3. COOPERATIVE PRINCIPLES
1. Voluntary and Open Membership
2. Democratic Member Control
3. Member Economic Participation
4. Autonomy and Independence
5. Education, Training and Information
6. Cooperation Among Cooperatives
7. Concern For Community
4. All Cooperatives must register under the CDA and all Cooperatives are
governed under the:
R.A. 9520
PHILIPPINE
COOPERATIVE
CODE OF 2008
9. The People behind
FUTURE-NET CREDIT COOPERATIVE
MR. RICKY DEPAULA SARMIENTO
Chairman of the Board
- Graduate of Bachelor of Science in Biology
(Far Eastern University)
- Graduate of Bachelor of Science in Nursing
(Our Lady of Fatima University)
- Registered Nurse - PRC #: 0376476
- United States Registered Nurse
(USRN-California)
- Entrepreneur
10. EMT-Paramedic, CSPT, DGSV, SGCV, SSSH, MBA-
Certified
KSA-MOH-CSSD Committee Member
KFMC-Infection Control Sub-Committee Member
KFMC-CSSD Safety Liaison Officer
KFMC-CSSD Quality Improvement Officer
European-Germany CSSD International Certified
(DIN-58946-6)
MR. VIRGILIO JACKSON CASIÑARES
Vice-Chairman of the Board
11. BOARD OF DIRECTORS
Mary Grace Sarmiento
Entrepreneur
Board Secretary
Leonora B. Oliva
Alejandro O. Navarro Operation Manager,Future-Net Fairview
Quezon City. BRANCH
Entrepreneur/Networker
Manager of Local Manpower for Six (6) Years
LEGAL ADVISER
Rv B. Calamaya Atty. Al Diaz
IT System Developer @
China Banking Corporation
12. The Purpose/s for which this
FUTURE-NET CREDIT COOPERATIVE was
organized;
To provide greater benefits to the members such as
increasing individual income or enhancing a
member’s way of living.
To be pioneering business in delivering sustainable
financial service for members and society.
To engage in accepting deposits and granting of loans
for productive and providential use to members.
13.
14. “We Help You Invent Your Family’s Future”
MEMBERSHIP P1500
> FNMAP, INC
> Social Fund
> Insurance/ID
> Future-net Incentive Program
> Back office Website
> Future plans of Future-net
15. INSURANCE CERTIFICATE
OF COVER
HELP PROGRAM
- Natural Death -
- Calamity -
INSURANCE COVERAGE
50k Accidental Death, 50K Dismemberment, Members who has earnings for the week
5k Medical Reimbursement due to Accident the event happened. P20 will be
5k Burial Benefits due to Accident deducted from their commission
16. SHARE CERTIFICATE
REQUIRED SHARE CAPITAL – P5,000.00 REQUIRED SAVINGS - Minimum of 5,000.00
Deduction will be made weekly 50.00/Week. Succeeding saving upon
from commission 50.00 completion of 5,000.00 is optional.
19. “We Help You Invent Your Family’s Future”
In every person that you SPONSOR REMARKS : If you can sponsor as fast
you will get P750 real time as (5) on your Group..You are Qualified
to apply for a loan @ Future-Net Coop.
income
750 750 750 750 750
20. “TRADITIONAL WAY”
Php5000 S/C (1 month maturity)
Loan Amount: Php5,000 * .5% / month
Php1,000 = Php5.00/month
Php5,000 = Php25.00/month x 6 months
Php5,150 / 6 months = Php858.33
Php858.33 / 4 weeks
Weekly payment = Php214.60
Note: Payment will be made weekly every Friday until 9:00 PM .
The shortest term of payment is (3) months and payable religiously on the given date.
Second loan amount will be upon the decision of the Loan Evaluator.
Collateral/Co-maker will be needed when loan amount is Php20,000 and above.
www.futurenet.ph
21. Memb. Fee: “FAST TRACK LOAN”
YOU
YOU
Php1500 100 1st Level D D D D D
No CI/Collateral/Co-
maker 50 2nd Level D D D D D
No more 1 month
maturity 30 3rd Level D D D D D
1st Loan 2nd Loan 3rd Loan
•750x3 = Php2250
•100x5=500 3000 3000 3000
- PF - PF - PF
•750x5 = Php3750 - 500 s/c - 500 s/c - 500 s/c
+50x5= Php250 2,265 2,265 2,265
+2,250 +3,750 +3,750
•750x5 = Php3750 + 500 + 250 + 150
+30x5 = Php150 5,015php 6,265php 6,165php
www.futurenet.ph
22. No. of Direct
Referrals LOAN
Loan Interest is
5 DIRECTS =
(Required Share Capital P 500)
P3,000
0.5% monthly
25 DIRECTS = P10,000 Loan Payable in
(Required Share Capital P 1500)
6months
35 DIRECTS = P15,000
(Required Share Capital P 2500)
45 DIRECTS = P20,000
(Required Share Capital P 3500)
25. THERE’S MORE…
6 months to pay w/ P5000 share capital
1 year to pay w/ P5000 share capital
1 yr. & 6 mo. to pay w/ P5000 share capital
2 yrs. to pay w/ P5000 share capital
28. WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS
All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile
Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE.
For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy.
Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT.
INFORMATION NEEDED ARE
Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number
TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT )
SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Example 2: ( For LOAN PAYMENTS )
LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Future-net Cooperative Banks
BANK OF THE PHILIPPINE ISLANDS Send to:
ACCOUNT NO: 004543-1138-46
SMART: 0947.773.8823
RIZAL COMMERCIAL BANKING CORPORATION (RCBC) GLOBE: 0917.905.83.05
ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVE SUN: 0923.445.67.08
ACCOUNT NO: 1-135-76246-2
Email to: fncc.info@gmail.com
UNITED COCONUT PLANTERS BANK (UCPB)
ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVE
ACCOUNT NO: 201940002527
29. FUTURE-NET
ADDITIONAL COMPENSATION PLAN
INFINITY P1500
POWER INFINITY
2 PASS UP
LARGEST EARNING POTENTIAL!!!!!
30. 1ST DIRECT 2nd DIRECT 3RD 4th DIRECT 5th DIRECT
DIRECT REFERRAL
REFERRAL REFERRAL REFERRAL
REFERRAL
You earn P750 You earn P750 You earn P750
Stays in your Stays in your Stays in your
network network Passed up to network
Passed up to
Your UPLINE Your UPLINE
He/She earns P750 He/She earns P750
31. You passed up your 2nd and 4th direct referrals. From 6th direct
referral onwards, there will be no more passing
These 3 people remained under you will EACH pass up their 2nd and 4th referrals.
That’s a total of 6 pass ups to you. Since you earn P750 per pass up to you, you make P4500
6 people will pass up their 2nd and 4th referral to you. That’s a total of 12 pass ups to you, you earn P9,000.
12 people will pass up their 2nd and 4th referral to you. That’s a total of 24 pass ups to you, you earn P18,000.
24 people will pass up their 2nd and 4th referral to you. That’s a total of 48 pass ups to you, you earn P36,000.
32. INVESTMENT: PHP100,000
o Mobile Franchise Panel
Benefits:
o Certificate of Appointment
P50 per paid Mem Application
o 1M Insurance Coverage AD & D 5% Encashment
o 500,000 for Spouse & Maximum of 2 0.5% Loan of Tagged Application
Children (7-18y/o).
o With 10% Unprovoked Murder and assault Lock in (by Parameter area/
o Personal VTPL (Second Layer of car insurance) Municipality)
P200,000.00 REQUIREMENTS:
o Fire Assistance P 50,000.00 oLetter of Intent (LOI)
o Membership Forms (2 pads) oBarangay Clearance
o 2pc. Provisionary Receipts oExisting Member
o 2 pcs. Tarpaulin ( BIG ) oFranchise Office
o 2 pcs. Tarpaulin ( SMALL )
oComputer/Scanner
oInternet
o 40 ACTIVATION CODES X 1500/each = P60,000
o 40 START-UP KITS
33. + Php 5 in every entry of your direct
franchise sponsor
34. COMING SOON
RAFFLE DRAW OF A BRAND NEW
HYUNDAI ACCENT
FUTURE-NET
PRODUCTS
35. Future-net is now opening it’s door for
interested investors
> Looking for 5 qualified investors
> Investment is 1 million each
> 15% per annum - Release of interest is every
quarter of the year
P1,000,000 x 15% = P150,000
P150,000 / 4 months = P37,500 quarterly
> 3% on product sales - Release is every
P300,000 worth of sales
P300,000 x 3% = P9,000
300k sales a month
12 months x P9,000 = P108,000
300k sales a week
48 weeks x P9,000 = P432,000