Burial Insurance is also known as final expense. How much is needed?, What does it cover?, am I healthy enough? Call Melliand Insurance 972-346-4666

1. Burial Insurance
Call Melliand Insurance
972-346-4666
www.insurancemadeeasy.us

2. What is burial insurance?
• Burial insurance is also know as final expense
insurance.
• Its main purpose is to pay off your funeral
expenses.
• The family can grieve from your loss without
having the financial burden.
• A few carriers specialize in this market.

3. Three main questions asked
• How much burial insurance do I need?
• What does burial insurance cover?
• As a senior citizen with health issues am I able
to obtain burial insurance?

4. Cost of burial
• The average cost for a funeral in Dallas, Texas
is $8,400.
• This includes everything from
embalming, preparation of the body, funeral
ceremony, hearse, and casket.
• The average cost of cremation in Dallas, TX is
$3,600.

5. Cost of burial
• Most policies are sold in $5,000 and $10,000
face values to cover additional bills and to
make sure adequate funds are available for
the future.
• Make sure you properly plan with your local
funeral director to get a more approximate
cost in the Dallas metroplex.

6. Types of burial insurance
• There are two basic types of burial
insurance, term insurance and whole life
insurance.
• Term insurance covers a specific time then
ends.
• Whole life insurance is permanent and
continues as long as the level monthly
premiums are paid.

7. More options with whole life
insurance
• Whole life insurance provides more options if
there are health issues.
• An immediate whole life policy provides the full
value of the death benefit once issued. This type
of policy is the most common and is issued with
minimal health concerns.
• Graded whole life insurance provides a
percentage of the death benefit paid out for the
first two years and the full amount of the death
benefit the third year.

8. Graded whole life insurance
• This means that if death occurs the first two
years then a percentage of the death benefit
is paid out. It is usually 30% the first year and
70 % the second year.
• This type of policy is issued for an individual
that has health issues.

9. Let Melliand Insurance help you
• To learn more call Melliand insurance at 972-
346-4666
• visit my website at
http://www.insurancemadeeasy.us/life-
insurance/