1. 1
Joyal Jose
Experience: 8 Years & 10 Months
PPRREESSEENNTT AADDDDRREESSSS
B3, Pournami Apartments
Nellikunnu P O,
Thrissur
Kerala 680005
CCOONNTTAA CCTT NNOOSS::
Mobile : +919846191956
E-mail :joys.neels@gmail.com
PPEERRSSOONNAALL DDAATTAA
Date of Birth : 28/09/1982
Sex : Male
Nationality : Indian
Marital Status : Married
Languages : English, Hindi,
Malayalam,Tamil
PPAASSSSPPOORRTT NNOO : F 8793993
FFAAMMIILLYY DDEETTAAIILLSS
Father – Mr. N. J. Jose,
Occupation - Bank Manager
The Catholic Syrian Bank Ltd
Mother – Mrs. Latha Jose,
Occupation – Rtd Teacher
Swaraj U P School, Kozhukully.
Spouse – Rajani Joyal
Occupation - Teacher
St. Thomas High School
Mayyanur
Children – Joseph Joyal
CAREER OBJECTIVE
Seeking a challenging and responsible position in an establishment
where performance is always recognized. To be self-oriented, innovative and
pursue a progressive career opportunity, in a professional environment,
resulting in quantum growth and success of organization and self.
AREAS OF INTEREST
- Business Development
- Team Management
- Relationship Management
EDUCATION
 M.B.A (Finance & I T and Systems)
College – ICFAI National College
ICFAI University Hyderabad (2004-2006)
 Bachelor of Commerce (Computer Applications)
College – S. N. R. Sons College, Coimbatore, Tamilnadu
University – Bharathiyar University, Tamilnadu(2001-2004)
 Pre-Degree (Commerce)
College – St. Thomas College, Thrissur, Kerala
University –Calicut University, Kerala (1998 – 2000)
 Secondary School Leaving Certificate
School – Don Bosco High School, Mullakara, Thrissur, Kerala
Board - Board of Public Examinations, Kerala State (1997 - 1998)
SKILLS
 A good team player but able to handle things individually.
 Priority for performance along with process.
 Able to perform under pressure.
 Ability to manage and motivate individuals.
 Well-versed in establishing and maintaining relationships.
 Believes in Customer Satisfaction
 Ability to treat different customers differently making use of empathy
 Excellent Communication & team work skills.
 Self-motives - Capable of initiating new ideas and self-learning.
 Honest and sincere approach in duties and responsibilities.
 Suits with timings and situations of work.
 Ability to work for challenging assignments, sincere and confident.

2. 2
SUMMARY OF EXPERIENCE
I have in total of 8 year and 10 months of work experience in Banking and Life Insurance field. Familiar
with handling corporate customers, direct customers and in maintaining healthy and long-term
relationship with channel partners. Well versed in maintaining a good working environment as a team
member. I am amply confident to manage the job committed to the post effectively with efficiency.
EXPERIENCE IN LIFE INSURA NCE SECTOR
Organization ICICI Bank Ltd., Thrissur Region, Kerala.
Designation Branch Manager - Branch Banking
Job Profile
Designated as Branch Manager for Nemmara branch. Leading a branch banking
team of 9 members.
Duration September 2013 to April 2015
Organization
Bajaj Allianz Life Insurance Co. Ltd., Calicut, Kerala. The company is a joint
venture between Bajaj Auto Ltd, India and Allianz SE, Germany. It is one of the
pioneers in private life insurance sector in India.
Designation Area Manager, Bancassurance – Dhanlaxmi Bank Ltd
Job Profile
Designated to lead a team at Calicut Region consisting of 19 branches of
Dhanlaxmi Bank, one of the prime Bancassurance channel partner of Bajaj
Allianz Life Insurance in India.
Duration April 2012 to September 2013
Organization
Bajaj Allianz Life Insurance Co. Ltd., Thrissur, Kerala. The company is a joint
venture between Bajaj Auto Ltd, India and Allianz SE, Germany. It is one of the
pioneers in private life insurance sector in India.
Designation Sales Manager, Bancassurance – Dhanlaxmi Bank Ltd
Job Profile
Designated to lead a team at Thrissur Region consisting of 16 branches of
Dhanlaxmi Bank, one of the prime Bancassurance channel partner of Bajaj
Allianz Life Insurance in India.
Duration June 2009 to March 2012
ACHIEVEMENTS
 Received appreciation for the Best Performance in Financial Year 07-08 for Thrissur Zone from
Senior Sales Manager in March 2008 ( Birla Sun Life Insurance Co Ltd)
 Became Executive Unit Sales Manager through handling the posts of Senior Unit Manager and Unit
Manager. All together 2 promotions in a short span of 1and half years.
 Qualified for Annual TPD Conference Meet 07 held at Goa.
 Qualified for Annual TPD Conference Meet 08 held at Thailand.
 Qualified for Look Around the World Contest – JAS 2011 to Istanbul
COMPUTER SKILLS
 E-Commerce.
 Operating System : Windows Series.
 Application Software : MS Office, HTML, DHTML, ASP, JSP, XML, Java.
Organization
Birla Sun Life Insurance Co. Ltd., Thrissur, Kerala. The company is a joint
venture between Aditya Birla Group, India and Sun Life Financial, Canada.
Designation Executive Unit Sales Manager, Bancassurance – Catholic Syrian Bank
Job Profile
Designated to be in a team at Thrissur Zone, consisting of 5-6 branches of
Catholic Syrian Bank.
Duration June 2006 to June 2009

3. 3
PROJECTS DONE
 School Management System Software and Hardware for
Ramanathapuram Public School, Coimbature.
 Study on Market Awareness of Branded Balloons in Kerala state for
Rubek Balloons Ltd, Cochin.
 Study on Market Awareness of Mutual Funds in Kerala state for
Prudential ICICI AMC Ltd, Cochin.
 Attendance Management System for Staff and Students
Special Initiative by the I T and Systems Department of ICFAI National College, Thrissur
REFERENCES
1. Mr. Bibil Jacob Regional Manager
Muthoot Fincorp Ltd
2. Mr. Abhilash M Vice President,
HDFC Life Insurance Co Ltd.