2. CONTENTS
Definition
Key of features of ESI
• Extended Sickness Benefits
• Sickness Benefits
• Medical Benefits
• Dependants Benefits
Act Does Not Apply To
3. The Employees State Insurance Act 1948 is beneficial and
social legislation.
It main aim is to provide economic security to people who
work in certain factories and establishment.
It provides for payment of benefits to workers in cases of
extended sickness, disablement, dependants, etc.
DEFINITION
4. To be entitled to the Extended Sickness
Benefit an Insured Persons should have been
in continuous employment for 2 years or more
at the beginning of a spell of sickness in which
the disease is other contributory conditions.
Extended Sickness Benefit
5. Insured employees is entitled to receive for the period of his
sickness at the daily “standard benefit rate”.
Minimum 78 days of corresponding contribution is must.
Benefit is not available for the first 2 days of sickness
Maximum period for benefit is 91 days in one year
Standard benefit rate.
Daily rate at which sickness benefit is payable during period
of sickness:
-Lowest rate is Rs. 14/ -
-Highest rate is Rs. 195/ -
Sickness Benefit
6. As per the provisions of ESI Act, 1948,
the State Government are responsible
for providing the medical benefits
through the network of ESI
Dispensaries (for primary medical
services ) and ESI Hospitals (for
secondary medical services).
Medical Benefit:
7. In the case of temporary disablement, the
compensation is generally 90% of the wage
amount until the disablement continuous.
The employees can claim this benefit irrespective
of whether or not he paid his contribution.
Disablement Benefits
8. Seasonal factories engaged exclusively in any of the activities
like: cotton ginning, cotton or jute pressing, decoration of
ground nuts, manufacturing coffee, indigo, lac, rubber, sugar, or
tea or any manufacturing process incidental to or connected
with any of the afore said activities, and including factories
engaged for a period not exceeding seven months in a year in
blending., packing or repackaging tea or coffee, or in such other
processes as may be specified by the central govt.
Act Does Not Apply To
