1. A. Lillian (Lynne) Demarest
Houston, Texas Telephone: (281) 543-7113 Email: lynnedemarest@yahoo.com
Summary Self-taught, self-motivated, “getit done” person.Builta departmentwhich contributed approximately$48,700,000
in pre-tax profit over past eightyears. We assistin the timely closing ofcomplex,commercial,multi-million dollar
transactions. Through relationships with executive management,senior underwriters and other sophisticated
real estate professionals Ihave established a reputation as dependable,honestand able – able to get the task
done timely. Other title insurance company’s reinsurance departments have adopted forms,policies and
procedures Ideveloped.
Experience Stewart Title Guaranty Company, Reinsurance Manager, Houston TX 1996-Present
Administer reinsurance operations for a multi-national real estate title insurance company.
 Negotiate facultative reinsurance agreements and retro-cession agreements within industry;
 Coordinate information with executives and customers for approvals necessaryto close transaction within
very narrow deadlines
 Maintain a data base of the liability amounts and risks assumed or ceded;
 Negotiate and administer excess liabilitytreaties including amendments;
 Review high-liabilitytransactions for accuracy and compliance to companypolicies and underwriting
standards;
 Develop and maintain relationships with high-level executives with internal and external customers;
 Problem-solve with customers to reach satisfactoryresolutions to complexsituations;
 Representthe companyat industry conferences and meetings
Prepare quotes and respond to Requests for Proposals for title insurance policies and endorsements on multi-
state, multi-site high-liabilityreal estate transactions.
 Prepare premium distribution worksheets which assistissuing offices with complexrevenue distribution and
reporting;
 Developed and maintain database ofcompany’s rates for 50 plus states/rate zones;includes common rate
schedules and endorsementrates
 Provide customer with bestprice while maintaining profitabilityfor company
 Assistissuing offices and underwriting counsel in structuring transactions to maximize retention and
profitability;
 Maintain detailed database ofhigh-liabilitytransactions written for reporting to the Board of Directors
 Assistin the proper premium collection and reporting to policyservices
Manage, coach and train the associates in the Reinsurance and Pricing Departments
 Provide access to training,tools and information associated need to complete departmentduties in such a
way that one’s absence doesn’taffect customer service.
 Some associates have advanced into other areas of the companydue to knowledge and experience
gained in department
Prepare quarterly and annual budgets and forecasts;review profit-center statements.
DuPont Environmental Remediation Services, (closed),Houston Texas – Word Processor - 1993 – 1996
 Combined multiple reviewer comments,typed and formatted various documents following specific
companyguidelines for uniformity
Harbor Financial Mortgage Company, (closed) Houston,TX - Foreclosure Specialist1992 – 1993
 Following the sale of Mercantile Mortgage to Harbor,I filed mortgage insurance claims on foreclosed loans
Mercantile Mortgage Company, (sold by RTC), Houston Texas - Foreclosure Manager - 1988 – 1992
 Following the laws,lender requirements and governmental agencyregulations processed delinquentloans
through default, foreclosure and subsequentfiling ofmortgage insurance claims. Worked with mortgagors
to reinstate loans. Worked with vendors to inspect,clean and secure properties as necessary.
Memberships American Land Title Association, Reinsurance Committee Member;co-chaired for sixyears
Skills Advanced to expert user skills internal Reinsurance Tracking System; MicrosoftWord, Excel, Power Point,
Publisher,Outlook,Corel Draw;working knowledge ofAccess and Visio
Education North Harris MontgomeryCollage; attended 1994
New World College ofBusiness; Anniston,AL General Business program,certificate of completion 1980