1. lephone: 743-3629
CAREER OBJECTIVE
To obtain a challenging position which will allow me to expand my knowledge and
enhance my potentials, talents, intellect and expertise for the benefit and continued
growth of the company.
COMPETENCIES
 Computer Literate ( MS Word, MS Excel, SAP )
 Articulate. Able to communicate with others clearly in oral and written
English language
 Fast learner, assertive and responsible. Able to work with minimal supervision
and has leadership potentials.
 Flexible and able to work in changing and multi-cultural environment.
 Reliable and punctual in terms of time-keeping, attendance and
completion.
Work Experience
* Branch Accountant
Al Futtaim Motors Co. (Toyota Showroom - February 2007 up to present)
* controls the branch’s accounts and administrative activities
* verifies and submits sales documents for submission of sets to AFSS for
Payment for bank
*approves the release of vehicle customer certificate, sales letter and unit
For delivery
* supervise in the surprise cash counts.
*liaise with the cashier, debt collector and sales coordinators
* liason with banks and debtors for timely collection
*liason with AFSS and facilities
* review daily collection of revenues and deposit
*submits to the manager for deposit verification
*review pdc’s collected and posted
*authorize P to P billing, accounting and submission of cheque
*validate final documents and authorize release of vehicle to the
customers
*process customer refunds, follow up for cheque and disburse
*process credit application for credit customers
*ensure compliance with the accounting and control related procedures
ZOSIMA C. TAPIADOR
Email: sosytapiador@yahoo.com
Mobile No.: +971552422043

2. *arrange for mortgage release letters for lpo/pdc customers
*Finance & Insurance Supervisor
Chevrolet Shaw (General Motors- Phils.) – May – August 2006
- maximizes ancillary income for financing and insurance business
- produces additional revenue for the company by selling finance
and insurance program to new vehicle
- establishes finance and insurance target in combination with sales
department forecast to achieve a desired percent of
penetration rate
- introduces promos/scheme intended for the sales consultant
primarily to increase ancillary income.
- assists sales consultant with finance and insurance closing
- meet insurance in-house companies to negotiate for lesser net
remittance rate to maximize insurance income.
- forwards documents to obtain approval on financing to
appropriate source
- sends notice and follow ups clients on or before expiry of their
insurance policy
- prepares monthly key performance indicator on finance,
insurance penetration and sales.
 Credit Analyst
Toyota Quezon Avenue., Inc (Phils.)
March 1998 – April 2006
*VEHICLE SALES (CASH/CORPORATE/LEASING ACCOUNT)*
- Confirms to accounting officer/bank’s branch manager and approves
purchase order/credit advice/bank guarantee prior to release of the unit
- Authenticates and verifies all documents needed before submission to the
bank/corporate in preparation for collection
- Follows-up collection to the bank/corporate account
- Handles posting of payment to the folders
- Follows-up necessary certificate of withholding tax to corporate accounts
that withheld tax upon payment
- Prepares necessary credit/debit memo (on discount, tax withheld, financing
subsidy)
- Process commission of marketing professionals
- Handles collection on inter-dealer (provincial and Metro Manila dealers)
swapping/transfer of units
- Compute premium and prepares insurance policy of the unit
- Handles customer with repair claims thru coordinating on the desired in-
house insurance claims manager.
* FINANCING ACCOUNT *
- Checks folder prior to release
 full down payment, chattel mortgage
 documents/requirements submitted by the client per credit advice
 correctness of information
- Immediately process documents/requirements making sure

3. that all data had been thoroughly checked.
- Maintains checklist of all documents sent to lawyer for notary and submit
the same to financing companies for booking
- Records daily releases and returned folders to logbook
- Follows-up daily of payment/collection (proceeds & dealers
income) to corresponding banks
- Re-process documents returned by banks
- Posting record of payment to folders
- Follows- up from LTO section original OR/ CR for submission to the banks
- End month, prepares and submit the following :
Summary of all releases (accounts receivable) for the month reconciled
with accounting
report of market share
April 1996 – February 1998
*SERVICE CHARGE ACCOUNTS*
- Handles service charge accounts
- Prepares daily statement of account for customers with charge accounts
- Makes telephone (or personal) follow-up if necessary to customers/suppliers, for
collection purposes
- Prepares monthly statement of account and reconciled with accounting
records
*Accounting Finance Officer
Moneysaver Multi System Marketing
(July 1994 to January 1996)
Accounting Clerk (July 1994 – December 1994)
- Reviews and records on disbursement journal disbursement vouchers submitted
by the branches
- Reviews and records on sales journal daily sales form submitted by the
branches
- Prepares monthly adjusting and post closing journal entries
- Prepares trial balances and financial statement of the branches
Finance Officer (Manila Branch) – January 1995-96
- In-charge on handling the disbursement of the branch (Manila)
- Records on disbursement journal daily disbursements of the branch
- Records on cash receipts journal daily sales of the branch
- Prepares and signed (co-signatory) check on payables of the branch
- Monitors the cash inflow (sales) and outflow of the branch
- Prepares the schedule of withholding tax, sss premium and pag-ibig (premium)
for monthly remittance
- In-charge on preparation of commission and payroll of sales personnel / admin
staff

4. Accounts Payable Staff –
Solid Electronics Corp. (SONY)- May – June 1994
- In-charge on receiving of invoices/statement of accounts from branches and
suppliers
- Prepares check voucher for approval of accounting head
- Prepares/print check for the approved vouchers
- In-charge on releasing of checks to suppliers and branches
- Records on subsidiary ledger accounts payable
- Summarizes petty cash replenishment
*Purchasing Staff – La Tondena Dist.Inc. (December 1993 – March 1994)
- Canvass to various supplier items required by every department
EDUCATIONAL ATTAINMENT:
BACHELOR IN ACCOUNTANCY ( 1989 – 1993) POLYTECHNIC UNIV. OF THE PHILS.
PERSONAL DATA
Nickname: Sosy Age: 40 yrs old
Birthday: April 5, 1974 Place: Manila
Weight: 100 lbs.
Height: 5’3”
Religion: Roman Catholic
Languages/Dialects can speak or write: English,Filipino / Tagalog
CHARACTER REFERENCE
RAYMOND MA
BRANCH MANAGER
TOYOTA SHOWROOM - DFC
MR. JEFFREY IAN TYLER
NATIONAL SALES MANAGER
CHRYSLLER, DODGE, JEEP
(former Branch Sales Manager-Toyota DFC)