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HOUSING AND
COMMUNITIES IN THE UK
BACKGROUND
CONTEXT
HOUSING AND COMMUNITIES IN THE UK
Background context
Expensive housing
affects young people in
particular. Young people
find it very difficult to buy
a home. Thirty years ago,
more than half of people
between 20 and 30 years
of age owned a house.
But now under half of
them own a home.
1
HOUSING AND COMMUNITIES IN THE UK
Background context
Most young people decide to rent
instead. But this is also very
expensive. The average rent is
about £600 a month, and in some
parts of the UK it is much higher.
Many people spend over half of the
money that they earn from their job
on rent.
2
HOUSING AND COMMUNITIES IN THE UK
Background context
4. X
When people decide to
buy a home, they usually
have to take out a large
loan (a mortgage) from a
bank. Some people in
London owe more than £1
million to their bank!
3
HOUSING AND COMMUNITIES IN THE UK
Background context
Not everyone can afford a mortgage, because
the bank will only give one to you if you can
show them you earn enough money to be able
to pay them back the very big loan.
4
HOUSING AND COMMUNITIES IN THE UK
Background context
When people have to
spend a lot of money on
rent, or on a mortgage, it
can make life very
difficult for them. They
have to spend less on
things like food and
clothes. This can mean
they are not as healthy or
happy as they could be.
5
HOUSING AND COMMUNITIES IN THE UK
Background context
Some areas of the UK, such
as Oxford or London, are
much more expensive than
others. Even different parts
of cities cost much more
than other parts.
This means people can’t
choose where to live – they
have to live where they can
afford a home.
6
HOUSING AND COMMUNITIES IN THE UK
Background context
Renting is sometimes not
as nice as owning your
own home. Sometimes
people are not sure how
long their landlord – the
person who owns the
house or flat – will let them
keep living there. This can
lead to worry.
Also, sometimes landlords
don’t make their houses
nice for the people who
live there.
Unlike people who own
their own homes, people
who are renting do not
have as much power to
make sure their home is a
nice place to be.
7
HOUSING AND COMMUNITIES IN THE UK
Background context
Even though there are not
enough homes to go
around in the UK, you can’t
simply build more. There
are rules about where you
can build homes, and what
they can look like. For
example you are not
allowed to build a gigantic
building in the middle of
Hyde Park, even if you can
afford to, because the
government has made it
illegal to build anything in
Hyde Park.
Often you cannot build very
modern-looking buildings
in old villages. This is
because the government
wants the village to look
nice, or it wants to protect
that village’s history and
culture.
8
HOUSING AND COMMUNITIES IN THE UK
Background context
There are around
19 million empty
bedrooms in
England. Some
people think this is
a waste, because
many people have
a home that’s
bigger than they
need when so
many others don’t
have a place to live
at all.
9
HOUSING AND COMMUNITIES IN THE UK
Background context
There are a large number
of homes that are empty in
the UK. Sometimes people
who already have a place
to live buy an extra house
or flat so they can make
money by selling it for
more later on, and they
choose to leave it empty.
Or sometimes these
homes may be in places
where people do not want
to live anymore.
Lots of these houses are
in very bad condition.
10

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BNC Issue 2 - Housing and Communities in the UK - Background Context

  • 1. HOUSING AND COMMUNITIES IN THE UK BACKGROUND CONTEXT
  • 2. HOUSING AND COMMUNITIES IN THE UK Background context Expensive housing affects young people in particular. Young people find it very difficult to buy a home. Thirty years ago, more than half of people between 20 and 30 years of age owned a house. But now under half of them own a home. 1
  • 3. HOUSING AND COMMUNITIES IN THE UK Background context Most young people decide to rent instead. But this is also very expensive. The average rent is about £600 a month, and in some parts of the UK it is much higher. Many people spend over half of the money that they earn from their job on rent. 2
  • 4. HOUSING AND COMMUNITIES IN THE UK Background context 4. X When people decide to buy a home, they usually have to take out a large loan (a mortgage) from a bank. Some people in London owe more than £1 million to their bank! 3
  • 5. HOUSING AND COMMUNITIES IN THE UK Background context Not everyone can afford a mortgage, because the bank will only give one to you if you can show them you earn enough money to be able to pay them back the very big loan. 4
  • 6. HOUSING AND COMMUNITIES IN THE UK Background context When people have to spend a lot of money on rent, or on a mortgage, it can make life very difficult for them. They have to spend less on things like food and clothes. This can mean they are not as healthy or happy as they could be. 5
  • 7. HOUSING AND COMMUNITIES IN THE UK Background context Some areas of the UK, such as Oxford or London, are much more expensive than others. Even different parts of cities cost much more than other parts. This means people can’t choose where to live – they have to live where they can afford a home. 6
  • 8. HOUSING AND COMMUNITIES IN THE UK Background context Renting is sometimes not as nice as owning your own home. Sometimes people are not sure how long their landlord – the person who owns the house or flat – will let them keep living there. This can lead to worry. Also, sometimes landlords don’t make their houses nice for the people who live there. Unlike people who own their own homes, people who are renting do not have as much power to make sure their home is a nice place to be. 7
  • 9. HOUSING AND COMMUNITIES IN THE UK Background context Even though there are not enough homes to go around in the UK, you can’t simply build more. There are rules about where you can build homes, and what they can look like. For example you are not allowed to build a gigantic building in the middle of Hyde Park, even if you can afford to, because the government has made it illegal to build anything in Hyde Park. Often you cannot build very modern-looking buildings in old villages. This is because the government wants the village to look nice, or it wants to protect that village’s history and culture. 8
  • 10. HOUSING AND COMMUNITIES IN THE UK Background context There are around 19 million empty bedrooms in England. Some people think this is a waste, because many people have a home that’s bigger than they need when so many others don’t have a place to live at all. 9
  • 11. HOUSING AND COMMUNITIES IN THE UK Background context There are a large number of homes that are empty in the UK. Sometimes people who already have a place to live buy an extra house or flat so they can make money by selling it for more later on, and they choose to leave it empty. Or sometimes these homes may be in places where people do not want to live anymore. Lots of these houses are in very bad condition. 10