Banking Operations & Risk Management Professional Seeking Middle Level Role
1. Jagdeep Singh Chhabra
Mobile: 07869979739; E-Mail: jagdeep.chhabra08@gmail.com
Seeking middle level assignments in Banking Operation and Risk Management with an organization of repute in Banking/
Financial service sector preferably in Delhi/ Bangalore
Profile Summary
A dynamic professional with 2 years of experience in:
-Banking Operations -General Administration -Credit Administration
-Portfolio Management -Liaison & Coordination -Loan Administration
Skilled in completing quality checks of loan packets, document deficiencies and resolving exceptions with Loan Officers
Expertise in coordinating all bank activities, maintaining / improving customer service levels
Adept in moni toring the day-to-day branch operations and administration &implementing credit risk management
related policy, processes and initiatives
An unwavering commitment to customer service, with the ability to build productive relationships, resolve complex issues
and win customer loyalty
Hands-on experience in handling transactions, operat ions including implementing risk management policies
monitoring & controlling mechanisms and systems to detect transactions outside established parameters
Possess excellent interpersonal communication and organisational skills with proven abilities in training &
development, customer relationship management and planning
Core Competencies
Taking adequate measures for maintaining balance between the available funds and the requirement, meeting pre -set
revenue / profitability norms
Addressing issues related to safe custody, securities & cash management; organising programmes and community
development programmes
Appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning / disbursing loans
for SME segment, ensuring compliance with bank’s credit policies
Ensuring compliance with statutory requirements laid by acts governing banking regulations
Introducing standard operation procedures by studying the requirement level, activities, reporting formats, etc.
Mapping client’s requirements and providing them expert advisory services pertaining to selection of right products
Leading, training & monitoring performance of the team members to ensure efficiency in operations
Organizational Experience
Since Sep’12 with UCO Bank, Neemuch
Growth Path:
Sep’12- Feb’14 Manager
Since Feb’14 Branch Manager
Key Result Areas
Looking after the investment portfolio of the clients
Adhering to the compliance of bank’s policy guidelines w.r.t. liquidity, credit, market and operational risk
Assuring revenue generation through investment activities
Carrying out analysis of the existing investments vis-à-vis market movements, financial condition of the concerned entity,
changes in client ratings etc.
Creating cost of fund, yield and profitability report on monthly basis
Accountable for keeping track of:
o The liquidity position, credit quality and adequacy of investment portfolio
o Global financial market and reporting any significant development to the Controlling Authority
2. Internship
Title: Stock Market Analysis & Portfolio Management
Organization: Kotak Securities Ltd., Indore, M.P
Duration: Two Months
Role:
Analyzed the factors affecting stock market
Assisted clients in investing in equity market
Learnt about the changes brought about in equity market as a result of Government reforms
Academic Project
Title: Future Prospect for IDEA Cellular (Indore, M.P)
Duration: One Month
Description: Completed dissertation project on mergers &acquisition.
Extramural Activities
Participated in organizing the Entrepreneur Summit at graduation level
Assisted in organizing annual fest- Manthan
Served as member in:
o Rotary Club, Indore
o College Student Council
Won Governor’s Award in Scout/NCC
Academic Details
MBA in Finance from Alliance University, Bangalore in 2012 with 69%
B.B.A. (Finance) from Prestige Institute of Management and Research, Indore in 2010 with 66.54%
12th from Kendriya Vidhyalaya Khandwa School, CBSE in 2007 with 73.4%
10th from Kendriya Vidhyalaya Khandwa School, CBSE in 2007 with 69%
Personal Details
Date of Birth: 8th November 1989
Address: 25-MIG, Deen Dayal Puram, Anand Nagar, Khandwa, 450001, M.P
Languages Known: English, Hindi&Punjabi