2. CONCEPT / DEFINITION
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• AGRI-CLINICS :setting up of Agri-Clinics to provide expert advice to farmers
on various aspects like soil health, cropping practices, plant protection, crop
insurance, post harvest technology, feed and fodder managementetc.
• AGRI-BUSINESS CENTRES : Commercial agri-ventures for income
generation & entrepreneurship development ex.farm equipments, sale of agro
inputs, value addition activities, livestock enterprisesetc.
• Agripreneur defined as “entrepreneur whose main business is
agriculture or agriculture-related”
Agriculture + Entrepreneur =Agripreneur
3. Central Sector Scheme of AGRI-CLINICS AND AGRI-
BUSINESS CENTRES (AC & ABC)
OBJECTIVES
To support Agriculture development
To supplement the efforts of public extension
To create gainful self-employment opportunities to unemployed
Agricultural Graduates, Agricultural Diploma holders, Intermediate in
Agriculture, and Science Graduates with PG in Agri related subjects.
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4. WHO CAN BENEFIT FROM SCHEME?
• Graduates in agriculture and allied subjects from State Agriculture Universities
(SAUs)/Central Agricultural Universities/Universities recognized by ICAR/UGC.
• Degree in Agriculture and allied subjects offered by other agencies are also considered
subject to approval of Department of Agriculture & Cooperation, Government of
India, on recommendation of the State Government.
• Diploma (with at least 50% marks)/Post Graduate Diploma holders in Agriculture and
allied subjects from State Agricultural Universities, State Agriculture and Allied
Departments and State Department of Technical Education.
• Diploma in Agriculture and allied subjects offered by other agencies are also
considered subject to approval of Department of Agriculture & Cooperation,
Government of India on recommendation of the State Government.
5. CONT………..
• Biological Science Graduates with Post Graduation in Agriculture & allied
subjects.
• Degree courses recognised by UGC having more than 60 percent of the
course content in Agriculture and allied subjects.
• Diploma/Post Graduate Diploma courses with more than 60 percent of
course content in Agriculture and allied subjects, after B.Sc. with Biological
Sciences, from recognised colleges and universities.
• Agriculture related courses at Intermediate (i.e. plus two) level, with at least
55% marks.
7. MoU finalized with 181 Nodal Training Institutions (NTIs)
1. State Agriculture Universities - 16
2. State Government Institutes - 08
3. NGOs - 36
4. Agribusiness Companies - 100
5. Institutes of Co-operative Management - 11
6. Krishi Vigyan Kendras (KVK) - 10
TRAINING NETWORK
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8. Basic AgricultureKnowledge
Central and State Government Schemes
Field Visits
Agricultural Extension
IT enabledAgricultural ExtensionAdvisory Services
Agri-entrepreneurship Development including Market Survey, Hands
on Experience and preparation of Detailed Project Report.
TRAINING CONTENT
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11. Major Constraints
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Availability of candidates for training
Capability of the Nodal Training Institutes with respect to training
and handholding support and its linkages with different
stakeholders
Support to the trained graduates in availing timely /adequate credit
and easy availability of the subsidy to him
Slow loaning and subsidy release - response of bankers towards
credit/subsidy flow to the trained agri-preneurs
Small enterprises established with their own investment or a very
low credit need greater support for their sustainability.
12. Project Cost:
Individual Projects : Rs.20.00 lakhs
Group Projects : Rs.100.00 lakhs (5 member group)
An additional limit of Rs.5.00 lakhs subsidy is also provided for
extremely successful ventures per person,
Margin Money : 10 –15 % or as decided by individualbanks
Bank Loans:
Type of Loan - Composite Term Loan (fixed cost + cost for one
operative cycle)- At least 10% of the project cost should be in the
form of capital investment
Security :
Hypothecation of assets, mortgage of lands or third party guarantee.
Collateral Security is waived up to Rs.5.00 lakhs loan.
LOAN & SUBSIDY
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13. Repayment Period:
5 – 10 years depending upon the project.
Gestation period – Maximum two years as per the nature of the project
Rate of Interest :
(Commercial / Private Bank / RRB / State Co-As determined by Bank
operative Bank).
Composite Subsidy:
Credit Linked and back ended subsidy with lock-in period of 3 years.
Subsidy will be released by NABARD to the Banks up-front
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14. 36% Subsidy on a maximum Project Cost of Rs.20.00 lakhs (Rs.100.00
lakhs for Group) for general category and 44% for SC, ST, women, Hilly
States (NE States, J&k, H.P and Uttaranchal).
The benefit of subsidy will be extended maximum twice to a candidate
under the Scheme within the prescribed loan limits
Payment of back-ended subsidy will be linked to extension services
provided byAgripreneur.
ProjectActivities:
32 Projects mentioned (only ex.).
Any Project which provide services to the farmers.
Hand Holding by Nodal Training Institutions:
Up to one year
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17. Sl.No Name of the Activity No. of Agriventures
Established
1 Agri-Clinics 4,156
2 Agri-Clinics and Agribusiness Centres 6,807
3 Agro-Eco Tourism 15
4 Animal Feed Unit 52
5 Bio-fertilizer production and Marketing 120
6 Contract Farming 110
7 Cultivation of Medicinal Plants 113
8 Direct Marketing 170
9 Farm Machinery Unit 753
10 Fisheries Development 368
AGRO-VENTURES ESTABLISHED
(29-09-2017)
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18. Sl.No Name of the Activity No. of Agriventures
Established
11 Floriculture 109
12 Horticulture Clinic 178
13 Landscape + Nursery 113
14 Nursery 547
15 Organic Farming 95
16 Pesticides Production and Marketing 47
17 Post Harvest Management + value addition 285
18 Fisheries clinic 16
19 Seed Processing and & Agri-business 354
20 Soil Testing Laboratory 103
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19. Sl.No Name of the Activity No. of Agriventures
Established
21 Tissue culture unit 28
22 Vegetable production & Marketing 300
23 Vermi Composting / Organic manure 514
24 Veterinary Clinics 907
25 Crop production 218
26 Dairy/Poultry/Piggery/Goat etc 6662
27 Rural Godowns 57
28 Production & Marketing of Bio-Control Agents 28
29 Agriculture Journalism 16
30 Sericulture 52
31 Mushroom Cultivation 114
32 Apiary 101
Total 23502
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Revised Agri-Clinics and Agri-Business Centres (ACABC) Scheme – 2016-17
20. Issues in up-scaling Agri-Clinics and
Agri-Business Centres
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•Not attracting serious candidates to the scheme
•Need for Quality NTIs which produce results
•Slow pace of Loan and Subsidy disbursement
•Lack of convergence between ATMA and
Agripreneurs
21. CONCLUSION
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Agriclinics and agribusiness centres scheme now become popular among
agrigraduates due to specialized training, credit facility, subsidy and
handholding support for the establishment of agribusiness/agriventure, but
the success rate of total agriventure establishment is low against total
trained candidates in the country. The success rate is increasing day by day.
There is also need a state level coordination committee between MANAGE
and Nodal training Institutes in oder to ensure smooth implementation,
monitoring and evaluation of the training programme under the agriclinics
and agribusiness centres scheme in India.