In this presentation you will learn about the cash back app called Dosh. In my review I will go over how to use the app, how to make money with the app, and if it's legit or not. "If you run on Dunkin" make sure you download this app for 5% cash back on each order!

1. Dosh App Review: Is It legit Or
A Scam?
Dosh is a cash back app that gives you money back at select stores
and retailers every time you shop with your linked debit or credit
card (Visa, MasterCard, or American Express). Founded in 2016
by Ryan Wuerch and Ed Mock, the app has paid out over $25
million to 3 million users. In this review I will go over everything
you need to know about the Dosh app and how you can make $5
for simply downloading it on your phone. I wrote this to help
educate the market about this up and coming app and to help
people earn money and more importantly save money!
My $5 bonus for linking my credit card to the account.

2. How To Use Dosh
Dosh is super user friendly and very easy to install. Just visit the
app store on your iPhone or Android and download the app. If you
use my link here you’ll get a $5 bonus just for linking your card to
the platform. Before you say, hey that sounds like a scam, I looked
into Dosh and they are super secure and they don’t even sell your
information to third party users like so many other apps and social
media sites do. I will dive into more detail on just how secure the
platform is a little bit later.
The Dosh app has been only around for a short period of time but
they are moving faster than any of the other cashback apps out
there such as Ebates, Ibotta, or Swagbucks. Where most of these
platforms make you jump through hoops to get your cash back, the
Dosh app has a “set it and forget it” feel to it. Meaning once your
card or cards are linked to the app every time you make a purchase
at one of the supported stores your account will be credited. You
won’t ever have to use a promo code, coupons, scan your receipt,
or log into the app prior to your purchase.
Each time you use your linked credit card at a qualified merchant,
Dosh will automatically calculate how much you should get back
and add it to your “Dosh wallet”. Once your Dosh wallet reaches
$25 or more you can transfer your money via direct deposit or by
PayPal. There are many great places to eat, gas stations, retail
stores, and popular online stores on the app so reaching the $25
threshold is very achievable if you like to shop. Even if you aren’t a
frequent shopper than are many merchants that offer a substantial
amount of cash back, some over 20% back.

3. I was able to transfer $25 to my PayPal account with no problems.
The Dosh app is currently only available to use in the United
States, but with their continuing growth I think it will expanded
further in the near future. The user must be 18 years old or older.
Is The Dosh App Safe?
The Dosh app is extremely safe, and they take multiple steps to
ensure your safety is their top priority. Dosh’s first safety feature is
SSL Encryption, which means that all data passed between their
web server and browsers remain private and protected. The next
layer of security is the Data Safeguard, which ensures that none of
your banking or credit card information is stored on their app. In
fact all credit card information is tokenized and vaulted using a
PayPal service called Braintree. Another safety feature and
security protection is that Dosh does not sell any of your personal

4. information to third parties. They make their money by the fees
they charge merchants to be on their app, not your information.
The last security metric Dosh uses to ensure your safety is a multi-
factor/ two factor authentication to make sure unauthorized
access is not granted. I am quite confident that Dosh is safe based
off the security steps they have taken mentioned above.
Dosh security features.
Dosh BBB Rating
For my benefit and yours I did some further investigation just to
see if Dosh was safe. I went to the Better Business
Bureau website and looked up “Dosh Holding, Inc”, their official
name and saw they had an A- rating since 11/1/2017 their launch
date. If you didn’t know, “scams” do not have this high of a rating.

5. Dosh Referral
Now I’ve mentioned quite a few times on how you can earn money
via cash back at stores, you can also make money by referring
people to Dosh. When you sign up, you’re automatically enrolled
to their affiliate program where you will get your own unique
referral link. You can share the link with your friends, family, and
or on your social media pages so others can reap the benefits as
well. The best part is for each Dosh referral that links their credit
card to the app, you’ll get a $5 bonus.
Your unique referral link will promote the user to the Dosh app
download page where they can install and link their card in a
matter of 5 minutes. Once the app is installed they will have to fill
out their basic information such as name, birth date, email, cell
phone number, and then link their card. Once they complete these
easy steps you will get your Dosh referral bonus of $5, sometimes
it’s as high as $10 depending on the promotion they are running at
the time. The referral program has no limits, so you can refer as
many people as you can think of, but it isn’t required to make
money.

6. You’ll get an email each time you refer someone new to the platform who links a credit card.
This month’s promotion was $10 per referral.
Dosh Cash Out
As previously mentioned once you hit $25 in your Dosh wallet you
can transfer the money to PayPal or your bank account no
questions asked. As long as people keep shopping and using the
app, Dosh will continue rewarding you for shopping as you
normally do. They make money by the fees they charge each
business on the app, so the money you earn in your account is for
you to keep. The $5 you make per referral is a pretty cheap price to
pay for getting a potential lifetime user to the platform.
Dosh Wallet
The Dosh wallet can be found at the top right of the app. This is
where you will see your current balance and once you link your
credit card you’ll see your $5 bonus almost instantly. As you start
shopping at verified Dosh stores your “wallet” will continue to

7. grow due to the cash back and any referrals you may have. Once
you click on the Dosh wallet you can see your current balance,
your recent activity and this is also were you can request a transfer
to your bank account ($25 minimum). You can also donate your
earnings to charity via the Dosh wallet if you prefer.
My current wallet balance.
Dosh Stores
Dosh has a great mix of popular online stores as well as in-store
offers to collect cash back from. Some of the most popular include
Walmart (6%), Nike (4.5%), Macy’s online (2.25%), Target online
(1.25%), restaurants (bars, pizzerias, IHOP 1%-5% cash back),
convenience stores (CVS 1%), and even gas stations (Exxon mobile
1%). With thousands of stores on the app, if you’re a frequent
shopper, you’ll earn money back fast! The best part is that some
credit cards like American Express offer 1% cash back on every
purchase already so you’ll be making double cash back. It’s like
finding free money again and again.

8. Here are some of the stores on the platform.
Dosh Scam
Based on my research I do not believe Dosh is a scam. At the
simplest form they are a cash back app, backed by investors, which
give a small referral payment for people bringing in new business.
Most of the world’s biggest businesses have some sort of refer a
friend affiliate program. Two examples are Amazon and Walmart.
Another thing to note is that Dosh just raised an additional $44
million in a series A funding from PayPal and Goodwater capital,
that’s some series money raised in a short period of time. This tells
me big investors have faith in the app, and with that money they
raised they can pay people a referral commission to growth their
user base. The only thing I’ve seen that might make you think the
platform is a scam, is the way some people go about promoting the
business. They will take their referral link and just make it their
Facebook or twitter status without providing any information or
value.

9. Is Dosh A Pyramid Scam
No. However, calling companies that offer a referral program a
pyramid scam seems to be the latest trend these days. Dosh is not
one of those scams and in fact you never have to refer a single
person to make money with the app. The referral program is just
an added bonus, if you are using the app and are getting cash back
consistently you have the opportunity to tell others and make a
little money doing it as well. That is just smart marketing in my
opinion.
Dosh App Customer Service
The Dosh team has a great customer service staff. Again I looked
at some of the complaints on their official BBB website and saw
people making comments. If you didn’t receive the cash back you
deserved or are having a hard time removing the app (not sure
why you would do that), you can create a ticket with their team
and they will respond in a first come first serve basis. In most
cases they will be able to pull up your account and credit your
account with the right amount of funds. With so many users it
might take a few days to hear back, but be patient. Another
common complaint I see is that people aren’t receiving their
referral bonus. If you are having this problem, make sure you
verify with your friend and see if they downloaded using your
referral code and if they linked a credit card to the account. This
seems to be the most common problem, people forgetting to link
their card. If you experience a problem with your Dosh account
just make sure to reach out to their customer service department
and respond to any follow up emails they send back.

10. Customer service response on the BBB website.
Dosh Sign Up Bonus
Just to restate you will receive a $5 Dosh sign up bonus once you
download the app and link a credit card to the account. At the time
of writing this you can only link a bank issued Visa, MasterCard, or
American express card. Prepaid cards and Discover cards
unfortunately are not available at this time.

11. Dosh vs Ebates
Ebates and Dosh are very similar apps as they both give you cash
back by linking a credit card to the platform. The most notable
store on Dosh is Walmart, and the most notable store on Ebates is
Amazon. Dosh gives you 6% cashback at Walmart up to $10 per
trip and Ebates gives you 5% cashback on Amazon (for the time
being). Although both apps are similar they are also both different
because of the offers and stores available. Dosh has the more
relaxed set it and forget mentality, which means when you shop
with your linked credit card you will automatically get the rewards.
While Ebates is the large app for now but if you make an online
purchase you have to sign into the account and click the respected
store on their platform first. That way they can track your order. If
you want to buy something in-store using Ebates you would have
to sign into the app and link your card to that merchant. Now, it is

12. easy but it’s just another step that you have to take in order to get
your cash back, which might be a hassle to remember sometimes.
Ebates was created in 1998, and is the larger cash back platform of
the two. In fact Ebates has over 10 million users and has paid out
over $800 million dollars since inception. Ebates even offers $10
for signing up and linking a card and you’ll make $25 per referral.
Although this is a higher amount, to receive it the person you
referred has to make a $25 or more purchase at one of the retailers
listed on the platform. But if you are a frequent shopper and you
don’t mind the extra step by signing into your Ebates account
prior to making an online purchase, then this app might be for
you. In fact download both of them and you can earn even more
cash back and get free money! That’s right, download Dosh and
earn $5 once you link your card and download Ebates and get $10
once you link your card and make a qualifying purchase!

13. If you are interested in downloading Ebates as well as Dosh, I
recommend you also install the Ebates Google Chrome extension.
This extension is free to download and when you shop online from
your computer the extension will let you know if they have an
Ebates offer. If they do at the top right of the page there will be a
red “Activate x% Cash Back”. The percent will change depending
on the store so the “x” represents whatever amount that would be,
just to clarify.
Conclusion
I hope you found my Dosh review informational and educational.
This is a great app to use daily to save money while you shop and
to even make a few extra dollars by sharing it with friends and
family. If you are just learning about the app or have been using
Dosh for a while let us know how you feel about it down below. If
you have any further questions, comments, or concerns be sure to
leave a comment below and we’ll be sure to address your issues to
the best of our ability. Just as a reminder, below are the links you
can use to download both Dosh and Ebates and earn your free
money.
Dosh link: https://link.dosh.cash/JONATHD29
Ebates
link: https://www.ebates.com/r/JONATH17696?eeid=28187
Dosh Review: https://medium.com/@bargaindogbeds/dosh-app-
review-d3863633001b

14. Disclaimer: Some of the links above are affiliate links, meaning,
we will earn a commission if you click through and download the
app.