Health Care Napkin 1

•

42 likes•10,793 views

Dan Roam

The first of four "back of the napkin" sketches visually explaining the health care debate.

Health & Medicine Art & Photos Business

2009 © Digital Roam Inc.

Dan Roam dan@danroam.com www.thebackofthenapkin.com

Health care in America is a business
governed by a simple equation:

I get sick. My Doc fixes me. My Doc gets paid.
3

In the last several years there’s been a shift
in the equation:

Insurance jumped in between me and my doctor.
Insurance now rations my treatment and health costs.
4

That happened because health care is
really two different businesses:

There’s the business … and then there’s
of providing health… the business of
providing payment.
5

I’m in the middle.

Me, my health, and my money
sit in between these two businesses.
6

When I’m healthy, insurance loves me:

I pay premiums that insurance collects, and
they don’t have to pay anything back.
7

When I’m sick, providers love me:

Through my insurance, I pay Doctors, hospitals,
and pharma for their products and services.
8

These two businesses hate each other.

(Ultimately, I’m the only source of money for both.)

9

They have conflicting interests and fight
over my money. (It’s a zero-sum game.)

Providers like to prescribe Insurers charge more
new and expensive (and allow less) to keep
treatments to keep money money flowing in.
flowing in.
10

As the providers and insurers fight, my
costs keep going up. (Bankrupting me and my employer.*)

I’m the only one adding money INTO the
equation, so I get squeezed. *more on this later.

11

Now government steps into the picture:

Government is
worried: people and
businesses are both
too squeezed.
12

Government thinks most of the changes
are on the insurance side:

Almost all legislation being debated
impacts the insurance side of the equation.
13

Next napkin:

What health care
reform is really about.

(It isn’t health care.)
14

What's hot

Setting outlook express vtechpk

Vtechpk, karachi, pakistan

It’s so hard to have engaged employees. It’s such a delicate thing to try and get right because employees can be fragile. As a manager, you have to do everything in your power to make sure employees are happy and engaged at all times. Usually, the problem is the boss, and not things like the company, mission statement, or co-workers. If you know that your boss is the biggest problem, there are ten things that they do to kill motivation. If you’re a manager and you’re reading this, make sure you avoid these mistakes to ensure that your employees are engaged during work. The secret to good leadership is to be authentic. Be honest with your staff. Read more on Officevibe blog: https://www.officevibe.com/blog/10-kill-employee-motivation like us on Facebook!: www.facebook.com/officevibe

10 Ways Your Boss Kills Employee Motivation

Officevibe

Travel Tech Trends 2016

Austin Gratham

Ever since the first Samsung Galaxy Note launched back in 2011, mobile professionals have been using the S Pen to write, annotate, and highlight their way through the workday. The advanced stylus allows you to get more done on your phone — making the device great not just for content consumption but also for creating and doing. Designed to feel like a real pen (complete with a subtle pencil-on-paper sound as you write), the S Pen is fantastic for note taking, drawing, and navigating your phone. You can even use the S Pen as a remote for controlling your camera with gestures, for playing music, and media and for flipping through presentation slides.

13 things you didn’t know you could do with the S Pen

Samsung Business USA

Top 10 Tips for Getting a Good Night's Sleep

Dana-Farber Cancer Institute

“Many people would be better off if they did less and reflected more.” — Manfred Kets de Vries, INSEAD Distinguished Professor of Leadership Development & Organisational Change Despite making technological advances to speed up our work, we somehow find ourselves working more—not less. The busy lifestyle may deceptively make us feel productive and accomplished. But research has finally exposed the tolls of avoiding free time: depression, sleep deprivation, relationship breakdown and poor quality of work, to name a few. Doing nothing may sound like a waste of time, but it's one of the secrets to keeping your brain in top shape. REFERENCES: The Importance of Doing Nothing Manfred Kets de Vries, INSEAD Distinguished Professor of Leadership Development & Organisational Change. (INSEAD Knowledge, 23 June 2014) http://knowledge.insead.edu/talent-management/the-importance-of-doing-nothing-3422 Doing Nothing and Nothing to Do: The Hidden Value of Empty Time and Boredom Manfred Kets de Vries. (INSEAD, 2014) http://sites.insead.edu/facultyresearch/research/doc.cfm?did=54261 Reflection and “Doing Nothing” Are Critical For Productivity Ray Williams. (Psychology Today, 15 August 2014) https://www.psychologytoday.com/blog/wired-success/201408/reflection-and-doing-nothing-are-critical-productivity Are We More Productive When We Have More Time Off? Jack Zenger and Joseph Folkman. (Harvard Business Review, 17 June 2015) https://hbr.org/2015/06/are-we-more-productive-when-we-have-more-time-off? Relax! You’ll Be More Productive. Tony Schwartz. (The New York Times, 9Feb 2013) http://www.nytimes.com/2013/02/10/opinion/sunday/relax-youll-be-more-productive.html Why is everyone so busy? (The Economist, 20 December 2014) http://www.economist.com/news/christmas-specials/21636612-time-poverty-problem-partly-perception-and-partly-distribution-why

The Benefits of Doing Nothing

INSEAD

The History of SEO

HubSpot

Web Dictionary

G.C Reddy

From people determined to be their own boss, to those embracing the flexibility to do something they love, to workers finding a replacement for a traditional job – people working in the on-demand economy are just about as diverse as the labor market itself. A new report from Intuit Inc. and Emergent Research shows that there are a broad range of motivations – and differing levels of satisfaction – among five distinct groups of on-demand workers: The Business Builders – primarily driven by the desire to be their own boss. They represent 22 percent of on-demand workers. The Career Freelancers – happily building a career through independent work. They represent 20 percent of on-demand workers. The Side Giggers – looking to find financial stability by supplementing existing income. They represent 26 percent of on-demand workers. The Passionistas – looking for the flexibility to do something they love. They represent 18 percent of on-demand workers. The Substituters – replacing a traditional job that is no longer available. They represent 14 percent of on-demand workers. Methodology A total of 4,622 workers who find work opportunities via the platforms provided by the participating partner companies completed an online survey between September 11 and October 1, 2015. The results were weighted to reflect the proportion of workers in each of the following segments: Drivers/Delivery, Online Talent Marketplaces and Field Service/Onsite Talent. The weights were developed using earlier survey work that sized the on-demand economy. The largest weighted share of on-demand worker respondents from any single company is 16%, with most partner companies providing less than 10% of the respondents.

Dispatches From The New Economy: The Five Faces Of The On-Demand Economy

Intuit Inc.

24 Time Management Hacks to Develop for Increased Productivity

Iulian Olariu

Publishing Production: From the Desktop to the Cloud

Deanta

Wearable technology research report: Devices and Apparel.

Brilliant Noise

SparkPost is so excited to celebrate National Pride Month! It's a time where people come together to honor, celebrate and support the LGBTQ community. There are local events and celebrations that recognize how far we've come, in our country and across the globe. It's also a time to consider the work still needed to be done to support these individuals in our families, friendship circles and in the workplace.

SparkPost Celebrates Pride

SparkPost

How I got 2.5 Million views on Slideshare (by @nickdemey - Board of Innovation)

Board of Innovation

https://www.wrike.com/blog - We surveyed creative teams to discover their biggest challenges and bottlenecks, from conception to completion. And what we discovered was: creative teams have to organize requests, listen to feedback, and seek approvals, all while trying to incorporate their own creative vision, making it difficult to prioritize and meet deadlines. Check out the details in our Slideshare.

4 Biggest Challenges for Creative Teams

Wrike

Mind-Blowing Facts About National Parks

Ethos3

Marketing today requires doing a little bit of everything from creative writing to HTML to light Photoshopping. There are a ton of free tools to make those tasks easier and scalable. Originally presented at Suffolk University's Bridging the Gap Conference--April 18th, 2014. WEB APPS http://zapier.com https://ifttt.com/ http://twitterfeed.com/ http://gaggleamp.com http://landerapp.com/ https://support.google.com/analytics/answer/1033867?hl=en http://99designs.com/ http://visual.ly http://www.alexa.com/ http://www.hubspot.com/blog-topic-generator http://www.wordle.net/ www.inboundwriter.com http://litmus.com/ http://www.inboundwriter.com/ https://www.optimizely.com/ http://thenounproject.com/ http://fortawesome.github.io/Font-Awesome/ https://www.facebook.com/help/459892990722543/ http://ads.twitter.com https://plzadvize.com/ DESKTOP APPS https://itunes.apple.com/us/app/caffeine/id411246225?mt=12 http://jumpcut.sourceforge.net/ http://www.gifgrabber.com/ http://www.gimp.org/ EMAIL TOOLS http://getsignals.com http://www.yesware.com/ http://www.boomeranggmail.com/ http://rapportive.com/ http://www.wisestamp.com/ http://verify-email.org MOBILE APPS https://play.google.com/store/apps/details?id=com.xuchdeid.clear https://itunes.apple.com/us/app/cardmunch-business-card-reader/id478351777?mt=8 BROWSER PLUGINS https://chrome.google.com/webstore/detail/omnidrive/gpnikbcifngfgfcgcgfahidojdpklfia?hl=en-US https://addons.mozilla.org/en-US/firefox/addon/klout/ LEARNING PLATFORMS http://www.google.com/analytics/learn/ http://www.codecademy.com/ http://teamtreehouse.com/ https://generalassemb.ly/ http://www.intelligent.ly/ http://smarterer.com/

40 Tools in 20 Minutes: Hacking your Marketing Career

Eric Leist

Social Media Safety Tips

Department of Defense

125 Clickass Copywriting Tips

Barry Feldman

ChatGPT What It Is and How Writers Can Use It.pdf

Adsy

What's hot (20)

Setting outlook express vtechpk

10 Ways Your Boss Kills Employee Motivation

Travel Tech Trends 2016

13 things you didn’t know you could do with the S Pen

Top 10 Tips for Getting a Good Night's Sleep

The Benefits of Doing Nothing

The History of SEO

Web Dictionary

Dispatches From The New Economy: The Five Faces Of The On-Demand Economy

24 Time Management Hacks to Develop for Increased Productivity

Publishing Production: From the Desktop to the Cloud

Wearable technology research report: Devices and Apparel.

SparkPost Celebrates Pride

How I got 2.5 Million views on Slideshare (by @nickdemey - Board of Innovation)

4 Biggest Challenges for Creative Teams

Mind-Blowing Facts About National Parks

40 Tools in 20 Minutes: Hacking your Marketing Career

Social Media Safety Tips

125 Clickass Copywriting Tips

ChatGPT What It Is and How Writers Can Use It.pdf

Viewers also liked

Dan Roam & MSNBC on the Debt Crisis

Dan Roam

Healthcare Napkins All

Dan Roam

Back of the Napkin / Blah-Blah-Blah Seminar

Dan Roam

Draw to Win: Why drawing is your secret sales weapon

Dan Roam

Health Care Napkin 2

Dan Roam

The Fry and the Cranberry

Dan Roam

1 simple way to better presentations: don't outline, PUMA!

Dan Roam

Health care napkin 4

Dan Roam

The Hero's Journey (For movie fans, Lego fans, and presenters!)

Dan Roam

Rock and Roll's Drawing Fable (A quick lesson on how to draw anything!)

Dan Roam

A is for iCar

Dan Roam

Health care Napkin 3

Dan Roam

My Speech to Congress (Health Care)

Dan Roam

Bolt

Ricardo Contreras Berrospi

The back of the napkin Presentation

VM87

Back of the napkin

R J

Cody's Mechanic's Dilemma

Dan Roam

The visual history of A

Dan Roam

Feels Bad On The Back

Mohamad Farid Aguslemi

SMOKE - The Convenient Truth [1st place Worlds Best Presentation Contest] by ...

Empowered Presentations

Viewers also liked (20)

Dan Roam & MSNBC on the Debt Crisis

Healthcare Napkins All

Back of the Napkin / Blah-Blah-Blah Seminar

Draw to Win: Why drawing is your secret sales weapon

Health Care Napkin 2

The Fry and the Cranberry

1 simple way to better presentations: don't outline, PUMA!

Health care napkin 4

The Hero's Journey (For movie fans, Lego fans, and presenters!)

Rock and Roll's Drawing Fable (A quick lesson on how to draw anything!)

A is for iCar

Health care Napkin 3

My Speech to Congress (Health Care)

Bolt

The back of the napkin Presentation

Back of the napkin

Cody's Mechanic's Dilemma

The visual history of A

Feels Bad On The Back

SMOKE - The Convenient Truth [1st place Worlds Best Presentation Contest] by ...

Similar to Health Care Napkin 1

Healthcarenapkinall 090816001957 Phpapp01

doktorkaos

Healthcare Napkin

Dr. Salma Azeez

Healthcarenapkinall 090816001957 Phpapp01

Nikolay Roginets

Health Care Napkin

Steve Chaffin

Healthcarenapkinall090816001957phpapp01 12510240873485 Phpapp01

deerheart7

Healthcarenapkinall 090816001957 Phpapp01

Tim Hinson

Healthcare Napkins 2020

Anthony Jones

Health insurance myths debunked

Intense Insurance

What Does Health Reform Mean For You Presentation

NCPA_slides

Letter To Congress On Health Care

Donaldino

Affordable health care is better for you

Innate Healthcare

Looking Past The Glitches, Obamacare Provides Health Care for More People

ruthlessoutdoor31

Universal health care in the United States

Hussain Al-ghawi

Underinsurance: What We've Learned

Karrey Britt

Medical costs are once again rising rapidly, forcing health care back into political prominence. This issue direct affects you as a student, family member, employer, and/or employee. The problem of medical costs is so pervasive that it underlies three quite different policy crises. First is the increasingly rapid unraveling of employer-based health insurance. Second is the plight of Medicaid. Third is the long-term problem of the federal government’s solvency which is largely a problem of health care costs. Write an eight page paper addressing each of these issues. Be sure to choose a position (of which there are many) and substantiate that position with facts and economic data. Some of the issues which need to be answered are: Is health care spending a problem? Is employer-based insurance unraveling? Medicare and Medicaid The inefficiencies of the health care. Single-payer and beyond. How much health care should we have? Can we fix health care? Solution 1. Is health care spending a problem? In 1960 the United States spent only 5.2 percent of GDP on health care. By 2004 that number had risen to 16 percent. At this point America spends more on health care than it does on food. But what’s wrong with that? The starting point for any discussion of rising health care costs has to be the realization that these rising costs are, in an important sense, a sign of progress. Here’s how the Congressional Budget Office puts it, in the latest edition of its annual publication The Long-Term Budget Outlook: Growth in health care spending has outstripped economic growth regardless of the source of its funding. The major factor associated with that growth has been the development and increasing use of new medical technology. In the health care field, unlike in many sectors of the economy, technological advances have generally raised costs rather than lowered them. Notice the three points in that quote. First, health care spending is rising rapidly “regardless of the source of its funding.” Translation: although much health care is paid for by the government, this isn’t a simple case of runaway government spending, because private spending is rising at a comparably fast clip. “Comparing common benefits,” says the Kaiser Family Foundation, changes in Medicare spending in the last three decades has largely tracked the growth rate in private health insurance premiums. Typically, Medicare increases have been lower than those of private health insurance. Second, “new medical technology” is the major factor in rising spending: we spend more on medicine because there’s more that medicine can do. Third, in medical care, technological advances have generally raised costs rather than lowered them although new technology surely produces cost savings in medicine, as elsewhere, the additional spending that takes place as a result of the expansion of medical possibilities outweighs those savings. So far, this sounds like a happy story. We’ve found new ways to help people, an.

Medical costs are once again rising rapidly, forcing health care .pdf

AroraRajinder1

Medical Risk Management

roncline

A MAN’S RIGHT TO HAPPINESS If by happenstance you require emergency triage, Maybury recom- mends that you transform your image as much as possible to that of a health care provider.He means that doctors and nurses are social beings that will gravitate more quickly and attentively to those with whom they identify the most.Therefore,if you dress intelligently,sound highly educated, act very polite and courteous, and perhaps carry a book with you,health care providers may feel more inclined to pay more attention to you and provide better care. This is the kind of mindset you’ll need in the new Obamacare

A mans right to happiness

Basil Facey

1. Tax treatment of health insurance premiums; 2. Pooling and a "public" plan

soder145

Similar to Health Care Napkin 1 (18)

Healthcarenapkinall 090816001957 Phpapp01

Healthcare Napkin

Healthcarenapkinall 090816001957 Phpapp01

Health Care Napkin

Healthcarenapkinall090816001957phpapp01 12510240873485 Phpapp01

Healthcarenapkinall 090816001957 Phpapp01

Healthcare Napkins 2020

Health insurance myths debunked

What Does Health Reform Mean For You Presentation

Letter To Congress On Health Care

Affordable health care is better for you

Looking Past The Glitches, Obamacare Provides Health Care for More People

Universal health care in the United States

Underinsurance: What We've Learned

Medical costs are once again rising rapidly, forcing health care .pdf

Medical Risk Management

A mans right to happiness

1. Tax treatment of health insurance premiums; 2. Pooling and a "public" plan

Recently uploaded

Call Girls Hyderabad Just Call 8250077686 Top Class Call Girl Service Available Easy & Fast Booking Procedure Of Hyderabad Escorts Call girls are ready and waiting to provide the quality essentialness that will help ease away life's tensions Hyderabad Escorts are regular companions of elite gentlemen and can take them places they could only dream of visiting. These ladies take great care in maintaining themselves to look appealing; visiting salons and spas regularly keeps them looking their best; their portfolios can be found online via an escort’s agency website. EXCITING OPTIONS AVAILABLE AT OUR INDEPENDENT ESCORTS Candlelight dinner Evening date Night clubs or parties Hotels or your flats Business trip Business party Stripping party Hyderabad Escort Service are adept at performing wild anal sex, deep throat sex and cum eating - perfect for satisfying all your sexual needs and playing any game imaginable. Affordable professional assistants are readily available and ready to assist with any situation - be it romantic date or solo night. Their beautiful appearances and striking personalities will leave you speechless, while they can accompany you to restaurants or bars where their presence will surely leave an impression.

Call Girls Hyderabad Just Call 8250077686 Top Class Call Girl Service Available

Dipal Arora

Call Girls in Delhi Triveni Complex Escort Service(🔝))/WhatsApp 97111⇛47426 Call Girls in Call\\Us))),(Delhi) We are Provide best Genuine Normal, High class call girls. escort service at affordable price. We Are One Of The Oldest Escorts and Call girls Agencies in Delhi You Will Find That Our Female Escorts Are Full Of Fun, Sexy And They Would Love Enjoy Your Company. We Have A Fantastic Selection Of Callo Girls Ladies Available For In-Calls As Well As Out-Calls. Our Escorts Are Not Only Beautiful But All Have Great Personalities Making Them The Perfect Companion For Any Occasion. In-Call: — You Can Come at Our Location in Delhi Which Is Very Clean Hygienic 100% safe Accommodation. Out-Call: — You have To come and Pick Girl From My Place We are Also Provide Door Step Services in Delhi , Gurgaon, Noida. Hygienic: — Full Ac Neat And Clean Rooms Available In Hotel 24 * 7 Hour In Delhi NCR, We Are Providing : — all Types of girls Indian, North East , Foreigner , Airhostess, many More. Service type — In-call Shot 1500, 2,000– In — Call Night /Out-call Night 6,000, to 7,000 — Hi-Fi Rates Shot — 2,000 to 4,000 Full Night 8,000 to 10,000 More Details, Call//WhatsApp, 97111 🔝 ⇛47426

Call Girls in Delhi Triveni Complex Escort Service(🔝))/WhatsApp 97111⇛47426

jennyeacort

Model Call Girl Services in Delhi reach out to us at 🔝 9953056974 🔝✔️✔️ Our agency presents a selection of young, charming call girls available for bookings at Oyo Hotels. Experience high-class escort services at pocket-friendly rates, with our female escorts exuding both beauty and a delightful personality, ready to meet your desires. Whether it's Housewives, College girls, Russian girls, Muslim girls, or any other preference, we offer a diverse range of options to cater to your tastes. We provide both in-call and out-call services for your convenience. Our in-call location in Delhi ensures cleanliness, hygiene, and 100% safety, while our out-call services offer doorstep delivery for added ease. We value your time and money, hence we kindly request pic collectors, time-passers, and bargain hunters to refrain from contacting us. Our services feature various packages at competitive rates: One shot: ₹2000/in-call, ₹5000/out-call Two shots with one girl: ₹3500/in-call, ₹6000/out-call Body to body massage with sex: ₹3000/in-call Full night for one person: ₹7000/in-call, ₹10000/out-call Full night for more than 1 person: Contact us at 🔝 9953056974 🔝. for details Operating 24/7, we serve various locations in Delhi, including Green Park, Lajpat Nagar, Saket, and Hauz Khas near metro stations. For premium call girl services in Delhi 🔝 9953056974 🔝. Thank you for considering us!

Call Girls in Gagan Vihar (delhi) call me [🔝 9953056974 🔝] escort service 24X7

9953056974 Low Rate Call Girls In Saket, Delhi NCR

🌹Attapur⬅️ Vip Call Girls Hyderabad 📱9352852248 Book Well Trand Call Girls In Hyderabad Escorts Service Escorts Service Available Whatsapp Chaya ☎️ : [+91-9352852248 ] Escorts Service Hyderabad are always ready to make their clients happy. Their exotic looks and sexy personalities are sure to turn heads. You can enjoy with them, including massages and erotic encounters.#P12Our area Escorts are young and sexy, so you can expect to have an exotic time with them. They are trained to satiate your naughty nerves and they can handle anything that you want. They are also intelligent, so they know how to make you feel comfortable and relaxed SERVICE ✅ ❣️ ⭐➡️HOT & SEXY MODELS // COLLEGE GIRLS HOUSE WIFE RUSSIAN , AIR HOSTES ,VIP MODELS . AVAILABLE FOR COMPLETE ENJOYMENT WITH HIGH PROFILE INDIAN MODEL AVAILABLE HOTEL & HOME ★ SAFE AND SECURE HIGH CLASS SERVICE AFFORDABLE RATE ★ SATISFACTION,UNLIMITED ENJOYMENT. ★ All Meetings are confidential and no information is provided to any one at any cost. ★ EXCLUSIVE PROFILes Are Safe and Consensual with Most Limits Respected ★ Service Available In: - HOME & HOTEL Star Hotel Service .In Call & Out call SeRvIcEs : ★ A-Level (star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob)Receive advanced sexual techniques in different mode make their life more pleasurable. ★ Spending time in hotel rooms ★ BJ (Blowjob Without a Condom) ★ Completion (Oral to completion) ★ Covered (Covered blowjob Without condom ★ANAL SERVICES.

🌹Attapur⬅️ Vip Call Girls Hyderabad 📱9352852248 Book Well Trand Call Girls In...

Call Girls In Delhi Whatsup 9873940964 Enjoy Unlimited Pleasure

Call Girls Amritsar Just Call 8250077686 Top Class Call Girl Service Available Easy & Fast Booking Procedure Of Amritsar Escorts Call girls are ready and waiting to provide the quality essentialness that will help ease away life's tensions Amritsar Escorts are regular companions of elite gentlemen and can take them places they could only dream of visiting. These ladies take great care in maintaining themselves to look appealing; visiting salons and spas regularly keeps them looking their best; their portfolios can be found online via an escort’s agency website. EXCITING OPTIONS AVAILABLE AT OUR INDEPENDENT ESCORTS Candlelight dinner Evening date Night clubs or parties Hotels or your flats Business trip Business party Stripping party Amritsar Escort Service are adept at performing wild anal sex, deep throat sex and cum eating - perfect for satisfying all your sexual needs and playing any game imaginable. Affordable professional assistants are readily available and ready to assist with any situation - be it romantic date or solo night. Their beautiful appearances and striking personalities will leave you speechless, while they can accompany you to restaurants or bars where their presence will surely leave an impression.

Call Girls Amritsar Just Call 8250077686 Top Class Call Girl Service Available

Dipal Arora

8980367676 Call Girls In Ahmedabad Escort Service Available 24×7 In Ahmedabad

GENUINE ESCORT AGENCY

Coimbatore Call Girls in Thudiyalur : 7427069034 High Profile Model Escorts | 100% verified Why you Choose Us- +91-7427069034 Escort Service includes providing maximum physical satisfaction to their clients as well as engaging conversation that keeps your time enjoyable and entertaining. Plus they look fabulously elegant; making an impressionable I Have Extremely Beautiful Broad Minded Cute Sexy & Hot Call Girls and Escorts, We Are Located in 3* 4* 5* Hotels. Safe & Secure High Class Services Affordable Rate 100% Satisfaction, Unlimited Enjoyment. Any Time for Model/Teens Escort in Delhi High class luxury and premium escorts agency. ★ CALL US High Class Luxury and Premium Escort Service We Provide Well Educated,Royal Class Female,High-Class Escort Service Offering a Top High Class Escort Service In The & Several Nearby All Places of . A060524ST ★ To Enjoy With Hot and Sexy Girls . ★ We Are Providing :- • 3* 5* 7*Hotels Service • Hygienic Full AC Neat and Clean Rooms Avail. • Daily New Escorts Staff Available • Minimum to Maximum Range Available. Our escort service •BJ (Blowjob) •FK (French kissing) •Kissing with tongue •O-Level (Oral sex) •Long Silky Brown Hair •69 (69 sex) •A-Level (5 start Escort) •Dating

Coimbatore Call Girls in Thudiyalur : 7427069034 High Profile Model Escorts |...

chennailover

Models Call Girls In Hyderabad 9630942363 Hyderabad Call Girl & Hyderabad Esc...

GENUINE ESCORT AGENCY

Russian Call Girls Service Jaipur {8445551418} ❤️PALLAVI VIP Jaipur Call Girl UKHBET Escorts Service Available ✔ All Day And Night Booking Details Are here 05-May-2024( Mj) Click On WhatsApp Chat +91-8445551418 Jaipur Escorts Make You Feel Like Royalty Jaipur Escorts catering to high profile clients are available 24-7 to meet their clients' needs and are also available for dinner dates, business conferences, foreign travel trips and clubbing activities. Their customers are contacted directly through in order to prevent risky situations from developing.is home to some of India's most beautiful women. These girls come highly educated with great backgrounds; furthermore they are extremely beautiful and will make you feel like royalty if hired for hours or days! Siya Khan | FOR BOOKING CALL Our All Services :- 1 )★ (Oral to consummation) bjnonCovered 2 )★ Special Massage 3 )★ O-Level (Oral sex) 4 )★ Blow Job; 5 )★ COB (Come On Body) 6 )★. Extraball (Have sex ordinarily) 7 )★ A-Level (5 star escort) 8 )★ Strip-bother 9 )★ BBBJ (Bareback Blowjob) 10 )★ Spending time in my rooms 11 )★ BJ (Blowjob Without a Condom) 12 )★ COF (Come On Face) 13 )★ Completion

Russian Call Girls Service Jaipur {8445551418} ❤️PALLAVI VIP Jaipur Call Gir...

parulsinha

(Low Rate RASHMI ) Rate Of Call Girls Jaipur ❣ 8445551418 ❣ Elite Models & Celebrity for 5* Hotels Booking Details Are here 05-May-2024( Mj) Click On WhatsApp Chat +91-8445551418 Jaipur Escorts Make You Feel Like Royalty Jaipur Escorts catering to high profile clients are available 24-7 to meet their clients' needs and are also available for dinner dates, business conferences, foreign travel trips and clubbing activities. Their customers are contacted directly through in order to prevent risky situations from developing.is home to some of India's most beautiful women. These girls come highly educated with great backgrounds; furthermore they are extremely beautiful and will make you feel like royalty if hired for hours or days! Siya Khan | FOR BOOKING CALL Our All Services :- 1 )★ (Oral to consummation) bjnonCovered 2 )★ Special Massage 3 )★ O-Level (Oral sex) 4 )★ Blow Job; 5 )★ COB (Come On Body) 6 )★. Extraball (Have sex ordinarily) 7 )★ A-Level (5 star escort) 8 )★ Strip-bother 9 )★ BBBJ (Bareback Blowjob) 10 )★ Spending time in my rooms 11 )★ BJ (Blowjob Without a Condom) 12 )★ COF (Come On Face) 13 )★ Completion

(Low Rate RASHMI ) Rate Of Call Girls Jaipur ❣ 8445551418 ❣ Elite Models & Ce...

parulsinha

Saket * Call Girls in Delhi - Phone 9711199012 Escorts Service at 6k to 50k along with Free Room Call TO mr Kapoor book Fun:9711199012 Delhi Call ME WHATSAPP RAHUL 9711199012 Provide VIP escort service CALL ME 9711199012 100% satisfaction call 24hrs..% SHORT 2OOO/OUTCALL=2=SHORT=5000 AND Night 7OOO/- FORM INDIAN , NEPALI ,KASMARI MANIPURI HOT GIRLS AND MATURED HOUSE WIFE BOOKING ONLY DECENT GUYS AND GENTLEMAN NO FAKE PERSON FREE HOME SERVICE IN CALL FULL A.C ROOM SERVICE IN SOUTH DELHI satisfied guaranteed (AGE 21) College girls , party girls and also housewife. LOCANTION ~ DELHI,NOIDA,GURGAO NCR Call OR WHATSAPP Kapoor 9711199012 Our Service Available IN All Independent DELHI Escorts SERVICE, 3/5/7 STAR HOTEL SERVICE, in call /Out call Service.24 hrs. * Models * Receptionist, * Air Hostess, * Call Centre Working Girls/Women ans * Hi-tech Co. Girls/Women * House Wife. * College going girls Call ME WHATSAPP RAHUL 9711199012 LOCANTION ~ DELHI,NOIDA,GURGAO Call ME WHATSAPP RAHUL 9711199012 Our Service Available IN All Independent DELHI Escorts SERVICE, 3/5/7 STAR HOTEL SERVICE, in call /Out call Service.24 hrs. * Models * Receptionist, * Air Hostess, * Call Center Working Girls/Women ans * Hi-tech Co. Girls/Women * House Wife. * College going girls Call OR WHATSAPP Kapoor 9711199012 07-05-2024(chd)

Saket * Call Girls in Delhi - Phone 9711199012 Escorts Service at 6k to 50k a...

BhumiSaxena1

💚Call Girls In Amritsar 💯Anvi 📲🔝8725944379🔝Amritsar Call Girl No💰Advance Cash On Delivery Service Amritsar Call Girls Service punjab ❤️🍑 📲Anvi 8725944379📲 💚👄🫦 Independent Escort Service Amritsar Call Now :- 8725944379 Lucky Call Girl In Amritsar | Amritsar Call Girl | Call girl service in Amritsar | Call Girls In Amritsar | Amritsar Call Girls Their services range from erotic encounters and movie dates to in-call and out-call services, making this option available 24/7. Available for services including NSA, threesomes and foursomes sessions as well as massage services and casual foreplay - they even provide real girlfriend experience. Find one online or visit local women's clubs, hotels or restaurants. Hiring a Amritsar call girl for an evening or day out can be the perfect addition to your social gathering or office event, or you could arrange for her to visit your home or hotel room. Not only are these women gorgeous, they're intelligent as well, with great senses of humor - sure to please and leave you wanting more. If you want a cheap escort in Amritsar, look for someone who is either a student or works part time so that she will always be available when you need her. In addition to this, look for housewives as this ensures they have stable lives that can keep you satisfied for extended periods. These beautiful ladies will capture your attention at first sight with stunning eyes and full, seductive lips; not to mention a seductive personality that makes you want to spend more time with them; moreover they are discreet enough to meet up anywhere nearby! Hiring a call girl in Amritsar can be done through either the internet or calling her directly, with services like massage or sex sessions offered to request from specific agencies within a few hours of making contact. Furthermore, text the girl directly for price quotes!

💚Call Girls In Amritsar 💯Anvi 📲🔝8725944379🔝Amritsar Call Girl No💰Advance Cash...

Sheetaleventcompany

Premium Call Girls In Jaipur {8445551418} ❤️VVIP SEEMA Call Girl in Jaipur Rajasthan Booking Details Are here 05-May-2024( Mj) Click On WhatsApp Chat +91-8445551418 Jaipur Escorts Make You Feel Like Royalty Jaipur Escorts catering to high profile clients are available 24-7 to meet their clients' needs and are also available for dinner dates, business conferences, foreign travel trips and clubbing activities. Their customers are contacted directly through in order to prevent risky situations from developing.is home to some of India's most beautiful women. These girls come highly educated with great backgrounds; furthermore they are extremely beautiful and will make you feel like royalty if hired for hours or days! Siya Khan | FOR BOOKING CALL Our All Services :- 1 )★ (Oral to consummation) bjnonCovered 2 )★ Special Massage 3 )★ O-Level (Oral sex) 4 )★ Blow Job; 5 )★ COB (Come On Body) 6 )★. Extraball (Have sex ordinarily) 7 )★ A-Level (5 star escort) 8 )★ Strip-bother 9 )★ BBBJ (Bareback Blowjob) 10 )★ Spending time in my rooms 11 )★ BJ (Blowjob Without a Condom) 12 )★ COF (Come On Face) 13 )★ Completion

Premium Call Girls In Jaipur {8445551418} ❤️VVIP SEEMA Call Girl in Jaipur Ra...

parulsinha

Call Girls Rishikesh Just Call 9667172968 Top Class Call Girl Service Available Easy & Fast Booking Procedure Of Rishikesh Escorts Call girls are available to provide the quality essentialness that will ease away life's tensions. Rishikesh Escorts are regular companions of elite gentlemen. It is possible to take them to places they would never have dreamed of visiting otherwise. Their portfolios can be found online through escort agencies; they maintain themselves to look attractive by visiting salons and spas regularly. EXCITING OPTIONS AVAILABLE AT OUR INDEPENDENT ESCORTS Candlelight dinner Evening date Night clubs or parties Hotels or your flats Business trip Business party Stripping party Rishikesh Escort Service are skilled at performing wild anal sex, deep throat sex and cum eating - ideal for satisfying all your sexual needs and playing any game possible. Professional assistants are readily available and ready to assist in any situation - romantic date or solo outing. They can accompany you to restaurants or bars where their presence will surely leave an impression with their beautiful appearances and striking personalities.

Call Girls Rishikesh Just Call 9667172968 Top Class Call Girl Service Available

perfect solution

VIP Hyderabad Call Girls Bahadurpally 7877925207 ₹5000 To 25K With AC Room 💚😋 Call Mr Chirag Ji +91-7877925207 NORTH/SOUTH INDIANS HIGH CLASS MODELS/COLLEGE GIRLS/ HOUSEWIVES/BODY TO BODY MASSAGE, SANDWICH MASSAGE, SHOWER BATHING, BLOW JOB, LICKING, FRONT AND BACK SHOT, RUBBING, KISSING SMOOCHING ETC ETC... UNLIMITED FUN Call 24/7. Your assistance for your service... ☛ ✔✔ secure✔✔ 100% safe ✔✔ Vip Callgirl Service offers you the most beautiful High Profile sexy independent female Escorts in genuine ✔✔✔ To enjoy with hot and sexy girls ✔✔✔ A03524SW ★providing:- • Models • vip Models • Russian Models • Foreigner Models • TV Actress and Celebrities • Receptionist • Air Hostess • Call Center Working Girls/Women • Hi-Tech Co. Girls/Women • Housewife • Collage Going Girls. • Travelling Escorts. • Ramp-models • Foreigner And Many More.. ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5 star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob)

VIP Hyderabad Call Girls Bahadurpally 7877925207 ₹5000 To 25K With AC Room 💚😋

TANUJA PANDEY

Coimbatore Call Girls in Coimbatore 7427069034 genuine Escort Service Girl 100% verified Why you Choose Us- +91-7427069034 Escort Service includes providing maximum physical satisfaction to their clients as well as engaging conversation that keeps your time enjoyable and entertaining. Plus they look fabulously elegant; making an impressionable I Have Extremely Beautiful Broad Minded Cute Sexy & Hot Call Girls and Escorts, We Are Located in 3* 4* 5* Hotels. Safe & Secure High Class Services Affordable Rate 100% Satisfaction, Unlimited Enjoyment. Any Time for Model/Teens Escort in Delhi High class luxury and premium escorts agency. ★ CALL US High Class Luxury and Premium Escort Service We Provide Well Educated,Royal Class Female,High-Class Escort Service Offering a Top High Class Escort Service In The & Several Nearby All Places of . ★ To Enjoy With Hot and Sexy Girls . ★ We Are Providing :- • 3* 5* 7*Hotels Service • Hygienic Full AC Neat and Clean Rooms Avail. • Daily New Escorts Staff Available • Minimum to Maximum Range Available. Our escort service •BJ (Blowjob) •FK (French kissing) •Kissing with tongue •O-Level (Oral sex) •Long Silky Brown Hair •69 (69 sex) •A-Level (5 start Escort) •Dating 03-May(Ast)

Coimbatore Call Girls in Coimbatore 7427069034 genuine Escort Service Girl 10...

chennailover

Dehradun Call Girl Service ❤️🍑 8854095900 👄🫦Independent Escort Service Dehradun WhatsApp Chat: ☎️ +91-8854095900 Call Girls Dehradun offer you everything from intimate moments to wild nights - be it intimate or wild. Their girls are always prepared to meet all your needs and desires so you're assured a memorable experience with them. Beautiful Babes are sure to turn heads wherever they go, captivating men with their seductive personalities and captivating looks - not to mention their sensually alluring bodies that are sure to satisfy all your naughty fantasies, from blowjobs to anal massages; not forgetting BDSM and orgies as well. Show them some appreciation when the time is right. Call Girl Dehradun that their clients can be very demanding. To maintain their reputation and gain more clients, these sexy call girls always work tirelessly to provide exceptional service that ensures each customer's happiness - so much so that many men seek them out to have an unforgettable experience with Passionate about providing erotic pleasure for their clients - fulfilling all sexy fantasies while offering role play services such as BDSM. ★OUR BEST SERVICES: - FOR BOOKING ★ A-Level (5-star escort) ★ Strip-tease ★ BBBJ (Bareback Blowjob) ★ Spending time in my rooms ★ BJ (Blowjob Without a Condom) ★. Extra ball (Have ride many times) ☛ ☛ ☛ ✔✔ secure✔✔ 100% safe WHATSAPP CALL ME💥✨✨⭐⭐⚡💦💦💨🔥💫💫 Their services range from erotic encounters and movie dates to in-call and out-call services, making this option available 24/7. Available for services including NSA, threesomes and foursomes sessions as well as massage services and casual foreplay - they even provide real girlfriend experience. Find one online or visit local women's clubs, hotels or restaurants. Hiring a Dehradun call girl for an evening or day out can be the perfect addition to your social gathering or office event, or you could arrange for her to visit your home or hotel room. Not only are these women gorgeous, they're intelligent as well, with great senses of humor - sure to please and leave you wanting more. If you want a cheap escort in Dehradun, look for someone who is either a student or works part time so that she will always be available when you need her. In addition to this, look for housewives as this ensures they have stable lives that can keep you satisfied for extended periods. These beautiful ladies will capture your attention at first sight with stunning eyes and full, seductive lips; not to mention a seductive personality that makes you want to spend more time with them; moreover they are discreet enough to meet up anywhere nearby! Hiring a call girl in Dehradun can be done through either the internet or calling her directly, with services like massage or sex sessions offered to request from specific agencies within a few hours of making contact. Furthermore, text the girl directly for price quotes!

Dehradun Call Girls Service {8854095900} ❤️VVIP ROCKY Call Girl in Dehradun U...

Sheetaleventcompany

Call Girls Service Jaipur {9521753030} ❤️VVIP RIDDHI Call Girl in Jaipur Rajasthan Booking Details Are here 06-May-2024( Mj) Click On WhatsApp Chat +91-9521753030 Jaipur Escorts Make You Feel Like Royalty Jaipur Escorts catering to high profile clients are available 24-7 to meet their clients' needs and are also available for dinner dates, business conferences, foreign travel trips and clubbing activities. Their customers are contacted directly through in order to prevent risky situations from developing.is home to some of India's most beautiful women. These girls come highly educated with great backgrounds; furthermore they are extremely beautiful and will make you feel like royalty if hired for hours or days! Siya Khan | FOR BOOKING CALL Our All Services :- 1 )★ (Oral to consummation) bjnonCovered 2 )★ Special Massage 3 )★ O-Level (Oral sex) 4 )★ Blow Job; 5 )★ COB (Come On Body) 6 )★. Extraball (Have sex ordinarily) 7 )★ A-Level (5 star escort) 8 )★ Strip-bother 9 )★ BBBJ (Bareback Blowjob) 10 )★ Spending time in my rooms 11 )★ BJ (Blowjob Without a Condom) 12 )★ COF (Come On Face) 13 )★ Completion

Call Girls Service Jaipur {9521753030} ❤️VVIP RIDDHI Call Girl in Jaipur Raja...

Sheetaleventcompany

Call Girls Kolkata Kalikapur 💯Call Us 🔝 8005736733 🔝 💃 Top Class Call Girl Service Available Call Mrs Leela Ji +91-8005736733 We offer all types of girls of your choice with space. Our escorts are fully cooperative and understand your needs. All types of call girls like Housewives, College girls,#J11 Russian girls, Muslim girls, Afghani girls, Bengali girls, Working girls, south Indian girls, Punjabi girls, etc. In-Call: — You Can Reach At Our Place in Kolkata Our place Which Is Very Clean Hygienic 100% safe Accommodation. Out-Call: — Service for Out Call You have To Come Pick The Girl From My Place We Also Provide Door-Step Services Hygienic: — Full Ac Neat And Clean Rooms Available In Hotel 24 * 7 Hrs In Kolkata C010524HD Our Services and Rates: – One Shot — 2500/in call (time ½ hour), 5000/out call Two shot with one girl — 5000/in call (time 1 hour), 6000/out call Body to body massage with sex- 3000/in call (time 1 hour) full night for one person– 8000/in call, 10000/out call (shot limit 4 shot) We are available 24*7 all days of the year Call us — 8005736733 !! Thank you for Visiting.

Call Girls Kolkata Kalikapur 💯Call Us 🔝 8005736733 🔝 💃 Top Class Call Girl Se...

Namrata Singh

Call Girls Coimbatore Just Call 8250077686 Top Class Call Girl Service Available Easy & Fast Booking Procedure Of Coimbatore Escorts Call girls are ready and waiting to provide the quality essentialness that will help ease away life's tensions Coimbatore Escorts are regular companions of elite gentlemen and can take them places they could only dream of visiting. These ladies take great care in maintaining themselves to look appealing; visiting salons and spas regularly keeps them looking their best; their portfolios can be found online via an escort’s agency website. EXCITING OPTIONS AVAILABLE AT OUR INDEPENDENT ESCORTS Candlelight dinner Evening date Night clubs or parties Hotels or your flats Business trip Business party Stripping party Coimbatore Escort Service are adept at performing wild anal sex, deep throat sex and cum eating - perfect for satisfying all your sexual needs and playing any game imaginable. Affordable professional assistants are readily available and ready to assist with any situation - be it romantic date or solo night. Their beautiful appearances and striking personalities will leave you speechless, while they can accompany you to restaurants or bars where their presence will surely leave an impression.

Call Girls Coimbatore Just Call 8250077686 Top Class Call Girl Service Available

Dipal Arora

Recently uploaded (20)