves setting goals that are achievable, realistic, specific, and motivating. The document then provides tips for time management, such as creating schedules, prioritizing tasks, avoiding procrastination, and dealing with time bandits. It also discusses managing money through budgeting, saving, applying for financial aid and scholarships, and having a long-term financial plan. The key to success is putting important goals first and managing oneself by knowing one's values and setting goals accordingly.
2. Time Management is Not:Time Management is Not:
Restriction andRestriction and
controlcontrol
Someone else’sSomeone else’s
agendaagenda
3. Time Management Is:Time Management Is:
Accomplishing your personal goalsAccomplishing your personal goals
Having fun with your lifeHaving fun with your life
Friends and familyFriends and family
A successful careerA successful career
4. What are your lifetime goals?What are your lifetime goals?
5. Knowing your goals is the keyKnowing your goals is the key
to time management.to time management.
6. Successful Goal SettingSuccessful Goal Setting
Is it achievable?Is it achievable?
Is it realistic?Is it realistic?
Is it specific and measureable?Is it specific and measureable?
Do you want to do it?Do you want to do it?
Are you motivated to achieve it?Are you motivated to achieve it?
Does the goal match your values?Does the goal match your values?
What steps will you take to begin?What steps will you take to begin?
When will you finish this goal?When will you finish this goal?
8. Rules for BrainstormingRules for Brainstorming
Generate as many ideas as possibleGenerate as many ideas as possible
No censorshipNo censorship
Choose the best ideas laterChoose the best ideas later
Set a time limitSet a time limit
Establish a goal or quotaEstablish a goal or quota
9. In 5 minutes, list your lifetimeIn 5 minutes, list your lifetime
goals. Write anything thatgoals. Write anything that
comes to mind. Can you listcomes to mind. Can you list
at least 10?at least 10?
10. Look over your list andLook over your list and
highlight or mark the mosthighlight or mark the most
important goals.important goals.
11. In 5 minutes, list what you wouldIn 5 minutes, list what you would
like to accomplish in the next 5like to accomplish in the next 5
years. Include your educationalyears. Include your educational
and career goals. See if you canand career goals. See if you can
come up with 10 items.come up with 10 items.
12. Again, highlight or mark yourAgain, highlight or mark your
best answers.best answers.
13. What goals would you like toWhat goals would you like to
accomplish in the next year?accomplish in the next year?
Consider these goals:Consider these goals:
EducationEducation
WorkWork
LeisureLeisure
FamilyFamily
SocialSocial
14. Highlight your best ideas.Highlight your best ideas.
Share with the class one ofShare with the class one of
your most important ideasyour most important ideas
from this question.from this question.
19. Turn Your Dreams Into RealityTurn Your Dreams Into Reality
Dream or visualizeDream or visualize
Convert the dream into goalsConvert the dream into goals
Convert your goals into tasksConvert your goals into tasks
Convert your tasks into stepsConvert your tasks into steps
Take your first step and then the nextTake your first step and then the next
20. Activity: Make a quick list ofActivity: Make a quick list of
what you have done todaywhat you have done today
and what you plan to do untiland what you plan to do until
you go to bed tonight.you go to bed tonight.
21. Priorities are the key toPriorities are the key to
effective time management.effective time management.
What are priorities?What are priorities?
23. Beware:Beware: “C” Fever“C” Fever
The tendency to do “C” activities firstThe tendency to do “C” activities first
They are easierThey are easier
We can see the resultsWe can see the results
Doesn’t take too much effort orDoesn’t take too much effort or
creativitycreativity
Little thought requiredLittle thought required
24. Work Your “A’s” OffWork Your “A’s” Off
Make sure to accomplish what is mostMake sure to accomplish what is most
importantimportant
Work toward your lifetime goalsWork toward your lifetime goals
25. Balancing Work and StudyBalancing Work and Study
TimeTime
You need 2 hours of study time for eachYou need 2 hours of study time for each
hour in class.hour in class.
Research on college success hasResearch on college success has
shown that you should work no moreshown that you should work no more
than 20 hours a week to be successfulthan 20 hours a week to be successful
in college.in college.
Working 20 hours a week providesWorking 20 hours a week provides
valuable work experience.valuable work experience.
26. Full Time College ScheduleFull Time College Schedule
15 Hours Attending Class
30 Hours in Reading and Studying
45 Hours Total
This is like having a full time job.
27. College and Work ScheduleCollege and Work Schedule
12 Hours Attending Class
24 Hours of Reading and Studying
20 Hours Work
56 Hours Total
This is like having a full time job
and a part time job.
28. The Impossible ScheduleThe Impossible Schedule
12 Hours Attending Class
24 Hours Reading and Studying
40 Hours Work
76 Hours Total
This is like having
two full time jobs!
29. Part Time Student SchedulePart Time Student Schedule
6 Hours Attending Class
12 Hours Reading and Studying
40 Hours Work
58 Hours Total
30. Schedule Your SuccessSchedule Your Success
Create a Master ScheduleCreate a Master Schedule
Class TimesClass Times
Work TimeWork Time
Scheduled ActivitiesScheduled Activities
31. Tips for SchedulingTips for Scheduling
Write in study times on your MasterWrite in study times on your Master
ScheduleSchedule
Use the daylight hours for studyingUse the daylight hours for studying
Use your prime time for important tasksUse your prime time for important tasks
Allow time for sleep and mealsAllow time for sleep and meals
Use prioritiesUse priorities
Leave some unscheduled time for theLeave some unscheduled time for the
unexpectedunexpected
Leave time for recreationLeave time for recreation
32. Benefits of Using a ScheduleBenefits of Using a Schedule
Gets you startedGets you started
Helps avoid procrastinationHelps avoid procrastination
Relieves pressureRelieves pressure
Frees the mind of detailsFrees the mind of details
Helps find time to studyHelps find time to study
Helps avoid panicHelps avoid panic
Find time for recreation and exerciseFind time for recreation and exercise
34. Dislike schedules?Dislike schedules?
Use a “To Do List” with prioritiesUse a “To Do List” with priorities
Use a calendar to write important dueUse a calendar to write important due
datesdates
Lakein’s Question: What is the best useLakein’s Question: What is the best use
of my time right now?of my time right now?
Reminders and sticky notesReminders and sticky notes
Other ideas?Other ideas?
35. TO DO ListTO DO List
1. Batteries for watch
B 2. Grocery store
A 3. Dr. appointment
4. Clean house
A 5. Dinner with family
B 6. Gas in car
A 7. Prepare for class
8. Balance checkbook
9. Watch TV
10. Wash car
36. Assignment:Assignment:
Monitor your time for a week.Monitor your time for a week.
Turn it in next Tuesday alongTurn it in next Tuesday along
with analysis sheet.with analysis sheet.
38. RememberRemember
Time Monitor andTime Monitor and
Schedule AnalysisSchedule Analysis
Due next class meetingDue next class meeting
Start today if you haven’tStart today if you haven’t
started already.started already.
42. 80/20 Rule80/20 Rule
80% of the value comes from 20% of80% of the value comes from 20% of
the items on a listthe items on a list
43. 80/20 Examples80/20 Examples
We only wear 20% of our clothesWe only wear 20% of our clothes
80% of file usage is in 20% of files80% of file usage is in 20% of files
80% of dinners repeat 20% of recipes80% of dinners repeat 20% of recipes
80% of the dirt is on 20% of the floors80% of the dirt is on 20% of the floors
Can you think of others?Can you think of others?
44. Aim for Excellence,Aim for Excellence,
Not PerfectionNot Perfection
Is perfection necessary?Is perfection necessary?
Maybe “it ain’t no piano”Maybe “it ain’t no piano”
47. Study in the LibraryStudy in the Library
Everyone else is studying thereEveryone else is studying there
It is difficult to do something else in theIt is difficult to do something else in the
librarylibrary
49. What are your time bandits?What are your time bandits?
50. Dealing with Time BanditsDealing with Time Bandits
Schedule time for other peopleSchedule time for other people
Use some of them as rewardsUse some of them as rewards
Use prime time wiselyUse prime time wisely
Remind yourself of your prioritiesRemind yourself of your priorities
Use a scheduleUse a schedule
What is the payoff?What is the payoff?
51. How to Deal With People WhoHow to Deal With People Who
Are Time BanditsAre Time Bandits
Communicate your goalsCommunicate your goals
Spend quality timeSpend quality time
ScheduleSchedule
Keep your wordKeep your word
Tell them they are importantTell them they are important
Be assertive if necessaryBe assertive if necessary
52. ThinkThink
PairPair
ShareShare
How can you avoidHow can you avoid
procrastination? For example,procrastination? For example,
you have an assignment due andyou have an assignment due and
you are having a difficult timeyou are having a difficult time
getting started. How do yougetting started. How do you
motivate yourself to get started?motivate yourself to get started?
54. Why Do We Procrastinate?Why Do We Procrastinate?
55. Reasons for ProcrastinationReasons for Procrastination
Fear of failureFear of failure
Fear of successFear of success
PerfectionismPerfectionism
Need for excitementNeed for excitement
Excellence without effortExcellence without effort
Loss of controlLoss of control
56. How can you avoidHow can you avoid
procrastination?procrastination?
57. Avoiding ProcrastinationAvoiding Procrastination
Select a goalSelect a goal
Visualize your progressVisualize your progress
Be careful not to sabotage yourselfBe careful not to sabotage yourself
Stick to a time limitStick to a time limit
Don’t wait until you feel like itDon’t wait until you feel like it
Follow throughFollow through
Reward yourselfReward yourself
58. Avoiding ProcrastinationAvoiding Procrastination
Re-evaluate your goals if you areRe-evaluate your goals if you are
procrastinating.procrastinating.
Are they dreams or goals?Are they dreams or goals?
Are your goals realistic?Are your goals realistic?
Are your goals achievable?Are your goals achievable?
And remember, you do not have to beAnd remember, you do not have to be
perfect.perfect.
60. Challenge Question: ToChallenge Question: To
become a millionaire by agebecome a millionaire by age
68, how much would you need68, how much would you need
to save each month if youto save each month if you
started saving at age 22?started saving at age 22?
(Assuming a 10% return on(Assuming a 10% return on
your investments?)your investments?)
61. To Become a MillionaireTo Become a Millionaire
At age 22, save $87 per monthAt age 22, save $87 per month
At age 26, save $130 per monthAt age 26, save $130 per month
At age 30, save $194 per monthAt age 30, save $194 per month
At age 35, save $324 per monthAt age 35, save $324 per month
62. Save money to accomplishSave money to accomplish
your goals.your goals.
63. Here’s an example of oneHere’s an example of one
person who did it!person who did it!
64. The Gift of ThriftThe Gift of Thrift
Amy Dacyczyn
Author of
Tightwad Gazette
65. Her GoalsHer Goals
•Lots of children
•A large new England farm house
•Stay at home with children
•Live on one income
66. Ways to Save MoneyWays to Save Money
Major grocery shopping once a monthMajor grocery shopping once a month
Shop at garage sales for children’sShop at garage sales for children’s
clothesclothes
Cook at homeCook at home
Has her own gardenHas her own garden
67. With her husband’s salary of
$30,000, she was able to save
$49,000 for a down payment on
a New England farmhouse plus
paid cash for $38,000 worth of
car, appliance and furniture
purchases in about 7 years.
68. She now published theShe now published the
Tightwad GazetteTightwad Gazette and earnsand earns
one million dollars a year atone million dollars a year at
$12 per subscription!$12 per subscription!
69. As a college student, how canAs a college student, how can
you spend your money wiselyyou spend your money wisely
and begin a savings habit?and begin a savings habit?
75. Apply for Financial AidApply for Financial Aid
LoansLoans
GrantsGrants
Work StudyWork Study
76. The College Success WebThe College Success Web
site has links for gettingsite has links for getting
information and applying forinformation and applying for
Financial Aid online.Financial Aid online.
www.collegesuccess1.comwww.collegesuccess1.com
77. Apply for a ScholarshipApply for a Scholarship
78. How to Apply for aHow to Apply for a
ScholarshipScholarship
ResearchResearch
The College Success Web SiteThe College Success Web Site
LibraryLibrary
Scholarship OfficeScholarship Office
79. How to Apply for aHow to Apply for a
ScholarshipScholarship
Establish a scholarship fileEstablish a scholarship file
3 letters of recommendation3 letters of recommendation
Statement of personal goalsStatement of personal goals
Statement of financial needStatement of financial need
Copies of your transcriptsCopies of your transcripts
Copies of other scholarshipCopies of other scholarship
applicationsapplications
80. Best Ideas for Financial SecurityBest Ideas for Financial Security
Use a budgetUse a budget
Have a financial planHave a financial plan
Save 10% of your incomeSave 10% of your income
Don’t take on too much debt. BewareDon’t take on too much debt. Beware
of credit cards.of credit cards.
Learn about investments.Learn about investments.
Don’t procrastinate. The earlier youDon’t procrastinate. The earlier you
take these steps the better.take these steps the better.
81. Keys to Success:Keys to Success:
Do What Is Important FirstDo What Is Important First
82. Put First Things First.Put First Things First.
--Steven Covey--Steven Covey
Author ofAuthor of Seven Habits ofSeven Habits of
Highly Effective PeopleHighly Effective People
83. The trick is not to manage ourThe trick is not to manage our
time or money, but to managetime or money, but to manage
ourselves.ourselves.
84. Willpower, restriction and self-Willpower, restriction and self-
control may not work.control may not work.
85. Manage YourselfManage Yourself
Know your valuesKnow your values
Set goalsSet goals
Visualize the actions you will takeVisualize the actions you will take
Make decisions based on your valuesMake decisions based on your values