An introductory presentation

2. Meezan Bank Limited:
Consumer Banking Products
By
Nafees Ul Haq Saqib
Karachi Institute of Management & Sciences

3. Overview
• Introduction of Meezan Bank
• Products (Consumer Banking)
 Easy Home
 Car Ijarah
 Laptop Ease
• Did the Dreams come true?
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4. 4
Vision
• To establish Islamic banking as banking
of first choice...
Introduction of Meezan Bank

5. 5
Mission
To be a premier Islamic bank, offering a
one-stop shop for innovative value-added
products and services to our customers
within the bounds of Shariah...
Introduction of Meezan Bank

6. Introduction of Meezan Bank
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7. 7
Introduction of Meezan Bank

8. 8
Introduction of Meezan Bank

9. 9
Introduction of Meezan Bank

10. 10
Introduction of Meezan Bank

11. 11
Introduction of Meezan Bank

12. 12
Introduction of Meezan Bank

13. Products (Consumer Banking)
• Easy Home
• Car Ijarah
• Laptop Ease
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14. Easy Home
• Shariah Base: Diminishing Mushrakah (DM)
• What is DM and how it works?
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15. Forms of Home Financing
 Easy Buyer
“Choose it and get ready to move in!”
 Easy Builder
“For that special home you want to build!”
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16. Forms of Home Financing
 Easy Renovate
“Make your home even better or just repair
it!”
 Easy Replace
“Transfer your existing mortgage!”
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17. 17
Easy Home

18. Car Ijarah
• Shariah Base: Ijarah
• What is Ijarah and how it works?
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19. Car Ijarah
• Rights & liabilities of Owner v/s User
• Continuation of lease rentals in case of total loss
or theft of vehicle
• Takaful instead of Insurance
• Penalty of Late Payment of Rent
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Difference between Conventional
Lease & Ijarah

20. Car Ijarah
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21. Laptop Ease
• Shariah Base: Musawamah
• What is Musawamah and How it works?
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22. Laptop Ease
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Special Features
• Easy Installment options for financing period for
3 to 24 months.
• 1 year warranty for Dell, HP & Apple Products
provided by vendor.

23. Laptop Ease
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Special Features
• Free Carrying Case for Dell & HP laptops
provided by vendor.
• Dedicated Call Center for addressing after-sale
issues provided by vendor

24. Laptop Ease
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Special Features
• Free Takaful (Islamic Insurance) cover up to
100% incase of damage and up to 50% incase
of theft of laptop
• Complete surety and peace of mind that
purchased laptop is a genuine brand

25. Laptop Ease
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Special Features
• Laptop model offerings will vary from time to
time in consistence with the latest & upgraded
features and market demand.

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Laptop Ease

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Vision
• To establish Islamic banking as banking
of first choice...

28. 28
Mission
To be a premier Islamic bank, offering a
one-stop shop for innovative value-added
products and services to our customers
within the bounds of Shariah...

29. Jazakumullah

30. nafeesulhaqsaqib@gmail.com