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1. Valente Benefits
2011-2012
BENEFITS CONTACTS
GHB Insurance Service Center
Ph. 800.789.5011
Fax 360.943.4502
Client Service Manager ~ Holly@GHBInsurance.com
Agent ~ Sandy@GHBInsurance.com
401(k) & Roth 401(k)
Valente provides matching funds to any employee who
elects to place a portion of salary into our 401(k). We
match 25%, up to the first 3% of your salary that you
elect to deposit into the 401(k). Valente also offers a Voluntary Long-Term
Roth 401K option for employees wishing to deposit
post-tax contributions.
Disability (Principal)
Receive 60% of salary to $8000 max per month; Bene-
Voluntary Life fits begin on 91st day of disability; Benefits can continue
up to your Social Security Disability age.
(Principal)
Elect $25K, $50K, $75K or $100K; Elect $10K or $20K Aflac
for your spouse; Elect $5K or $10K for your children. Accident Coverage; Cancer Coverage.
Voluntary Short-Term Flexible Spending VA L E N T E
Disability (Principal) Account (FSA) 1510 140th Ave NE, #202
Bellevue, WA 98005
Receive 60% of salary to $1750 max per week; Employees may choose to take advantage of setting www.ValenteConsulting.com
Benefits begin on 8th day of disability; aside pre-tax dollars from payroll deductions into a Benefits@ValenteConsulting.com
Benefits continue up to 12 weeks. flexible spending account for childcare and
medical expenses.

2. Flexible Benefits WITH FLEXIBLE AND COMPREHENSIVE BENEFITS AT VALENTE
GET MORE WORK-LIFE BALANCE
Plus Vision,
Exam: 1 every 12 months, to $75
Lenses: 2 every 12 months, to $50
Frames: 1 every 24 months, to $120
We offer 3 Medical Options (Aetna) Contacts: In lieu of lenses and frames.
Buy-up Medical Base Medical Value Medical Up to the maximum available for those benefits.
Higher in-network benefits Higher in-network benefits Higher in-network benefits
$250 deductible
$25 office copay (all
$750 deductible
$25 office copay (all
$1000 deductible
$35 office copay (all Life Insurance
visits before deductible) visits before deductible) visits before deductible) All employees enrolled on our medical plan have
80% coverage most 80% coverage most 80% coverage most coverage for $15,000 in life and an additional
services services services $15,000 in accidental death benefits.
$2500 coinsurance $3500 coinsurance $4000 coinsurance
maximum maximum maximum
Out-of-network benefits
$500 deductible
Out-of-network benefits
$1500 deductible
Out-of-network benefits
$2000 deductible
& Employee
60% coverage
$5000 coinsurance
50% coverage
$7000 coinsurance
50% coverage
$8000 coinsurance Assistance
maximum maximum maximum Aetna offers free confidential support, anytime,
Prescriptions Prescriptions Prescriptions day or night for mental health and well-being,
$10 generic $10 generic $20 generic
$30 brand $30 brand $40 brand personal and professional relationships,
$60 non-formulary $60 non-formulary $70 non-formulary substance abuse, family life and daily stress.
Employee Plan Costs (per pay period)
And 2 Dental Plans (Principal) Buy-up Base Value Buy-up
Medical Medical Medical Dental
Base
Dental
Vision
Employee $83.70 $64.32 $35.70 $9.84 $3.35 $0.58
Buy-up Dental Base Dental only
Benefits Benefits Plus a $326.01 $275.70 $201.39 $31.78 $19.09 $7.00
spouse
$50 deductible, waived for preventative care $50 deductible, waived for preventative care
$1500 annual max per person $1000 annual max per person
Coverage Coverage Plus $291.85 $245.70 $177.85 $37.79 $25.17 $6.57
children
100% Preventative Services 100% Preventative Services
80% Basic Services 80% Basic Services
50% Major Services Major Services—not covered Plus $493.08 $420.62 $314.93 $62.52 $43.09 $10.22
spouse/
Orthodontia Orthodontia children
50% to $1000 per child per lifetime (to age 19) Not covered