The presentation covers all the details on mutual fund sip calculator. It gives an investor a clear overview about the sip calculator. The presentation covers the the most relevant topics of sip return calculator, like - brief overview on sip and sip calculator, how to use sip calculator, how to calculate, benefits of sip calculator, how does it works, and things to consider.
2. What is SIP?
• It is the most convenient mode of investment in mutual fund in which a small pre-defined amount
is invested periodically into selected mutual fund for a fixed tenure.
• By choosing the SIP mode of investment, one can get higher benefits at low risk due to rupee cost
averaging and power of compounding.
3. What is SIP Calculator?
• The calculation of the wealth gain in a known tenure is a complex task in SIP investments as the
capital is compounded everyday and the investments are added every month.
• SIP Calculator is a user friendly tool that allows investors to calculate the future value of the
monthly invested amount in a known tenure at an expected rate of return.
• Apart from the future value of monthly investments, it also displays the invested amount and
wealth gain seperately.
• The tool can be highly beneficial in making a better plan for SIP investments.
4. How to Use SIP Calculator?
• To calculate the future value of the SIP investment, investor needs to
enter 3 values.
Monthly SIP Amount Time Period Expected Rate of Return
5. How To Calculate?
• Monthly SIP Amount: It is the amount that will be invested in the mutual fund every
month. Investor can enter the amount between Rs 500 to Rs 4,00,000.
• Time Period: It is the tenure in years for which the monthly investments will be
carried out. It can range from 1 to 35.
• Rate of Return: It is the return rate which is expected from the mutual fund. The
investor can consider the past performance of the fund to get an idea of the returns
that can be generated from the selected mutual fund. The rate must be realistic and
between 7% to 35%.
6. Benefits of SIP Calculator
Lightning Fast Calculation
Free of Cost
Easy Accessibility
No Financial Background Required
7. How Does it Work?
• The SIP calculator works on the mathematical formula of continuous compounding.
• It is designed to provide precise detail of investment and wealth gain.
• The mathematical calculation is done according to the data inserted by the user.
FV = Future Value
P = SIP amount
i = compounded rate of return
n = 12 months
8. Things to Consider
• The calculator uses a mathematical formula to calculate the returns according to
the data inserted by the user. The actual returns are very likely to be different as
the returns depend on market conditions and various other factors.
• The expected rate of return must be kept realistic to make a better plan for SIP
investments.
• The SIP calculator can be used multiple times to get a better perspective of
wealth gain and to make better plan for investments.
9. Example
• In the above example, the monthly amount is Rs 5000, the time horizon is 20 years and the expected rate
of return is 12%.
• The SIP Return Calculator also displays the recommended type of portfolio to efficiently achieve the target
set by the user.
10. Start Investing From the Trusted Platform
Disclaimer: The information and suggestions of the funds in the presentation are for informative purpose only. The facts and figures in the presentation are as per the sources which include ValueResearch and Moneycontrol as
on 12-6-2019. Mutual fund investments are subject to market risk. Read all the scheme related documents carefully.