2. PMJDY
Pradhan Mantri Jan Dhan Yojana is a
scheme for comprehensive financial
conclussion launched by the Prime
Minister of India, Narendra Modi on 28
August 2014
3. What is Jan Dhan Yojna ?
It is a new scheme launched in india under
which every indian family will be wnrollled
in bank for operating zero balance
account.
4. Why Jan Dhan Yojna ?
The bank account will be the first step
to eradicate the current financial
untouchability from the system.
Once the families have a bank
account they get connected to the
vechicle of economy.
This can be a source to better
economic country.
5. Purpose
The main purpose of this scheme is to
enrolling over 7.5 crore (75 million)
households and to open their
accounts. A bank account for each
household was a "national priority".
6. Benefits for common people
Each family will have a bank account
opened in the countries best bank free of
cost and easily.
Rupay debit card for withdraw money
from the account.
Zero balance account.
Rs 30,000 life cover.
Accidental cover of 1 lakh.
Account will be overdraft limit of Rs
5000.
Easy transfer of money across india.
7. FACT
Run by Department of Financial
Services,Ministry of Finance, on the
inauguration day, 1.5 Crore (15
million) bank accounts were opened
under this scheme.
By 28 January 2015,
12.58 crore accounts were opened,
with
around 10590 crore (US$1.7 billion)
were deposited.
8. Refer from http://en.wikipedia.org/wiki/Pradhan_Mantri_Jan_Dhan_Yojana
9. Performance
on the inauguration day, 1.5 Crore (15
million) bank accounts were opened.
Total 11.16 crore account opened by
20th january 2015.
10. Special achievement
On 20th January 2015, the scheme
entered into Guinness book of world
records setting new record for 'The
most bank accounts opened in one
week'.
11. Documents required to open
an account under
If Aadhaar Card/Aadhaar Number is
available then no other documents is
required.
If not then Voter ID Card, Driving
License, PAN Card, Passport.
If a person does not have any of
the “officially valid documents, Letter
issued by a gazette officer, with a duly
attested photograph of the person.