1. FACTsheet
corporate profile
headlines
Fifth Third Bancorp is a diversified financial services
company headquartered in Cincinnati, Ohio. The Fortune 500 Company
Fifth Third ranked #299 on
Company has $99.8 billion in assets, operates 18
Fortune’s annual listing of the largest
affiliates with 1,161 full-service banking centers,
U.S. corporations based on revenues,
including 109 Bank Mart® locations open seven days a profits, assets, stockholders’ equity, market
week inside select grocery stores, and 2,104 Jeanie® ATMs value, earnings per share and total return
to investors.
in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida,
April 2007
Tennessee, West Virginia, Pennsylvania and Missouri.
Forbes Global 2000
Fifth Third operates five main businesses: Branch
Forbes magazine ranked Fifth Third Bancorp #338 on its annual
Banking, Consumer Lending, Commercial Banking, listing of the world’s biggest and leading public companies.
Investment Advisors and Fifth Third Processing Solutions. March 2007
Top 10 Superregional Bank, Fortune magazine
The Company is among the top 15 largest bank holding
Fifth Third earned top 10 inclusion in the Superregional Bank
companies in the country and among the 15 largest in
category of Fortune’s Most Admired Companies for the sixth
market capitalization. consecutive year. The ranking is based on strength in employee
talent, social responsibility, innovation, quality of management,
financial highlights financial soundness and long-term investment value.
March 2007
FIRST QUARTER 2007 2006 Change
Top 100 Banks of 2005
$1.60
Key Performance Ratios Fifth Third ranked #28 on U.S. Banker’s list of the Top 100 Banks
$1.40
Return on Average Assets 1.47 % 1.41 % 4% of 2005. U.S. Banker’s annual performance ranking takes the
$1.20
Return on Average Equity 14.60 15.30 (5) 100 largest banks and scores them based on three-year average
$1.00
return on equity.
Net Interest Margin (FTE) 3.44 3.08 12
0.80
$
May 2006
Efficiency 57.00 54.70 4
0.60
$
Average Equity/Average Assets 10.05 9.17 10 Institutional Shareholder Services
0.40
$
Net Charge-Offs/Avg. Loans Fifth Third outperformed 99.8% of all companies in the S&P
0.20
$
500 index, and 100% of banks for its corporate governance
and Leases 0.39 0.42 (7)
0.00
$
97practices and policies.03
96 98 99 00 01 02 04 05 06
Earnings ($ in millions) and Per Share Data
April 2006
Net Interest Income (FTE) $ 742 $ 718 3%
Most Trusted Retail Banks
Net Income 359 363 (1)
Fifth Third ranked second in the list of the most trusted U.S.
Earnings Per Share, Basic 0.65 0.66 (2)
banks for safeguarding customer privacy data. The 2006
Earnings Per Share, Diluted 0.65 0.65 0
Privacy Trust Study for Retail Banking, conducted by the
Cash Dividends Per Ponemon Institute, was designed to determine how privacy
Common Share 0.42 0.38 11
issues affect retail banking relationships and which banks are
Book Value Per Share 17.82 17.01 5 most trustworthy, in the opinion of consumers, when it comes
Common Shares to safeguarding their personal information.
Outstanding ($000) 550,077 556,501 (1) January 2006
dividends per share annualized shareholder return stock split history
(assuming reinvestment of dividends)
2000 3 for 2
$1.60 20%
1998 3 for 2
Fifth Third
$1.40 S&P 500 1997 3 for 2
15%
$1.20
1996 3 for 2
10%
1992 3 for 2
$1.00
1990 3 for 2
0.80
$ 5%
1987 3 for 2
0.60
$
0%
1986 3 for 2
0.40
$
1985 3 for 2
-5%
0.20
$
1983 2 for 1
0.00
$ -10%
20 Yr 10 Yr 5 Yr
96 97 98 99 00 01 02 03 04 05 06

2. FinAnCiAlhighlights
FirsT QuArTer 2007
ThREE MONThS CALENDAR YEAR
2007 2006 Change 2006 2005 2004 2003 2002
Key Performance Ratios
Return on Average Assets 1.47 % 1.41 % 4% 1.13 % 1.50 % 1.61 % 1.90 % 2.04 %
Return on Average Equity 14.60 15.30 (5) 12.1 16.6 17.2 19.0 18.4
Net Interest Margin (FTE) 3.44 3.08 12 3.06 3.23 3.48 3.62 3.96
Efficiency 57.00 54.70 4 60.5 53.2 53.9 47.0 47.5
Average Equity/Average Assets 10.05 9.17 10 9.32 9.06 9.34 10.01 11.08
Earnings ($ in millions) and Per Share Data
Net Interest Income (FTE) $ 742 $ 718 $ 3 $ 2,899 $ 2,996 $ 3,048 $ 2,944 $ 2,738
Net Income 359 363 (1) 1,188 1,549 1,525 1,665 1,531
Earnings Per Share, Basic .65 .66 (2) 2.14 2.79 2.72 2.91 2.64
Earnings Per Share, Diluted .65 .65 0 2.13 2.77 2.68 2.87 2.59
Cash Dividends .42 .38 11 1.58 1.46 1.31 1.13 0.98
Per Common Share
Book Value Per Share 17.82 17.01 5 18.02 17.00 16.00 15.29 14.98
Common Shares 550,077 556,501 (1) 556,253 555,623 557,649 566,685 574,355
Outstanding ($000)
Average Balances ($ in millions)
Total Assets $ 99,192 $104,736 (5) $105,238 $102,876 $ 94,896 $ 87,481 $ 75,037
Loans and Leases, 75,861 71,634 6 73,493 67,737 57,042 52,414 45,539
including held for sale
Core Deposits 59,797 58,700 2 59,446 56,420 49,383 46,796 44,674
Shareholders’ Equity 9,970 9,601 4 9,811 9,317 8,860 8,754 8,317
Asset Quality Ratios
Net Charge-Offs/Avg. .39 % .42 % (7) % .44 % .45 % .45 % .63 % .43 %
Loans and Leases
Nonperforming Assets/Loans, Leases .66 .51 29 .61 .52 .51 .61 .59
and Other Assets, including OREO
Allowance/Nonperforming Assets 159 206 (23) 170 206 235 219 251
Market Performance: FITB (NASDAQ)
Market Price Per Share:
high $ 41.41 $ 41.43 0 $ 41.57 $ 48.12 $ 60.00 $ 62.15 $ 69.70
Low 37.93 36.30 4 35.86 35.04 45.32 47.05 55.26
Close 38.69 39.36 (2) 40.93 37.72 47.30 59.10 58.55
Price/Earnings Ratio 18.08 14.52 25 19.13 13.57 17.65 20.59 22.61
Market Capitalization 21,282 21,904 (3) 22,767 20,958 26,377 33,491 33,628
($ in millions)
affiliates additional information
Internet: www.53.com
Fifth Third Bank (Cincinnati) Fifth Third Bank (Orlando)
Fifth Third Bank (Central Ohio) Fifth Third Bank (Lexington)
Investor Contact: James P. Eglseder
Fifth Third Bank (Northeastern Ohio) Fifth Third Bank (Louisville)
Investor Relations Officer
Fifth Third Bank (Northwestern Ohio) Fifth Third Bank (Central Indiana)
Fifth Third Bank (Ohio Valley) Fifth Third Bank (Southern Indiana) (513) 534-8424 (phone)
Fifth Third Bank (Western Ohio) Fifth Third Bank (Chicago) (513) 534-0629 (fax)
Fifth Third Bank (Eastern Michigan) Fifth Third Bank (Florida)
Fifth Third Center
Fifth Third Bank (Northern Michigan) Fifth Third Bank (Tennessee)
Cincinnati, Ohio 45263
Fifth Third Bank (Western Michigan) Fifth Third Bank (Tampa Bay)