International Journal of Computer Science, Engineering and Applications (IJCSEA) is an open access peer-reviewed journal that publishes articles which contribute new results in all areas of the computer science, Engineering and Applications. The journal is devoted to the publication of high quality papers on theoretical and practical aspects of computer science, Engineering and Applications.

1. International Journal of Computer Science, Engineering
and Applications (IJCSEA)
ISSN: 2230 - 9616; 2231 - 0088
http://airccse.org/journal/ijcsea/index.html
Current Issue: December 2020, Volume
10, Number 5/6 --- Table of Contents
http://airccse.org/journal/ijcsea/current2020.html

2. CHANGE BACK FEATURE FOR CONSUMER
ACCOUNTS
Cheman Shaik
VISH Consulting Services Inc, 6242 N Hoyne Avenue, Chicago IL 60659, USA
ABSTRACT
The aim of this paper is to propose a new feature called Change Back for consumer
accounts, which minimizes the use of cash coins by retail consumer outlets and
eliminates the need of carrying the same for banks’ consumer customers. Once
implemented in consumer banking applications and point-of-sale devices, the feature will
minimize the wastage of coins by shoppers, commission charges incurred by retail
vendors on coins, improve money retention by banks in their consumer accounts and
minimize of the spread of pandemics. Discussed in detail are how the Cash Back
transaction takes place and what needs to be implemented by different parties involved in
making it a success. A step-by-step flow of the transaction is pictorially described from a
point-of-sale device at a retail cash counter to a bank’s payment processing application.
KEYWORDS
Consumer Accounts, Point-of-Sale Devices, Change Back Feature.
For More Details: https://aircconline.com/ijcsea/V10N6/10620ijcsea01.pdf
Volume Link: http://airccse.org/journal/ijcsea/current2020.html

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