How will my specific policy locations be affected by a wildfire event? Are you able to operationalize historic and current wildfire data to answer these questions? How your policies may be affected due to wildfire activity can help you quickly review and price new policies while ensuring that exposure is adequately covered. Spectrum Global Geocoding with the PreciselyID, and Wildfire Risk, provides access to industry-leading accuracy for home and commercial address locations when reviewing historical and real-time, wildfire events. Join this webinar to learn how to streamline business processes in underwriting, risk selection, and claims processing. Register now and learn more about: • Operationalizing wildfire data for underwriting and claims • New wildfire behavior analysis that includes fire burns from 2017-2019 (house to house ignitions) • Wildfire behavior at 30 Meters • Incorporated hyper-accurate wildfire analytics

1. Understanding
Wildfire Risk
Insurance Opportunities
with Cutting-edge
Wildfire Determination
Chris White – Director, Product Management, Wildfire Risk
David Thom – Sales Engineer, Location Intelligence & Data
Daniel Tatro – Solution Architect, Insurance

2. Housekeeping
Webinar Audio
• Today’s webcast audio is streamed through your
computer speakers
• If you need technical assistance with the web interface
or audio, please reach out to us using the Q&A box
Questions Welcome
• Submit your questions at any time during the
presentation using the Q&A box. If we don't get to your
question, we will follow-up via email
Recording and slides
• This webinar is being recorded. You will receive an email
following the webinar with a link to the recording and
slides

3. 3 US Wildfire Risk Determination
At the end of this webinar,
you will be able to answer…
• What is Fire Behavior analysis?
• What is a Wildfire Risk Model?
• How do fire risk ratings apply to my business?

4. US Wildfire Risk Determination
Precisely Wildfire Risk
4
• Designed by a team of Wildfire risk
management specialists
• Nation-wide fire behavior modeling at
30M
• In the market for more than a decade
• Over 30 current clients
• Integrated with PreciselyID

5. 3 Unique Wildfire Environments

6. Fire behavior
analysis
FlamMap
& Behave2+
6 US Wildfire Risk Determination
The Rothermel Fire-Spread Model

7. The Precisely Approach
7 US Wildfire Risk Determination

8. Fuel modeling
is essential
Not all vegetation /
brush is flammable
in a significant way
US Wildfire Risk Determination
8
SoCal Chaparral Purshia tridentata ( Antelope bitterbrush)
FireWise Plant
Material List – 6.305
Highly Flammable
Plant Material

9. Fire Behavior and Building Performance Study
Chimney Tops 2 Fire 2016 – FEMA
9
Defensible space does not necessarily reduce structure loss and impact

10. Fuel Islands
Los Angeles
10 US Wildfire Risk Determination

11. Post fire fuel adjustments based on burn severity
11 US Wildfire Risk Determination
Before After

12. •
•
•
•
Severity
Zonal summarization by FireShed
12 US Wildfire Risk Determination

13. 13 US Wildfire Risk Determination
Frequency

14. It takes both severity and frequency
to create significant areas of concern.
14 US Wildfire Risk Determination
Timber
Grass

15. 15 US Wildfire Risk Determination
Mitigation factors

16. 16 US Wildfire Risk Determination
Suppression factors

17. 17 US Wildfire Risk Determination
Damage factors

18. 18 US Wildfire Risk Determination
Community factors (Intermix areas)

19. Wildfire Risk is Calculated
Differently in Urban Areas
than it is in Wildland Areas
Interface of urban
and wildland
Wildland
An Australian study identified that 50% of
the ignitions were from embers only, 35%
were from embers and radiant heat, while
10% were from radiant heat alone.
Interface Factors

20. Learn more about Marshall Fire 2021

21. Thank You