A typical example of how we transform families situations for the better and how a representative would get compensated if they worked with us!

1. Primerica Compensation Example
Changing Lives Has Its Rewards
Bob & Susan Smith 35 & 34 years old with two children
Before Primerica With Primerica District Leader Regional Leader Regional Vice President
Debt: Debt: Writing Representative’s Compensation
$22,000 in consumer debt. Combined all debt at $209,000. New
Mortgage of $180,000. Total monthly mortgage payment of $1684.
monthly debt of $2280. Mortgage Debt free in 20 years. Saved $752 $1,421 $2,090
paid in 24 years $596/month
Life Insurance Life Insurance Writing Representative’s Compensation
$100,000 of cash value life $300,000 of life insurance on Bob &
insurance in both Bob & Susan Susan and $25,000 on the children.
and $0 on the children. Total Total momthly cost: $108. Saved
$648 $907 $1,231
monthly cost: $250 $142/month
Retirement Retirement Writing Representative’s Compensation
Bob & Susan had $20,000 in an Transferred the RRSP's into mutual
RRSP at the bank earning 3% in a funds. Monthly contributions
GIC, with $100/month increased to $500 ( $250/each). $400 $550 $650
contributions. Accumulated Accumulated savings at 10% at age 65
savings at age 65 = $107,410 = $1,527,000
PLPP PLPP Writing Representative’s Compensation
Bob & Susan had no will,and no
access to a respected, Bob & Susan get a will, and access to $80 $100 $125
full-service law firm. a respected, full-service law firm.
Bottom Line:
Increased retirement contributions by $400/month. $1,880 $2,978 $4,096
Saved $403 in monthly budget.
A or B
RL Overriding a District RVP Override
On a scale of 1-10, 10 being the highest, how would you `
rate your desire to become debt free and financially $1,098 $1,118
independent? ___________________
RVP Overriding a District
Primerica — One of the Greatest Part-Time and Full-Time $2,216
Opportunities in North America Today …
For illustrative purposes only. Each debt situation will vary. Amounts and monthly payments rounded to the nearest whole numbers. Monthly payment illustrations do not include payments for taxes
and insurance. Weighted average APR of consolidated personal debt and mortgagenot shown. Assumes no additional debt incurred. 2. Using Primerica’s Custom Advantage 30; Primary: male, age 35,
non-tobacco user, Spouse: female, age 34, non-tobacco user. 3. The investment example is for illustrative purposes and does not represent an actual investment. This example shows a constant rate of
return, unlike actual investments which will fluctuate in value. It does not include fees and taxes, which would lower results. Consult your tax advisor with any questions. Rates of return used in the
above illustration are hypothetical and do not represent the returns of an actual investment, which will fluctuate in value. The figures show a 10% nominal rate of return compounded monthly and do
not take into consideration taxes or other factors. For training purposes only, not to be distributed to the public
© 2009 Primerica Financial Services