This document summarizes various welfare schemes in India for women, including both central and state government schemes. The central government schemes provide free checkups and healthcare for pregnant women, subsidies for cooking gas connections, housing, and small business loans. State schemes in Tamil Nadu provide marriage assistance for orphan girls, widows, and inter-caste couples. The schemes aim to support maternal and child health, empower women entrepreneurs, and help families afford marriage expenses. Eligible beneficiaries can apply for these schemes at local government offices.

1. WOMEN WELFARE
SCHEMES IN INDIA

2. CENTRAL GOVERNMENT SCHEMES
1. Free Checkup for Pregnant women
2. Pregnant Women Health Care Scheme
3. Swachh Bharat – Toilets Construction
4. Prime Minister’s Small & Micro Industries Development Scheme
(MUDRA)
5.Prime Minister’s Ujjwala Yojana (PMUY)
7. Prime Minister’s Housing for All Scheme (Urban & Rural)
8. Prime Minister’s Empowerment of Women Entrepreneurs
(Standup India)

3. STATE GOVERNMENT SCHEMES
1. Moovalur Ramamirtham Ammaiyar Ninaivu Marriage Assistance
Scheme
2. Dr. Dharmambal Ammaiyar Ninaivu Widow Remarriage Assistance
Scheme
3. E.V.R. Maniammaiyar Ninaivu Marriage Assistance Scheme For
Daughters Of Poor Widows
4. Annai Therasa Ninaivu Marriage Assistance Scheme For Orphan Girls
5. Dr. Muthulakshmi Reddy Ninaivu Inter-caste Marriage Assistance
Scheme

4. Scheme Benefits
 The free checkup for pregnant women (Pradhan Mantri Surakshit
Matritva Abhiyan) has been launched by Modi government, aims to provide
assured, comprehensive and quality antenatal care, free of cost, universally
to all pregnant women on the 9th of every month at government hospitals/
Health Centre.
Scheme guarantees a minimum free package of antenatal care services to
women in their pregnancy at designated government health facilities.
 Lab Investigations: Hemoglobin, Urine Albumin and Sugar, Malaria,
VDRL, HIV, Blood Grouping, Screening for GDM using OGTT etc.

5.  Ultrasonography (USG): All PMSMA beneficiaries who have registered
would receive an examination by an Obstetrician / medical officer with the
report of their investigations. Based on the examination and reports of
investigations & USG reports.
 Injection Tetanus Toxoid, Tablet Iron Folic Acid, Tablet Calcium and any
other medication prescribed by the Medical Officer
Scheme Benefits

6. Counselling
 All pregnant women would receive group counseling (in groups of 10-12)
on diet, sleep, regular ANC checkup, institutional delivery, breast feeding,
contraceptives etc.
 Transportation facilities would be provided to pregnant women residing in
difficult / inaccessible areas where public transport is either not available
or very poor, PW from vulnerable communities and in blocks with home
deliveries > 20%
How to enroll in this scheme?
Pregnant woman can visit any government hospital/health center to
register & avail this scheme.

7. Pregnant Women Health Care Scheme
 Financial assistance upto 6,000 INR for pregnant women (before & after) child
birth at government hospitals.
 Women can improve healthy diet and proper medication during & after
pregnancy period
 Give birth to better healthy baby & provide health support to babies post
delivery
 Cash to be transferred directly to woman account in 3 installments (3,000 INR,
1500 INR, 1500 INR)
How to enroll in this scheme?
Any pregnant women can enroll in this scheme need to register this in any
government health care centre (Working women who receive paid maternity
leave are exluded)

8. Swachh Bharat – Toilets
Construction
Scheme Benefits:
 Any individual who needs toilet to be constructed at his home, gets subsidy amount up to Rs 12,000 INR or 15,000
INR (SC/STs) from government.
How to enroll in this scheme?
 Go to the local Swachh officer who is looking after your ward/block where you live and tell him or her that you
want to construct a toilet under Swachh Bharat Abhiyan scheme.
 The Swachh officer will give a receipt, which is a proof that you can start the construction process under the
Swachh Bharat Abhiyan scheme. Once the construction is complete, you will be liable for the subsidized amount.
 Suggest completing the construction of toilet within 45-50 days. The toilet constructed by her should have a door,
a water tank and a provision for light.
 After the completion, go back to the Swachh officer telling that her construction is complete and you need the
subsidized amount. (You need to submit few documents like Ration Card, Aadhaar Card, Passbook Copy and one
passport size photo). After the submission of documents, the officer will release the fund that is Rs. 12,000 or Rs.
15,000 (SCs and STs).

9. Prime Minister’s Small & Micro Industries
Development Scheme (MUDRA)
Scheme Benefits:
 All non-farm sector income generating activities such as manufacturing,
trading and services whose financial assistance needs below Rs.10 lakhs are
known as MUDRA Loans
1. Shishu : loans upto Rs. 50,000/-
2. Kishor : loans above Rs. 50,000/- and upto Rs. 5 lakhs
3. Tarun : loans above Rs. 5 lakhs to Rs.10 lakhs
 Any type of income generating businesses are supported under Mudra
 Very low interest with flexible repayment period.
 A hassle free and flexible credit product with no collateral & processing fees

10.  Any type of income generating businesses are supported under Mudra
How to enroll in this scheme?
People with savings bank account can approach all Public Sector Banks,
Private Sector Commercial Banks, 29 RRBs and 47 NBFCs / MFIs

11. Prime Minister’s Ujjwala Yojana (PMUY)
 To safeguard the health of women & children by providing them with a
clean cooking fuel – LPG, so that they don’t have to compromise their
health in smoky kitchens.
 Under this scheme, 5 Cr LPG connections (additional 3 Cr target extended)
will be provided to BPL families with a support of Rs.1600 per connection.
 Ensuring women’s empowerment, especially in rural India, the
connections will be issued in the name of women of the households

12. A woman of the BPL household, may apply for a new LPG connection (in the
prescribed format) to the nearest LPG distributor.
 While submitting the application form, the woman needs to submit
detailed address, Bank Account and Aadhar number of all members of the
household
 The connection will be issued by the Oil Marketing Companies (OMCs) like
Bharat Gas, Indane, & HP Gas to the eligible beneficiaries after processing
the application.
 In case the consumer opts for EMI, the EMI amount will be adjusted against
the subsidy amount due to the consumer on each refill
How to enroll in this scheme?

13. Prime Minister’s Housing for All
Scheme (Urban & Rural)
 When India completes 75 years (2022) of Independence, every poor family
should own a pucca house with water connection, toilet facilities, 24 x 7
electricity supply and access.
 Poor people living in urban cities/towns& rural villages do not own homes
& cannot afford high interest for housing loans.
 Own house can improve the livelihood of poor people and reduce poor
people family burden & provide affordable housing for all

14. Urban:
 A beneficiary is defined as a family comprising of husband, wife and unmarried children.
Women is given preference.
 Such beneficiary should not own a pucca house either in his / her name or in the name of
any member of his / her family in any part of India to receive central assistance under the
Mission..
 State Government is responsible for implementation.
 70 lending institutions including 45 housing finance companies, 15 scheduled banks, regional
rural and cooperative banks support this scheme for housing loans
Rural:
 The beneficiary in rural areas who living is kutcha houses & who do not own any house can
apply for this scheme. Women given preference.
 Such beneficiary should not own a pucca house either in his / her name or in the name of
any member of his / her family in any part of India to receive central assistance under the
Mission.
How to enroll in this scheme?

15.  State Government is responsible for implementation.
 70 lending institutions including 45 housing finance companies, 15
scheduled banks, regional rural and cooperative banks support this scheme
for housing loans
How to enroll in this scheme?

16. Prime Minister’s Empowerment of
Women Entrepreneurs (Standup India)
Scheme Benefits:
 Provides bank loan between 10L INR to 1 Cr INR for setting up first time
green field (new) enterprises in manufacturing, services or trading sector
(age of 18 years & above)
 Composite loan of 75% of project cost inclusive of term loan and working
capital with lowest interest rate
 Loan is repayable in 7 years
 Besides primary security, the loan may be secured by collateral security as
per banks.
How to enroll in this scheme?
The scheme can be applied in all Scheduled commercial bank branches

17. STATE GOVERNMENT SCHEMES
 The Tamil Nadu government women welfare schemes department has
initiated, a comprehensive strategy aimed towards the protection and welfare
of girl children and women through schemes like The Chief Ministers Girl
Child
 The Social Welfare and Nutritious Meal Programme Department of the
Government of Tamil Nadu under the able guidance of the Honble Chief
Minister of Tamil Nadu had always ensured the welfare of the poor, the
downtrodden, Women, Children, Senior Citizens and third genders. Their
health, nutrition, education, protection and development have been
improved through various Social Welfare Schemes. They have also been
provided with innumerable opportunities and facilities to live a dignified
life.

18. MARRIAGE ASSISTANCE SCHEMES
– In most communities, it is a customary cultural requirement for a girl to
wear “Thirumangalyam” made of gold during marriage and the parents
celebrate the marriage function according to their customs and cultural
backgrounds.
– However, parents from economically weaker sections are not able to cope
with the burden of expenses towards the marriage of their daughters. In
order to help such parents and to encourage them to educate their
daughters till the right age, Marriage Assistance Schemes were introduced
by the Government. Five Marriage Assistance Schemes are implemented to
help the daughters of poor parents, orphan girls, widows who re-marry,
widows daughter’s marriage and inter-caste married couples.

19. SCHEMES
Scheme-I
– Education Qualification: The bride should have studied 10th Std (passed or failed), If
studied in private / Distance Education, bride should have passed 10th std, Bride should
have studied up to V Std in case of Scheduled Tribe.
– Cash Assistance: `25,000 paid through ECS.
Scheme-II
– Education Qualification: Degree holders from regular colleges, Distance education /
Government recognized Open University are eligible, Diploma holders should have
qualified from the Institution recognized by the Directorate of Technical Education,
Government of Tamil Nadu.
– Cash Assistance: `50,000 paid through ECS.

20. MOOVALUR RAMAMIRTHAM AMMAIYAR
NINAIVU MARRIAGE ASSISTANCE
SCHEME
– To avail benefit under this scheme, the annual income of the family should not exceed
`72,000.
Funding Pattern:
Girls belonging to Poor Families and below poverty line Rs.20,000/- (by Cheque/
Demand Draft) Poor families Girls
How To Avail:
1. Commissioner (for Chennai, Madurai, Trichy, Salem,Coimbatore,Tirunelveli, Erode and
Tiruppur Corporations)
2. Municipal Commissioner (for Municipalities)
3. Panchayat Union Commissioner ( for Rural areas)
4. District Social Welfare Officers
5. Extension Officers (Social Welfare) Rural Welfare Officers (W)

21. Dr. DHARMAMBAL AMMAIYAR NINAIVU
WIDOW REMARRIAGE ASSISTANCE
SCHEME
Under this scheme, financial assistance of `15,000 is given through ECS and
`10,000 as National Savings Certificate along with 4 gram 22 carat gold coin for
making “Thirumangalyam”.
There is no income ceiling and educational qualification prescribed to avail
benefit under this scheme. The degree / diploma holders are given `50,000,
out of which, `30,000 is given through ECS and `20,000 is given as National
Savings Certificate along with 4 gram 22 carat gold coin for making
“Thirumangalyam”.

22. Funding Pattern:
Rs.15000 /- (Rs.10000/- as NSC and Rs.5000/- by Demand Draft or
Cheque).
How To Avail:
1. District Social Welfare Officer
2. Extension Officers (SW)

23. E.V.R. MANIAMMAIYAR NINAIVU MARRIAGE
ASSISTANCE SCHEME FOR DAUGHTERS OF POOR
WIDOWS
To avail benefit under this scheme, the annual income of the family should
not exceed `72,000.
Funding Pattern:
Rs.15,000/- (by Cheque/ Demand Draft ) Poor Widows
How To Avail:
1. District Social Welfare Officer
2. Extension Officers (SW)

24. Description
1. Death certificate of the husband of the with the application widowed
mother/widow certificate
2. 2. Income certificate of the family of the widow (from the Tahsildar)
3. 3. Age certificate of the daughter of the poor widow.,
a) Income limit Not exceeding Rs.12,000/- per annum
b) Age limit 18 to 30 years
c) Other criteria Only one daughter of poor widow is eligible
d) Time limit for sending 3 months before marriage Application

25. ANNAI THERASA NINAIVU MARRIAGE
ASSISTANCE SCHEME FOR ORPHAN GIRLS
 There is no income ceiling for availing benefit under this marriage assistance scheme.
Funding Pattern:
To help financially the Orphan Girls for their marriage. Rs.15,000/- (by cheque/ Demand Draft) Orphan Girls
How To Avail:
1. District Social Welfare Officer
2. Extension Officers (SW)
Description:
Social Welfare and Nutritious Meal Programme Department Scheme, Annai Theresa Ninaivu Orphan girls Marriage Assistance Scheme,
a) Income limit Not exceeding Rs.12,000/- per annum
b) Age limit 18 to 30 years
c) Other criteria NIL
d) Time limit for sending Application 45 days before Marriage

26. Dr. MUTHULAKSHMI REDDY NINAIVU INTER-
CASTE MARRIAGE ASSISTANCE SCHEME
Cash assistance of `25,000 is given under this scheme, out of which `15,000
is given through ECS and `10,000 in the form of National Saving Certificate
along with 4 gram 22 carat gold coin for making “Thirumangalyam”.
 The degree / diploma holders receive `50,000 out of which `30,000 is given
through ECS and `20,000 as National Saving Certificate along with 4 gram 22
carat gold coin for making “Thirumangalyam”.
There is no income ceiling and minimum educational qualification
stipulated.

27. Types of Inter-caste Marriage
– Category – I : Either of the spouse of the Inter-caste married couples should be
from Scheduled caste or Scheduled Tribe while the other spouse may be from any
other Community.
– Category – II : Either of the spouse should be from forward or other community
and the other spouse from BC/MBC.
Funding Pattern:
Rs.15,000/-(Rs.10,000/-as NSC and Rs.5,000/- by way of Demand Draft or
Cheque) in case a person belonging to the Forward Community marries a person
belonging to B.C / M.B.C. b) Rs.20,000/-(Rs.10,000/-as NSC and Rs.10,000 by way
of Demand Draft or Cheque) in case one of the spouse belongs to SC/ST

28. How To Avail:
1. District Social Welfare Officer
2. Extension Officers (SW)
Description:
a) Income limit No income limit
b) Age limit Between 18 and 30 years of the bride.
c) Time limit for sending Application Within two years from the date of
marriage.

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