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Discussion Topic- Concepts of Managed Care
Health insurance companies cover services they define as
medically necessary. Medical necessity is a decision made by a
health plan as to whether the treatment, test, or procedure is
necessary for a patient’s health or to treat a medical problem.
Third-party payers (aka Insurance companies or health plans)
often require documentation to illustrate medical necessity for
treatment before payment will be made.
For your main Discussion post, evaluate and examine medical
necessity from a
provider’s
(doctor, hospital, clinic, etc.) point of a view
and
from a
payer’s
/health plan’s (Aetna, Cigna, Affinity, Healthfirst, etc.) point of
view.
Research then discuss the role
evidence-based clinical criteria and guidelines
play with regard to medical necessity.
At least 250 words
Chapter 5
Required Textbooks:Kongstvedt, P., Health Insurance and
Managed Care: What They Are and How TheyWork, 5th.
Edition. Sudbury, MA: Jones and Bartlett.ISBN- 978-1-284-
15209-8 or EBook-ISBN-978-1-284-09487-9
Discussion Topic- Concepts of Managed Care Health insurance comp.docx

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Discussion Topic- Concepts of Managed Care Health insurance comp.docx

  • 1. Discussion Topic- Concepts of Managed Care Health insurance companies cover services they define as medically necessary. Medical necessity is a decision made by a health plan as to whether the treatment, test, or procedure is necessary for a patient’s health or to treat a medical problem. Third-party payers (aka Insurance companies or health plans) often require documentation to illustrate medical necessity for treatment before payment will be made. For your main Discussion post, evaluate and examine medical necessity from a provider’s (doctor, hospital, clinic, etc.) point of a view and from a payer’s /health plan’s (Aetna, Cigna, Affinity, Healthfirst, etc.) point of view. Research then discuss the role evidence-based clinical criteria and guidelines play with regard to medical necessity. At least 250 words Chapter 5 Required Textbooks:Kongstvedt, P., Health Insurance and Managed Care: What They Are and How TheyWork, 5th. Edition. Sudbury, MA: Jones and Bartlett.ISBN- 978-1-284- 15209-8 or EBook-ISBN-978-1-284-09487-9