1. C o i n M a n a g e m e n t I n c .
5403 SW Lavender St. Bentonville, AR
714 381 2940
William A. Donaldson, President
Coin Management Inc. 714 381 2940 Email bill@gficentral.com Page 1
We appreciate your interest in an affordable Roth Conversion
Why convert your existing IRA to Roth? IRA distributions are taxable and the Roth is Tax-Free.
Who qualifies for this program? The minimum optimum guidelines are as follows:
Over age 60 with a 30% combined tax bracket (see line 43 on your 1040 + state tax for most taxpayers)
$150,000 or more in an IRA/401K/SEP/403b, etc.
IRA annuities do not qualify.
Why is this different than my current custodian or securities broker can offer?
All custodians can do Roth Conversions using securities or non-securities, in cash or in-kind but you should be
given a choice. Security brokers are restricted by law from non-securities so you need a Third-Party Provider.
In 1997 Congress added certain precious metal coins to our IRA investment choice. (non-securities) but only
metal brokers could trade them as physical assets but Self-directed Custodians could choose what they would hold.
We chose Equity Trust because they hold both classes and provide a Turnkey Roth Conversion with non-securities.
We are a metal broker and Third-Party Service Provider, restricted to non-security transactions.
We perform an analysis converting securities or cash to non-security - US Mint Silver Proof Coins. Congress
provided the NY metals Exchange spot price for Silver or other metals to give a daily IRA value.
You transfer your assets to them, they buy the coins, then make a physical (in-kind transfer) reducing the costs by the
spot price. We sell the coins inside your Roth and transfer proceeds back to your broker/custodian for reinvestment.
We are not replacing your broker, not licensed to sell securities.
Our total cost is less than 26% including the Fed. Tax therefore the result is, spendable income exceeds
current after-tax IRA distributions.
Using securities would be significantly higher in cost, eliminating the Roth choice using securities.
Equity Institutional Trust, the largest self-directed IRA custodian holds both securities and non-securities, over $12 B
in total assets and over 10,000 brokers who manage those accounts. Equity becomes an Intermediary custodian for
the Roth conversion – IRA to Roth set-up, all transactions, and transfer of proceeds back to your broker.
** Roth conversions are not treated by tax shelter rules. Congress created laws for 1099R income reported to
generate immediate revenue from tax-deferred conversions. The custodian can only use IRA assets approved by law.
The custodian discloses all compliance issues on their website and the Conversion documents and we provide a copy
with an analysis and summary with the tax code, tax-free distribution rules during the first five years, and credible
authorities widely known in the securities industry.
We suggest you start by calling the IRA custodian to confirm your right to choose a non-security option as we
discuss in this letter, as well as our history of service through them, William A. Donaldson 010437 and Coin
Management Inc. as an approved metals company for transactions.
Here is the contact information: Equity Trust 800 955 3434 ext. 5381 - Precious Metals Department
Please call me for a detailed analysis of your current situation!
William A. Donaldson, President