Wenchi (Michelle) Lin Resume

1. Michelle (Wenchi) Lin
+886 910283729 | wenchi.michelle.lin@gmail.com | No. 8, Ln. 701, Liming Rd., Yilan, Taiwan
EDUCATION
National Taipei University Taipei, Taiwan
Bachelor of Business Administration Sep. 2011-Jun. 2015
• Young Entrepreneurs of The Future, associate team lead (2014): Organized team of 10 to build startup providing housing for
disadvantaged women; proposed innovation business plan among 43 groups & acquired angel round funding
• Peking University Honor Program (2013): Earned financial sponsorship; selected for summer development program (30 among 380)
• Voice Radio, treasurer (2012-2013) & presenter (2013-2014):
Negotiated pay with musical performers; applied US$3k to 4-night music festival (1.2k attendees) through grants from Office of
Student Affairs; recorded online podcasts introducing indie films & music for 15-episode series
ESC Rennes School of Business Rennes, France
Undergraduate Transfer Credit Program Sep. 2014-Jun. 2015
• Awarded full tuition scholarship sponsored by Ministry of Education
WORK EXPERIENCE
CTBC Bank Taipei, Taiwan
Assistant Credit Analyst Jan. 2019-May 2019
• Reduced credit line risk exposure 3%: Extracted 3-year financial statements & 11k transaction data from internal/external databases,
identified repayment source & applicability of credit facilities
Reviewed applicant repayment ability based on financial reports, market price, law compliance & comparative financial analysis
Completed 15 cases in 5 months; evaluated 8 potential lines of credit monthly; coached junior assistants to write reports
• Conducted US$85m M&A financing of display firm alongside credit analyst: Used SQL & MS Excel to perform 5-year financial
forecast & analysis among industry competitors; resulted in original 3-month acquisition loan closing within 1 month
Identified ratio may not meet requirements in 3rd
year according to forecasts, resulting in risk warnings; set up credit terms
requiring clients to increase capital before acquisition & requesting receivables be remitted to bank to protect creditor rights
Assistant Relationship Manager Jul. 2017-Dec. 2018
• Fulfilled trade & capital demand for 137 accounts to expand market shares & factory capacities across APAC: Developed credit
facilities of US$68m, ranging from forfeiting, accounts receivable financing & collateral loans
• Achieved 20% annual revenue growth (reaching US$2.5m) with relationship manager in 2018: Expanded lending services, including
promotion for corporate clients to open foreign accounts in HK, Singapore & Vietnam
• Collaborated with strategic planning & risk management divisions to transform CTBC Bank loan application workflow; reduced
human error in supervisory committee audit credit reporting by resetting SOP schedule & adding examination requirements
1
SHEICO Group (Sportswear manufacturer for leading apparel brands; US$350m annual revenue) Yilan, Taiwan
Sales Manager Jul. 2016-Jun. 2017
• Led 3 salespeople to build client relationships; achieved 2% growth in annual sales (reaching US$1.3m)
• Generated 50 fabric sample requests & 77% follow-up apparel prototyping rate: Demonstrated new textile techniques alongside
marketing staff through 20 client visits (e.g. Nike Taiwan, Skechers USA) & 3 US outdoor retailer exhibitions
• Co-owner of SAP Enterprise Resource Planning system import for emerging land sports business unit: Shortened accounting
procedures from 3 days-2 hours; helped reduce profit loss 20% due to previous discrepancy between quotation & production cost
Account Manager Aug. 2015-Jun. 2016
• Spearheaded activewear collection (35 SKUs/season): Communicated with client PMs/buyers; increased profits US$500k for 2 seasons
• Monitored client on-time payment within 2 weeks after bulk release & reduced outstanding balance from 10% to 2%
1
Anyong Biotechnology Taipei, Taiwan
Marketing Intern Jul. 2014-Aug.2014
• Boosted FMCG online sales growth 12% by launching blogger outreach campaign with US$1.5k budget: Analyzed consumer board of
16k purchase orders through A/B testing; identified customer acquisition/retention KPIs
ADDITIONAL ACTIVITIES
Certifications: DataCamp certificate, Introduction to Python (2019); National Taiwan University, Information System Training Program
– R Programming (2019-2020)
Programming Languages: Python (Numpy, Pandas); R; SQL; Microsoft Power BI; Google Data Studio
Languages: Mandarin (native); English (fluent); French (beginner)Languages: Mandarin (native); English (fluent); French (beginner)
Volunteer: Cofacts, factchecker & editor (2017-2020) (conducted web analysis to uncover disinformation); Godot Theatre, soundboard
operator (2011-2012); Plight of the Child International, math instructor (Jan. 2012) (mentored Ghanaian children in math & English)