See how CIQ uses AI/ML to drive immediate, measurable and scalable results to organizations involved in Consumer Lending. From identifying risk, exposure, and liability associated with credit, missed payments, fraud, and more. We quickly, successfully and accurately predict which consumers are the customers you want. Use cases available. Contact us now...

1. Increasing Profitability in
Consumer Lending Through
Corporate Memory Management
Gary L. Melling, President & CEO
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2. © Corporate IQ & Partners, 2017
Business Leaders Desperately Want to:
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Leverage previous investments in
technology and business solutions
…We Do That

Quickly engage the workforce to
produce demonstrable results
…We Do That

Track progress of Actual Versus
Targeted Value and Business Outcomes …We Do That
…We Do That

Deliver repeatable and scalable results to
constantly increase Return to Shareholders

3. © Corporate IQ & Partners, 2017
What We Deliver…
• Decrease the Number of Defaults by 28%
• Straight Through Processing by 50%+
• Reduce Fraud Rates from 2% to 0.1%
• Increase Acceptance by 33%
• Increase Renewal Rate by 22%
• Increase Profitability by 28%+
Through Corporate Memory Management, CIQ Can and Has Delivered
The Following Accurate & Reliable Insights to Predictive Profit & Loss
in the Consumer Lending Industry:
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4. © Corporate IQ & Partners, 2017
We have brought together 4 companies to build CIQ, each
with their own specialty and referenceable clients…
Business Architecture,
Strategic Talent Acquisition,
Workforce Optimization;
Cloud-enabled 12 Years;
30 Employees
Artificial Intelligence,
Deep Learning,
Predictive Analytics 20 Years;
250 Employees
Corporate Knowledge
Transfer, Employee
Competence & Learning
30 Years; 20 Employees
Who IS Corporate IQ?
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(~ 315 Employees)
Scalable, Interactive &
Intuitive iOS and Android
Mobile Apps
10 Years; 15 Employees

5. © Corporate IQ & Partners, 2017
What is Corporate Memory?
Corporate Memory is the accumulated body of data, information, and
knowledge created during the period of an organization’s existence…
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6. What is Corporate Memory Management?
CIQ’s Secure, Corporate Memory Management, Closed Loop Analytics
Platform scans and analyzes information in all the various structured and
unstructured digital formats that exist within an organization.
Through big data analytics, AI, and Deep Learning, valuable insights are
gleaned (unattainable by humans) that help clients significantly improve
processes, mitigate risk, and improve competiveness.
© Corporate IQ & Partners, 2017 6

7. © Corporate IQ & Partners, 2017
Our Approach…
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8. © Corporate IQ & Partners, 2017
Why Don’t You Join Us? …You’ll Be in Great Company
Artificial Intelligence
CIQ has one of the largest AI/ML R&D labs
Security
CIQ’s security layer is based on technology
tested and deployed across millions of devices,
PC’s and servers worldwide
Unstructured Data
CIQ’s choice technology for processing
unstructured data is adopted by leading global
companies
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9. For more information …
Gary L. Melling, President & CEO
Mobile: +1.905.467.1495
Email: Gary.Melling@CIQ.Cloud
LinkedIn: https://www.linkedin.com/in/gamelling
20059 Wildwood West Drive,
Penn Valley, CA
USA, 95946
PO Box 85154,
561 Brant Street,
Burlington, Ontario,
Canada L7R 2G0