1. FACTsheet
corporate profile
headlines
Fifth Third Bancorp is a diversified financial services
company headquartered in Cincinnati, Ohio. The Fortune 500 Company
Fifth Third ranked #299 on
Company has $101 billion in assets, operates 18 affiliates
Fortune’s annual listing of the largest
with 1,167 full-service banking centers, including 106
U.S. corporations based on revenues,
Bank Mart® locations open seven days a week inside profits, assets, stockholders’ equity, market
select grocery stores, and 2,132 ATMs in Ohio, Kentucky, value, earnings per share and total return
to investors.
Indiana, Michigan, Illinois, Florida, Tennessee, West
April 2007
Virginia, Pennsylvania and Missouri. Fifth Third operates
Top 100 Banks of 2006
five main businesses: Branch Banking, Consumer
Fifth Third ranked #38 on U.S. Banker’s list of the Top 100 Banks
Lending, Commercial Banking, Investment Advisors and of 2006. U.S. Banker’s annual performance ranking takes the
Fifth Third Processing Solutions. The Company is among 100 largest banks and scores them based on three-year average
return on equity.
the top 15 largest bank holding companies in the country
March 2007
and among the 15 largest in market capitalization.
Forbes Global 2000
Forbes magazine ranked Fifth Third Bancorp #338 on its annual
financial highlights listing of the world’s biggest and leading public companies.
March 2007
SeCOnd QUARTeR 2007 2006 Change
Top 10 Superregional Bank, Fortune magazine
Key Performance Ratios
Fifth Third earned top 10 inclusion in the Superregional Bank
$1.60
Return on Average Assets 1.49 % 1.45 % 3%
category of Fortune’s Most Admired Companies for the sixth
$1.40
Return on Average equity 15.70 16.00 (2) consecutive year. The ranking is based on strength in employee
$1.20
net Interest Margin (FTe) 3.37 3.01 12 talent, social responsibility, innovation, quality of management,
$1.00
efficiency 55.30 55.30 0 financial soundness and long-term investment value.
0.80
$
Average equity/Average Assets 9.53 9.09 5 March 2007
0.60
$
net Charge-Offs/Avg. Loans Institutional Shareholder Services
0.40
$
and Leases 0.55 0.37 49 Fifth Third outperformed 99.8% of all companies in the S&P
0.20
$
500 index, and 100% of banks for its corporate governance
earnings ($ in millions) and Per Share data 0.00
$
97practices and policies.03
96 98 99 00 01 02 04 05 06
net Interest Income (FTe) $ 745 $ 716 4%
April 2006
net Income 376 382 (2)
Most Trusted Retail Banks
earnings Per Share, Basic 0.69 0.69 0
Fifth Third ranked second in the list of the most trusted U.S.
earnings Per Share, diluted 0.69 0.69 0
banks for safeguarding customer privacy data. The 2006
Cash dividends Per
Privacy Trust Study for Retail Banking, conducted by the
Common Share 0.42 0.40 5
Ponemon Institute, was designed to determine how privacy
Book Value Per Share 17.16 17.13 0
issues affect retail banking relationships and which banks are
Common Shares
most trustworthy, in the opinion of consumers, when it comes
Outstanding ($000) 535,697 557,894 (4)
to safeguarding their personal information.
January 2006
dividends per share annualized shareholder return stock split history
(assuming reinvestment of dividends)
2000 3 for 2
$1.60 20%
1998 3 for 2
Fifth Third
$1.40 S&P 500 1997 3 for 2
15%
$1.20
1996 3 for 2
10%
1992 3 for 2
$1.00
1990 3 for 2
0.80
$ 5%
1987 3 for 2
0.60
$
0%
1986 3 for 2
0.40
$
1985 3 for 2
-5%
0.20
$
1983 2 for 1
0.00
$ -10%
20 Yr 10 Yr 5 Yr
96 97 98 99 00 01 02 03 04 05 06

2. FinAnCiAlhighlights
SeCond QuArTer 2007
ThRee MOnThS CALendAR YeAR
2007 2006 Change 2006 2005 2004 2003 2002
Key Performance Ratios
Return on Average Assets 1.49 % 1.45 % 3% 1.13 % 1.50 % 1.61 % 1.90 % 2.04 %
Return on Average equity 15.70 16.00 (2) 12.1 16.6 17.2 19.0 18.4
net Interest Margin (FTe) 3.37 3.01 12 3.06 3.23 3.48 3.62 3.96
efficiency 55.30 55.30 0 60.5 53.2 53.9 47.0 47.5
Average equity/Average Assets 9.53 9.09 5 9.32 9.06 9.34 10.01 11.08
earnings ($ in millions) and Per Share data
net Interest Income (FTe) $ 745 $ 716 $ 4 $ 2,899 $ 2,996 $ 3,048 $ 2,944 $ 2,738
net Income 376 382 (2) 1,188 1,549 1,525 1,665 1,531
earnings Per Share, Basic 0.69 0.69 0 2.14 2.79 2.72 2.91 2.64
earnings Per Share, diluted 0.69 0.69 0 2.13 2.77 2.68 2.87 2.59
Cash dividends 0.42 0.40 5 1.58 1.46 1.31 1.13 0.98
Per Common Share
Book Value Per Share 17.16 17.13 0 18.02 17.00 16.00 15.29 14.98
Common Shares 535,697 557,894 (4) 556,253 555,623 557,649 566,685 574,355
Outstanding ($000)
Average Balances ($ in millions)
Total Assets $ 100,767 $105,741 (5) $105,238 $102,876 $ 94,896 $ 87,481 $ 75,037
Loans and Leases, 77,048 73,093 5 73,493 67,737 57,042 52,414 45,539
including held for sale
Core deposits 60,075 59,731 1 59,446 56,420 49,383 46,796 44,674
Shareholders’ equity 9,599 9,607 0 9,811 9,317 8,860 8,754 8,317
Asset Quality Ratios
net Charge-Offs/Avg. .55 % .37 % 49 % .44 % .45 % .45 % .63 % .43 %
Loans and Leases
nonperforming Assets/Loans, Leases .70 .49 43 .61 .52 .51 .61 .59
and Other Assets, including OReO
Allowance/nonperforming Assets 152 210 (28) 170 206 235 219 251
Market Performance: FITB (nASdAQ)
Market Price Per Share:
high $ 43.32 $ 41.02 6 $ 41.57 $ 48.12 $ 60.00 $ 62.15 $ 69.70
Low 37.88 35.86 6 35.86 35.04 45.32 47.05 55.26
Close 39.77 36.95 8 40.93 37.72 47.30 59.10 58.55
Price/earnings Ratio 18.58 13.94 33 19.13 13.57 17.65 20.59 22.61
Market Capitalization 21,305 20,614 3 22,767 20,958 26,377 33,491 33,628
($ in millions)
affiliates additional information
Internet: www.53.com
Fifth Third Bank (Cincinnati) Fifth Third Bank (Orlando)
Fifth Third Bank (Central Ohio) Fifth Third Bank (Lexington)
Investor Contact: James P. eglseder
Fifth Third Bank (northeastern Ohio) Fifth Third Bank (Louisville)
Investor Relations Officer
Fifth Third Bank (northwestern Ohio) Fifth Third Bank (Central Indiana)
Fifth Third Bank (Ohio Valley) Fifth Third Bank (Southern Indiana) (513) 534-8424 (phone)
Fifth Third Bank (Western Ohio) Fifth Third Bank (Chicago) (513) 534-0629 (fax)
Fifth Third Bank (eastern Michigan) Fifth Third Bank (Florida)
Fifth Third Center
Fifth Third Bank (northern Michigan) Fifth Third Bank (Tennessee)
Cincinnati, Ohio 45263
Fifth Third Bank (Western Michigan) Fifth Third Bank (Tampa Bay)