Summary: Australia’s consumer sentiment fell on concerns that borrowing costs are set to begin climbing this year, intensifying pressure on highly-indebted households already struggling with soaring gasoline prices. Consumer sentiment slid 1.3% to 100.8 points in February, Westpac Banking Corp. said in a statement Wednesday. The survey showed the proportion of respondents expecting an increase in mortgage rates over the next 12 months lifted to 66% from 55% in January. Source - https://www.aximdaily.com/weekly-market-outlook-monetary-policy-aud-usd/ and https://www.bnnbloomberg.ca/australia-consumer-sentiment-drops-on-mounting-rate-rise-fears-1.1720468 1. Household intention - https://www.commbank.com.au/articles/newsroom/2022/02/January-HSI-records-spending-falls.html 2. Household debt - https://www.bnnbloomberg.ca/risks-to-australia-s-outlook-stand-in-way-of-rba-rate-liftoff-1.1725095 3. Housing - https://propertyupdate.com.au/property-predictions-for-2022-revealed/ 4. Transparency index - https://www.transparency.org/en/blog/cpi-2021-corruption-watch-list-australia-austria-el-salvador-kazakhstan 5. Wages - https://theconversation.com/why-theres-no-magic-jobless-rate-to-increase-australians-wages-176538 6. Food costs - https://www.backpackerbanter.com/blog/budget-for-a-month-in-australia 7. Gasoline - https://www.abc.net.au/news/2022-02-15/petrol-prices-at-record-highs-pushing-up-other-costs-of-living/100829584 8. Retail innovation - https://www.playinnovation.com.au/blog/retail-trends-how-3-industry-giants-are-shaking-up-the-in-store-shopping-experience 9. Innovation - https://retailtechinnovationhub.com/home/2022/2/18/the-five-biggest-retail-technology-news-stories-of-the-week 10. Supply chain - https://www.arnnet.com.au/article/695460/australia-joins-five-eyes-effort-curb-supply-chain-collusion/ 11. Supply Chain - https://collegeforadultlearning.edu.au/five-significant-australian-supply-chain-logistics-job-trends/ 12. Trade - https://collegeforadultlearning.edu.au/five-significant-australian-supply-chain-logistics-job-trends/

1. Retail Sales –
Australia –
December
2021
Paul Young CPA CGA
February 18, 2021

2. Paul Young - Bio
• CPA, CGA (1996)
• Academia (PF1, FA4, FN2, MU1. and MS2)
• SME – Customer Success Management
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Business Process Change
• SME – Financial Solutions
• SME – Macro/Micro Indicators
• SME – Supply Chain Management
• SME – Data, AI, Security, and Platform
• SME – Internal Controls and Auditing
Contact information email: paul.young@ca.ibm.com
LinkedIn: https://www.linkedin.com/in/paul-young-055632b/
SlideShare - https://www.slideshare.net/paulyoungcga
Twitter: https://twitter.com/paulyoungcpa
Youtube - https://www.youtube.com/user/youngercga1968/videos

3. Agenda
• CPI (Inflation)
• Month over Month Change –
• Online Sales
• National Bank of Australia and Retail Sales Analysis
• Retail Closures
• Technology / Australia Retail

4. BMO – Consumer Price
Index
Source -
er20220120BullCPIpre
viewQ42021.pdf

5. Australia and
New Zealand
Retail Sales
Source – Westpac
er20220201bullretail
Dec.pdf

6. Source - https://www.abs.gov.au/statistics/industry/retail-and-
wholesale-trade/retail-trade-australia/latest-release
AUSTRALIA /
RETAIL SALES

7. Australia eCommerce
Source - https://which-50.com/ecommerce-expected-to-triple-in-volume-in-australia-for-holiday-season/

8. Retail - Australia
• Amazon expands in Melbourne - https://insideretail.com.au/business/supply-
chain/amazon-to-open-second-melbourne-fulfilment-centre-202011
• Retail store revamps its operations - https://insideretail.com.au/members/the-
clever-tech-behind-sass-bides-new-showstopping-window-display-202010
• More and more retailers could be forced to closed -
https://www.smartcompany.com.au/industries/retail/riot-art-craft-shuts-56-
stores/

9. Australia
• Augment reality - https://digitalmarketinginstitute.com/blog/how-augmented-reality-is-transforming-retail
• New Technology - https://9now.nine.com.au/a-current-affair/visualise-new-online-shopping-technology-allows-shoppers-to-try-on-items-virtually-and-find-
items-they-like-based-on-uploaded-pictures/5a409f5a-566a-4af4-9a21-b442704d72a4
• Changes to hub and spoke approach for retailing - https://itbrief.com.au/story/digital-transformation-has-become-unstoppable-and-essential-for-
retailers-study-finds
• February 2021 retail sales rose month over month as compared to January 2021. The problem is the economy is still struggling in Australia -
https://www.miragenews.com/robust-retail-trade-for-february-but-sales-538351/
• Rise of retail automation - https://www.rfidjournal.com/how-automation-solutions-will-deliver-retail-success-in-2021
• GDP and Australia - https://www.theguardian.com/business/2021/apr/12/australias-living-standards-have-risen-and-economy-is-roaring-back-
deloitte-says
• Global trade exposure - https://www.natlawreview.com/article/risks-to-your-supply-chains-vulnerability-uncertain-world
• Reshoring - https://ia.acs.org.au/article/2021/overseas-manufacturing-returns-to-australia.html
• Cybersecurity - https://www.zdnet.com/article/new-australian-cyber-package-includes-au37-5m-indo-pacific-investment/

10. Sales
Forecasting

11. Supply Chain

12. Improving Cash
Flow
Management
• Cash Flow Management - https://quebit.com/who-we-
are/video-
catalog/?wchannelid=q5ak7vtvff&wmediaid=c3wxllij8i
• Cash Flow Management -
https://www.acgi.com/blog/integrated-cash-budget
•

13. Decision
Optimization

14. Risk Analytics
and Retail

15. Continuous
Intelligence
Planning
Blog – Mitigating risks with the supply chain using more
intelligence supply chain management solutions:
The complexity of supply chains has led both the private and
public sectors to re-think how they managed their supply chain
including the use of infused-AI.
This presentation looks at possible solutions as part of mitigating
risks related to purchasing to pay cycle as part of managing the
supply chain cycle.
https://ibm.box.com/s/63aqf8jo004v2bo5f8cf6eppgglhbvs5

16. Planning
Analytics and
Cognos
Analytics
• Small and medium sizes businesses continue
to struggle with management of their data
• Planning Analytics Digital Pack -
https://www.ibm.com/support/knowledgecenter
/SSD29G_2.0.0/com.ibm.swg.ba.cognos.tm1_clo
ud_mg.2.0.0.doc/c_tm1_cloud_system_digital_p
ack.html
• Cognos Analytics on Demand -
https://community.ibm.com/community/user/bu
sinessanalytics/blogs/david-
cushing/2018/12/13/1
• Planning Analytics with Cognos on Demand –
https://community.ibm.com/community/user/bu
sinessanalytics/blogs/bimpe-
adefowora/2020/11/11/padataondemand
• Predictability -
https://community.ibm.com/community/user/bu
sinessanalytics/blogs/stuart-martin-
phillips1/2020/10/02/easy-forecasting-for-
planning-users

17. ESG Reporting

18. Cybersecurity –
Mitigation
Blog - Improving cybersecurity means understanding how
cyberattacks affect both governments and civilians -
https://www.linkedin.com/pulse/blog-improving-
cybersecurity-means-understanding-how-paul-
young/?published=t

19. Reforming your
retail
operational
model
• Key focus areas:
- Revamping the store front model
- Adoption of AR and VR
- Adoption of AI
- Mitigation of cybersecurity threats
- Re-visiting the hub and spoke approach to supply chain
management.
Here is my work on transportation, logistics, warehousing,
and distribution -
https://www.slideshare.net/paulyoungcga/transportation-
sector-analysis-and-commentary-june-2021-249735959

20. The importance
of ESG Reporting
(Environmental,
Social, and
Governance
• Australia and the world are heading
into new era where people demand
more insight into the operations of
both the public and private sector
when it comes to ESG reporting.
• Here is my link on ESG Reporting -
https://ibm.box.com/s/vmyitcackqevv
m1hcxv7wke6gudrpnce