India's prime mister Mr. Narendra Modi statred many schemes for public welfare .here is someone of them.
first is PM Jhan Dhan Yojana,second is PM Suraksha yojana,
and last one is PM Awas Yojana
4. On 15 august 2014,India’s prime minister announced the financial inclusion
mission titled “Pradhan mantri Jan-Dhan yojana”.
Jan-Dhan Yojana roughly translates into English as “People ‘s Wealth
Scheme”.
India ‘s Prime minister Narendra Modi announced the launch of this scheme
at the Red Fort on the occasion of India ‘s Independent Day.
Launched on 28 August in 77000 of areas.
5. The name “Jan Dhan”was chosen through an Online Competition on the
MyGov Platform receved more than 6000 suggestions from Indian
citizens.
7 individuals was suggested “Jan Dhan”.
Slogen – Mera Khata-bhagya vidhaatha.
Primarily the PMJDY Scheme is meant for those who do not have a
savings bank account.
Only 58% of Indian citizens are having a bank account.
6. To bring poor financially excluded
people into banking system.
It cover both urban & rural areas.
Raise of Indian Economy.
To decrees corruption in Govt
subsidy schemes.
Digital India.
7. Account can opened with zero balance.
Not required to maintain any minimum
balance.
ATM card can be issued.
Accident insurance up to
100,000.
Medical insurance cover of 30,000.
5000 of overdraft available only
after 6 month if your account is
found.
8.
9. PM launched this yojana on May 09,2015.It has aim to provide security to
a broader population.
All those with age of 18 to 70 and does have the bank account can
participate in this scheme.
Pradhan Mantri Suraksha Bima Yojana is offered at a premium of Rs.12
per annum.this premium paid will be tax free under section 80C.
10. The scheme would be renewed every year with a single year cover at a
time.
These companies should be willing to offer a scheme similar to the one
mentioned under PMSBY and should have adequate approvals and tieups
for this purpose.
Banks would have a free hands in engaging any insurance company that to
offer the scheme.
11. The death benefits are up to 2 lakhs.
In case of irrecoverable and total loss or both hands, both eyes or sight
or one leg or foot , the insurance cover would be up to 2 lakh.
In case of lost one leg, hand, foot, eye or sight, the sum assured would
be Rs. 1 lakh.
12.
13. PMAY is a mission started with an aim ‘Housing For All’ by NDA
Government achieved by the year 2022, that is when India will be
completing its 75 year of Independent. The mission started in 2015 and
will be attained in seven years i.e.,during 2015-202
This Housing for All scheme is envisioned by our honorable PM. “By the
time the Nation complete 75 years of its Independent. “Pradhan Mantri
Awas Yojana” will bring ‘pucca house’ for every family in urban cities
with water connection, toilet facilities, 24x7 electricity supply and
complete access. As addressed by our PM in the joint session of
parliament on 9th June 2014.
14. Affordable homes with water connection, toilet facilities, 24x7 electricity
supply and complete access.
2 crore houses to be built across nation’s and breadth.
Targeting the Lower Income Groups (LIG) and Economically Weaker
Section of our society (EWS) basically the urban poor by the year 2022.
2 million non-slum urban poor households are proposed to be covered
under the Mission.
15. Indian woman of all religion and castes. Everyone will be equally eligible
no biased treatment on basis of casts or religion.
People who come from low income and economically.
ST(Scheduled Tribes).
SC(scheduled castes).
16. PMAY Housing scheme will work by providing central assistance to Urban
Local Bodies (ULBs) as well as other employed agencies through States.
Building onsite Rehabilitation of the existing slum inhabitants by
commencing private participation for using poor land area as a
resource.
By providing Credit Linked Subsidy.
Initiation Affordable Housing in Partnership.
Granting Subsidy to the beneficiary for individual house construction.