1. STEVE NIELSEN
2957 Curtis St. Denver, CO 80205 – (719)-251-7059
AREAS OF EXPERTISE
 Mortgage Banking – Sales and Operations Management – 25 Years Experience split
between retail and wholesale sales and operations.
 Commercial Banking – Sales and Operations Management. Real Estate,
Commercial, Agriculture and consumer lending - 8 Years Experience.
 Real Estate Sales/Marketing and Development – 10 Years Experience.
 Independent Petroleum Landman – Title, Abstract and Leasing – 4 Years Experience.
SUMMARY of QUALIFICATIONS
Business Management
 Excellent problem solving skills and ability to manage effectively under pressure. Prefer a fast-paced
work environment.
 Expertise in business administration, goal and results oriented planning and strategizing, developing
and integrating policies and procedures, and all related aspects necessary to ensure productive, efficient
and profitable operations.
 Posses twenty two years experience in all areas of small business and profit center management.
 Prepared comprehensive business operating plans covering all areas of small business operations.
Outlined short range and long range goals, plans and strategies, contingency plans and pro-forma
financial statements and budgets. Have implemented same for numerous businesses and profit centers.
Sales and Marketing
 24 Years Experience in a wide variety of Sales and Sales Management including: direct personal
selling, telemarketing, business to business sales, business development and project management.
 Developed Colorado Market for out of state wholesale mortgage company. Increased sales from zero
to $6 million per month within 12 months of hiring.
 Created a national lending program and successfully opened and developed new markets in 44 U.S.
States. Increased sales of a wide variety of mortgage products 291 percent from previous year.
 Managed the marketing efforts of a 15 person sales staff promoting new loan programs to mortgage
companies, commercial banks, and mortgage banks covering a five state territory.
 Created and implemented numerous marketing campaigns using print, radio, direct mail, internet,
telemarketing, and direct personal selling.
 Acquisition, development and sales of real estate throughout the U.S. focusing on land and
condominium development throughout Colorado and the Southeast and Northwest U.S.
Communication
 Strong written and verbal communication skills. Strong presentation Skills.
 Developed many presentations covering a wide range of topics targeted toward business owners,
managers and retail customers as well as internal employees, executives and board members.
 Developed and implemented numerous training manuals and programs.
 Developed and implemented numerous policies and procedures covering all aspects of credit, lending,
mortgage and finance operations.
Land Services
 Independent Petroleum Landman with primary responsibilities including; Running title to determine
mineral right ownership, building complete abstracts from patent to present, buying leases. Court
house work in Weld, Washington, Adams County, CO. San Juan, Rio Arriba County, NM. Niobrara
County, WY. Willing to travel anywhere. Clients include Transcontinent Oil Company, T.S. Dudley,
Anadarko, Whiting, Encana.
Computer Skills
 Strong computer skills which includes working with software, hardware, and networks.
 Experienced with Microsoft Word, Excel, PowerPoint, QuickBooks Pro
 Web site design and maintenance for commercial bank.

2. PROFESSIONAL EXPERIENCE
Real Estate Broker – Red Creek Land Co. of Colorado / Pueblo, CO 2004 - Present
 Hold Active CO Real Estate license since May, 2013. Red Creek is a condo and land developer.
Work with management in acquisitions, development and sales. Sell to prospective clients exclusively
for Red Creek. Have worked on developments throughout Colorado, Georgia, Washington, South
Carolina and Alabama.
Independent Landman – Panorama Resources, LLC / Denver, CO 2012-Present
 Work as independent contractor with primary responsibilities including; Running title to determine
mineral right ownership, building complete abstracts from patent to present, selling leases. Court
house work in Weld, Washington, Adams County, CO. San Juan, Rio Arriba County, NM. Niobrara
County, WY. Willing to travel anywhere. Clients include Transcontinent Oil Company, T.S. Dudley,
Anadarko, Whiting, Encana.
Account Executive – Kinecta Federal Credit Union / Denver, CO 2009- 2012
 Outside sales rep. marketing mortgage products to Banks, Credit Unions and Mortgage Companies.
Vice President -Mortgage Division – So. Colo. National Bank Mortgage Division / Pueblo, CO 2003 - 2009
 Created and directed all areas of the Mortgage Division of Southern Colorado National Bank, a locally
owned and operated community bank operating under a federal charter.
Owner/President – The Mortgage Tech Group – Denver, CO / La Junta, CO 1998 – 2003
 Managed all areas of medium sized mortgage brokerage operation. Responsible for corporate planning
and strategizing, personnel, marketing and new business development, budgeting, accounting, and all
aspects of day to day operations.
Area Sales Manager – Saxon Mortgage, Inc. – Richmond, VA 1995 – 1998
 Responsible for promoting a wide variety of mortgage programs to mortgage companies, commercial
banks, and mortgage banks located within a five state territory. Based in Denver, CO
 Developed and nurtured strong business relationships with business customers.
 Directed and responsible for the sales efforts of 15 sales representatives covering the same five state
territory.
Owner/Vice President – Freedom Mortgage, Inc. – Englewood, CO 1991 – 1995
 Managed all areas of mortgage brokerage operation with 20 employees staffing branches in
Englewood, Fort Collins and Boulder, CO.
 Responsible for corporate planning, personnel, new business development, and all aspects of day to
day operations.
Branch Manager – Household Finance Corp. – Littleton, CO 1986 – 1991
 Managed all areas of operations of independent profit center. Lending, Collections, day to day
operations, Recruiting, hiring and training.
EDUCATION
University of Northern Colorado - Greeley, CO – B.S., Business Administration/Marketing, Minor in
Psychology – 1986. Completed all required coursework in 3.5 years.