Recommended
More Related Content
Similar to Impact of micro credit on poverty alleviation
Similar to Impact of micro credit on poverty alleviation (20)
Recently uploaded
Recently uploaded (20)
Impact of micro credit on poverty alleviation
- 3. Definition Microcredit is a kind of financial service which is provided to unemployed or poor people or groups who would otherwise have no other way of getting benifitted by any other financial services.
- 4. OBJECTIVES MAIN OBJECTIVE To know the current situation and effects of microcredit programs. SPECIFIC OBJECTIVE To know the impacts of the programs in SYLHET.
- 5. METHODOLOGY OF THE STUDY DATA SOURCE: Primary data DATA COLLECTION: Questionnaire
- 6. LIMITATIONS OF THE STUDY Not enough microcredit beneficiaries Those who have taken services does not want to share their experience Uneducated beneficiaries cannot easily be convinced to give their information. Lack of time and budget
- 7. Data Analysis 0 5 10 15 20 25 30 35 40 45 Borrower and Non borrower chart Borrower Non Borrower The above chart shows of fifty (50) data collected from Sylhet region districts how many are borrowers and non-borrowers.
- 8. 0 2 4 6 8 10 12 14 16 18 100-5000 5000-10000 10000-50000 50000-100000 100000-500000 Amount of micro credit received Frequency The above chart shows that the amount of taka taken by micro credit holders and their frequency.
- 9. 0 5 10 15 20 25 30 35 0%-5% 5%-10% 10%-20% 20%-30% 30%+ Interest rate of micro credit received interest 2 Interest rate of micro credit (of 39 Micro credit holders)
- 10. 0 5 10 15 20 25 30 Consumption Expenditure Investment Expenditure Yearly total expense Yearly total income yearly Savings Yearly debt Impact of mcro credit Increased No change Decreased
- 11. Quick Poverty Score Card Very Poor(0-30) Poor(31-60) Moderately Poor(61-80) Middle Class(80+)
- 12. MAJOR FINDINGS Playing vital role in income and savings Living standard is increasing More employment opportunities Increase in savings as well as consumption expenditure Spending more for their children education
- 13. MAJOR FINDINGS Providing training for service holder of microcredit Other services are provided The service holders are encouraged through various training activities Becoming more aware of the product, schemes, sanitation, health and nutrition
- 14. RECOMMENDATIONS Microcredit activities should be expanded It should be prime activity of microcredit to find other ways to maximize income of service- holders Microcredit must work for increasing study and creation of employment
- 15. RECOMMENDATIONS Road communication system should be developed for providing better service Government should implement proper policies in alleviating poverty Training, health and other programs often need to be organised
- 16. Thank You!