Uber and Lyft have been criticized for having inadequate insurance and insufficient background checks for drivers. They are allowed to operate even though they are violating important transportation laws regarding licensing and commercial insurance. The document warns that Uber and Lyft drivers are operating with only personal insurance, which may not provide coverage in an accident. It provides links to websites about insurance warnings and details that Uber's commercial insurance policy may not actually cover drivers or passengers. The document advises readers to be careful about who is driving them.

1. 17/06/2016 Insurance Scam of Ride­Share Companies | Uber Taxi in Brentwood Franklin TN
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Uber Taxi in Brentwood
Franklin TN
/
POSTED BY JACOB TN
Insurance Scam of
Ride-Share Companies
Uber
and
Lyft
have
been
criticized world­wide for having inadequate insurance,
licensing and insufficient background checks for its
drivers. Being a 40­billion Company, we don’t know if
it is, Uber is trying to push its way in to the
Transportation Industry without respecting the Laws
and Regulations. They are still allowed to operate even
though they are violating the most important laws
(Licensing and Commercial Insurance) of
Who's Driving You?

2. 17/06/2016 Insurance Scam of Ride­Share Companies | Uber Taxi in Brentwood Franklin TN
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(Licensing and Commercial Insurance) of
Transportation Industry.
Please review the website www.whosdrivingyou.org
for awareness on Ride­Sharing Companies
Insurance alerts have been posted by various states to
warn the potential customers about risks associated
with riding with Ride­Sharing Companies. Uber and
Lyft have been misleading their Customers,
Government Bodies and even their own drivers. The
Uber/Lyft drivers are operating in their personal
vehicles carrying Personal Insurance. The TN
Department of Insurance has issued a warning in
Insurance Gaps provided by TNCs and that there will
be no coverage under Drivers Personal Policy. Many
Insurance Companies are cancelling the Personal
Insurances of Drivers who are working for Ride­
Sharing Companies. Taxi Cab drivers have started
reporting the Uber & Lyft drivers to their Insurance
Companies. More information is available on these
sites regarding said Insurance Scams.
http://www.whosdrivingyou.org/insurance­warnings
http://www.insurancejournal.com/news/national/2014/0
6/27/332942.htm#.VpPvlCfE0WU.email
The Company (James River Insurance) that issues the
supposedly Uber 1­million­dollar policy is based out of
Bermuda and it is not recognized in many of the US
States including Tennessee. James River is a surplus
line Insurer which is not admitted, not regulated and
not registered under any State Guarantee Fund. The
insured party is Raiser LLC which is the payment
processor for Uber therefore there is no coverage for
the driver or passenger in an accident. The shady
details of the policy can be read on the following
websites
http://phantomcabdriverphites.blogspot.ca/2014/03/ube
r­insurance­policy.html

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Comment as: sangam tiwari (Google)
Publish
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r­insurance­policy.html
https://www.policygenius.com/blog/insurance­secret­
uber­doesnt­want­know/
http://www.rockylawfirm.com/2015/02/04/uber­
passengers­know­whos­responsible­youre­hurt­wreck­
riding­uber/#top.
Please be careful of who is driving you and do not
jeopardize your life or lives of your loved ones in favor
of cheaper rides.

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