1. If I don’t tell you anything more ... which bucket do you want most of your
money in?
1
Certain interest, although exempt from federal income tax, may still be reportable to the IRS and, in certain circumstances, may be subject
to the alternative minimum tax (AMT).
Asset: Puts money in your pocket
Liability: Takes money out of your pocket
Gains or growth of your assets fall into three
income taxation categories:
1099 later 1099 never1099 now
Tax Deferred Tax Free1
Taxable

2. •Are you happy with the percentages?
•Would you like to discuss redistributing some of it?
Taxable, tax deferred and tax free refers to the tax treatment of any earnings/growth/gain from these assets.
_______% _______%
Where is it now? What percentage?
_______%
New York Life Insurance Company
New York Life Insurance and Annuity
Corporation (A Delaware Corporation)
51 Madison Avenue,
New York, NY 10010
www.newyorklife.com
AR05050.RB.042015 SMRU481076 (Exp.04.20.2017)
Tax Deferred Tax FreeTaxable