1. information. If you backup
daily, you may have lost a
day’s worth of
information. Both of these
options result in time and
money spent on
reconstructing data.
If your backup system
backs up every thirty
minutes, the industry
standard I recommend,
you’re in good shape. If
you don’t have a recent
backup, then you’re SOL
(Sadly Out of Luck…. What
were you thinking it
meant?)
In this particular case, I
didn’t recommend paying
the ransom, since we
were able to clean the
infected computers and
restore the files from our
recommended backup
(Continued on page 2)
“I can’t open my files and I
can’t run payroll today… and
it’s asking me to pay a
ransom!” -A client in Texas
with the CryptoWall virus.
Well, what do we do now?
After looking at the ransom
note, I did a quick search
and realized my client was
dealing with the CryptoWall
virus. Not fun.
CryptoWall is very much like
its predecessor,
CryptoLocker. It is a
ransomware virus, putting
the victim in a difficult
position of paying a ransom
to retrieve their files or lose
them forever.
CryptoWall is distributed by
e-mails with attachments
disguised as PDF files. It’s
really a ZIP file with a
payload of program files. It
scans your computer and
the network and encrypts
data on anything in My
Computer with a drive letter.
In other words, it locks your
data and makes it unusable
except when a certain
decryption key is entered.
You have to pay a ransom to
get the key.
Sorry, that’s not going to
happen on my watch… not
as long as your backup and
data recovery system is one of
our recommended solutions.
Once infected, the computer
should be scanned with an
antivirus scan or other utility
designed to clean the virus from
the infected computer. We
usually have to use a utility
because the CryptoWall has
mutated and managed to get
past the antivirus. By the time
it’s discovered, it’s already done
its damage.
Once CryptoWall is cleaned from
the infected computer and
various files containing the
ransom notices have been
deleted, you’re still left with files
that cannot be decrypted. The
only sure method you have of
ever getting your data back in
whole is with a good backup.
If you back up weekly, you may
have lost a week’s worth of
Hemard & Company
December 2014
Client Connection
Inside this issue:
CryptoWall 1
News and Commentary 1
I’m Grateful 2
Time Well Wasted 2
FPA’s New AR Interface 4
A Lesson From Juliet 4
Books I’ve Read Recently 5
From the desk of Victor E Hemard Jr, President
News And Commentary:
The Mid-Term Elections
November 4, 2014: It was a
miserable night to be a Democrat.
The pollsters and the news outlets
said the Senate was too close to
call. Really?
The 2014 mid-term elections
weren’t even close… not even the
so called close races. The liberal
policies of the Democrat Party and
the president have been rejected.
As a result, there are Republican
majorities in the U.S. House and
Senate.
Close to home, Texas has a new
Republican Governor in Greg
Abbott. His Democrat challenger,
Wendy Davis, was a pro-abortion
candidate who did not resonate
with the people in Texas. She was
easy on the eyes, but that’s all she
had going for her. Her moral fiber
was, shall we say, lacking.
Arkansas was an interesting study
in the power of Bill and Hillary
Clinton. They campaigned with
Democrats running for the House,
(Continued on page 4)
CryptoWall Virus Message

2. In the Christmas season, we should all
spend time counting our blessings… at
home and in business. I have a lot to be
thankful for.
We cherish our children and our
grandchildren. It has always been a
blessing to be a part of my children’s,
and now my grandchildren’s, lives. We
had a great Thanksgiving with family
and we’re looking forward to Christmas.
I owe a debt of gratitude to God, my
parents, my wife, my children, my
grandchildren, and my family. I’ve also
had a few friends and mentors along the
way who took an interest in me.
Let’s not forget, too, the people we do
business with. I’m talking about you, my
valued clients, particularly those who
have trusted my advice for many years
and implemented software and systems
to effective operate your businesses. I
take great pride in my client base. You
are the best people around to work with.
As we give thanks in the Christmas
season, we begin to look ahead to next
year. Do you currently have a system in
place that tells you exactly where you
are at any given time or do you struggle
with knowing your profitability, costs,
costs per unit, who owes you, and your
projected cash flow?
Does your computer network run
smoothly, or are you plagued with speed
problems, viruses, and downtime?
Is your backup system capable of
keeping your business running in the
event of a disaster? Or, are you not sure
if you could recover your data and keep
operating if you had a hacker or virus
attack, hurricane, flood, fire, or tornado?
After the disaster happens is a bad time
to start figuring these things out.
Aside from all this talk of business, I
would simply like to wish you a Blessed
Christmas and a Happy New Year. It’s
not about Black Friday and shopping.
It’s about family.
Sometimes I feel like George Bailey of
the movie, “It’s A Wonderful Life.” I feel
overwhelmed, overcommitted, and
overworked. Then, I think about George
(Continued on page 4)
system in a couple of
hours.
Looking forward, there are
some things you can do to
prevent CryptoWall and
other forms of ransom-
ware. There is a Crypro-
Guard tool available to all
our clients to monitor your
browser for unusual
behavior and stop
CryptoWall in its tracks.
In addition, there are three
things you can do to
(Continued from page 1) prevent CryptoWall and
other viruses:
1. Learn to recognize
suspicious e-mail activity.
Is the sender legit? Is the
attachment legit?
2. Stay informed by
following our security
updates on Twitter
@vichemard and at
www.hemard.com.
3. Make sure your antivirus
is current, your web
protection software is in
force, and your firewall is
up and running.
Finally, if CryptoWall does
find its way into your
system, your safety net is
your backup and disaster
recovery system. There is
no substitute for
maintaining business
continuity and minimizing
downtime when disaster
strikes.
Don’t let these cyber-
criminals lock up your files
and take your money. Be
smart, protect yourself,
and have a good business
continuity system.
Page 2
Client Connection
I’m Grateful
Time Well Wasted: Our Sweet Clara
October 6th came and,
well... still no baby. That
was Stephanie’s due date.
For the uninitiated, my son
Brandon and wife
Stephanie were expecting
their first child on October
6th.
They knew, from
ultrasound technology,
she was a girl and was
developing normally. One
unique thing about their
journey was they had
chosen a name, but
decided to keep it a secret
until she was born.
We supported their
decision wholeheartedly.
As a result of the secrecy,
however, we referred to
her as “Secret” until she
was born on October 18th,
12 days after her due
date .
Brandon and Stephanie
were well organized and
prepared, particularly
since they had the extra
12 days to mentally work
through the whole
process.
So, the 18th being a
Saturday, I was at home
but Nancy was running
errands. She called to ask
me about some special
batteries for a flashlight
and I had to break the
news to her. “Brandon
called me a few minutes
ago. They’re at the
hospital.”
Of course, she then said,
“I’m coming home!”
At 7:32 PM on October 18,
a healthy Clara Grace
Hemard was born, 7 lb 2
oz, 20 1/4 inches. Well,
Stephanie did great with
natural childbirth and
Brandon was there for the
coaching and support, to
cut the cord, and all the
rituals new parents do to
bond with their newborns.
We’re very proud of both
of them and how well they
were prepared to navigate
through childbirth as new
parents.
Respecting their plan to
spend time with Clara right
after the birth, we were
waiting for the high sign as
to when we should appear
on the scene. I bet the
Bernhards, Stephanie’s
parents, felt the same
way.
We arrived at Presbyterian
Hospital of Dallas with an
early lunch the next day
and celebrated Clara’s
arrival. Such a sweet baby!
The Bernhards arrived
later that day from
Boerne, Texas and we had
a nice reunion at the
hospital in addition to
spending time with Clara.
We have since re-visited
Brandon, Stephanie, and
(Continued on page 3)

3. Time Well Wasted: Our Sweet Clara (continued)
I just added swaddling to my
skill set as a baby whisperer.
Sometimes nothing works
and you just have to nurture
her as best you can.
There’s nothing wrong with
holding your baby and
comforting her when she is
fussy. As parents, we lost a
lot of sleep trying to comfort
our infants. I have no regrets.
I always felt it would make
them feel more secure. A
(Continued on page 5)
Clara in Dallas to help out in
any small way we could.
They were here for
Thanksgiving, too, giving us
quantity and quality time
with Clara. Babies sure grow
quickly!
No matter how you prepare,
you can’t anticipate all the
small challenges you will
encounter after you take
your baby home. Every child
different.
Swaddling. We never really
swaddled our children when
they were infants. I was
introduced to it when Juliet
was born in June and
learned how it was done.
Brandon and Stephanie
showed us a video on
swaddling that seemed to
make a lot of sense and why
it helps calm infants. It
definitely helped with Clara.
The concept, of course, is to
duplicate what it was like to
be in the womb, calming the
baby when she is fussy.
(Continued from page 2)
Page 3
December 2014
Baptism at Saint Justin Martyr Catholic Church
More Time Well Wasted: Juliet’s Baptism
Both the Hemard and
Horansky families were there
in force for Juliet’s baptism at
Saint Justin Martyr Catholic
Church in Houston.
Juliet was about two months
old, around the age when most
children in Catholic families
are baptized. It’s an occasion
for families to celebrate.
Juliet, of course, is my
granddaughter and her
parents are my daughter
Kristin and son-in-law Drew.
We had 22 family members
plus the pastor, Father Paul
Chovanec, for the baptism.
After, we met at the Lasagna
House restaurant for a great
Italian meal and time with
family. We later gathered at
Kristin’s house for more family
time and watched the LSU—
Wisconsin football game.
This was not only an important
day in Juliet’s life as a Catholic
and Christian, but a good
opportunity for us to get
together as a family.

4. and how he had to jump off
a bridge to finally realize
his life had meaning and
his family and the
relationships he formed
over the years were the
(Continued from page 2) most important things in
life.
So, when things really start
to look bad I stop and take
stock. I stop and say to
myself, “Yes, George
Bailey... Just like you, I am
the richest man in town!”
I know we’re all busy. But,
you know, come hell or
high water, I’m going to
enjoy the holidays and I
hope you do, too!
Merry Christmas!
Vic Hemard
Page 4
Client Connection
I’m Grateful (continued)
News and Commentary (continued)
Senate, and Governor. It was a close
race until they rolled into town. As a
result, every U.S. House seat, Senate
seat, and the Governor is a conservative
Republican. The state legislature is also
largely Republican in a state that was
strongly Democrat a few years ago.
If I’m a conservative candidate, I want
the Clintons to come to Arkansas to
campaign for the Democrats. Bring the
Obamas, too. Just having morally corrupt
politicians on the opposite side who
consider themselves elites who know
what is good for us more than we do is
all the information voters need not to
vote for their candidates.
The strategy of meeting elites head-on,
cutting taxes, and producing jobs
worked for Scott Walker in Wisconsin. As
governor of Wisconsin, he was elected
governor three times in four years by
going against the Clintons, the Obamas,
and the unions. Against all odds, you
might say. But, maybe they’re not as
popular as the mainstream media says
they are.
Obamacare is even less popular. Of the
Senate Democrats who voted for
Obamacare, 30 are no longer in office.
The last of the 30 was Mary Landrieu,
who bit the dust December 6. The
message sent in November was to
repeal Obamacare. Some say it was
repeal and replace Obamacare. I say just
defund, repeal, and don’t try to replace it
with another government program.
I trust letting the doctors be doctors and
letting the drug companies and the
insurance companies compete in the
free market more than I trust big
government. The best medical system in
the world is being ruined by socialists
and faculty lounge lizards in the
administration who haven’t the slightest
notion of how the free market works. Nor
do they trust it. They’ve never started a
business or had to make a payroll or
(Continued from page 1)
(Continued on page 6)
By the end of December,
you can expect to receive
an update for the Forest
Products Accounting (FPA)
system. One of the main
benefits of this update will
be an improved and even
more user-friendly
Accounts Receivable (AR)
module.
In the past, the AR was
somewhat unforgiving if
you selected the wrong
ticket and posted it. There
wasn’t an opportunity to
work with the complete
payment before posting to
the AR and the general
ledger.
In the new AR, you have
much more control over
how you apply payments to
invoices (tickets).
Basically, you can check or
uncheck the tickets you
wish to apply payment to
and then post them as
paid after you have the
proper tickets selected.
This is one of many
benefits you can expect in
the year-end 2014 update
as FPA continues its
ongoing mission of
innovation and process
improvement.
Sometimes we can learn a
lesson from our grand-
children, even if they’re
just five months old.
We just returned from a
visit to my daughter and
son-in-law and, of course,
my granddaughter Juliet.
We had a chance to hold
her and talk to her, take
her to church, and just
hang out, as they say.
She is at the age where
she has started to smile
and engage with us and
we enjoy talking and
singing to her as well as
even those quiet times
when she is getting tired.
One thing is for sure: it’s
difficult to multi-task
around a five-month old.
I don’t even try!
I didn’t spend much time
on the phone or do many
other things during our
recent visit with Juliet. If I
had, I would have missed a
lot.
I would have missed her
smile and her eyes telling
me to talk to her and make
her smile. Or, when she
was a little fussy, to
nurture her and help her
feel secure. Or, just during
the time we walked to
church or sat on a the
front porch on a sunny day,
I watched how she
absorbed everything
around her, taking in every
detail, every slight gust of
wind, every color around
her… everything… not
missing anything.
There is the lesson in this,
of course: Live within the
moment. Be present.
Engage with other persons.
Be where you are, not off
in the land of constant
distractions with e-mail,
smart phones, and small
talk on social media.
This means staying away
from smart phones at the
dinner table. Have a
conversation. Look
someone else in the eye
and listen. Get off of
facebook when engaging
with your family. Get
outside and experience all
the newness nature has to
offer. I repeat, be present!
You might then actually
have a real life to talk
about!

5. Books I’ve Read Recently
Valedictorians provide us with a life lesson.
I’ve known quite a few high school
valedictorians. Most of them graduated
from the high school in our school district,
Pleasant Grove High School, from 1999 to
2005. In our school district, there can only
be one. There are no ties. I know one
especially well, my daughter Laura, who
was valedictorian of the class of 2003.
As a friend of mine and Laura’s godfather,
Billy Smith, once said, “Not everyone has
the ability to be number one in their class.”
Billy was right, there has to be a gift of a
certain level of intelligence. I don’t deny
that. It’s a given. Sometimes a valedictorian
has the highest IQ. Sometimes not. From
my experience, valedictorians have a lot
more going for them.
First and foremost, valedictorians are very
consistent. While they may not make the
very highest grade in every class, they are
consistently at or near the top of an
individual class. They may struggle with
certain subjects, but seem to be able to
bear down and press harder when the
going gets tough. They are relentless and
not easily discouraged.
All of the high school valedictorians I
know have a high level of motivation... not
to be valedictorian, but motivation to
succeed. Being number one in their class
is not on their mind, at least through the
11th grade. They simply give it their best
shot and let the chips fall as they may.
The unique thing about Laura’s
experience was she was ranked No.1 in
her class after her junior year and
purposely avoided telling anyone. She
did not want to put any undue pressure
on herself. The unofficial class rankings
during a student’s career in high school
are only made available to the parents
upon request, so it wasn’t public
knowledge.
I watched Laura move up from 10th to
4th to 1st in 2 years. She just pressed on
and consistently kept taking the hard
courses and doing the assignments. Just
giving it her best shot… with no regrets
and no excuses.
Now that’s a life lesson!
Page 5
American Sniper by Chris Kyle
American Sniper, Memorial Edition, is the
second book I’ve read by Chris Kyle. The
first was American Gun. I recommend both
books.
American Sniper is particularly timely since
there will be a movie based on the book
coming to theaters on January 16th. I
suspect the movie will be something to
see.
Chris Kyle was a Navy SEAL and American
war hero who, from 1999 to 2009,
recorded the most career sniper kills in
United States military history. Kyle was
tragically killed as a civilian in February
2013 at age 38 by a fellow veteran
suffering from post traumatic stress
disorder.
What really prompted me to buy and read
this book was the news that former
wrestler, Navy SEAL, and governor of
Minnesota Jesse Ventura won a lawsuit
and was granted a $1.84 million award
against Kyle’s wife Taya, his children, and
his estate.
Ventura claimed his character was
defamed in this book, even though he was
not even mentioned by name. Hey Jesse, if
you don’t want your character defamed,
how about not suing the wife and children
of an American hero and taking $1.84
million in the process!
In any case, the memorial edition of this
book is an autobiography of Chris Kyle as
boy growing up in Texas, as a Navy SEAL,
and as a husband and father. It also has
additional photos and memorial tributes
from family and friends.
The book is written in plain English. It’s just
like you were sitting right across from Chris
Kyle, having a conversation. I think you’ll
enjoy the book and Kyle’s personal insights
as a SEAL and as a family man.
If your company running Microsoft
Windows Server 2003 on one or more
servers in your office, you should know
about a dangerous security threat to
your company.
In short, all machines running Windows
Server 2003 should be replaced very
soon.
Microsoft has officially announced it will
retire support for the Server 2003
operating system on July 14, 2015.
Once support ends for this product, all
servers running Server 2003 will be
exposed to serious hacker attacks.
These attacks are aimed at taking
control of your network, stealing data,
crashing your system, and inflicting
other business-crippling problems.
If you are running a server with Server
2003, contact us and we’ll help you lay
out a plan for upgrading to a secure
server and operating system.
secure child has a better chance of
becoming a well-adjusted adult. I’m no
expert. That’s just me.
We plan to see Clara, Stephanie, and
Brandon around the Christmas and New
Year’s holidays.
Can’t wait!
(Continued from page 3)

6. News and Commentary (continued)
illustrated by the recent exposure
of video comments by
Obamacare architect Jonathan
Gruber.
There is real contempt for self-
reliant people, for rugged
individualism, and for
achievement... particularly if you
made some money in the
process.
Hopefully in two years we can
send them all packing back to
the faculty lounges, liberal think
tanks, and community
even produce any results.
Remember, they know better
than we do what is best for us.
Well, I think this election
proves otherwise. Just stop
screwing things up. Enough is
enough!
Besides, there is a real distain
by the bureaucratic elites in
this administration for
ordinary citizens. This was
(Continued from page 4)
Page 6
December 2014
organizations.
Your vote is a valuable means of
getting rid of people who want to
redistribute your income and
control every aspect of your life.
I want to vote for people who will
do the job we elect them to do,
stand up against the president’s
lawlessness, cut taxes, and
reduce the growth and size of
government.
I’ll see you at the polls!
4601 Woodstock Ln
Texarkana, TX 75503
Phone: 800-467-5819
Fax: 903-831-5730
E-mail: ask@hemard.com
Mission and Purpose
To provide systems for
effective management of
natural resource
companies. This is done
with a complete system of
implementation,
management, and security
of these systems.
Excellence is accomplished
by using the best of breed
technology, hands-on
training, and user-friendly
support with top-notch
employees, partners, and
vendors.
Who We Serve
Our clients include wood
dealerships, consulting
forestry firms, chip mills,
sawmills, timber
investment management
organizations, and oil field
service companies.
Primary Offerings
Forest Products Accounting
FPA Oilfield Services
Accounting
Network Protection and
Management
Backup and Business
Continuity
FPA Supplemental Training
FPA Failover Service
From Our Family To Yours...
Merry Christmas
Look for my article, “Cybercrime Can Occur Even In Forestry,” in Forests & People magazine, Fourth Quarter, 2014— Vic