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www.futurenet.ph
WHAT IS A COOPERATIVE?
COOPERATIVE PRINCIPLES


1.   Voluntary and Open Membership
2.   Democratic Member Control
3.   Member Economic Participation
4.   Autonomy and Independence
5.   Education, Training and Information
6.   Cooperation Among Cooperatives
7.   Concern For Community
All Cooperatives must register under the CDA and all Cooperatives are
governed under the:




                        R.A. 9520
                            PHILIPPINE
                           COOPERATIVE
                           CODE OF 2008
FUTURE-NET CREDIT COOPERATIVE
   Established November 8, 2011


  CDA Registration # 9520-16020832
Empowered by:

 Future-net Network Marketing
 Association of the Philippines


SEC Registration # CN201118456
Barangay Clearance   BIR Certificate   Business Permit
The People behind
FUTURE-NET CREDIT COOPERATIVE




              MR. RICKY DEPAULA SARMIENTO
                   Chairman of the Board


- Graduate of Bachelor of Science in Biology
  (Far Eastern University)
- Graduate of Bachelor of Science in Nursing
  (Our Lady of Fatima University)
- Registered Nurse - PRC #: 0376476
- United States Registered Nurse
  (USRN-California)
- Entrepreneur
EMT-Paramedic, CSPT, DGSV, SGCV, SSSH, MBA-
                                 Certified
                                 KSA-MOH-CSSD Committee Member
                                 KFMC-Infection Control Sub-Committee Member
                                 KFMC-CSSD Safety Liaison Officer
                                 KFMC-CSSD Quality Improvement Officer
                                 European-Germany CSSD International Certified
                                 (DIN-58946-6)




MR. VIRGILIO JACKSON CASIÑARES
    Vice-Chairman of the Board
BOARD OF DIRECTORS


Mary Grace Sarmiento
    Entrepreneur
                                        Board Secretary
                                        Leonora B. Oliva
Alejandro O. Navarro                   Operation Manager,Future-Net Fairview
                                        Quezon City. BRANCH
Entrepreneur/Networker
                                        Manager of Local Manpower for Six (6) Years


                                        LEGAL ADVISER
Rv B. Calamaya                          Atty. Al Diaz
IT System Developer @
China Banking Corporation
The Purpose/s for which this
      FUTURE-NET CREDIT COOPERATIVE was
                   organized;

   To provide greater benefits to the members such as
    increasing individual income or enhancing a
    member’s way of living.
   To be pioneering business in delivering sustainable
    financial service for members and society.
   To engage in accepting deposits and granting of loans
    for productive and providential use to members.
“We Help You Invent Your Family’s Future”




MEMBERSHIP P1500

> FNMAP, INC
> Social Fund
> Insurance/ID
> Future-net Incentive Program
> Back office Website
> Future plans of Future-net
INSURANCE CERTIFICATE
         OF COVER




                                                     HELP PROGRAM


                                                     - Natural Death -
                                                        - Calamity -
         INSURANCE COVERAGE
50k Accidental Death, 50K Dismemberment,   Members who has earnings for the week
5k Medical Reimbursement due to Accident      the event happened. P20 will be
     5k Burial Benefits due to Accident       deducted from their commission
SHARE CERTIFICATE




REQUIRED SHARE CAPITAL – P5,000.00   REQUIRED SAVINGS - Minimum of 5,000.00
    Deduction will be made weekly       50.00/Week. Succeeding saving upon
       from commission 50.00             completion of 5,000.00 is optional.
FUTURE-NET TERMS :

FNDRC - Future-net Direct Referral Commission
FNIDRC - Future-net Indirect Referral Commission
FNLC - Future-net Loan Commission
FNMFRC - Future-Net Mobile Franchise Referral
Commission


  “Money,Opportunity,Business,Income,Livelihood,Entreprenuer”
“We Help You Invent Your Family’s Future”



In every person that you SPONSOR     REMARKS : If you can sponsor as fast
you will   get   P750 real time      as (5) on your Group..You are Qualified
                                     to apply for a loan @ Future-Net Coop.
income




           750          750        750              750             750
“TRADITIONAL WAY”
                  Php5000 S/C (1 month maturity)
                Loan Amount: Php5,000 * .5% / month
                         Php1,000 = Php5.00/month
                  Php5,000 = Php25.00/month x 6 months
                   Php5,150 / 6 months = Php858.33
                         Php858.33 / 4 weeks
                   Weekly payment = Php214.60
Note: Payment will be made weekly every Friday until 9:00 PM .
      The shortest term of payment is (3) months and payable religiously on the given date.
      Second loan amount will be upon the decision of the Loan Evaluator.
      Collateral/Co-maker will be needed when loan amount is Php20,000 and above.


                                           www.futurenet.ph
Memb. Fee:                                           “FAST TRACK LOAN”
                           YOU
                                                                    YOU
Php1500                     100       1st Level        D        D    D       D      D
 No CI/Collateral/Co-
       maker                50        2nd Level        D        D    D       D      D
  No more 1 month
      maturity              30        3rd Level        D        D    D       D      D

                        1st Loan                  2nd Loan               3rd Loan
•750x3 = Php2250
   •100x5=500            3000                      3000                    3000
                         - PF                       - PF                  - PF
•750x5 = Php3750          - 500 s/c                 - 500 s/c              - 500 s/c
 +50x5= Php250           2,265                     2,265                   2,265
                        +2,250                    +3,750                  +3,750
•750x5 = Php3750        + 500                     + 250                   + 150
 +30x5 = Php150          5,015php                  6,265php                 6,165php

                                        www.futurenet.ph
No. of Direct
 Referrals                         LOAN
                                            Loan Interest is
5 DIRECTS                =
(Required Share Capital P 500)
                                  P3,000
                                            0.5% monthly
25 DIRECTS               =        P10,000   Loan Payable in
(Required Share Capital P 1500)
                                               6months
35 DIRECTS               =        P15,000
(Required Share Capital P 2500)

45 DIRECTS               =        P20,000
(Required Share Capital P 3500)
Level   Value   No of Members   Amount
  1       100         5             500
  2       50          25            2,500
  3       30         125            3,750
  4       20         625           12,500
  5       10         3125          31,250
  6       10        15625          156,250
  7       10        78125          781,250
  8       10        390625        3,906,250
  9       10       1953125       19,531,250
 10        5       9765625       48,828,125
 11        5       14765625      73,828,125
 12        5       19765625      98,828,125
 13        5       24765625     123,828,125
 14        5       29765625     148,828,125
 15        5       34765625     173,828,125
THERE’S MORE…

            6 months to pay w/ P5000 share capital


                1 year to pay w/ P5000 share capital


          1 yr. & 6 mo. to pay w/ P5000 share capital


                2 yrs. to pay w/ P5000 share capital
Ex.Loan           Loan
Level   No. of Member   Loan
                                (3,000/Each)       Commission
 1            5         0.50%      15,000            75.00
 2           25         0.40%      75,000            300.00
 3          125         0.20%      375,000           750.00
 4          625         0.10%     1,875,000         1875.00
 5          3,125       0.05%     9,375,000         4687.50

 6         15,625       0.05%    46,875,000         23,437.50

 7         78,125       0.05%   234,375,000       117,187.50

 8        390,625       0.05%   1,171,875,000     585,937.50

 9        1,953,125     0.05%   5,859,375,000    2,929,687.50

 10       9,765,625     0.05%   29,296,875,000   14,648,437.50

                                     TOTAL :     18,335,812
WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS
   All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile
                   Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE.

   For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy.
                 Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT.

                                        INFORMATION NEEDED ARE
               Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number

                      TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT )
             SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
                                 Example 2: ( For LOAN PAYMENTS )
                LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3

Future-net Cooperative Banks
BANK OF THE PHILIPPINE ISLANDS                                           Send to:
ACCOUNT NO: 004543-1138-46
                                                                         SMART:         0947.773.8823
RIZAL COMMERCIAL BANKING CORPORATION (RCBC)                              GLOBE:         0917.905.83.05
ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVE                             SUN:           0923.445.67.08
ACCOUNT NO: 1-135-76246-2
                                                                         Email to:     fncc.info@gmail.com
UNITED COCONUT PLANTERS BANK (UCPB)
ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVE
ACCOUNT NO: 201940002527
FUTURE-NET
   ADDITIONAL COMPENSATION PLAN




       INFINITY P1500

            POWER INFINITY
            2 PASS UP


LARGEST EARNING POTENTIAL!!!!!
1ST DIRECT        2nd DIRECT       3RD              4th DIRECT         5th DIRECT
                                    DIRECT                              REFERRAL
 REFERRAL          REFERRAL                          REFERRAL
                                    REFERRAL




You earn P750                       You earn P750                       You earn P750
Stays in your                       Stays in your                       Stays in your
  network                             network         Passed up to         network
                   Passed up to
                   Your UPLINE                        Your UPLINE
                He/She earns P750                   He/She earns P750
You passed up your 2nd and 4th direct referrals. From 6th direct
                 referral onwards, there will be no more passing




 These 3 people remained under you will EACH pass up their 2nd and 4th referrals.
 That’s a total of 6 pass ups to you. Since you earn P750 per pass up to you, you make P4500
 6 people will pass up their 2nd and 4th referral to you. That’s a total of 12 pass ups to you, you earn P9,000.
12 people will pass up their 2nd and 4th referral to you. That’s a total of 24 pass ups to you, you earn P18,000.
24 people will pass up their 2nd and 4th referral to you. That’s a total of 48 pass ups to you, you earn P36,000.
INVESTMENT: PHP100,000
o   Mobile Franchise Panel
                                                                 Benefits:
o   Certificate of Appointment
                                                    P50 per paid Mem Application
o   1M Insurance Coverage AD & D                    5% Encashment
o   500,000 for Spouse & Maximum of 2               0.5% Loan of Tagged Application
     Children (7-18y/o).
o   With 10% Unprovoked Murder and assault                 Lock in (by Parameter area/
o   Personal VTPL (Second Layer of car insurance)                  Municipality)
     P200,000.00                                    REQUIREMENTS:
o   Fire Assistance P 50,000.00                     oLetter of Intent (LOI)
o   Membership Forms (2 pads)                       oBarangay Clearance
o   2pc. Provisionary Receipts                      oExisting Member
o   2 pcs. Tarpaulin ( BIG )                        oFranchise Office
o   2 pcs. Tarpaulin ( SMALL )
                                                    oComputer/Scanner
                                                    oInternet
o   40 ACTIVATION CODES X 1500/each = P60,000
o   40 START-UP KITS
+ Php 5 in every entry of your direct
         franchise sponsor
COMING SOON

             RAFFLE DRAW OF A BRAND NEW
                   HYUNDAI ACCENT

FUTURE-NET
 PRODUCTS
Future-net is now opening it’s door for
         interested investors
  > Looking for 5 qualified investors
  > Investment is 1 million each
  > 15% per annum - Release of interest is every
                              quarter of the year
            P1,000,000 x 15% = P150,000
      P150,000 / 4 months = P37,500 quarterly
  > 3% on product sales - Release is every
                            P300,000 worth of sales
              P300,000 x 3% = P9,000
                  300k sales a month
           12 months x P9,000 = P108,000
                 300k sales a week
          48 weeks x P9,000 = P432,000
Investor Referral
  Commission
P25,000 COLD CASH!!!




         www.futurenet.ph
Unit-C 2nd/F 167 RCB Square, CasaMilan Comml,
   Commonwealth Ext. North Fairview, Q.C.

            Phone: 632.409.2660
            Fax: 632.990.2535

            Smart: 0947.7738823
            Globe: 0917.9058305
             Sun: 0923.445.6708

        futurenet.associate@gmail.com
             fncc.info@gmail.com




Office hours : 10AM – 10PM
Cut off time : 9PM
      Monday - Saturday
Futurenet Cooperative Baguio

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Futurenet Cooperative Baguio

  • 2. WHAT IS A COOPERATIVE?
  • 3. COOPERATIVE PRINCIPLES 1. Voluntary and Open Membership 2. Democratic Member Control 3. Member Economic Participation 4. Autonomy and Independence 5. Education, Training and Information 6. Cooperation Among Cooperatives 7. Concern For Community
  • 4. All Cooperatives must register under the CDA and all Cooperatives are governed under the: R.A. 9520 PHILIPPINE COOPERATIVE CODE OF 2008
  • 5.
  • 6. FUTURE-NET CREDIT COOPERATIVE Established November 8, 2011 CDA Registration # 9520-16020832
  • 7. Empowered by: Future-net Network Marketing Association of the Philippines SEC Registration # CN201118456
  • 8. Barangay Clearance BIR Certificate Business Permit
  • 9. The People behind FUTURE-NET CREDIT COOPERATIVE MR. RICKY DEPAULA SARMIENTO Chairman of the Board - Graduate of Bachelor of Science in Biology (Far Eastern University) - Graduate of Bachelor of Science in Nursing (Our Lady of Fatima University) - Registered Nurse - PRC #: 0376476 - United States Registered Nurse (USRN-California) - Entrepreneur
  • 10. EMT-Paramedic, CSPT, DGSV, SGCV, SSSH, MBA- Certified KSA-MOH-CSSD Committee Member KFMC-Infection Control Sub-Committee Member KFMC-CSSD Safety Liaison Officer KFMC-CSSD Quality Improvement Officer European-Germany CSSD International Certified (DIN-58946-6) MR. VIRGILIO JACKSON CASIÑARES Vice-Chairman of the Board
  • 11. BOARD OF DIRECTORS Mary Grace Sarmiento Entrepreneur Board Secretary Leonora B. Oliva Alejandro O. Navarro Operation Manager,Future-Net Fairview Quezon City. BRANCH Entrepreneur/Networker Manager of Local Manpower for Six (6) Years LEGAL ADVISER Rv B. Calamaya  Atty. Al Diaz IT System Developer @ China Banking Corporation
  • 12. The Purpose/s for which this FUTURE-NET CREDIT COOPERATIVE was organized;  To provide greater benefits to the members such as increasing individual income or enhancing a member’s way of living.  To be pioneering business in delivering sustainable financial service for members and society.  To engage in accepting deposits and granting of loans for productive and providential use to members.
  • 13.
  • 14. “We Help You Invent Your Family’s Future” MEMBERSHIP P1500 > FNMAP, INC > Social Fund > Insurance/ID > Future-net Incentive Program > Back office Website > Future plans of Future-net
  • 15. INSURANCE CERTIFICATE OF COVER HELP PROGRAM - Natural Death - - Calamity - INSURANCE COVERAGE 50k Accidental Death, 50K Dismemberment, Members who has earnings for the week 5k Medical Reimbursement due to Accident the event happened. P20 will be 5k Burial Benefits due to Accident deducted from their commission
  • 16. SHARE CERTIFICATE REQUIRED SHARE CAPITAL – P5,000.00 REQUIRED SAVINGS - Minimum of 5,000.00 Deduction will be made weekly 50.00/Week. Succeeding saving upon from commission 50.00 completion of 5,000.00 is optional.
  • 17. FUTURE-NET TERMS : FNDRC - Future-net Direct Referral Commission FNIDRC - Future-net Indirect Referral Commission FNLC - Future-net Loan Commission FNMFRC - Future-Net Mobile Franchise Referral Commission “Money,Opportunity,Business,Income,Livelihood,Entreprenuer”
  • 18.
  • 19. “We Help You Invent Your Family’s Future” In every person that you SPONSOR REMARKS : If you can sponsor as fast you will get P750 real time as (5) on your Group..You are Qualified to apply for a loan @ Future-Net Coop. income 750 750 750 750 750
  • 20. “TRADITIONAL WAY” Php5000 S/C (1 month maturity) Loan Amount: Php5,000 * .5% / month Php1,000 = Php5.00/month Php5,000 = Php25.00/month x 6 months Php5,150 / 6 months = Php858.33 Php858.33 / 4 weeks Weekly payment = Php214.60 Note: Payment will be made weekly every Friday until 9:00 PM . The shortest term of payment is (3) months and payable religiously on the given date. Second loan amount will be upon the decision of the Loan Evaluator. Collateral/Co-maker will be needed when loan amount is Php20,000 and above. www.futurenet.ph
  • 21. Memb. Fee: “FAST TRACK LOAN” YOU YOU Php1500 100 1st Level D D D D D No CI/Collateral/Co- maker 50 2nd Level D D D D D No more 1 month maturity 30 3rd Level D D D D D 1st Loan 2nd Loan 3rd Loan •750x3 = Php2250 •100x5=500 3000 3000 3000 - PF - PF - PF •750x5 = Php3750 - 500 s/c - 500 s/c - 500 s/c +50x5= Php250 2,265 2,265 2,265 +2,250 +3,750 +3,750 •750x5 = Php3750 + 500 + 250 + 150 +30x5 = Php150 5,015php 6,265php 6,165php www.futurenet.ph
  • 22. No. of Direct Referrals LOAN Loan Interest is 5 DIRECTS = (Required Share Capital P 500) P3,000 0.5% monthly 25 DIRECTS = P10,000 Loan Payable in (Required Share Capital P 1500) 6months 35 DIRECTS = P15,000 (Required Share Capital P 2500) 45 DIRECTS = P20,000 (Required Share Capital P 3500)
  • 23.
  • 24. Level Value No of Members Amount 1 100 5 500 2 50 25 2,500 3 30 125 3,750 4 20 625 12,500 5 10 3125 31,250 6 10 15625 156,250 7 10 78125 781,250 8 10 390625 3,906,250 9 10 1953125 19,531,250 10 5 9765625 48,828,125 11 5 14765625 73,828,125 12 5 19765625 98,828,125 13 5 24765625 123,828,125 14 5 29765625 148,828,125 15 5 34765625 173,828,125
  • 25. THERE’S MORE… 6 months to pay w/ P5000 share capital 1 year to pay w/ P5000 share capital 1 yr. & 6 mo. to pay w/ P5000 share capital 2 yrs. to pay w/ P5000 share capital
  • 26.
  • 27. Ex.Loan Loan Level No. of Member Loan (3,000/Each) Commission 1 5 0.50% 15,000 75.00 2 25 0.40% 75,000 300.00 3 125 0.20% 375,000 750.00 4 625 0.10% 1,875,000 1875.00 5 3,125 0.05% 9,375,000 4687.50 6 15,625 0.05% 46,875,000 23,437.50 7 78,125 0.05% 234,375,000 117,187.50 8 390,625 0.05% 1,171,875,000 585,937.50 9 1,953,125 0.05% 5,859,375,000 2,929,687.50 10 9,765,625 0.05% 29,296,875,000 14,648,437.50 TOTAL : 18,335,812
  • 28. WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE. For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy. Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT. INFORMATION NEEDED ARE Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT ) SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3 Example 2: ( For LOAN PAYMENTS ) LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3 Future-net Cooperative Banks BANK OF THE PHILIPPINE ISLANDS Send to: ACCOUNT NO: 004543-1138-46 SMART: 0947.773.8823 RIZAL COMMERCIAL BANKING CORPORATION (RCBC) GLOBE: 0917.905.83.05 ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVE SUN: 0923.445.67.08 ACCOUNT NO: 1-135-76246-2 Email to: fncc.info@gmail.com UNITED COCONUT PLANTERS BANK (UCPB) ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVE ACCOUNT NO: 201940002527
  • 29. FUTURE-NET ADDITIONAL COMPENSATION PLAN INFINITY P1500 POWER INFINITY 2 PASS UP LARGEST EARNING POTENTIAL!!!!!
  • 30. 1ST DIRECT 2nd DIRECT 3RD 4th DIRECT 5th DIRECT DIRECT REFERRAL REFERRAL REFERRAL REFERRAL REFERRAL You earn P750 You earn P750 You earn P750 Stays in your Stays in your Stays in your network network Passed up to network Passed up to Your UPLINE Your UPLINE He/She earns P750 He/She earns P750
  • 31. You passed up your 2nd and 4th direct referrals. From 6th direct referral onwards, there will be no more passing These 3 people remained under you will EACH pass up their 2nd and 4th referrals. That’s a total of 6 pass ups to you. Since you earn P750 per pass up to you, you make P4500 6 people will pass up their 2nd and 4th referral to you. That’s a total of 12 pass ups to you, you earn P9,000. 12 people will pass up their 2nd and 4th referral to you. That’s a total of 24 pass ups to you, you earn P18,000. 24 people will pass up their 2nd and 4th referral to you. That’s a total of 48 pass ups to you, you earn P36,000.
  • 32. INVESTMENT: PHP100,000 o Mobile Franchise Panel Benefits: o Certificate of Appointment P50 per paid Mem Application o 1M Insurance Coverage AD & D 5% Encashment o 500,000 for Spouse & Maximum of 2 0.5% Loan of Tagged Application Children (7-18y/o). o With 10% Unprovoked Murder and assault Lock in (by Parameter area/ o Personal VTPL (Second Layer of car insurance) Municipality) P200,000.00 REQUIREMENTS: o Fire Assistance P 50,000.00 oLetter of Intent (LOI) o Membership Forms (2 pads) oBarangay Clearance o 2pc. Provisionary Receipts oExisting Member o 2 pcs. Tarpaulin ( BIG ) oFranchise Office o 2 pcs. Tarpaulin ( SMALL ) oComputer/Scanner oInternet o 40 ACTIVATION CODES X 1500/each = P60,000 o 40 START-UP KITS
  • 33. + Php 5 in every entry of your direct franchise sponsor
  • 34. COMING SOON RAFFLE DRAW OF A BRAND NEW HYUNDAI ACCENT FUTURE-NET PRODUCTS
  • 35. Future-net is now opening it’s door for interested investors > Looking for 5 qualified investors > Investment is 1 million each > 15% per annum - Release of interest is every quarter of the year P1,000,000 x 15% = P150,000 P150,000 / 4 months = P37,500 quarterly > 3% on product sales - Release is every P300,000 worth of sales P300,000 x 3% = P9,000 300k sales a month 12 months x P9,000 = P108,000 300k sales a week 48 weeks x P9,000 = P432,000
  • 36. Investor Referral Commission P25,000 COLD CASH!!! www.futurenet.ph
  • 37. Unit-C 2nd/F 167 RCB Square, CasaMilan Comml, Commonwealth Ext. North Fairview, Q.C. Phone: 632.409.2660 Fax: 632.990.2535 Smart: 0947.7738823 Globe: 0917.9058305 Sun: 0923.445.6708 futurenet.associate@gmail.com fncc.info@gmail.com Office hours : 10AM – 10PM Cut off time : 9PM Monday - Saturday