1. CONTACT
INFORMATION:
PRESENT ADDRESS:
FLAT NO B-508, Toshali
Apartment, Neela Block,
Bank of India Officers
Quarter, Satyanagar-751007
Bhubaneswar, Odisha.
Mobile:8093851022
E-Mail:
acharyasm@hotmail.com
acharyasm@gmail.com
PRESENT EMPLOYER:
Bank of India
DESIGNATION
Manager (Finance Executive)
PRESENT PAY
CTC Rs 11.00 lakhs p.a
PERSONAL DATA:
Date of Birth :
17th
July, 1984
Gender : Male
LANGUAGES KNOWN:
English, Hindi, and Nepali
INTERESTS :
-Traveling to new place.
-Playing with computers.
-Playing Football
-Photography
REFERENCE:
Will be provided if required.
S U R Y A M A N I A C H A R Y A
OBJECTIVE
To be a part of corporate with good work culture and harmony
which will provide greater responsibility and authority with
satisfactory compensation.
PROFESSIONAL QUALIFICATION
• MBA(Finance) from Banaras Hindu University-
ACADEMIC QUALIFICATIONS
• BBA, year 2007 from Pokhara University, Nepal-(76%)
• 10+2, year 2003 from HSEB, Nepal. (59.6%)
• SLC, year 2000 from HMG, Nepal Board.(62)
WORK EXPERIENCE
Specialist Credit Analyst at Specialized SME (Small & Medium
Enterprises) Division, with Bank of India, Currently Posted at
Zonal Office, Bhubaneswar (February, 2012 – Till Date)
KEY ROLES AND RESPONSIBILITIES
- Conducting in-principal check on viability of lending to
a prospective customer (borrower scrutiny).
- Performing the industry analysis & Highlighting any peculiar
trends or situations (Viability check of business).
- Conducting credit risk rating for the application using the
suitable risk rating model.
- Conducting the Pre sanction visit of the proposed borrower’s
unit & preparation of the inspection report.
- Conduct dialogue/meetings with advocates, valuers and
technical officer(s) as needed.
- Performing the Financial analysis (B/S, P&L, Cash Flows).
- Critical appraisal of the credit proposal as per the Bank’s
guidelines & preparation of the Credit proposal using CAPS.
- Co-ordinate with Head-City Centre and SME team at Head
Office to resolve bottlenecks & for concessions in pricing,
service charges, and other deviations from the policy.
- Following up with branches to ensure sanctioned loans get
disbursed in time.
- Post sanction documentation, following up with zonal and
head offices.
- Monitoring of the given credit facility.
I hereby solemnly declare that all the facts mentioned above
are true and correct to the best of my knowledge and belief.
Date: 13th
July 2015 (Surya Mani Acharya)