Number of words required: 750-800 Movies do not have the entertainment value only. They can be use watched, analysed and used within an organisational context. Movie Name: ITALIAN JOB The tasks of this assignment are as follows: -Introduce the characteristics of the group in the movie based on the relevant OB concepts, such as size, purpose, context, group norms and roles; -Discuss and analyse the maintenance of the group; Make sure to apply relevant theoretical models and research findings from quality academic sources that support your argument. Critically analyse the usefulness or limitations of specific OB theories pertaining to groups, teams and teamwork drawing on examples from the film. Your answer should not only explicitly show an understanding for the theory under study, but also demonstrate a critical reflection on the theory and practice of teams and teamwork in an organisational context. Criteria Description of the group’s characteristics and its context Accurately and sufficiently describes and applies all of the listed group characteristics Demonstrates relevance to the report. Discussion and analysis of the group’s maintenance Group maintenance content from movie is critically evaluated with support from multiple academic sources. Conclusions are drawn from the evaluation You must have seen the movie Italian Job and should check the book to be able to accurately write this section. FINANCIAL ANALYSIS OF COMMERCIAL BANKS REGULATOR’S METHODS OF DETERMINING BANK SOUNDNESS UNIFORM FINANCIAL INSTITUTIONS RATING SYSTEM “CAMELS” EVALUATION COMPONENTS CAPITAL ADEQUACY ASSET QUALITY MANAGEMENT EARNINGS LIQUIDITY SENSITIVITY TO MARKET RISK UNIFORM FINANCIAL INSTITUTIONS RATING SYSTEM COMPOSITE RATING FROM 1 TO 5 1 = THE HIGHEST RATING – BASICALLY SOUND IN ALL RESPECTS 2 = FUNDAMENTALLY SOUND, WITH MODEST WEAKNESSES CONNECTABLE IN THE “NORMAL COURSE OF BUSINESS” 3 = EXHIBITS MODERATELY SEVERE TO UNSATISFACTORY WEAKNESSES REGARDING OPERATIONAL, FINANCIAL, OR COMPLIANCE OF BANK 4 = IMMODERATE VOLUME OF SERIOUS FINANCIAL WEAKNESSES, OR A COMBINATION OF OTHER CONDITIONS THAT ARE UNSATISFCTORY 5 = INSTITUTIONS WITH EXTREMEMLY HIGH IMMEDIATE OR NEAR-TERM PROBABILITY OF FAILURE EXAMINATION OF BALANCE SHEET - ASSETS CASH AND DUE FROM DEPOSITORY INSTITUTIONS VAULT CASH DEPOSITS AT THE FEDERAL RESERVE DEPOSITS AT OTHER INSTITUTIONS AND CORRESPONDENT BANKS INVESTMENT SECURITIES EXAMINATION OF BALANCE SHEET - ASSETS LOANS AND LEASES COMMERCIAL AND INDUSTRIAL LOANS REAL ESTATE LOANS CONSUMER LOANS OTHER LOANS UNEARNED INCOME ALLOWANCE FOR LOAN AND LEASE LOSSES INVESTMNT SECURITIES PLUS NET LOANS AND LEASES ARE THE EARNING ASSETS OF THE BANK. THE OPERATIVE WORD HERE IS “NET” LOANS AND LEASES. LOAN LOSS RESERVES, WHEN SET ASIDE, ARE NO LONGER EARNING ASSETS, WHICH IS WHY BANKS ARE CAREFUL (USUALLY) WITH CREDIT. 5 EXAMINATION OF BALANCE SHEET – LIABILITIES & EQUITY DEPOSITS BORROWED FUNDS OTHER LIABILITIES EQUITY CAPITAL.

1. Number of words required: 750-800
Movies do not have the entertainment value only. They can be
use watched, analysed and used within an organisational
context.
Movie Name: ITALIAN JOB
The tasks of this assignment are as follows:
-Introduce the characteristics of the group in the movie based
on the relevant OB concepts, such as size, purpose, context,
group norms and roles;
-Discuss and analyse the maintenance of the group;
Make sure to apply relevant theoretical models and research
findings from quality academic sources that support your
argument. Critically analyse the usefulness or limitations of
specific OB theories pertaining to groups, teams and teamwork
drawing on examples from the film. Your answer should not
only explicitly show an understanding for the theory under
study, but also demonstrate a critical reflection on the theory
and practice of teams and teamwork in an organisational
context.
Criteria
Description of the group’s characteristics and its context
Accurately and sufficiently describes and applies all of the
listed group characteristics
Demonstrates relevance to the report.
Discussion and analysis of the group’s maintenance
Group maintenance content from movie is critically evaluated
with support from multiple academic sources.

2. Conclusions are drawn from the evaluation
You must have seen the movie Italian Job and should check the
book to be able to accurately write this section.
FINANCIAL ANALYSIS OF COMMERCIAL BANKS
REGULATOR’S METHODS OF DETERMINING BANK
SOUNDNESS
UNIFORM FINANCIAL INSTITUTIONS RATING SYSTEM
“CAMELS” EVALUATION COMPONENTS
CAPITAL ADEQUACY
ASSET QUALITY
MANAGEMENT
EARNINGS
LIQUIDITY
SENSITIVITY TO MARKET RISK
UNIFORM FINANCIAL INSTITUTIONS RATING SYSTEM
COMPOSITE RATING FROM 1 TO 5
1 = THE HIGHEST RATING – BASICALLY SOUND IN ALL
RESPECTS
2 = FUNDAMENTALLY SOUND, WITH MODEST
WEAKNESSES CONNECTABLE IN THE “NORMAL COURSE
OF BUSINESS”
3 = EXHIBITS MODERATELY SEVERE TO
UNSATISFACTORY WEAKNESSES REGARDING
OPERATIONAL, FINANCIAL, OR COMPLIANCE OF BANK
4 = IMMODERATE VOLUME OF SERIOUS FINANCIAL
WEAKNESSES, OR A COMBINATION OF OTHER

3. CONDITIONS THAT ARE UNSATISFCTORY
5 = INSTITUTIONS WITH EXTREMEMLY HIGH
IMMEDIATE OR NEAR-TERM PROBABILITY OF FAILURE
EXAMINATION OF BALANCE SHEET - ASSETS
CASH AND DUE FROM DEPOSITORY INSTITUTIONS
VAULT CASH
DEPOSITS AT THE FEDERAL RESERVE
DEPOSITS AT OTHER INSTITUTIONS AND
CORRESPONDENT BANKS
INVESTMENT SECURITIES
EXAMINATION OF BALANCE SHEET - ASSETS
LOANS AND LEASES
COMMERCIAL AND INDUSTRIAL LOANS
REAL ESTATE LOANS
CONSUMER LOANS
OTHER LOANS
UNEARNED INCOME
ALLOWANCE FOR LOAN AND LEASE LOSSES
INVESTMNT SECURITIES PLUS NET LOANS AND LEASES
ARE THE EARNING ASSETS OF THE BANK. THE
OPERATIVE WORD HERE IS “NET” LOANS AND LEASES.
LOAN LOSS RESERVES, WHEN SET ASIDE, ARE NO
LONGER EARNING ASSETS, WHICH IS WHY BANKS ARE
CAREFUL (USUALLY) WITH CREDIT.
5
EXAMINATION OF BALANCE SHEET – LIABILITIES &
EQUITY

4. DEPOSITS
BORROWED FUNDS
OTHER LIABILITIES
EQUITY CAPITAL
ACCOUNTING FOR OFF-BALANCE-SHEET ASSETS &
LIABILITIES
LOAN COMMITMENTS
COMMERCIAL LETTERS OF CREDIT
STANDBY LETTERS OF CREDIT
LOANS SOLD
DERIVATIVE SECURITIES
TRUST AND PROCESSING SERVICES
INCOME STATEMENT ANALYSIS
NET INTEREST INCOME
INTEREST INCOME
INTEREST EXPENSE
PROVISION FOR LOAN LOSSES
NON-INTEREST INCOME
EXTRAORDINARY ITEMS
8
RETURN ON EQUITY ANALYSIS

5. ROE:
NET INCOME/
TOTAL EQUITY CAPITAL
ROA:
NET INCOME/TOTAL ASSETS
PROFIT MARGIN
NET INCOME/TOTAL OPERATING INCOME
ASSET UTILIZATION
TOTAL OPERATING INCOME/TOTAL ASSETS
EQUITY MULTIPLIER:
TOTAL ASSETS/TOTAL EQUITY

6. PROFIT MARGIN ANALYSIS
PROFIT MARGIN
INTEREST INCOME/TOTAL OPERATING INCOME
PROVISION FOR LOAN LOSS/TOTAL OPERATING INCOME
NON-INTEREST EXPENSE/TOTAL OPERATING INCOME
INCOME TAXES/TOTAL OPERATING INCOME
ASSET UTILIZATION ANALYSIS

7. ASSET UTILIZATION
INTEREST INCOME/TOTAL ASSETS
NON-INTEREST INCOME/TOTAL ASSETS
GRADING RUBRIC – ANALYSIS ASSIGNMENT – FINANCE
438, SPRING 2015
DOES NOT MEET MINIMUM – REALLY DOESN’T GET IT
GRADE: 50% OR LESS OF MAX PTS
MEETS MINIMUM – MERELY GETS THE JOB DONE –

8. FOLLOWS INSTRUCTIONS
GRADE: 50 – 65% OF MAX PTS
ABOVE AVERAGE – I.E., THINKS
GRADE: 65 – 85% OF MAX PTS
OUTSTANDING – I.E., THINKS OUTSIDE THE BOX
85 – 100% OF MAX PTS.
DESCRIBeS the particulars of the case SUBJECT
MAXIMUM POINTS:5
MISSES THE BOAT MOSTLY OR COMPLETELY –
CLUELESS AS TO THE MEANING OF BASIC CONCEPTS
DESCRIBES CASE SUBJECT PARTICULARS WITHOUT
FURTHER ELABORATION.
DESCRIBES CASE SUBJECT PARTICULARS AND
PROVIDES MORE RELEVANT DETAIL, PLACING CASE IN
CONTEXT.
DESCRIBES CASE SUBJECT IN DETAIL BUT NOT
SUPERFLOUSLY, USINGOUTSIDE SOURCES AND
APPROACHES TO PLACE SUBJECT IN CONTEXT.
articulateS the FINANCIAL STRUCture of the SUBJECT
MAXIMUM POINTS: 10
FAILS TO RECOGNIZE THE CASE SUBJECT’S ISSUES
AND/OR FAILS TO UNDERSTAND THE NATURE AND
PURPOSE OF THE CASE STUDY.
DEMONSTRATES AN UNDERSTANDING OF THE
PROBLEM ONLY. NO FURTHER RELEVANT

9. ELABORATION
DEMONSTRATES A THOROUGH UNDERSTANDING OF
THE SUBJECT’S FINANCIAL STRUCTURE AND ITS
RAMIFICATIONS.
DEMONSTRATES A THOROUGH UNDERSTANDING OF
THE SUBJECT’S FINANCIAL STRUCTURE AND ITS
RAMIFICATIONS. RELATES THE PROBLEM TO RECENT
PRACTICES, AND/OR USES OTHER SOURCES TO EXPLAIN
PROBLEM RAMIFICATIONS
ANALYSIS & CONCLUSIONS
MAXIMUM POINTS: 20
FAILS TO REACH LOGICAL CONCLUSIONS FROM DATA
PRESENTED.
REACHES BASIC CONCLUSIONS.
REACHES CONCLUSIONS WHICH DEMONSTRATE
THOROUGH UNDERSTANDING OF THE ANALYSIS.
REACHES CONCLUSIONS WHICH DEMONSTRATE A
THOROUGH UNDERSTANDING OF THE ANALYSIS AND
THE ABILITY TO PLACE IN HISTORIC OR CURRENT
CONDITION CONTEXT.
OFFERED FINDINGS
MAXIMUM POINTS: 10
NONE OFFERED.
OFFEREED SOME CONCLUSION, NOT STRONGLY
THOUGHT OUT
OFFERED CONCLUSION WITH LOGIC AND FORESIGHT.
OFFERED CONCLUSION WITH EXCEPTIONAL
SOPHISTICATION – THOUGHT “OUTSIDE THE BOX”.
SOPHISTICATION OF PRESENTATION
MAXIMUM POINTS: 5
USES LESS-THAN HIGH SCHOOL ENGLISH AND SLANG.

10. (IN FACT, IS IT REALLY ENGLISH?)
USES UNDERGRADUATE-LEVEL LANGUAGE; NOTHING
SPECIAL.
DEMONSTRATES GOOD VERBAL SKILLS AND A
SOPHISTICATED VOCABULARY.
DEMONSTRATES OUTSTANDING VERBAL SKILLS AND
HIGHLY EFFECTIVE AND SOPHISTICATED
VOCABULARY.
CASE STUDY INSTRUCTIONS
The following articulates the overall basic procedure and
presentation details for all three cases for the semester; each
case will be laid out the same way.
PURPOSE
The purpose behind these studies is: (1) help you develop a
strong awareness of the financial structure of depository
financial institutions, insurance companies, and investment
banks and investment companies, respectively; (2) further your
financial analysis skills; and (3) broaden your understanding of
the risks and strengths inherent in the important financial
institutions in the United States.
PROCEDURE
There will be a total of three case studies, assigned separately,
to wit - a randomly assigned bank, insurance company, and
investment company. It is your task to analyze the financial
structure of each company provided. Analysis consists of both
narrative and Excel analysis. When submitted, it should contain,
as a minimum, the following:
Contents:
· Identifying Data – This is a cover page (see attached format)
· Narrative -
· A brief summary of your data analysis findings, bullet format
permitted UNLESS YOU FEEL A MORE DETAILED

11. NARRATIVE IS NECESSARY.
· A SUMMARY OF YOUR ANALYSIS OF THE FINANCIAL
INSTITUTION’S SOUNDNESS. This section may employ
comparative, general financial institution data and would be
best NOT in bullet format.
· Excel Spreadsheet – 2 years of data to be obtained from
SEC/Edgar and/or FDIC.gov since these are the primary sources
for financial data. In other words, don’t necessarily trust
Yahoo! Finance or MSN Money.
· Calculate the Financial Institution’s:
· ROE and ROA
· Equity Multiplier
· Profit Margin (net income/total operating income), plus these
detailed sub-ratios: interest income/total operating income,
provision for loan loss/total operating income, non-interest
expense/total operating income, and income taxes/total
operating income (for banks)
· Asset Utilization (total operating income/total assets), plus
these sub-ratios: interest income/total assets and non-interest
income/total assets (for banks).
· Compare your bank to the typical financial structure
articulated in the PowerPoint slides.
You are free to use other ratios and analysis techniques (i.e.,
DuPont Analysis) but only if you feel they are important in
making a point in either your analysis or conclusions. Don’t add
them just to impress me; I won’t be impressed.
Maximum narrative length: 2 pages plus cover page and Excel
file.
Use cover page template, below (don’t get creative here. I want
the cover EXACTLY as shown – with your info obviously):
NAME OF INSTITUTION (Symbol)
Headquarters Address
Sector (i.e. Regional Bank, Midwest, Super-Regional Bank, or

12. Money Center Bank)
Market Capitalization
Total Assets
Profile (brief as reasonably possible) – you may use Yahoo!
Finance, MSN Money, Morningstar or other source including
the institution’s webpage.
Your Name