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Computer Hacking Is The Scale Of The Problem Essay
Computer hacking has been becoming more and more of a threat in recent years and is being
brought to the public eye more often. Large and small corporations alike, as well as individuals are
at risk of losing personal information to hackers, opening up doors to cyber–attacks and theft.
Statistics show that half of American adults have been hacked this year alone (Pagliery). Security
experts and law enforcement say that hackers are actively scanning merchants' networks for ways to
gain remote access to their systems. The Department of homeland Security and Secret service
recently, estimated that more than 1,000 businesses in the United States had been infected with
malware programmed to siphon payment card details from cash registers. It is believed that many of
these companies had no idea they were breached and sharing the information of thousands of
customer's credit card information. A main reason for concern with cybercrime is the scale of the
problem. If it were a series of on–off events people might be less concerned with it however, it is an
ongoing problem.
Just a few days ago for example, hackers broke into the debit and credit card payment networks of
two of the nation's most popular food chains: Albertson's and SuperValu. Impacted by this breach
are all of the stores related to these chains including: Acme, Jewel–Osco, Shaw's, and Star Markets,
as well as Cub Foods, Hornbacher's, Shop 'N Save, and Shoppers Food and Pharmacy (Pagliery). As
of now it is unclear how
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Case Study : Southern New Hampshire University
TJX Group Case Study
Team 3
Southern New Hampshire University Introduction According to a recent Travelers survey, identify
theft, cyber security, and person privacy rank as the top concerns for most Americans. Forty percent
of individuals who participated in the survey believe they were a victim to one of these heinous
crimes (Survey: Cyber Risk, 2015). Companies are focusing attention on this topic and investing
vast resources to combating these crimes. Questions arise regarding TJX's role and responsibility to
apprise stakeholders of a data breach. In 2008, TJX found themselves in the unenviable position of
needing to address these questions and concerns. This paper explores TJX response to compliance
problems, utilization of strategy, influence response and decision–making has on the stakeholders
and corporate brand, and the possible effects on TJX.
Compliance Issues & Strategic Response
Identity theft is, unfortunately, a commonplace in today's world. Technology is ever advancing and
evolving making today's purchases obsolete. The obsolesces of technology plagued TJX. The
company was attempting to get through under the radar with the enterprise security systems.
"Because of the lax security systems at TJX, the hackers had an open doorway to the company 's
entire computer system" (Weiss, 2014). TJX was cognizant of the breach and withheld information
from stakeholders of the business. "Once a breach is discovered notification to consumers is
paramount."
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Standards rely heavily on the network effect, which is the...
Standards rely heavily on the network effect, which is the idea that the effectiveness of a standard is
based on the number of people who use it. As a result, standards that are complicated to implement,
especially ones dealing with technology, are heavily dependent on incentives in order to get a
sufficient amount of people to use it. Looking at PICS and PCI DSS, two Internet standards, where
one succeeded and the other failed, we can see what makes standards effective online.
Platform for Internet Control Selection (PICS) was an Internet standard formed by W3C in 1996 to
allow parents to filter content, primarily nudity. It was completely voluntary and up to the website
owners themselves to label their own site. This is because the ... Show more content on
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Payment card industries must follow step–by–step instructions in order to have transactions
accepted. So why do these demanding standards work?
As Larry Lessig mentions in Code is Law, there are four areas that influence policy: law, economy,
architecture, and social norms. Working on a sole standard together for security benefits everyone
and is thus economical because the cost of losing customer data is enormous. On the other hand,
competition for filtering software can at worst lead some to filter less porn than others. After the
Communications Decency Act, which tried to limit obscenity and indecency on the web, was ruled
unconstitutional, it removed all legal ramifications for not using PICS software. There is no reason
to limit information. On the flip side ignoring PCI could land a company in court for negligence. A
strong and commonly used standard works well as a legal benchmark for liability in protecting data.
The burden on the user also differs. Individuals are not expected to make sure their cards are PCI
certified; the vetting process is done at a higher level and simply offers the user a binary choice of
using a protected card or not. PICS not only requires owners to rate their sites, but also requires each
user to choose what they find acceptable or not, placing much more burden on the individual.
Based on comparing where PCI succeeded and PICS failed, it appears that the core motivator is the
law. The consequences of disobeying PCI
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Business Continuity Planning And Disaster Recovery
Business continuity Planning and Disaster recovery: For any Organization to survive on log run,
executives must give priority to Disaster recovery (DR) and Business continuity (BC) plan during
budget allocations and never see a payback from those investments. Disasters won 't happen daily,
they rarely occur. But when it happens and if the company doesn 't have a Plan or mechanism to fast
recover, then that company loses its customer to its competitors. Business continuity plan includes
steps company must take to minimize the service outages. Organizations must have a system in
place to minimize the unplanned downtime. After Y2K crisis, companies added Business continuity
plan part of corporate IT planning. In most cases, idle solution is ... Show more content on
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Incident response occurs during the incident, however, disaster recover occurs after the incident has
taken place (Whitman & Mattord, 2012). Adequately preparing for disasters would help in fast
recovery. For example, fire is a catastrophic disaster, so backups should be at off–site location to
minimize the damage caused to clients, employees, stakeholders and investors. Disaster recovery
plan must be developed and implemented with top down support across all departments in an
organization. Every department in an organization must contribute to the disaster plan. IT team
should write the disaster plan because they have a deep insight into the company wide business
process. IT department is in the unique position of understanding of the daily operations of each
department, as well as constant communication with leads within those each department. Without a
cross departmental participation it is impossible to put out a proper plan. The disaster plan should
include more possible scenarios because the cause of disaster is more. The following are considered
as disasters in the typical organization: 1) Employee fraud 2) Stolen laptop 3) Fire 4) Terrorist
attacks To effectively face the disaster the disaster plan should be distributed across an organization
because everyone knows their role within the plan. Roles must be revised and Plans should be
rehearsed periodically. Network Security
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Customer Privacy Of The Hospitality Service Industry Essay
The evolving technology that helps provide services efficiently, assists in workload and support
employee function can also aid in customer privacy issues and company espionage. With businesses
moving from paper to digital, the risk of data breaches increases. Advancement in technology opens
the possibility of greater issues in privacy. In the hospitality industry where privacy is one of the top
priorities, customers expect the utmost confidentiality from this type of companies. The hospitality
service industry is an easy target for data security infiltration. Hotel payment card data are stored
longer with the practice of booking rooms in advance. Moreover, credit card data are stored during
the duration of the stay and even longer to cover payments of restaurant bills and other services.
Multiple hotel chains like Hyatt, Sheraton, Trump, Hilton and Mandarin Orinetal have admitted to
having their POS or point–of–sale systems hacked in 2015. POS systems are both the physical
technology and software used in financial transactions between the merchant and its customer. In
situations where there is a breach in a hotel information system, hotels have their standard
procedures on how to handle these situations. Organisations involved also implement guidelines and
requirements that are needed to ensure that data breach does not happen or happen again.
Starwood Hotels and Resorts Worldwide, a hotel and leisure company with around 1,275 properties
under multiple brands posted on its
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Consumer Harm : High Bar
Consumer Harm: High Bar in FTC Data Security Claims
ALJ On November 13, 2015, A Federal Trade Commission's (FTC) Chief Administrative Law Judge
(ALJ) held that LabMD did not violate Section 5(a)of the Federal Trade Commission Act (FTC Act)
by failing to provide reasonable security for personal information on computer networks. This is the
first decision that limits the authority of FTC to regulate businesses that fail to appropriately
safeguard their consumers' electronic personal information.
FTC first became involved with consumer privacy issues in 1995, when it promoted industry self–
regulation. After determining that self–regulation was not effective, FTC began taking legal action
under Section 5 of the FTC Act. Section 5 limits practices considered to be unfair to instances
where, among other things, 1) the practice causes or is likely to cause substantial injury to
consumers; (2) the substantial injury is not reasonably avoidable by consumers; and (3) the
substantial injury is not outweighed by countervailing benefits to consumers or to competition.
Since 2002, the FTC has brought over 50 cases against companies that have engaged in unfair or
deceptive practices that put consumers' personal data at unreasonable risk. Most of these cases
resulted in settlements and did not provide judicial decisions addressing the FTC's authority to
regulate the data security practices of companies which have suffered a data breach.
The first case to test the authority of FTC was FTC
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Tjx Security Breach Essay
The TJX companies breach has been labeled the largest data breach in the history of security breach
and the ultimate wake up call for corporations (Dash, 2007). TJX is the parent company of chains
such as TJ Maxx, Marshalls, Homegoods, and a host of retail stores across the US and Canada. In
January 2007, it was discovered that hackers stole as many as 200 million customer records due to a
failed security system by TJX which resulted in a $4.8 billion dollars' worth of damages (Swann,
2007). It is said that the breach occurred because they did not have any security measures in place to
protect consumer's data such as their debit cards, credit cards, checking account information, and
driver's license numbers. Reports identified three major ... Show more content on Helpwriting.net ...
In fact, researchers at Darmstadt Technical University in Germany have demonstrated that a WEP
key can be broken in less than a minute (Berg, Freeman, & Schneider, 2008). More important, WEP
does not satisfy industry standards that require the use of the much stronger WPA (Wi–Fi Protected
Access) protocol (Berg, Freeman, & Schneider, 2008). First, they broke into the store's network and
stole employees' usernames and password, which they were able to gained access to the TJX main
database at the corporate headquarters and use those credentials to create their own accounts within
the employee database. Once they gain entry into the corporate network, they were able to breach
security and gather credit card numbers, and any customer information they wanted. The consumer
information was compromised for approximately 18 before TJX became aware of what had been
happening. The TJX data storage practices also appear to have violated industry standards. Reports
indicate that the company was storing the full–track contents scanned from each customer's card
(Swann, 2007). Additionally, customer records seem to have contained the card–validation code
(CVC) number and the personal identification numbers (PIN) associated with the customer cards.
PCI Data Security Standard 3.2 clearly states that after payment authorization is received, a
merchant is not to store sensitive data, such as the CVC, PIN, or full–track information (Berg,
Freeman, & Schneider,
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Case Study Of RIU Hotels
About us
RIU Hotels & Resorts remains the firm favorite for hundreds of travelers who select them year after
year for their vacation.
In 1953, The International RIU chain of Hotels was founded in Mallorca by the RIU family as a
small holiday firm and still is owned by the family's third Generation. Following the death of Luis
Riu Bertran, his children Carmen and Luis Riu, the third generation of the family, took on the post
of managing directors of the chain, a position they continue to hold today.
The company specializes in holiday resorts and 70% of its establishments offer its acclaimed All
Inclusive by RIU service. With the inauguration of its first city hotel in 2010, RIU is expanding its
range of products with its own line of city hotels ... Show more content on Helpwriting.net ...
RIU is currently the world's 30th ranked chain, one of the Caribbean's most popular and the third
largest in Spain.
The warmth of our facilities means our guests feel they are right at home, in modern, comfortable
and spacious rooms to suit all types of needs. Attentive service ensures every stay runs smoothly,
creating a cheerful, friendly and welcoming environment: the makings of a truly wonderful stay.
Likewise, the opportunity to stroll through large gardens and dive into crystal–clear swimming pools
and to take advantage of a wide range of activities and enjoyable entertainment programs for both
children and adults has become another of the RIU Hotels & Resorts seals of quality. Today clients
only need take care of selecting their destination, as fun and comfort are already guaranteed.
Strolling by large gardens and immersing in crystal clear swimming pools, providing a wide range
of activities and some enjoyable entertainment programs for children and adults, has become
another insignia of RIU Hotels, which now ensures its customers that their only task is to choose the
destination, because the fun and comfort are
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Data Security Policy For Ecommerce Payment Card Applications
Data Security Policy for ecommerce Payment Card Applications
This record depicts the IT Security and IT Services strategies and practices for overseeing IT
Services ' stage for University–facilitated ecommerce, particularly installment card transactions, and
the information identified with ecommerce. This arrangement is proposed to consent to the
necessities of the Payment Card Industry Data Security Standard ("PCI DSS"). The PCI DSS is
incorporated by reference in this; be that as it may, IT Security will be the sole determinant of how
PCI DSS ' necessities will be connected inside IT Services ' operations. This report will be yearly
evaluated and upgraded as proper to keep up agreeability with the PCI DSS.
For the reasons of this report, the ecommerce base comprises of the processing assets (i.e., servers,
stockpiling, system and capacity switches, firewalls, physical racks containing these, and related
programming) that process, transmit, or store installment card information, or can straightforwardly
get to such assets. Servers that are a piece of the ecommerce foundation and any frameworks that
can generally specifically get to processing assets that contain installment cardholder information
must be enlisted as directed machines.
ROLES AND RESPONSIBILITIES
College faculty who access data assets that transmit, process, or store installment card information
are in charge of the application of this and related approaches. On account of foremen who oblige
such get
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The Payment Card Industry For My Organization
I have chosen the Payment Card Industry for my organization to write about. Mainly because I work
in the industry and know it fits the criteria for security. So I will get down to the name three major
information threats to the Card Service Industries. I got my three major information security threats
form PC World (Bradley, 2015). For the Payment Card Industry I have chosen Social Engineering,
Sophisticated DDoS Attacks, and The Insecurity of Things (Bradley, 2015). due to the access of the
ATMs and Credit Card Readers. The first threat is Social Engineering. The Payment Card Industry is
a prime target for Social Engineers because they can gain larger profits off of the information. With
this information a theft can steal larger amounts of money in a short period. They best defense
against Social Engineering is training. On eSecurity Planet's website by Thor Olavsrud they list "9
Best Defenses Against Social Engineering Attacks" are the following: 1. First Education is the best
way to defend against a social attack (Olavsrud, 2016). is to be aware of how it happens. Training on
how to recognize the Social Engineer exploits the situation . Jamey Heary on the website acritical
"Top 5 Social Engineering Exploit Techniques", (Heary, 2016) for PCWorld, states that the top 5
techniques are familiarity exploited (Heary, 2016) , this is where the Social Engineer gets to know
you so you are comfortable so you will talk to you about sensitive information; Creating a Hostile
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TJX the largest-ever consumer data breach Essay
TJX– SECURITY BREACH MGSC 6201–02
INDUSTRY/COMPANY CONTEXT:
TJX Companies, based in Framingham, MA, was a major participant in the discount fashion and
retail industry. The TJX brand had presence in the United States as well as in Canada and Europe. In
mid–2005, investigators were made aware of serious security breaches experienced in TJX's credit
card system. These breaches were first found at a Marshall's located in St Paul, MN in which the
hackers implemented a "war driving" tactic to steal customer credit card information. This incident
resulted in over 46 million debt and credit card numbers being compromised and is considered to be
the largest security breach in US history. The security breach at TJX resulted in major members ...
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Also, in 2007 it was revealed that TJX stored both credit card numbers and expiration date
information together in its system.
ISSUES
Non–Compliance: WPA was required by PCI DSS, storing credit card numbers and expiration date
information violated standards as well
Reporting: Never acknowledged any of this in financial statements/reports
RESPONSE
CIO decided to run risk of being compromised by sticking with outdated technology (WEP)
LIABILITY/RESPONSIBILITY: One of the key issues is who should be held liable for the
breaches? With so many parties involved in the credit card payment process, it's difficult to define a
certain group solely responsible.
ISSUE
Lack of Legal Standards: no existing laws stating who should bear burden
RESPONSE
Issues were to be handled legislatively, but process is long and drawn out
Technology evolving faster than legislation
INCENTIVES/CONSUMER BEHAVIOR: Consumers were seemingly unaware of data breaching
technology being implemented.
ISSUE
Lack of awareness: difficult for stores to charge higher prices in order to provide better security
(customers showed no change in preferences)
SOLUTION
Played a role in TJX opting not to abide by certain PCI DSS standards as sales continued to grow
despite these breaches.
Looking at recommendations I would make, it's important that management first recognize the
function of cybersecurity in their overall business structure. They must maintain ongoing
interactions
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A Plan For Physical And Digital Security Protocols
7. PCI DSS Validation
The Payment Card industry Data Security Standard applies to companies that use, store and transmit
protected financial information. Companies bear responsibility for compliance, but many of the
company 's payment processors offer compliance tools for businesses they serve. It 's essential that
companies implement PCI standards. Developing a plan for physical and digital security protocols is
essential if companies want to avoid fines, penalties, customer lawsuits and even cancellations of
their payment processing privileges due to security breaches caused by noncompliance.
8. PCI Compliance Guide
The compliance required for B2B companies includes implementing training programs for
employees to educate them about security risks. B2B companies can develop stricter digital and
physical safeguard that fall outside of the practices that credit card companies recommend because
developers can build and integrate various compliance tools for the eCommerce platform to fulfill
baseline requirements or higher standards. The PCI DSS website explains the requirements of
getting PCI–certified, which is an essential starting point for defining what's needed on the platform
and for in–house training and security practices.
9. Automated Auditing
An automated auditing tool for B2B eCommerce platforms offers many advantages, but each
eCommerce operation is different and requires custom integrations and features to enable auditing
applications to manage and audit the
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Benefits Of The Corporate Card Program Essay
1.1 Overview
Commercial Metals Company currently uses a Corporate Card Program for Travel and
Entertainment expenses. The Corporate Card Program also provides an efficient, cost effective
method of purchasing and paying for small dollar transactions or low value purchases (LVP) using
the same card. This policy provides information about the process, the types of purchases that can
and cannot be made, records that must be maintained and reconciled and a variety of other Program
information.
Benefits of the Corporate Card Program include:
Items can be purchased without preparing a purchase order
Reduces process cost
Increases process efficiency (i.e. many one–time vendors will not be added and required to be
maintained)
Reduces time needed to obtain goods
Only eligible business expenses may be charged to the Corporate; personal purchases are prohibited.
All Corporate transactions must be supported by a business purpose and all transactions must be
reviewed by a person other than the cardholder. Improper use of the Corporate Card may result in
disciplinary action up to and including termination of employment.
Cardholders who have incurred charges must submit an expense report, similar to the Travel and
Expense process, through the company approved expense reporting tool, Concur Expense within 30
days. All expense reports are to have appropriate manager approval. Further, CMC is relying on the
independent approver's (supervisor/manager) diligence in the
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Cyber Security And The Internet Essay
The recent trend in the global business has been largely driven by the mechanism of the internet and
more broadly the cyberspace. This has created a more elaborate platform for all business activities to
be coordinated through an information system protocols. The information system is the management
of the information data base of an organization or an institution. Information is assumed to be a
significant asset, organisations strive to gather, retain and protect their valuable intellectual property
to place them in a prominent business platform over their competitors.
The proficiency and efficacy of the cyberspace in its application in accounting, finance, system
designs, manufacturing etc., cannot be denied nor neglected. The reality of the twenty–first century
is simple; no organization can survive without the adoption and implementation of the mechanism
of information technology to their area of business. On the contrary perspective, there are several
challenges that are associated with the cyberspace, among which is majorly cyber security. Recently
the hackers' activity has really skyrocketed and has become a major concern for organizations, states
and federal governments and even international organizations. Several regulatory schemes are put in
place to mitigate the activities of hackers across the globe.
General Group
General group was founded in Berlin in 1831 and has grown to be a major player in the banking,
finance service/ insurance sector. The group's
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Case Study Of PCI DSS Compliance
PCI DSS Compliance and How to Become PCI DSS Compliant.
What is PCI Compliance?
PCI compliance is officially known as Payment Card Industry Data Security Standard (PCI DSS).
It's a proprietary information security standard for all organizations that store, process or transmit
branded credit cards from the major card schemes including Visa, MasterCard, American Express,
Discover.
It's a universal security standard that was first set up in December 2004 when the credit card
companies came together to form Payment Card Industry Security Standards Council (PCI SSC) the
organization behind PCI DSS. The most current PCI DSS (version 3.2) came out in April 2016.
Before the formal security standard was established, the different credit card companies had their
own set of rules and ... Show more content on Helpwriting.net ...
An Approved Scanning Vendor (ASV) is an organization with a set of security services and tools
(ASV scan solutions) that conduct external vulnerability scanning services to validate with the
external scanning requirements.
As for if you need it, it depends.
If you're applying for an SAQ A–EP, you need it. It's one of the questions in the form and while
AOC A it doesn't necessarily mean that you need to be performing scans by approved ASVs.
So, from the point of view of SAQ/AOC A, an ASV scan is not needed. At the same time, some
acquirers (payment providers) have it as one of the requirements to use their services. Again, it's
important to your providers directly even if you are applying for SAQ A. The scanning vendors ASV
scan solution is tested and approved by PCI SSC before an ASV added to list.
Compliance Process Summary
1. Determine your compliance level with your bank and different credit card companies. Remember,
each has their own slightly different rules.
2. Complete the relevant Self–Assessment Questionnaire according to its instructions.
3. Complete the relevant Attestation of Compliance form (contained in your SAQ
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It Security Compliance Policy Is The Legal Aspects Of The...
Introduction
The purpose of this IT Security Compliance Policy is to recognize the legal aspects of the
information security triad: availability, integrity, and confidentiality as it applies to the Department
of State at U.S. Diplomatic Embassies across the globe. This document also covers the concept of
privacy and its legal protections for privately–owned information by the U.S. government and
government employee's use of network resources. A detailed risk analysis and response procedures
may also be found at the end of this policy.
LAW Overview
The following is a brief overview of compliance with each law related and in use by our
organization.
"The Gramm–Leach–Bliley Act (GLBA) requires financial institutions – companies that offer ...
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"The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to
ensure that ALL companies that process, store or transmit credit card information maintain a secure
environment. Essentially any merchant that has a Merchant ID (MID)." (PCI Compliance Guide).
We have three steps for compliance to PCI standards. Step 1 "ASSESS" The purpose of the
assessment step is to study all possible process and technology vulnerabilities that may pose a threat
to consumer credit card data processed by our company. Step 2 "REMIDIATE" Remediation is how
we begin fixing vulnerabilities – these vulnerabilities include technology flaws like outdated
software or hardware that is easily bypassed by an exploit, even unsafe practices performed by the
organization that potentially exposes the card data to someone other than the card holder.
Some steps we use in the remediation process are network port and vulnerability scanners.
Complete self–evaluation questionnaires and network scenario questionnaires.
Sort and prioritize any vulnerability found in tests and assessments.
Apply fixes, patches, updates, and possible work around for vulnerabilities recognized.
Rescan everything again to ensure the vulnerabilities have been mitigated.
"The Family Educational Rights and Privacy Act (FERPA) is a Federal law that protects the privacy
of student education records. The law
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Security Breach at Tjx Essay
HBR Case Study
Security Breach at TJX
1. What are the (a) people, (b) work process and (c) technology failure points in TJX's security that
require attention?
While it is known that all retailers, large and small, are vulnerable to attacks, several factors
including people, work process, and technology require attention so as to prevent another major
attack from hitting TJX.
The people associated with the attack who need attention are the top–level executives and, more
importantly, the Payment Card Industry Data Security Standard
(PCI DSS) auditors. Top–level executives need to understand that IT security is a business issue and
not just a technology issue. As seen by the attack, an IT security breach can mean hundreds of ...
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2. How should the company's IT security be improved and strengthened? What should its short–term
priorities and long–term plans be?
Hiring Richel as the Chief Security Officer was one big step towards a better IT security program at
TJX; he's an executive who understands the harsh and costly consequences of a weak IT security
system and has plans to implement the strongest system possible.
Short term priorities include 1) addressing Mary Smith's letter and taking care of the $5,000 theft, 2)
implement network monitoring, 3) implement logs, 4) encrypt ALL data and minimize the time
where data goes from 'scrambled' to 'unscrambled', and 5) update all components of the system, both
hardware and software, to the most modern and secure in the industry.
Long–term priorities should include minimizing risk by making everyone in the company, not just
top–level executives, aware of the potential of another massive attack on their system. The reason
why I think store clerks and managers should be made aware of their respective branch's IT system
(wireless, kiosks, card swipers, etc) is so that they know what an attack looks like when it is
happening. More times than not, the invasion is happening right in front of the cashier's face yet
they have absolutely no idea.
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Cloud Computing Is An Altering Technology Essay
Executive Summary Cloud computing is an altering technology which is enjoying increasing rates
of adoption. Cloud computing is a model for enabling convenient, on–demand network access to a
shared pool of configurable computing resources including networks, servers, storage, applications,
and services that can be rapidly provisioned and released with minimal management effort or
service provider interaction. The use of Cloud services is proven effective across diverse set of
industries, reducing costs associated with computing while increasing flexibility and scalability for
computer processes. For instance, Cloud computing services, like Amazon's, can be used by all
business types and more ideal for smaller businesses or especially ideal for businesses just starting.
This report is a recommendation for moving all our company's data center functions on to the cloud.
This report outlines supporting details determining how our company could reap the most benefits
by adopting cloud services from any of the high–quality cloud service providers available in the
market today such as Amazon, Microsoft, Rackspace, and Verizon Terremark cloud services. The
benefits of adoption cloud computing services are substantial including reduced infrastructure costs,
increased scalability, availability, capacity, speed, backup and mobility. However, these benefits are
not free from possible pitfalls. So, to maximize the benefits and minimize risks associated with the
move to the cloud, it is
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Health Information Compliance Report
Today, the Health Information Technology for Economic and Clinical Health (HITECH's) main
focus is to transfer healthcare records from a paper format to a digital format known as Electronic
Health Records (EHR). Due to the sensitivity of the transferal of this data; the possibility of hackers
and breaches, the Health Information Portability and Accountability Act (HIPAA) alongside
HITECH recommend that health care entities employ multiple approved governing standards to aid
in the facility remaining compliant with current local and federal regulations for safety and privacy
of said data (Oracle.com, 2011). These regulations govern both the local and federal
hardware/software vendors and users now known as business associates under the Mega ... Show
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Software/hardware vendors must provide covered entities with audit reports unique to each
compering provider. Vendors are required to present proof of their HIPAA compliance in the form of
a Statement on Standards for Attestation Engagement No. 16 (SSAE 16) as it replaced SSA 70
(Barrett, Lucero, and Williams, 2013). Three service control documents must accompany a business
associate when desiring to employ its services to a covered entity, as well as a contract will which
will include effective dates of return, termination, and or destruction of all data, if deemed
necessary. The three controls are: (1) a Service Organization Control Financial Report, (2) Service
Organization Control on Technical Ability (detailing controls), and (3) Service Organization Control
(an auditors opinion), which adds strength to the business associates reputation to remain compliant
with all HIPAA guidelines and standards (Barrett, Lucero, and Williams, 2013). Lastly, business
associates must hold a Payment Card Industry Data Security Standards (PCI DSS). For a business
associate to have this card in their possession, they will need to have undergone a PCI audit. It is the
covered entity responsibility to determine the compliance of the business associate. As for the
contract, if the business associate does not provide such a document the covered entity can consider
the business associate in HIPAA violation
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Tft2 Task 1
TFT2 Task 1
Western Governors University
TFT2 Task 1
Introduction:
Due to policy changes, personnel changes, systems changes, and audits it is often necessary to
review and revise information security policies. Information security professionals are responsible
for ensuring that policies are in line with current industry standards.
Task:
A. Develop new policy statements with two modifications for each of the following sections of the
attached "Heart–Healthy Insurance Information Security Policy":
1. New Users
2. Password Requirements B. Justify each of your modifications in parts A1 and A2 based on
specific current industry standards that are applicable to the case study. C. When you use sources,
include all ... Show more content on Helpwriting.net ...
The new user policy section has been modified to require manager approval and validation of the
user's access request based upon the user's role. Previously the policy only required manager
approval for user's requiring administrator privileges. In accordance with Health Insurance
Portability and Accountability Act (HIPAA) standards on access controls, users will have the
minimum access required to perform the functions of their job in order to protect against
unnecessary access to electronic protected health information (ePHI).
The new user policy has also been modified to include security and awareness training
requirements. HIPAA includes addressable administrative standards for security and awareness
training of all members of the workforce to include periodic security reminders, protection from
malware, log–in monitoring and password management (HHS, 2007).
The password policy has been modified to increase length and complexity requirements from eight
character passwords made up of only upper and lowercase characters to twelve character passwords
including numbers and special characters. Even complex eight character passwords can be cracked
using modern tools (Murphy, 2015). To most effectively protect and safeguard data as required by
HIPAA, the Gramm–Leach–Bliley Act (GLBA) and the Payment Card Industry Data Security
Standard (PCI DSS), passwords must be long.
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Role Of Auditing And Regulatory Compliance
ROLE OF AUDITING IN REGULATORY COMPLIANCE BY: SHEFALI VERMA (A–20325809)
ILLINOIS INSTITUTE OF TECHNOLOGY, CHICAGO
ABSTRACT
Risk, compliance and governance activities are by nature interconnected and rely on common sets of
information, processes, technology and methodology. The traditional approach to governance, risk
and compliance relies on working in silos and using separate point solutions to address each
assurance group's requirements. This creates a fragmented approach ... Show more content on
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This research paper focuses on how IT audits are done and how they can help in assisting an
organization in its regulatory compliance effort by identifying information security weaknesses prior
to an external audit. The key players and their roles are defined, as well as organizational, results–
based, point–in–time systems and extended–period audits. This leads to a natural question. In this
new world of connected GRC, what is the role of internal audit compared to compliance? Where do
these roles remain separate and where do they share responsibilities? How can these professionals
work together to drive business value?
This paper can help in understanding how the board, management, and internal audit each have a
significant role in ensuring information security is effective. We can learn that internal auditing can
also help prepare the organization for an external regulatory audit (SOX or HIPAA, for example) by
evaluating management 's efforts and providing recommendations for improvement prior to the
external audit. This can help in understanding that IT security audits contribute to an organization 's
regulatory compliance efforts by confirming to senior management and
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Essay on Components of PCI Standards
I. Components of PCI standards
PCI Data Security Standard (PCI DSS)
(PCI DSS) is the base standard for merchants and card processors. It addresses security technology
controls and processes for protecting cardholder data. Attaining compliance with PCI DSS can be
tough, and can drastically impact your organization's business processes, service, and technology
architecture (Microsoft, 2009). PCI DSS version 1.2 is the most recent version of the standard, and
takes the place of all previous versions of PCI DSS. The DSS standard is structured into the group
of six principles and 12 requirements.
Payment Application Data Security Standard (PA DSS) (PA DSS) is the baseline for the software
developers who commercially develop software for ... Show more content on Helpwriting.net ...
I. Build and maintain a secure network
Requirement 1: Install and maintain a firewall for the protection of card holder data
Firewall controls the data traffic between internal and external non trusted networks. All systems
must be protected from unauthorized access from non trusted networks.
Requirement 2: Do not use default security configurations like logins, passwords
Default settings and configurations are the easiest way to approach any network. These default
settings are well known in hacker communities.
II. Protect card holder data
Requirement 1: Protect stored cardholder data
Encryption, masking and hashing are the critical aspects of data security. It is not easy to read the
encrypted information without cryptographic keys. Time based storage and disposal policies play an
important role. Try to store as minimum amount of cardholder data like there is no need to store
verification code, pin number and expiration dates.
Requirement 2: Encrypt transmission of cardholder data across a public networks
Always use encryption before the passing sensitive information to a public networks. Secure socket
layer (SSL) is an industry wide protocol for secure communication between client and server.
Organizations should avoid using instant messaging applications for the transmission of sensitive
data.
III. Maintain a vulnerability management program
Requirement 1: Use up–to–date
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The ISPS Code Of The September 11, Since The 9 / 11...
Although talks about the ISPS began early since the 9/11 terrorist attacks, the ISPS Code did not
come into effect until July 1, 2004 (IMO, 2003). After the whole world saw the 9/11 terrorist
attacks, the IMO realized that ports and ships around the world were no less vulnerable to terrorist
attacks than the World Trade Center. The IMO is an agency of the United Nations (UN) that is
responsible for improving the safety and security of the maritime international shipping industry as
well as helping reduce the pollution caused by commercial ships (IMO, 2017). The IMO is able to
accomplish its responsibilities by working with states, Non–Governmental Organizations (NGOs),
and Intergovernmental Organizations (IGOs) that can help the IMO develop and implement new
regulations to its members (IMO, 2017). As of 2017 there are 172 states, 79 NGOs, and 64 IGOs
that have a membership or are partners with the IMO (IMO, 2017). Therefore, after the 9/11 attacks
the IMO conducted numerous meetings with its members and partners and they decided that it was
necessary to create new safeguards that would apply to all the members of the IMO worldwide. The
new safeguards became known as the ISPS Code and the goal of these new safeguards was to
improve the security of ships and port facilities to help reduce the risk level of terrorist attacks and
other criminal threats against the maritime sector. The main safeguards that the ISPS Code provides
to port facilities and ship security are the mandatory requirements of port facility security
assessments (FSA) and Ship Security Assessments (SSA) as well as mandatory port Facility
Security Plans (FSP) and Ship Security Plans (SSP) (Heathcote, 2004). The ISPS Code also
provides new safeguards that can help improve the access control of port facilities and ships in an
effort to prevent unauthorized access of people or cargo into the port or ships (Heathcote, 2004).
Prior to the implementation of the ISPS Code, there was not an effective coordination to prevent or
respond to security threats nor were there formal positions established for security tasks within the
security framework of the port and ship environment. Since the implementation of the ISPS Code
would require effective
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Basic Classic Threats For It Systems And Data
1. What are the four basic classic threats to IT systems and data? Give an example of each.
According to Mr Moeller, we can classify IT system threats as four main classes. Interruptions:
interruption refers to the situation where an IT component, typically a hardware or a software, gets
corrupted or is completely lost. The main issue behind this kind of thread consists of the disruption
of service provided by that IT component. An example could be someone performing a denial of
service on an IT system by overwhelming network connections. Interceptions: this class
encompasses all threat related with the stealing of, gaining unauthorized access to, data or service.
For instance, it could be a program or a user trying to illegally access another system or data. One
example that particularly applies to this scenario includes eavesdropping communication between
system to retrieve or capture data. Modification: I believe this one could the most dangerous class as
any threat that fall into this categories not only affects/tampers a system but also removes
tractability. In other words, this kind of threat tends to alter system environment without leaving.
Thinking of hacking tool such as metasploit, that is exactly the definition/description of some
payload such as reverse shell. A user that managed to get a reverse shell from a target machine can
modify environment parameter such as permission, process ID of running program as well as
deleting log files that may hint plausible
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Evaluation Of A New Business Manager
If you're a new business owner and have just begun accepting credit cards for payments, you don't
want to be caught unaware of the regulations involved in handling sensitive personal data. The
consequences of improper procedures could be penalties, fees and even termination of your card
processing account. Read on to learn about PCI regulations and what you need to do to remain
compliant.
What is PCI?
PCI stands for Payment Card Industry. When referring to the subject of PCI compliance, you are
actually talking about a set of industry standards known as PCI DSS, where the "DSS" stands for
Data Security Standards. These standards were designed to ensure that businesses handle credit card
information in a secure manner.
The first version of data security standards was released in December 2004 to combat the increasing
rate at which cardholder information was being stolen online. The PCI DSS was established in 2006
with the formation of the Payment Card Industry Security Standards Council (PCI SSC). The
council focuses on improving security of credit card transactions as technology and market trends
change the security concerns in the industry.
The PCI SSC was created by the major credit card brands, including MasterCard, Visa, American
Express and Discover; however, the council is not responsible for PCI compliance. It's the payment
brands that actually enforce the standards.
Who needs to comply with PCI security standards?
In short, any organization or business that
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The Loose Knit Hacking Movement
The loose–knit hacking movement "Anonymous" claimed Sunday to have stolen thousands of credit
card numbers and other personal information belonging to clients of U.S.–based security think tank
Stratfor. One hacker said the goal was to pilfer funds from individuals' accounts to give away as
Christmas donations, and some victims confirmed unauthorized transactions linked to their credit
cards.
Anonymous boasted of stealing Stratfor's confidential client list, which includes entities ranging
from Apple Inc. to the U.S. Air Force to the Miami Police Department, and mining it for more than
4,000 credit card numbers, passwords and home addresses.
Austin, Texas–based Stratfor provides political, economic and military analysis to help clients
reduce risk, according to a description on its YouTube page. It charges subscribers for its reports and
analysis, delivered through the web, emails and videos. The company's main website was down,
with a banner saying the "site is currently undergoing maintenance."
Proprietary information about the companies and government agencies that subscribe to Stratfor's
newsletters did not appear to be at any significant risk, however, with the main threat posed to
individual employees who had subscribed.
"Not so private and secret anymore?" Anonymous taunted in a message on Twitter, promising that
the attack on Stratfor was just the beginning of a Christmas–inspired assault on a long list of targets.
Anonymous said the client list it had already
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Lakewood Case Summary
Lakewood's Security Requirement: Inprov's Policy/Procedure: Does Inprov Comply? Things
Missing from Inprov's Policy: Extra Things Inprov is Doing:
Comply with all applicable laws, regulations, and industry standards. Assume? Assume? Secure
Credit Card data per standards of the Payment Card Industry Data Security Standards (PCI DSS).
(1) Does not store any personally identifiable financial information. YES NONE NONE
Provide periodic demonstrations of compliance with PCI DSS. ? NO Does not state any
requirements of periodic demonstrations. NONE Limit access to personal information and secure
facilities with information storage or transmission capabilities. (1) Due care that transmission is
appropriate.
(2) Access ... Show more content on Helpwriting.net ...
YES NONE (1) Access restricted at file level.
(2) Security exceeds requirements of many federal laws.
Implement IT security and authentication methods covering networks, applications, database, and
platform security. (1) Access restricted on both service and file level with Access Control List.
(2) Uses state of the art firewall and FortiGuard Labs full suite of "Integrated Security Services.
(3) Secure servers which exceed requirements of HIPAA, Sarbanes–Oxley, etc. YES NONE (1)
Access restricted at file level.
Security exceeds requirements of many federal laws.
Encrypt any highly–sensitive personal information transmitted or stored on mobile media. (1) Due
care that transmission is appropriate. NO No encryption is required. NONE
Strictly segregate personal information from all other information. ? NO No segregation is required.
NONE
Lakewood's Security Requirement: Inprov's Policy/Procedure: Does Inprov Comply? Things
Missing from Inprov's Policy: Extra Things Inprov is Doing:
Implement personnel security and integrity procedures, specifically background checks. ? NO
Policy does not state requirements for screening employees or background checks.
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Essay on Security Regulation Compliance
ORGANIZATIONAL CHANGE: PEOPLE CHANGE
Percy A. Grisby II
Computer Ethics
March 13, 2015
Professor Sonya M. Dennis
1. Overview
Below we are going to discuss 6 Acts/Laws which are meant for the betterment for society and
facilitate the workflow, maintain the privacy of every individual citizen of the country, provide legal
rights to the workers/labors, owner of an intellectual property, opportunities for financial institutions
to expand their business, maintain the data security and integrity.
1.1 FISMA [1]
FISMA (Federal Information Security Management Act) came into existence when Congress
realized the importance of Information Security and it included FISMA as a part of E – Government
Act of 2002.
FISMA requires regulatory ... Show more content on Helpwriting.net ...
It's also known as a Financial Modernization act of 1999. This act allowed banks to engage in a
wide array of financial services like merging with stock brokerage and insurance companies, which
also gave them way to possess a large amount of public and private client information. The
information is usually considered private and risk of misuse is high, therefore Title 5 of the GLBA
specially addresses protecting both the privacy and security of information.
1.4 PCI DSS
Payment Card Industry Data Security Standards must be followed by any merchant who handles
payment card details. The merchant must comply with the PCI DSS rules in order to be approved
and continue to accept online card payments. Failure to do so will place the merchant at risk of
having its license to take card payment revoked and will also be regarded as a disciplinary offense.
Noncompliance is not an option!
The Payment Card Industry Security Standards Council (PCI SSC) releases the documents stating
the standards to be maintained by different merchants and issuing bodies.
The basic requirement to comply with PCI SSC are :
1) Build a secure network.
2) Protect the private data of the card holder.
3) Maintain highly secure management programs.
4) Maintain strict access control measures.
5) Testing of network should be done regularly.
6) Maintain every Information Security Policy and guidelines.
1.5 HIPAA
HIPPA act 1996 is imposed on all
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Regulatory Standards Of The Federal Information Systems...
Within this writing assignment I will discuss the following regulatory requirements comprise of the
Federal Information Systems Management Act (FISMA), Sarbanes–Oxley Act (SOX), Gramm–
Leach–Bliley Act, Payment Card Industry Standards (PCI DSS), Health Insurance Portability and
Accountability Act (HIPAA), and Intellectual Property Law. I will also discuss security methods and
controls which should be applied to ensure compliance with the standards and regulatory
requirements. I will explain the guidelines established by the Department of Health and Human
Services, the National Institute of Standards and Technology (NIST), and other agencies for
ensuring compliance with these standards and regulatory requirements.
During daily operations, ... Show more content on Helpwriting.net ...
Title III of the E–Government Act, entitled the Federal Information Security Management Act
(FISMA) requires each federal agency to develop, document, and implement an agency–wide
program to provide information security for the information and systems that support the operations
and assets of the agency, including those provided or managed by another agency, contractor, or
other sources (Staff, 2016). FISMA was amended by The Federal Information Security
Modernization Act of 2014. The amendment was established to modernize the Federal security
practices to focus on security concerns. The results of these changes will strengthen continuous
monitoring, continue focusing on agency compliance, and report on issues caused by security
incidents. FISMA, Paperwork Reduction Act of 1995 and the Information Technology Management
Reform Act of 1996 (Clinger–Cohen Act), clearly highlights the plans for a cost–effective security
program. In support of and reinforcing this legislation, the Office of Management and Budget
(OMB) through Circular A–130, "Managing Federal Information as a Strategic Resource,"1 requires
executive agencies within the federal government to:
Plan for security
Ensure that appropriate officials are assigned security responsibility
Periodically review the security controls in their systems
Authorize system processing prior to
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Case Study Of Bharti Airte1
Chapter – 1
COMPANY PROFILE
Bharti Airte1, incorporated on Ju1y 7, 1995 is the f1agship company of Bharti Enterprises. The
Bharti group has a diverse business portfo1io and has created g1oba1 brands in the
te1ecommunication sector. Bharti Airte1, is Asia's 1eading integrated te1ecom services provider
with operations in India and Sri Lanka. Bharti Airte1 has been the forefront of the te1ecom
revo1ution and has transformed the sector with its wor1d–c1ass services bui1t on 1eading edge
techno1ogies.
Bharti Airte1 is India's 1argest integrated and the first private te1ecom service provider with a
footprint in a11 the 23 te1ecom circ1es. Bharti Airte1 since its inception has been at the forefront of
techno1ogy and has steered the course of the ... Show more content on Helpwriting.net ...
Anti–virus software must be used on a11 systems common1y affected by ma1ware to protect
systems from current and evo1ving ma1icious software threats. Additiona1 anti–ma1ware so1utions
may supp1ement (but not rep1ace) anti–virus software.
5.1 Dep1oy anti–virus software on a11 systems common1y affected by ma1icious software
(particu1ar1y persona1 computers and servers). For systems not affected common1y by ma1icious
software, perform periodic eva1uations to eva1uate evo1ving ma1ware threats and confirm whether
such systems continue to not require anti–virus software.
5.2 Ensure that a11 anti–virus mechanisms are kept current, perform periodic scans generate audit
1ogs, which are retained per PCI DSS Requirement 10.7.
5.3 Ensure that anti–virus mechanisms are active1y running and cannot be disab1ed or a1tered by
users, un1ess specifica11y authorized by management on a case–by–case basis for a 1imited time
period.
5.4 Ensure that re1ated security po1icies and operationa1 procedures are documented, in use, and
known to a11 affected parties.
Requirement 6: Deve1op and maintain secure systems and
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Security Risks And Vulnerabilities Of Mobile Payment...
Abstract
Mobile payment apps such as Vemo and PayPal are quickly becoming one of the most popular ways
for peer–to–peer money transfer and other apps allow users to have contactless payment at
checkout. These apps contain very personal and accessible information, yet there is little to no
concern for the security of this valuable information. This paper will access the current security risks
and vulnerabilities of mobile payment applications and what users should be doing to protect
themselves. This is important to the cyber security body of knowledge because thieves will use the
vulnerabilities of the apps to steal personal information. It then falls into the hands of cyber security
specialist to protect and educate users to decrease crime.
Introduction
Payment processes have evolved from the traditional cash or cards to innovative electronic wallets
on smartphones. Consumers are accepting this new form of convenient payment and imputing all of
their personal data including their full name and credit card information onto apps such as Apple
Pay, Samsung Pay, Pay Pal, etc. These apps are available on both the Apple Store and Google Play
and have their own way of using various forms of mobile payment. According to forecasted reports,
mobile payment volume will bring in $503 million by 2020 compared to the current $75 billion this
year (Bakker, 2016). As always, with new technologies come new challenges and risks. Mobile
payment apps are not an exception. Due to the
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Credit Card Information Security Codes
If you've ever made an online purchase, you know that there's a security code on your credit card
that merchants need to authorize your purchase. If you've never ordered anything online, you might
not know what the CVV code is. Whether you've noticed it or used it, you might not understand why
it's important in keeping your card information secure.
Types of Codes
There are two types of CVV codes. One of the codes you won't see since it's embedded in your
magnetic strip. This is the CVV1 code that provides information to the machine when you swipe
your card at a store or restaurant. For a merchant to gain access to the CVV1 code, the card and the
cardholder must be present for the transaction. In cases like this, the other code isn't required. ...
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The CVV2 code is printed on the card itself. It's not embossed like the credit card number.
Where is the CVV2 Located?
With a Visa, Discover or MasterCard, the numbers are three digits long. They are located on the
back of the card near the signature area. Sometimes, they are surrounded by a small box, so the
customer can clearly see the number that is required.
American Express credit cards' security code or CVV2 are located on the front of the card. They are
located in the upper right corner of the credit card number itself.
How the CVV2 Code Protects You
While it's lessening, there's a lot of fear about the security of online transactions. With the CVV
code, the credit card companies are providing another layer of protection against fraudulent
purchases.
When the online merchant asks for the expiration date of the card along with the CVV, they are
trying to ensure that you are the cardholder, and that the card is in your possession. The CVV
number isn't stored with your data when you make a purchase in a store. This makes it harder for
thieves to capture your credit card number and make purchases anonymously
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PCI Compliance Analysis
There are some people who still insist on paying the old fashioned way, with cash. If you purchase
anything using a credit card, you are most likely aware that thousands of cardholders have had their
data stolen by unethical hackers.
For this reason, there are standards, which businesses that offer credit card payment as an option
must follow. Consumers have the assurance that a business is working to protect their valuable
information by adhering to Payment Card Industry, PCI compliance mandates.
What is PCI Compliance?
All major credit card issuers must adhere to the Payment Card Industry Data Security Standard
(PCI–DSS). This is a mandated compliance standard established by the Payment Card Industry
Security Council. This standard ... Show more content on Helpwriting.net ...
A class 1 PCI compliance rating designates the largest entities, which process over 6 million Visa or
MasterCard transactions over a twelve–month period. The classifications and steps required for PCI
compliance drops, as the number of transactions becomes less.
The lowest class level is 4 and is for e–commerce businesses with less than 20,000 online purchases
registered and other businesses with less than a million accepted card payments. Small businesses
may be able to satisfy compliance requirements once per year, but most companies benefit from
applying these steps as warranted, part of an ongoing process.
· Assess the Data System – Businesses need to exercise caution will all credit card data. Nothing can
cost a business more profoundly than a breach of consumer financial security. Your business needs
to implement this step in a timely fashion when there is any indication of a potential vulnerability.
· Remediation – Your business needs to either employ an IT professional, or hire the services of one
to fix any vulnerability uncovered by the assessment step. An excellent preventive measure to help
ensure customer card security is erase cardholder information unless that data absolutely needed.
Do not keep consumer cardholder data out of convenience for your business operations; the practice
carries too many consequences if your system is unfortunately compromised. By implementing a
good PCI compliant remediation plan, you can remove a great
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Home Depot Case Study
Cybersecurity overview of Home Depot (background summary)
Home Depot is a major retailer of household hardware and building materials that started in 1978 by
Bernie Marcus and Arthur Blank with the first two Home Depot stores in Atlanta (Weinberger, &
Miller, 2002). Home Depot has grown to more than 2,200 stores in three countries with a large
network of stores all over the US, Mexico, and Canada (Weinberger, & LaPadula,2001). With its
network of stores in three countries, it has a Wide Area Network (WAN), Local Area Network
(LAN) that transfer files and information from one store to another going through different servers
by cable and wireless connections (Manning,2009).
It also does business online that allows customers to shop online either with a Home Depot credit
card or any regular credit card that requires Amazon Web Security(AWS), Identity Access
Management(IAM) (Stewart, Chapple & Gibson, 2015). The company has a strong and large
database of customers and customers' personal information that need to be protected to prevent any
security breach that will compromise customers' personal information (Weinberger, & Miller, 2002)
Therefore, it is highly required to implement enterprise Cybersecurity at Home Depot to secure the
organization's sensitive information and prevent any potential malicious attack that will compromise
the enterprise data and client's information (Stewart et al., 2015). When cybersecurity is not taken
seriously, there is always a
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My Goals For A New Employee
One of my goals during this externship was to officially train a new employee. I finally received this
opportunity on Monday February 2. We welcomed a new employee to The Courtyard last week and
I was in charge of training him Monday night during the 3–11 shift. He moved from California
where he worked at a Courtyard for a few years. Since it had been approximately a year since he left
the Courtyard in California I knew that he would be a little rusty at working FOSSE, our POS
system at the Courtyard. My manager told me to mainly focus on educating him on the different
types of rooms that we have at our property and to send him on errands when guests ask for items
such as extra towels so that he could get a feel for our layout. The new ... Show more content on
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After that we filled out our call around clipboard where we put our rate and occupancy percentage.
While we were completing these tasks we had numerous guests check in. My new coworker took
the initiative and checked in a couple of guests by himself. He informed me that for him operating
FOSSE was basically like riding a bike. He remembered how to do almost everything on FOSSE. I
asked him if he had any questions about how we do things at our hotel and how I could best help
him. He told me that since while he was very familiar with FOSSE there were still a few things that
he needed to refresh his memory on. He also asked me during slow times during our shift to go over
the different rooms that we have and the hours of operation for our bistro, fitness center, and bar. I
went over all of that information with him. Then he told me that he needed help with third party
reservations. Third party reservations are reservations from online websites such as Priceline,
Expedia, or Booking.com. The way you check third party reservations in is completely different
from the way you check–in standard reservations. With third party reservations you only want to
swipe guest's credit cards for incidentals. If you make a mistake and swipe in the payment field it
causes a lot of problems for the guests and our managers. I explained to him how Expedia is a direct
bill account and showed him
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E Commerce : A Popular Activity On The Internet
E–Commerce has been a popular activity on the Internet, for it facilitates commercial acts between
online service providers and individuals. The popularity of E–commerce could be reflected by the
turnover of the industry. The turnover of e–commerce in Europe grew by 14.3% to reach 423.8
billion euros (about GBP 360.5 billion) in 2014, and that of the United Kingdom (UK) increased by
14.7% and reached 127.1 billion euros (about GBP 108.1 billion) in the same year (Ham, 2015).
Important private information (e.g., bank information, gift card numbers) would be recorded while
consumers doing online shopping and doing other E–Commerce activities. This recorded
information would be stored on the servers of online dealers or be saved in consumers' ... Show
more content on Helpwriting.net ...
In order to prevent personal data such as bank information from being intercepted, Data Protection
Act 1998 ('the Act') has been issued by the UK Parliament. According to the Act, doing Cyber–theft
for the commission of a relevant offence (e.g. bank theft) are considered as a criminal offence and
could be sentenced for five years ' imprisonment (Mobbs, 2003, pp.5–6). Cyber–thefts, however, are
not being extinguished under the force from the Act. According to the Crime Survey for England
and Wales (CSEW), there are 2.5 million incidents of computer misuse (including unauthorised
access to personal information and computer virus) reported in England and Wales during the 12
months before 14th August 2015 (TNS BMRB, 2015, p.21), and 3.1 billion pounds per year was
estimated to be cost by UK citizens on Cyber–crime (Cabinet Office and National security and
intelligence, 2011, p.18). In order to keep the pressure on the Cyber–crime, the British government
issued a policy paper of National Security Strategy in which they defined cyber–attacks as a 'Tier
One threat' to the national security, alongside international terrorism (Cabinet Office, et al., 2015, no
pagination). Security of E–Commerce is at the cutting edge of future commercial activity. Internet
service providers and personal users are both waiting for the implementation of anti–cybercrime
policies in order to protect their information from being trespassed.
Apart from the public force from
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Security Policies And Control And Password Management...
Security policies are rules and guidelines formulated by an organization to manage access to
information systems and/or computer networks. Simply put, these policies exist to govern
employees, business partners, and third–party contractors with access to company assets.
Furthermore, some policies exist to comply with laws and regulatory requirements. These policies
are part of the company information security management system (ISMS), and are usually
administered to employees by Human Resources or distributed to business partners and contractors
via the Technology department. In sum, security policies protect assets from illegal or damaging
actions of individuals. Of course, many security policies exist, but this review will focus on the ...
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These standards appear in the ISO/IEC 27000 series, the industry recognized best practices for
development and management of an ISMS (pg. 68 of CISSP). To clarify, ISO 27002 Information
Technology Security Techniques Code of Practice for Information Security Management module
falls within the ISO 27000 Framework. Ultimately, HHI's objective will be to comply with industry
standards and governmental regulations by designing sound security policies using ISO 27000
standards.
As has been mentioned in the previous section, the ISO/IEC developed the ISO 27000 framework,
which includes the ISO 27002 standards (page 37). Furthermore, the ISO 27002 standards contain
12 domains; nevertheless, this review will focus on the Access Control domain to rewrite the new
user and password requirement policies. Moreover, the Access Control domain has seven
subdomains:
Business Requirements for Access Control;
User Access Management;
User Responsibilities;
Network Access Control;
Operating System Access Control;
Application and Information Access Control;
Mobile Computing and Teleworking.
Specifically, the Network Access Control subdomain delves into user access management and user
responsibilities. In summary, the ISO 27002 standards encompasses 12 domains to "establish
guidelines and principles for initiating, implementing, maintaining, and improving information
security management within and organization
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A Brief Note On Federal Information Security Management...
Introduction This paper will talk about six Acts/Laws which are implied for the advancement of
society and encourage the work process, keep up the protection of each individual citizen of the
nation, provide legitimate rights to the labors/workers, right to cover intellectual property, open
doors for money related foundations to grow their business, and keep up the information security
and integrity.
FISMA
ISMA (Federal Information Security Management Act) appeared when Congress understood the
significance of Information Security and it included FISMA as a piece of E – Government Act of
2002.
FISMA requires administrative bodies inside the government to:
Plan for security.
Ensure that the fitting and responsible authorities are assigned with the security obligation.
Review security controls measure in a standard interim premise.
Manage and approve the framework preparation before the operations, and intermittently after
deploying.
FISMA is separated into three primary areas:
Annual security reporting prerequisite (Annual Program Review – CIO).
Independent Evaluation – (IG) and
Corrective activity gets ready for recuperation and remediation of security shortcomings.
FISMA requests that organizations submit reports to OMB on the status of their data security
program, quarterly.
Sarbanes–Oxley Act Sarbanes–Oxley Act applies just to organizations whose stock is exchanged on
open trades. Its motivation was to
... Get more on HelpWriting.net ...
Privacy, Laws, and Security Measures Essay
Today, there are many threats to information systems and the information contain contained on the
servers by customers and employees. There are major privacies issues facing organizations from
hackers, employees, natural disasters, and other threats. Some of the privacies issues can be risk to
the sporting goods store and justify the concerns of the CEO. There are security risks and
application laws which governs the privacy risks. Security measures can be implement by
organizations which can mitigate the risk to private information. Organizations face major privacy
issues when it comes to working with employee and customers' information. Customers often buy
items online from stores and the store gives the option to store payment ... Show more content on
Helpwriting.net ...
Accidental disclosure could be by word of mouth, lost papers or throwing paper away without
destroying it, or an employee losing a laptop, jump drive, or other mobile media. The sporting goods
store could potentially have privacy risks based on the major privacy issues discussed above. Since
the store accept credit card sales in the store and over the web via e–Commerce transactions, the
store needs to protect credit card information. The internal network is more secure because of the
DMZ, which has at least two firewalls in between the internet and the internal network. According
to Easttom (2006), the DMZ is a demilitarized zone in which gives an additional layer of protection
between the internet services and the backend of the corporation resources, (Easttom, 2006). An
attacker may get into the DMZ, could cause problems with the web server and by then should be
detected, disconnected, or trap the attacker in the DMZ to prevent the attacker from getting into the
internal network. The email server is used for email communication with business partners and
customers, a man in the middle attack could intercept emails and forward the emails to their
destination while copying the message to the attacker. Another risk to privacy is the wireless
network, it needs to be locked down to prevent unauthorized access and use of the wireless to get
into the internal network. Facebook does leave the company open to viruses which can be planted
on the page to infect customers who
... Get more on HelpWriting.net ...

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Computer Hacking Is The Scale Of The Problem Essay

  • 1. Computer Hacking Is The Scale Of The Problem Essay Computer hacking has been becoming more and more of a threat in recent years and is being brought to the public eye more often. Large and small corporations alike, as well as individuals are at risk of losing personal information to hackers, opening up doors to cyber–attacks and theft. Statistics show that half of American adults have been hacked this year alone (Pagliery). Security experts and law enforcement say that hackers are actively scanning merchants' networks for ways to gain remote access to their systems. The Department of homeland Security and Secret service recently, estimated that more than 1,000 businesses in the United States had been infected with malware programmed to siphon payment card details from cash registers. It is believed that many of these companies had no idea they were breached and sharing the information of thousands of customer's credit card information. A main reason for concern with cybercrime is the scale of the problem. If it were a series of on–off events people might be less concerned with it however, it is an ongoing problem. Just a few days ago for example, hackers broke into the debit and credit card payment networks of two of the nation's most popular food chains: Albertson's and SuperValu. Impacted by this breach are all of the stores related to these chains including: Acme, Jewel–Osco, Shaw's, and Star Markets, as well as Cub Foods, Hornbacher's, Shop 'N Save, and Shoppers Food and Pharmacy (Pagliery). As of now it is unclear how ... Get more on HelpWriting.net ...
  • 2.
  • 3.
  • 4.
  • 5. Case Study : Southern New Hampshire University TJX Group Case Study Team 3 Southern New Hampshire University Introduction According to a recent Travelers survey, identify theft, cyber security, and person privacy rank as the top concerns for most Americans. Forty percent of individuals who participated in the survey believe they were a victim to one of these heinous crimes (Survey: Cyber Risk, 2015). Companies are focusing attention on this topic and investing vast resources to combating these crimes. Questions arise regarding TJX's role and responsibility to apprise stakeholders of a data breach. In 2008, TJX found themselves in the unenviable position of needing to address these questions and concerns. This paper explores TJX response to compliance problems, utilization of strategy, influence response and decision–making has on the stakeholders and corporate brand, and the possible effects on TJX. Compliance Issues & Strategic Response Identity theft is, unfortunately, a commonplace in today's world. Technology is ever advancing and evolving making today's purchases obsolete. The obsolesces of technology plagued TJX. The company was attempting to get through under the radar with the enterprise security systems. "Because of the lax security systems at TJX, the hackers had an open doorway to the company 's entire computer system" (Weiss, 2014). TJX was cognizant of the breach and withheld information from stakeholders of the business. "Once a breach is discovered notification to consumers is paramount." ... Get more on HelpWriting.net ...
  • 6.
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  • 9. Standards rely heavily on the network effect, which is the... Standards rely heavily on the network effect, which is the idea that the effectiveness of a standard is based on the number of people who use it. As a result, standards that are complicated to implement, especially ones dealing with technology, are heavily dependent on incentives in order to get a sufficient amount of people to use it. Looking at PICS and PCI DSS, two Internet standards, where one succeeded and the other failed, we can see what makes standards effective online. Platform for Internet Control Selection (PICS) was an Internet standard formed by W3C in 1996 to allow parents to filter content, primarily nudity. It was completely voluntary and up to the website owners themselves to label their own site. This is because the ... Show more content on Helpwriting.net ... Payment card industries must follow step–by–step instructions in order to have transactions accepted. So why do these demanding standards work? As Larry Lessig mentions in Code is Law, there are four areas that influence policy: law, economy, architecture, and social norms. Working on a sole standard together for security benefits everyone and is thus economical because the cost of losing customer data is enormous. On the other hand, competition for filtering software can at worst lead some to filter less porn than others. After the Communications Decency Act, which tried to limit obscenity and indecency on the web, was ruled unconstitutional, it removed all legal ramifications for not using PICS software. There is no reason to limit information. On the flip side ignoring PCI could land a company in court for negligence. A strong and commonly used standard works well as a legal benchmark for liability in protecting data. The burden on the user also differs. Individuals are not expected to make sure their cards are PCI certified; the vetting process is done at a higher level and simply offers the user a binary choice of using a protected card or not. PICS not only requires owners to rate their sites, but also requires each user to choose what they find acceptable or not, placing much more burden on the individual. Based on comparing where PCI succeeded and PICS failed, it appears that the core motivator is the law. The consequences of disobeying PCI ... Get more on HelpWriting.net ...
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  • 13. Business Continuity Planning And Disaster Recovery Business continuity Planning and Disaster recovery: For any Organization to survive on log run, executives must give priority to Disaster recovery (DR) and Business continuity (BC) plan during budget allocations and never see a payback from those investments. Disasters won 't happen daily, they rarely occur. But when it happens and if the company doesn 't have a Plan or mechanism to fast recover, then that company loses its customer to its competitors. Business continuity plan includes steps company must take to minimize the service outages. Organizations must have a system in place to minimize the unplanned downtime. After Y2K crisis, companies added Business continuity plan part of corporate IT planning. In most cases, idle solution is ... Show more content on Helpwriting.net ... Incident response occurs during the incident, however, disaster recover occurs after the incident has taken place (Whitman & Mattord, 2012). Adequately preparing for disasters would help in fast recovery. For example, fire is a catastrophic disaster, so backups should be at off–site location to minimize the damage caused to clients, employees, stakeholders and investors. Disaster recovery plan must be developed and implemented with top down support across all departments in an organization. Every department in an organization must contribute to the disaster plan. IT team should write the disaster plan because they have a deep insight into the company wide business process. IT department is in the unique position of understanding of the daily operations of each department, as well as constant communication with leads within those each department. Without a cross departmental participation it is impossible to put out a proper plan. The disaster plan should include more possible scenarios because the cause of disaster is more. The following are considered as disasters in the typical organization: 1) Employee fraud 2) Stolen laptop 3) Fire 4) Terrorist attacks To effectively face the disaster the disaster plan should be distributed across an organization because everyone knows their role within the plan. Roles must be revised and Plans should be rehearsed periodically. Network Security ... Get more on HelpWriting.net ...
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  • 17. Customer Privacy Of The Hospitality Service Industry Essay The evolving technology that helps provide services efficiently, assists in workload and support employee function can also aid in customer privacy issues and company espionage. With businesses moving from paper to digital, the risk of data breaches increases. Advancement in technology opens the possibility of greater issues in privacy. In the hospitality industry where privacy is one of the top priorities, customers expect the utmost confidentiality from this type of companies. The hospitality service industry is an easy target for data security infiltration. Hotel payment card data are stored longer with the practice of booking rooms in advance. Moreover, credit card data are stored during the duration of the stay and even longer to cover payments of restaurant bills and other services. Multiple hotel chains like Hyatt, Sheraton, Trump, Hilton and Mandarin Orinetal have admitted to having their POS or point–of–sale systems hacked in 2015. POS systems are both the physical technology and software used in financial transactions between the merchant and its customer. In situations where there is a breach in a hotel information system, hotels have their standard procedures on how to handle these situations. Organisations involved also implement guidelines and requirements that are needed to ensure that data breach does not happen or happen again. Starwood Hotels and Resorts Worldwide, a hotel and leisure company with around 1,275 properties under multiple brands posted on its ... Get more on HelpWriting.net ...
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  • 21. Consumer Harm : High Bar Consumer Harm: High Bar in FTC Data Security Claims ALJ On November 13, 2015, A Federal Trade Commission's (FTC) Chief Administrative Law Judge (ALJ) held that LabMD did not violate Section 5(a)of the Federal Trade Commission Act (FTC Act) by failing to provide reasonable security for personal information on computer networks. This is the first decision that limits the authority of FTC to regulate businesses that fail to appropriately safeguard their consumers' electronic personal information. FTC first became involved with consumer privacy issues in 1995, when it promoted industry self– regulation. After determining that self–regulation was not effective, FTC began taking legal action under Section 5 of the FTC Act. Section 5 limits practices considered to be unfair to instances where, among other things, 1) the practice causes or is likely to cause substantial injury to consumers; (2) the substantial injury is not reasonably avoidable by consumers; and (3) the substantial injury is not outweighed by countervailing benefits to consumers or to competition. Since 2002, the FTC has brought over 50 cases against companies that have engaged in unfair or deceptive practices that put consumers' personal data at unreasonable risk. Most of these cases resulted in settlements and did not provide judicial decisions addressing the FTC's authority to regulate the data security practices of companies which have suffered a data breach. The first case to test the authority of FTC was FTC ... Get more on HelpWriting.net ...
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  • 25. Tjx Security Breach Essay The TJX companies breach has been labeled the largest data breach in the history of security breach and the ultimate wake up call for corporations (Dash, 2007). TJX is the parent company of chains such as TJ Maxx, Marshalls, Homegoods, and a host of retail stores across the US and Canada. In January 2007, it was discovered that hackers stole as many as 200 million customer records due to a failed security system by TJX which resulted in a $4.8 billion dollars' worth of damages (Swann, 2007). It is said that the breach occurred because they did not have any security measures in place to protect consumer's data such as their debit cards, credit cards, checking account information, and driver's license numbers. Reports identified three major ... Show more content on Helpwriting.net ... In fact, researchers at Darmstadt Technical University in Germany have demonstrated that a WEP key can be broken in less than a minute (Berg, Freeman, & Schneider, 2008). More important, WEP does not satisfy industry standards that require the use of the much stronger WPA (Wi–Fi Protected Access) protocol (Berg, Freeman, & Schneider, 2008). First, they broke into the store's network and stole employees' usernames and password, which they were able to gained access to the TJX main database at the corporate headquarters and use those credentials to create their own accounts within the employee database. Once they gain entry into the corporate network, they were able to breach security and gather credit card numbers, and any customer information they wanted. The consumer information was compromised for approximately 18 before TJX became aware of what had been happening. The TJX data storage practices also appear to have violated industry standards. Reports indicate that the company was storing the full–track contents scanned from each customer's card (Swann, 2007). Additionally, customer records seem to have contained the card–validation code (CVC) number and the personal identification numbers (PIN) associated with the customer cards. PCI Data Security Standard 3.2 clearly states that after payment authorization is received, a merchant is not to store sensitive data, such as the CVC, PIN, or full–track information (Berg, Freeman, & Schneider, ... Get more on HelpWriting.net ...
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  • 29. Case Study Of RIU Hotels About us RIU Hotels & Resorts remains the firm favorite for hundreds of travelers who select them year after year for their vacation. In 1953, The International RIU chain of Hotels was founded in Mallorca by the RIU family as a small holiday firm and still is owned by the family's third Generation. Following the death of Luis Riu Bertran, his children Carmen and Luis Riu, the third generation of the family, took on the post of managing directors of the chain, a position they continue to hold today. The company specializes in holiday resorts and 70% of its establishments offer its acclaimed All Inclusive by RIU service. With the inauguration of its first city hotel in 2010, RIU is expanding its range of products with its own line of city hotels ... Show more content on Helpwriting.net ... RIU is currently the world's 30th ranked chain, one of the Caribbean's most popular and the third largest in Spain. The warmth of our facilities means our guests feel they are right at home, in modern, comfortable and spacious rooms to suit all types of needs. Attentive service ensures every stay runs smoothly, creating a cheerful, friendly and welcoming environment: the makings of a truly wonderful stay. Likewise, the opportunity to stroll through large gardens and dive into crystal–clear swimming pools and to take advantage of a wide range of activities and enjoyable entertainment programs for both children and adults has become another of the RIU Hotels & Resorts seals of quality. Today clients only need take care of selecting their destination, as fun and comfort are already guaranteed. Strolling by large gardens and immersing in crystal clear swimming pools, providing a wide range of activities and some enjoyable entertainment programs for children and adults, has become another insignia of RIU Hotels, which now ensures its customers that their only task is to choose the destination, because the fun and comfort are ... Get more on HelpWriting.net ...
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  • 33. Data Security Policy For Ecommerce Payment Card Applications Data Security Policy for ecommerce Payment Card Applications This record depicts the IT Security and IT Services strategies and practices for overseeing IT Services ' stage for University–facilitated ecommerce, particularly installment card transactions, and the information identified with ecommerce. This arrangement is proposed to consent to the necessities of the Payment Card Industry Data Security Standard ("PCI DSS"). The PCI DSS is incorporated by reference in this; be that as it may, IT Security will be the sole determinant of how PCI DSS ' necessities will be connected inside IT Services ' operations. This report will be yearly evaluated and upgraded as proper to keep up agreeability with the PCI DSS. For the reasons of this report, the ecommerce base comprises of the processing assets (i.e., servers, stockpiling, system and capacity switches, firewalls, physical racks containing these, and related programming) that process, transmit, or store installment card information, or can straightforwardly get to such assets. Servers that are a piece of the ecommerce foundation and any frameworks that can generally specifically get to processing assets that contain installment cardholder information must be enlisted as directed machines. ROLES AND RESPONSIBILITIES College faculty who access data assets that transmit, process, or store installment card information are in charge of the application of this and related approaches. On account of foremen who oblige such get ... Get more on HelpWriting.net ...
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  • 37. The Payment Card Industry For My Organization I have chosen the Payment Card Industry for my organization to write about. Mainly because I work in the industry and know it fits the criteria for security. So I will get down to the name three major information threats to the Card Service Industries. I got my three major information security threats form PC World (Bradley, 2015). For the Payment Card Industry I have chosen Social Engineering, Sophisticated DDoS Attacks, and The Insecurity of Things (Bradley, 2015). due to the access of the ATMs and Credit Card Readers. The first threat is Social Engineering. The Payment Card Industry is a prime target for Social Engineers because they can gain larger profits off of the information. With this information a theft can steal larger amounts of money in a short period. They best defense against Social Engineering is training. On eSecurity Planet's website by Thor Olavsrud they list "9 Best Defenses Against Social Engineering Attacks" are the following: 1. First Education is the best way to defend against a social attack (Olavsrud, 2016). is to be aware of how it happens. Training on how to recognize the Social Engineer exploits the situation . Jamey Heary on the website acritical "Top 5 Social Engineering Exploit Techniques", (Heary, 2016) for PCWorld, states that the top 5 techniques are familiarity exploited (Heary, 2016) , this is where the Social Engineer gets to know you so you are comfortable so you will talk to you about sensitive information; Creating a Hostile ... Get more on HelpWriting.net ...
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  • 41. TJX the largest-ever consumer data breach Essay TJX– SECURITY BREACH MGSC 6201–02 INDUSTRY/COMPANY CONTEXT: TJX Companies, based in Framingham, MA, was a major participant in the discount fashion and retail industry. The TJX brand had presence in the United States as well as in Canada and Europe. In mid–2005, investigators were made aware of serious security breaches experienced in TJX's credit card system. These breaches were first found at a Marshall's located in St Paul, MN in which the hackers implemented a "war driving" tactic to steal customer credit card information. This incident resulted in over 46 million debt and credit card numbers being compromised and is considered to be the largest security breach in US history. The security breach at TJX resulted in major members ... Show more content on Helpwriting.net ... Also, in 2007 it was revealed that TJX stored both credit card numbers and expiration date information together in its system. ISSUES Non–Compliance: WPA was required by PCI DSS, storing credit card numbers and expiration date information violated standards as well Reporting: Never acknowledged any of this in financial statements/reports RESPONSE CIO decided to run risk of being compromised by sticking with outdated technology (WEP) LIABILITY/RESPONSIBILITY: One of the key issues is who should be held liable for the breaches? With so many parties involved in the credit card payment process, it's difficult to define a certain group solely responsible. ISSUE Lack of Legal Standards: no existing laws stating who should bear burden RESPONSE Issues were to be handled legislatively, but process is long and drawn out Technology evolving faster than legislation INCENTIVES/CONSUMER BEHAVIOR: Consumers were seemingly unaware of data breaching technology being implemented. ISSUE Lack of awareness: difficult for stores to charge higher prices in order to provide better security (customers showed no change in preferences) SOLUTION Played a role in TJX opting not to abide by certain PCI DSS standards as sales continued to grow despite these breaches. Looking at recommendations I would make, it's important that management first recognize the
  • 42. function of cybersecurity in their overall business structure. They must maintain ongoing interactions ... Get more on HelpWriting.net ...
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  • 46. A Plan For Physical And Digital Security Protocols 7. PCI DSS Validation The Payment Card industry Data Security Standard applies to companies that use, store and transmit protected financial information. Companies bear responsibility for compliance, but many of the company 's payment processors offer compliance tools for businesses they serve. It 's essential that companies implement PCI standards. Developing a plan for physical and digital security protocols is essential if companies want to avoid fines, penalties, customer lawsuits and even cancellations of their payment processing privileges due to security breaches caused by noncompliance. 8. PCI Compliance Guide The compliance required for B2B companies includes implementing training programs for employees to educate them about security risks. B2B companies can develop stricter digital and physical safeguard that fall outside of the practices that credit card companies recommend because developers can build and integrate various compliance tools for the eCommerce platform to fulfill baseline requirements or higher standards. The PCI DSS website explains the requirements of getting PCI–certified, which is an essential starting point for defining what's needed on the platform and for in–house training and security practices. 9. Automated Auditing An automated auditing tool for B2B eCommerce platforms offers many advantages, but each eCommerce operation is different and requires custom integrations and features to enable auditing applications to manage and audit the ... Get more on HelpWriting.net ...
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  • 50. Benefits Of The Corporate Card Program Essay 1.1 Overview Commercial Metals Company currently uses a Corporate Card Program for Travel and Entertainment expenses. The Corporate Card Program also provides an efficient, cost effective method of purchasing and paying for small dollar transactions or low value purchases (LVP) using the same card. This policy provides information about the process, the types of purchases that can and cannot be made, records that must be maintained and reconciled and a variety of other Program information. Benefits of the Corporate Card Program include: Items can be purchased without preparing a purchase order Reduces process cost Increases process efficiency (i.e. many one–time vendors will not be added and required to be maintained) Reduces time needed to obtain goods Only eligible business expenses may be charged to the Corporate; personal purchases are prohibited. All Corporate transactions must be supported by a business purpose and all transactions must be reviewed by a person other than the cardholder. Improper use of the Corporate Card may result in disciplinary action up to and including termination of employment. Cardholders who have incurred charges must submit an expense report, similar to the Travel and Expense process, through the company approved expense reporting tool, Concur Expense within 30 days. All expense reports are to have appropriate manager approval. Further, CMC is relying on the independent approver's (supervisor/manager) diligence in the ... Get more on HelpWriting.net ...
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  • 54. Cyber Security And The Internet Essay The recent trend in the global business has been largely driven by the mechanism of the internet and more broadly the cyberspace. This has created a more elaborate platform for all business activities to be coordinated through an information system protocols. The information system is the management of the information data base of an organization or an institution. Information is assumed to be a significant asset, organisations strive to gather, retain and protect their valuable intellectual property to place them in a prominent business platform over their competitors. The proficiency and efficacy of the cyberspace in its application in accounting, finance, system designs, manufacturing etc., cannot be denied nor neglected. The reality of the twenty–first century is simple; no organization can survive without the adoption and implementation of the mechanism of information technology to their area of business. On the contrary perspective, there are several challenges that are associated with the cyberspace, among which is majorly cyber security. Recently the hackers' activity has really skyrocketed and has become a major concern for organizations, states and federal governments and even international organizations. Several regulatory schemes are put in place to mitigate the activities of hackers across the globe. General Group General group was founded in Berlin in 1831 and has grown to be a major player in the banking, finance service/ insurance sector. The group's ... Get more on HelpWriting.net ...
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  • 58. Case Study Of PCI DSS Compliance PCI DSS Compliance and How to Become PCI DSS Compliant. What is PCI Compliance? PCI compliance is officially known as Payment Card Industry Data Security Standard (PCI DSS). It's a proprietary information security standard for all organizations that store, process or transmit branded credit cards from the major card schemes including Visa, MasterCard, American Express, Discover. It's a universal security standard that was first set up in December 2004 when the credit card companies came together to form Payment Card Industry Security Standards Council (PCI SSC) the organization behind PCI DSS. The most current PCI DSS (version 3.2) came out in April 2016. Before the formal security standard was established, the different credit card companies had their own set of rules and ... Show more content on Helpwriting.net ... An Approved Scanning Vendor (ASV) is an organization with a set of security services and tools (ASV scan solutions) that conduct external vulnerability scanning services to validate with the external scanning requirements. As for if you need it, it depends. If you're applying for an SAQ A–EP, you need it. It's one of the questions in the form and while AOC A it doesn't necessarily mean that you need to be performing scans by approved ASVs. So, from the point of view of SAQ/AOC A, an ASV scan is not needed. At the same time, some acquirers (payment providers) have it as one of the requirements to use their services. Again, it's important to your providers directly even if you are applying for SAQ A. The scanning vendors ASV scan solution is tested and approved by PCI SSC before an ASV added to list. Compliance Process Summary 1. Determine your compliance level with your bank and different credit card companies. Remember, each has their own slightly different rules. 2. Complete the relevant Self–Assessment Questionnaire according to its instructions. 3. Complete the relevant Attestation of Compliance form (contained in your SAQ ... Get more on HelpWriting.net ...
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  • 62. It Security Compliance Policy Is The Legal Aspects Of The... Introduction The purpose of this IT Security Compliance Policy is to recognize the legal aspects of the information security triad: availability, integrity, and confidentiality as it applies to the Department of State at U.S. Diplomatic Embassies across the globe. This document also covers the concept of privacy and its legal protections for privately–owned information by the U.S. government and government employee's use of network resources. A detailed risk analysis and response procedures may also be found at the end of this policy. LAW Overview The following is a brief overview of compliance with each law related and in use by our organization. "The Gramm–Leach–Bliley Act (GLBA) requires financial institutions – companies that offer ... Show more content on Helpwriting.net ... "The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment. Essentially any merchant that has a Merchant ID (MID)." (PCI Compliance Guide). We have three steps for compliance to PCI standards. Step 1 "ASSESS" The purpose of the assessment step is to study all possible process and technology vulnerabilities that may pose a threat to consumer credit card data processed by our company. Step 2 "REMIDIATE" Remediation is how we begin fixing vulnerabilities – these vulnerabilities include technology flaws like outdated software or hardware that is easily bypassed by an exploit, even unsafe practices performed by the organization that potentially exposes the card data to someone other than the card holder. Some steps we use in the remediation process are network port and vulnerability scanners. Complete self–evaluation questionnaires and network scenario questionnaires. Sort and prioritize any vulnerability found in tests and assessments. Apply fixes, patches, updates, and possible work around for vulnerabilities recognized. Rescan everything again to ensure the vulnerabilities have been mitigated. "The Family Educational Rights and Privacy Act (FERPA) is a Federal law that protects the privacy of student education records. The law ... Get more on HelpWriting.net ...
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  • 66. Security Breach at Tjx Essay HBR Case Study Security Breach at TJX 1. What are the (a) people, (b) work process and (c) technology failure points in TJX's security that require attention? While it is known that all retailers, large and small, are vulnerable to attacks, several factors including people, work process, and technology require attention so as to prevent another major attack from hitting TJX. The people associated with the attack who need attention are the top–level executives and, more importantly, the Payment Card Industry Data Security Standard (PCI DSS) auditors. Top–level executives need to understand that IT security is a business issue and not just a technology issue. As seen by the attack, an IT security breach can mean hundreds of ... Show more content on Helpwriting.net ... 2. How should the company's IT security be improved and strengthened? What should its short–term priorities and long–term plans be? Hiring Richel as the Chief Security Officer was one big step towards a better IT security program at TJX; he's an executive who understands the harsh and costly consequences of a weak IT security system and has plans to implement the strongest system possible. Short term priorities include 1) addressing Mary Smith's letter and taking care of the $5,000 theft, 2) implement network monitoring, 3) implement logs, 4) encrypt ALL data and minimize the time where data goes from 'scrambled' to 'unscrambled', and 5) update all components of the system, both hardware and software, to the most modern and secure in the industry. Long–term priorities should include minimizing risk by making everyone in the company, not just top–level executives, aware of the potential of another massive attack on their system. The reason why I think store clerks and managers should be made aware of their respective branch's IT system (wireless, kiosks, card swipers, etc) is so that they know what an attack looks like when it is happening. More times than not, the invasion is happening right in front of the cashier's face yet they have absolutely no idea. ... Get more on HelpWriting.net ...
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  • 70. Cloud Computing Is An Altering Technology Essay Executive Summary Cloud computing is an altering technology which is enjoying increasing rates of adoption. Cloud computing is a model for enabling convenient, on–demand network access to a shared pool of configurable computing resources including networks, servers, storage, applications, and services that can be rapidly provisioned and released with minimal management effort or service provider interaction. The use of Cloud services is proven effective across diverse set of industries, reducing costs associated with computing while increasing flexibility and scalability for computer processes. For instance, Cloud computing services, like Amazon's, can be used by all business types and more ideal for smaller businesses or especially ideal for businesses just starting. This report is a recommendation for moving all our company's data center functions on to the cloud. This report outlines supporting details determining how our company could reap the most benefits by adopting cloud services from any of the high–quality cloud service providers available in the market today such as Amazon, Microsoft, Rackspace, and Verizon Terremark cloud services. The benefits of adoption cloud computing services are substantial including reduced infrastructure costs, increased scalability, availability, capacity, speed, backup and mobility. However, these benefits are not free from possible pitfalls. So, to maximize the benefits and minimize risks associated with the move to the cloud, it is ... Get more on HelpWriting.net ...
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  • 74. Health Information Compliance Report Today, the Health Information Technology for Economic and Clinical Health (HITECH's) main focus is to transfer healthcare records from a paper format to a digital format known as Electronic Health Records (EHR). Due to the sensitivity of the transferal of this data; the possibility of hackers and breaches, the Health Information Portability and Accountability Act (HIPAA) alongside HITECH recommend that health care entities employ multiple approved governing standards to aid in the facility remaining compliant with current local and federal regulations for safety and privacy of said data (Oracle.com, 2011). These regulations govern both the local and federal hardware/software vendors and users now known as business associates under the Mega ... Show more content on Helpwriting.net ... Software/hardware vendors must provide covered entities with audit reports unique to each compering provider. Vendors are required to present proof of their HIPAA compliance in the form of a Statement on Standards for Attestation Engagement No. 16 (SSAE 16) as it replaced SSA 70 (Barrett, Lucero, and Williams, 2013). Three service control documents must accompany a business associate when desiring to employ its services to a covered entity, as well as a contract will which will include effective dates of return, termination, and or destruction of all data, if deemed necessary. The three controls are: (1) a Service Organization Control Financial Report, (2) Service Organization Control on Technical Ability (detailing controls), and (3) Service Organization Control (an auditors opinion), which adds strength to the business associates reputation to remain compliant with all HIPAA guidelines and standards (Barrett, Lucero, and Williams, 2013). Lastly, business associates must hold a Payment Card Industry Data Security Standards (PCI DSS). For a business associate to have this card in their possession, they will need to have undergone a PCI audit. It is the covered entity responsibility to determine the compliance of the business associate. As for the contract, if the business associate does not provide such a document the covered entity can consider the business associate in HIPAA violation ... Get more on HelpWriting.net ...
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  • 78. Tft2 Task 1 TFT2 Task 1 Western Governors University TFT2 Task 1 Introduction: Due to policy changes, personnel changes, systems changes, and audits it is often necessary to review and revise information security policies. Information security professionals are responsible for ensuring that policies are in line with current industry standards. Task: A. Develop new policy statements with two modifications for each of the following sections of the attached "Heart–Healthy Insurance Information Security Policy": 1. New Users 2. Password Requirements B. Justify each of your modifications in parts A1 and A2 based on specific current industry standards that are applicable to the case study. C. When you use sources, include all ... Show more content on Helpwriting.net ... The new user policy section has been modified to require manager approval and validation of the user's access request based upon the user's role. Previously the policy only required manager approval for user's requiring administrator privileges. In accordance with Health Insurance Portability and Accountability Act (HIPAA) standards on access controls, users will have the minimum access required to perform the functions of their job in order to protect against unnecessary access to electronic protected health information (ePHI). The new user policy has also been modified to include security and awareness training requirements. HIPAA includes addressable administrative standards for security and awareness training of all members of the workforce to include periodic security reminders, protection from malware, log–in monitoring and password management (HHS, 2007). The password policy has been modified to increase length and complexity requirements from eight character passwords made up of only upper and lowercase characters to twelve character passwords including numbers and special characters. Even complex eight character passwords can be cracked using modern tools (Murphy, 2015). To most effectively protect and safeguard data as required by HIPAA, the Gramm–Leach–Bliley Act (GLBA) and the Payment Card Industry Data Security Standard (PCI DSS), passwords must be long. ... Get more on HelpWriting.net ...
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  • 82. Role Of Auditing And Regulatory Compliance ROLE OF AUDITING IN REGULATORY COMPLIANCE BY: SHEFALI VERMA (A–20325809) ILLINOIS INSTITUTE OF TECHNOLOGY, CHICAGO ABSTRACT Risk, compliance and governance activities are by nature interconnected and rely on common sets of information, processes, technology and methodology. The traditional approach to governance, risk and compliance relies on working in silos and using separate point solutions to address each assurance group's requirements. This creates a fragmented approach ... Show more content on Helpwriting.net ... This research paper focuses on how IT audits are done and how they can help in assisting an organization in its regulatory compliance effort by identifying information security weaknesses prior to an external audit. The key players and their roles are defined, as well as organizational, results– based, point–in–time systems and extended–period audits. This leads to a natural question. In this new world of connected GRC, what is the role of internal audit compared to compliance? Where do these roles remain separate and where do they share responsibilities? How can these professionals work together to drive business value? This paper can help in understanding how the board, management, and internal audit each have a significant role in ensuring information security is effective. We can learn that internal auditing can also help prepare the organization for an external regulatory audit (SOX or HIPAA, for example) by evaluating management 's efforts and providing recommendations for improvement prior to the external audit. This can help in understanding that IT security audits contribute to an organization 's regulatory compliance efforts by confirming to senior management and ... Get more on HelpWriting.net ...
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  • 86. Essay on Components of PCI Standards I. Components of PCI standards PCI Data Security Standard (PCI DSS) (PCI DSS) is the base standard for merchants and card processors. It addresses security technology controls and processes for protecting cardholder data. Attaining compliance with PCI DSS can be tough, and can drastically impact your organization's business processes, service, and technology architecture (Microsoft, 2009). PCI DSS version 1.2 is the most recent version of the standard, and takes the place of all previous versions of PCI DSS. The DSS standard is structured into the group of six principles and 12 requirements. Payment Application Data Security Standard (PA DSS) (PA DSS) is the baseline for the software developers who commercially develop software for ... Show more content on Helpwriting.net ... I. Build and maintain a secure network Requirement 1: Install and maintain a firewall for the protection of card holder data Firewall controls the data traffic between internal and external non trusted networks. All systems must be protected from unauthorized access from non trusted networks. Requirement 2: Do not use default security configurations like logins, passwords Default settings and configurations are the easiest way to approach any network. These default settings are well known in hacker communities. II. Protect card holder data Requirement 1: Protect stored cardholder data Encryption, masking and hashing are the critical aspects of data security. It is not easy to read the encrypted information without cryptographic keys. Time based storage and disposal policies play an important role. Try to store as minimum amount of cardholder data like there is no need to store verification code, pin number and expiration dates. Requirement 2: Encrypt transmission of cardholder data across a public networks Always use encryption before the passing sensitive information to a public networks. Secure socket layer (SSL) is an industry wide protocol for secure communication between client and server. Organizations should avoid using instant messaging applications for the transmission of sensitive data. III. Maintain a vulnerability management program Requirement 1: Use up–to–date ... Get more on HelpWriting.net ...
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  • 90. The ISPS Code Of The September 11, Since The 9 / 11... Although talks about the ISPS began early since the 9/11 terrorist attacks, the ISPS Code did not come into effect until July 1, 2004 (IMO, 2003). After the whole world saw the 9/11 terrorist attacks, the IMO realized that ports and ships around the world were no less vulnerable to terrorist attacks than the World Trade Center. The IMO is an agency of the United Nations (UN) that is responsible for improving the safety and security of the maritime international shipping industry as well as helping reduce the pollution caused by commercial ships (IMO, 2017). The IMO is able to accomplish its responsibilities by working with states, Non–Governmental Organizations (NGOs), and Intergovernmental Organizations (IGOs) that can help the IMO develop and implement new regulations to its members (IMO, 2017). As of 2017 there are 172 states, 79 NGOs, and 64 IGOs that have a membership or are partners with the IMO (IMO, 2017). Therefore, after the 9/11 attacks the IMO conducted numerous meetings with its members and partners and they decided that it was necessary to create new safeguards that would apply to all the members of the IMO worldwide. The new safeguards became known as the ISPS Code and the goal of these new safeguards was to improve the security of ships and port facilities to help reduce the risk level of terrorist attacks and other criminal threats against the maritime sector. The main safeguards that the ISPS Code provides to port facilities and ship security are the mandatory requirements of port facility security assessments (FSA) and Ship Security Assessments (SSA) as well as mandatory port Facility Security Plans (FSP) and Ship Security Plans (SSP) (Heathcote, 2004). The ISPS Code also provides new safeguards that can help improve the access control of port facilities and ships in an effort to prevent unauthorized access of people or cargo into the port or ships (Heathcote, 2004). Prior to the implementation of the ISPS Code, there was not an effective coordination to prevent or respond to security threats nor were there formal positions established for security tasks within the security framework of the port and ship environment. Since the implementation of the ISPS Code would require effective ... Get more on HelpWriting.net ...
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  • 94. Basic Classic Threats For It Systems And Data 1. What are the four basic classic threats to IT systems and data? Give an example of each. According to Mr Moeller, we can classify IT system threats as four main classes. Interruptions: interruption refers to the situation where an IT component, typically a hardware or a software, gets corrupted or is completely lost. The main issue behind this kind of thread consists of the disruption of service provided by that IT component. An example could be someone performing a denial of service on an IT system by overwhelming network connections. Interceptions: this class encompasses all threat related with the stealing of, gaining unauthorized access to, data or service. For instance, it could be a program or a user trying to illegally access another system or data. One example that particularly applies to this scenario includes eavesdropping communication between system to retrieve or capture data. Modification: I believe this one could the most dangerous class as any threat that fall into this categories not only affects/tampers a system but also removes tractability. In other words, this kind of threat tends to alter system environment without leaving. Thinking of hacking tool such as metasploit, that is exactly the definition/description of some payload such as reverse shell. A user that managed to get a reverse shell from a target machine can modify environment parameter such as permission, process ID of running program as well as deleting log files that may hint plausible ... Get more on HelpWriting.net ...
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  • 98. Evaluation Of A New Business Manager If you're a new business owner and have just begun accepting credit cards for payments, you don't want to be caught unaware of the regulations involved in handling sensitive personal data. The consequences of improper procedures could be penalties, fees and even termination of your card processing account. Read on to learn about PCI regulations and what you need to do to remain compliant. What is PCI? PCI stands for Payment Card Industry. When referring to the subject of PCI compliance, you are actually talking about a set of industry standards known as PCI DSS, where the "DSS" stands for Data Security Standards. These standards were designed to ensure that businesses handle credit card information in a secure manner. The first version of data security standards was released in December 2004 to combat the increasing rate at which cardholder information was being stolen online. The PCI DSS was established in 2006 with the formation of the Payment Card Industry Security Standards Council (PCI SSC). The council focuses on improving security of credit card transactions as technology and market trends change the security concerns in the industry. The PCI SSC was created by the major credit card brands, including MasterCard, Visa, American Express and Discover; however, the council is not responsible for PCI compliance. It's the payment brands that actually enforce the standards. Who needs to comply with PCI security standards? In short, any organization or business that ... Get more on HelpWriting.net ...
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  • 102. The Loose Knit Hacking Movement The loose–knit hacking movement "Anonymous" claimed Sunday to have stolen thousands of credit card numbers and other personal information belonging to clients of U.S.–based security think tank Stratfor. One hacker said the goal was to pilfer funds from individuals' accounts to give away as Christmas donations, and some victims confirmed unauthorized transactions linked to their credit cards. Anonymous boasted of stealing Stratfor's confidential client list, which includes entities ranging from Apple Inc. to the U.S. Air Force to the Miami Police Department, and mining it for more than 4,000 credit card numbers, passwords and home addresses. Austin, Texas–based Stratfor provides political, economic and military analysis to help clients reduce risk, according to a description on its YouTube page. It charges subscribers for its reports and analysis, delivered through the web, emails and videos. The company's main website was down, with a banner saying the "site is currently undergoing maintenance." Proprietary information about the companies and government agencies that subscribe to Stratfor's newsletters did not appear to be at any significant risk, however, with the main threat posed to individual employees who had subscribed. "Not so private and secret anymore?" Anonymous taunted in a message on Twitter, promising that the attack on Stratfor was just the beginning of a Christmas–inspired assault on a long list of targets. Anonymous said the client list it had already ... Get more on HelpWriting.net ...
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  • 106. Lakewood Case Summary Lakewood's Security Requirement: Inprov's Policy/Procedure: Does Inprov Comply? Things Missing from Inprov's Policy: Extra Things Inprov is Doing: Comply with all applicable laws, regulations, and industry standards. Assume? Assume? Secure Credit Card data per standards of the Payment Card Industry Data Security Standards (PCI DSS). (1) Does not store any personally identifiable financial information. YES NONE NONE Provide periodic demonstrations of compliance with PCI DSS. ? NO Does not state any requirements of periodic demonstrations. NONE Limit access to personal information and secure facilities with information storage or transmission capabilities. (1) Due care that transmission is appropriate. (2) Access ... Show more content on Helpwriting.net ... YES NONE (1) Access restricted at file level. (2) Security exceeds requirements of many federal laws. Implement IT security and authentication methods covering networks, applications, database, and platform security. (1) Access restricted on both service and file level with Access Control List. (2) Uses state of the art firewall and FortiGuard Labs full suite of "Integrated Security Services. (3) Secure servers which exceed requirements of HIPAA, Sarbanes–Oxley, etc. YES NONE (1) Access restricted at file level. Security exceeds requirements of many federal laws. Encrypt any highly–sensitive personal information transmitted or stored on mobile media. (1) Due care that transmission is appropriate. NO No encryption is required. NONE Strictly segregate personal information from all other information. ? NO No segregation is required. NONE Lakewood's Security Requirement: Inprov's Policy/Procedure: Does Inprov Comply? Things Missing from Inprov's Policy: Extra Things Inprov is Doing: Implement personnel security and integrity procedures, specifically background checks. ? NO Policy does not state requirements for screening employees or background checks. ... Get more on HelpWriting.net ...
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  • 110. Essay on Security Regulation Compliance ORGANIZATIONAL CHANGE: PEOPLE CHANGE Percy A. Grisby II Computer Ethics March 13, 2015 Professor Sonya M. Dennis 1. Overview Below we are going to discuss 6 Acts/Laws which are meant for the betterment for society and facilitate the workflow, maintain the privacy of every individual citizen of the country, provide legal rights to the workers/labors, owner of an intellectual property, opportunities for financial institutions to expand their business, maintain the data security and integrity. 1.1 FISMA [1] FISMA (Federal Information Security Management Act) came into existence when Congress realized the importance of Information Security and it included FISMA as a part of E – Government Act of 2002. FISMA requires regulatory ... Show more content on Helpwriting.net ... It's also known as a Financial Modernization act of 1999. This act allowed banks to engage in a wide array of financial services like merging with stock brokerage and insurance companies, which also gave them way to possess a large amount of public and private client information. The information is usually considered private and risk of misuse is high, therefore Title 5 of the GLBA specially addresses protecting both the privacy and security of information. 1.4 PCI DSS Payment Card Industry Data Security Standards must be followed by any merchant who handles payment card details. The merchant must comply with the PCI DSS rules in order to be approved and continue to accept online card payments. Failure to do so will place the merchant at risk of having its license to take card payment revoked and will also be regarded as a disciplinary offense. Noncompliance is not an option! The Payment Card Industry Security Standards Council (PCI SSC) releases the documents stating the standards to be maintained by different merchants and issuing bodies. The basic requirement to comply with PCI SSC are : 1) Build a secure network. 2) Protect the private data of the card holder. 3) Maintain highly secure management programs. 4) Maintain strict access control measures. 5) Testing of network should be done regularly.
  • 111. 6) Maintain every Information Security Policy and guidelines. 1.5 HIPAA HIPPA act 1996 is imposed on all ... Get more on HelpWriting.net ...
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  • 115. Regulatory Standards Of The Federal Information Systems... Within this writing assignment I will discuss the following regulatory requirements comprise of the Federal Information Systems Management Act (FISMA), Sarbanes–Oxley Act (SOX), Gramm– Leach–Bliley Act, Payment Card Industry Standards (PCI DSS), Health Insurance Portability and Accountability Act (HIPAA), and Intellectual Property Law. I will also discuss security methods and controls which should be applied to ensure compliance with the standards and regulatory requirements. I will explain the guidelines established by the Department of Health and Human Services, the National Institute of Standards and Technology (NIST), and other agencies for ensuring compliance with these standards and regulatory requirements. During daily operations, ... Show more content on Helpwriting.net ... Title III of the E–Government Act, entitled the Federal Information Security Management Act (FISMA) requires each federal agency to develop, document, and implement an agency–wide program to provide information security for the information and systems that support the operations and assets of the agency, including those provided or managed by another agency, contractor, or other sources (Staff, 2016). FISMA was amended by The Federal Information Security Modernization Act of 2014. The amendment was established to modernize the Federal security practices to focus on security concerns. The results of these changes will strengthen continuous monitoring, continue focusing on agency compliance, and report on issues caused by security incidents. FISMA, Paperwork Reduction Act of 1995 and the Information Technology Management Reform Act of 1996 (Clinger–Cohen Act), clearly highlights the plans for a cost–effective security program. In support of and reinforcing this legislation, the Office of Management and Budget (OMB) through Circular A–130, "Managing Federal Information as a Strategic Resource,"1 requires executive agencies within the federal government to: Plan for security Ensure that appropriate officials are assigned security responsibility Periodically review the security controls in their systems Authorize system processing prior to ... Get more on HelpWriting.net ...
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  • 119. Case Study Of Bharti Airte1 Chapter – 1 COMPANY PROFILE Bharti Airte1, incorporated on Ju1y 7, 1995 is the f1agship company of Bharti Enterprises. The Bharti group has a diverse business portfo1io and has created g1oba1 brands in the te1ecommunication sector. Bharti Airte1, is Asia's 1eading integrated te1ecom services provider with operations in India and Sri Lanka. Bharti Airte1 has been the forefront of the te1ecom revo1ution and has transformed the sector with its wor1d–c1ass services bui1t on 1eading edge techno1ogies. Bharti Airte1 is India's 1argest integrated and the first private te1ecom service provider with a footprint in a11 the 23 te1ecom circ1es. Bharti Airte1 since its inception has been at the forefront of techno1ogy and has steered the course of the ... Show more content on Helpwriting.net ... Anti–virus software must be used on a11 systems common1y affected by ma1ware to protect systems from current and evo1ving ma1icious software threats. Additiona1 anti–ma1ware so1utions may supp1ement (but not rep1ace) anti–virus software. 5.1 Dep1oy anti–virus software on a11 systems common1y affected by ma1icious software (particu1ar1y persona1 computers and servers). For systems not affected common1y by ma1icious software, perform periodic eva1uations to eva1uate evo1ving ma1ware threats and confirm whether such systems continue to not require anti–virus software. 5.2 Ensure that a11 anti–virus mechanisms are kept current, perform periodic scans generate audit 1ogs, which are retained per PCI DSS Requirement 10.7. 5.3 Ensure that anti–virus mechanisms are active1y running and cannot be disab1ed or a1tered by users, un1ess specifica11y authorized by management on a case–by–case basis for a 1imited time period. 5.4 Ensure that re1ated security po1icies and operationa1 procedures are documented, in use, and known to a11 affected parties. Requirement 6: Deve1op and maintain secure systems and ... Get more on HelpWriting.net ...
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  • 123. Security Risks And Vulnerabilities Of Mobile Payment... Abstract Mobile payment apps such as Vemo and PayPal are quickly becoming one of the most popular ways for peer–to–peer money transfer and other apps allow users to have contactless payment at checkout. These apps contain very personal and accessible information, yet there is little to no concern for the security of this valuable information. This paper will access the current security risks and vulnerabilities of mobile payment applications and what users should be doing to protect themselves. This is important to the cyber security body of knowledge because thieves will use the vulnerabilities of the apps to steal personal information. It then falls into the hands of cyber security specialist to protect and educate users to decrease crime. Introduction Payment processes have evolved from the traditional cash or cards to innovative electronic wallets on smartphones. Consumers are accepting this new form of convenient payment and imputing all of their personal data including their full name and credit card information onto apps such as Apple Pay, Samsung Pay, Pay Pal, etc. These apps are available on both the Apple Store and Google Play and have their own way of using various forms of mobile payment. According to forecasted reports, mobile payment volume will bring in $503 million by 2020 compared to the current $75 billion this year (Bakker, 2016). As always, with new technologies come new challenges and risks. Mobile payment apps are not an exception. Due to the ... Get more on HelpWriting.net ...
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  • 127. Credit Card Information Security Codes If you've ever made an online purchase, you know that there's a security code on your credit card that merchants need to authorize your purchase. If you've never ordered anything online, you might not know what the CVV code is. Whether you've noticed it or used it, you might not understand why it's important in keeping your card information secure. Types of Codes There are two types of CVV codes. One of the codes you won't see since it's embedded in your magnetic strip. This is the CVV1 code that provides information to the machine when you swipe your card at a store or restaurant. For a merchant to gain access to the CVV1 code, the card and the cardholder must be present for the transaction. In cases like this, the other code isn't required. ... Show more content on Helpwriting.net ... The CVV2 code is printed on the card itself. It's not embossed like the credit card number. Where is the CVV2 Located? With a Visa, Discover or MasterCard, the numbers are three digits long. They are located on the back of the card near the signature area. Sometimes, they are surrounded by a small box, so the customer can clearly see the number that is required. American Express credit cards' security code or CVV2 are located on the front of the card. They are located in the upper right corner of the credit card number itself. How the CVV2 Code Protects You While it's lessening, there's a lot of fear about the security of online transactions. With the CVV code, the credit card companies are providing another layer of protection against fraudulent purchases. When the online merchant asks for the expiration date of the card along with the CVV, they are trying to ensure that you are the cardholder, and that the card is in your possession. The CVV number isn't stored with your data when you make a purchase in a store. This makes it harder for thieves to capture your credit card number and make purchases anonymously ... Get more on HelpWriting.net ...
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  • 131. PCI Compliance Analysis There are some people who still insist on paying the old fashioned way, with cash. If you purchase anything using a credit card, you are most likely aware that thousands of cardholders have had their data stolen by unethical hackers. For this reason, there are standards, which businesses that offer credit card payment as an option must follow. Consumers have the assurance that a business is working to protect their valuable information by adhering to Payment Card Industry, PCI compliance mandates. What is PCI Compliance? All major credit card issuers must adhere to the Payment Card Industry Data Security Standard (PCI–DSS). This is a mandated compliance standard established by the Payment Card Industry Security Council. This standard ... Show more content on Helpwriting.net ... A class 1 PCI compliance rating designates the largest entities, which process over 6 million Visa or MasterCard transactions over a twelve–month period. The classifications and steps required for PCI compliance drops, as the number of transactions becomes less. The lowest class level is 4 and is for e–commerce businesses with less than 20,000 online purchases registered and other businesses with less than a million accepted card payments. Small businesses may be able to satisfy compliance requirements once per year, but most companies benefit from applying these steps as warranted, part of an ongoing process. · Assess the Data System – Businesses need to exercise caution will all credit card data. Nothing can cost a business more profoundly than a breach of consumer financial security. Your business needs to implement this step in a timely fashion when there is any indication of a potential vulnerability. · Remediation – Your business needs to either employ an IT professional, or hire the services of one to fix any vulnerability uncovered by the assessment step. An excellent preventive measure to help ensure customer card security is erase cardholder information unless that data absolutely needed. Do not keep consumer cardholder data out of convenience for your business operations; the practice carries too many consequences if your system is unfortunately compromised. By implementing a good PCI compliant remediation plan, you can remove a great ... Get more on HelpWriting.net ...
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  • 135. Home Depot Case Study Cybersecurity overview of Home Depot (background summary) Home Depot is a major retailer of household hardware and building materials that started in 1978 by Bernie Marcus and Arthur Blank with the first two Home Depot stores in Atlanta (Weinberger, & Miller, 2002). Home Depot has grown to more than 2,200 stores in three countries with a large network of stores all over the US, Mexico, and Canada (Weinberger, & LaPadula,2001). With its network of stores in three countries, it has a Wide Area Network (WAN), Local Area Network (LAN) that transfer files and information from one store to another going through different servers by cable and wireless connections (Manning,2009). It also does business online that allows customers to shop online either with a Home Depot credit card or any regular credit card that requires Amazon Web Security(AWS), Identity Access Management(IAM) (Stewart, Chapple & Gibson, 2015). The company has a strong and large database of customers and customers' personal information that need to be protected to prevent any security breach that will compromise customers' personal information (Weinberger, & Miller, 2002) Therefore, it is highly required to implement enterprise Cybersecurity at Home Depot to secure the organization's sensitive information and prevent any potential malicious attack that will compromise the enterprise data and client's information (Stewart et al., 2015). When cybersecurity is not taken seriously, there is always a ... Get more on HelpWriting.net ...
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  • 139. My Goals For A New Employee One of my goals during this externship was to officially train a new employee. I finally received this opportunity on Monday February 2. We welcomed a new employee to The Courtyard last week and I was in charge of training him Monday night during the 3–11 shift. He moved from California where he worked at a Courtyard for a few years. Since it had been approximately a year since he left the Courtyard in California I knew that he would be a little rusty at working FOSSE, our POS system at the Courtyard. My manager told me to mainly focus on educating him on the different types of rooms that we have at our property and to send him on errands when guests ask for items such as extra towels so that he could get a feel for our layout. The new ... Show more content on Helpwriting.net ... After that we filled out our call around clipboard where we put our rate and occupancy percentage. While we were completing these tasks we had numerous guests check in. My new coworker took the initiative and checked in a couple of guests by himself. He informed me that for him operating FOSSE was basically like riding a bike. He remembered how to do almost everything on FOSSE. I asked him if he had any questions about how we do things at our hotel and how I could best help him. He told me that since while he was very familiar with FOSSE there were still a few things that he needed to refresh his memory on. He also asked me during slow times during our shift to go over the different rooms that we have and the hours of operation for our bistro, fitness center, and bar. I went over all of that information with him. Then he told me that he needed help with third party reservations. Third party reservations are reservations from online websites such as Priceline, Expedia, or Booking.com. The way you check third party reservations in is completely different from the way you check–in standard reservations. With third party reservations you only want to swipe guest's credit cards for incidentals. If you make a mistake and swipe in the payment field it causes a lot of problems for the guests and our managers. I explained to him how Expedia is a direct bill account and showed him ... Get more on HelpWriting.net ...
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  • 143. E Commerce : A Popular Activity On The Internet E–Commerce has been a popular activity on the Internet, for it facilitates commercial acts between online service providers and individuals. The popularity of E–commerce could be reflected by the turnover of the industry. The turnover of e–commerce in Europe grew by 14.3% to reach 423.8 billion euros (about GBP 360.5 billion) in 2014, and that of the United Kingdom (UK) increased by 14.7% and reached 127.1 billion euros (about GBP 108.1 billion) in the same year (Ham, 2015). Important private information (e.g., bank information, gift card numbers) would be recorded while consumers doing online shopping and doing other E–Commerce activities. This recorded information would be stored on the servers of online dealers or be saved in consumers' ... Show more content on Helpwriting.net ... In order to prevent personal data such as bank information from being intercepted, Data Protection Act 1998 ('the Act') has been issued by the UK Parliament. According to the Act, doing Cyber–theft for the commission of a relevant offence (e.g. bank theft) are considered as a criminal offence and could be sentenced for five years ' imprisonment (Mobbs, 2003, pp.5–6). Cyber–thefts, however, are not being extinguished under the force from the Act. According to the Crime Survey for England and Wales (CSEW), there are 2.5 million incidents of computer misuse (including unauthorised access to personal information and computer virus) reported in England and Wales during the 12 months before 14th August 2015 (TNS BMRB, 2015, p.21), and 3.1 billion pounds per year was estimated to be cost by UK citizens on Cyber–crime (Cabinet Office and National security and intelligence, 2011, p.18). In order to keep the pressure on the Cyber–crime, the British government issued a policy paper of National Security Strategy in which they defined cyber–attacks as a 'Tier One threat' to the national security, alongside international terrorism (Cabinet Office, et al., 2015, no pagination). Security of E–Commerce is at the cutting edge of future commercial activity. Internet service providers and personal users are both waiting for the implementation of anti–cybercrime policies in order to protect their information from being trespassed. Apart from the public force from ... Get more on HelpWriting.net ...
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  • 147. Security Policies And Control And Password Management... Security policies are rules and guidelines formulated by an organization to manage access to information systems and/or computer networks. Simply put, these policies exist to govern employees, business partners, and third–party contractors with access to company assets. Furthermore, some policies exist to comply with laws and regulatory requirements. These policies are part of the company information security management system (ISMS), and are usually administered to employees by Human Resources or distributed to business partners and contractors via the Technology department. In sum, security policies protect assets from illegal or damaging actions of individuals. Of course, many security policies exist, but this review will focus on the ... Show more content on Helpwriting.net ... These standards appear in the ISO/IEC 27000 series, the industry recognized best practices for development and management of an ISMS (pg. 68 of CISSP). To clarify, ISO 27002 Information Technology Security Techniques Code of Practice for Information Security Management module falls within the ISO 27000 Framework. Ultimately, HHI's objective will be to comply with industry standards and governmental regulations by designing sound security policies using ISO 27000 standards. As has been mentioned in the previous section, the ISO/IEC developed the ISO 27000 framework, which includes the ISO 27002 standards (page 37). Furthermore, the ISO 27002 standards contain 12 domains; nevertheless, this review will focus on the Access Control domain to rewrite the new user and password requirement policies. Moreover, the Access Control domain has seven subdomains: Business Requirements for Access Control; User Access Management; User Responsibilities; Network Access Control; Operating System Access Control; Application and Information Access Control; Mobile Computing and Teleworking. Specifically, the Network Access Control subdomain delves into user access management and user responsibilities. In summary, the ISO 27002 standards encompasses 12 domains to "establish guidelines and principles for initiating, implementing, maintaining, and improving information security management within and organization
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  • 152. A Brief Note On Federal Information Security Management... Introduction This paper will talk about six Acts/Laws which are implied for the advancement of society and encourage the work process, keep up the protection of each individual citizen of the nation, provide legitimate rights to the labors/workers, right to cover intellectual property, open doors for money related foundations to grow their business, and keep up the information security and integrity. FISMA ISMA (Federal Information Security Management Act) appeared when Congress understood the significance of Information Security and it included FISMA as a piece of E – Government Act of 2002. FISMA requires administrative bodies inside the government to: Plan for security. Ensure that the fitting and responsible authorities are assigned with the security obligation. Review security controls measure in a standard interim premise. Manage and approve the framework preparation before the operations, and intermittently after deploying. FISMA is separated into three primary areas: Annual security reporting prerequisite (Annual Program Review – CIO). Independent Evaluation – (IG) and Corrective activity gets ready for recuperation and remediation of security shortcomings. FISMA requests that organizations submit reports to OMB on the status of their data security program, quarterly. Sarbanes–Oxley Act Sarbanes–Oxley Act applies just to organizations whose stock is exchanged on open trades. Its motivation was to ... Get more on HelpWriting.net ...
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  • 156. Privacy, Laws, and Security Measures Essay Today, there are many threats to information systems and the information contain contained on the servers by customers and employees. There are major privacies issues facing organizations from hackers, employees, natural disasters, and other threats. Some of the privacies issues can be risk to the sporting goods store and justify the concerns of the CEO. There are security risks and application laws which governs the privacy risks. Security measures can be implement by organizations which can mitigate the risk to private information. Organizations face major privacy issues when it comes to working with employee and customers' information. Customers often buy items online from stores and the store gives the option to store payment ... Show more content on Helpwriting.net ... Accidental disclosure could be by word of mouth, lost papers or throwing paper away without destroying it, or an employee losing a laptop, jump drive, or other mobile media. The sporting goods store could potentially have privacy risks based on the major privacy issues discussed above. Since the store accept credit card sales in the store and over the web via e–Commerce transactions, the store needs to protect credit card information. The internal network is more secure because of the DMZ, which has at least two firewalls in between the internet and the internal network. According to Easttom (2006), the DMZ is a demilitarized zone in which gives an additional layer of protection between the internet services and the backend of the corporation resources, (Easttom, 2006). An attacker may get into the DMZ, could cause problems with the web server and by then should be detected, disconnected, or trap the attacker in the DMZ to prevent the attacker from getting into the internal network. The email server is used for email communication with business partners and customers, a man in the middle attack could intercept emails and forward the emails to their destination while copying the message to the attacker. Another risk to privacy is the wireless network, it needs to be locked down to prevent unauthorized access and use of the wireless to get into the internal network. Facebook does leave the company open to viruses which can be planted on the page to infect customers who ... Get more on HelpWriting.net ...