View our tri-fold brochure outlining what a health savings account is, how it works, and why opening your HSA with American Health Value offers you so many additional benefits you won't find anywhere else!

1. What Can You Spend HSA Dollars On?
Items That Are OK:
The quick answer is anything that is
"medically necessary”, as defined by
IRS Publication 502. You can pay for many common
items, such as:
 Doctor Visits, Hospital Bills & Surgeries
 Dental Costs, Eye Exams & Hearing Aids
 Prescriptions, Chiropractic & Acupuncture
 Even Contacts, Eye Glasses & Bandages!
You can include such things as ambulance services,
crutches that you buy or rent, and even the cost of a
service animal. As long as the treatment is medically
necessary, your HSA funds can be used to pay for
many different products and services.
Items That Are Not OK:
Aside from the obvious non-medical
purchases like tires for your car or a
new roof on your house, there are several types of
medical products and services to avoid:
 Childcare for a normal, healthy baby
 Cosmetic Surgery
 Health Club Dues
What is a Health Savings Account?
A health savings account (HSA) is a special bank
account that helps you to both save money on
healthcare costs and plan for your future. It
accomplishes this by directly reducing your Federal
taxable income for every dollar deposited in an HSA.
These accounts have a powerful “triple tax
advantage”. Money is tax-free going in, earns tax-
free interest while it sits, and can be spent tax-free
on eligible medical expenses as they occur over
time.
What you don’t spend every year, you keep. That
unspent money rolls over building a balance you can
spend when necessary, invest for greater return, or
pull out as supplemental retirement income after
age 65.
See our list of some of the HSA benefits below, and
decide if one is right for you and your family!
HSA Benefits:
 You Own Your HSA: The money is yours, and
you decide when to spend or save.
 HSAs Are Portable: They follow you if you
change jobs, insurance, or retire.
 No “Use It or Lose It”: What you don’t spend
rolls over every year, earning interest.
 HSAs Offer Investments: Choose from over
6,000 self-directed investment options.
 Great Retirement Vehicles: After age 65 you
Place your trust in the hands of our
20+ years of health savings account
and benefit administration on a
national level, and you’ll see how
simple yet powerful the HSA was
designed to be!
Through the years we’ve seen many scenarios, and
have researched the loopholes and legalities. We
have the knowledge and expertise required to tailor
the HSAs in order to maximize their benefit to each
and every individual we service. This allows you the
tools and support to take full advantage of your HSA,
lower overall healthcare expenses, and act on a plan
that protects you and your family’s future.
The “Value” in American Health Value:
 You Don’t Need to Be An Expert
o Simply Contact Our Office
 Web, Phone, Email and Live Chat
 We’re Experienced and We’re Ready
o Dedicated HSA Specialists
o No Phone Trees or Waiting Times
o Unlimited Personal Assistance
 We’ve Got Your Back
o We Monitor the Legal Aspects
o We Provide Figures for Tax Reporting
o You Stay 100% Compliant
 We’re Your One-Stop Resource
o User-Friendly & Informative Website
o Simple Fillable Forms & Automation
o Flyers, Videos, Infographics & More!
Put us to work and get the unlimited expert support,
personalized consulting and peace of mind others
have come to know for you and your family’s HSA!

2. Opening your health savings account is quick and
simple using any of our convenient enrollment options.
Online Enrollments:
 www.AmericanHealthValue.com
Paper Enrollments:
 PHONE: 800-914-3248
 EMAIL: info@AmericanHealthValue.com
American Health Value
671 E. Riverpark Lane, Ste 100
Boise, ID 83706
Phone: 800-914-3248
Email: info@AmericanHealthValue.com
Website: www.AmericanHealthValue.com
© 2016 American Health Value, LLC All Rights Reserved
What is an HSA qualified insurance plan?
The IRS sets the criteria and is indexed annually.
How Much Can You Put In?
Annual contribution maximums are based on your
insurance coverage type.
An HSA pays tax-free, for:
 Doctor Visits, Hospital Bills & Surgeries
 Dental Costs, Eye Exams & Hearing Aids
 Prescriptions, Chiropractic & Acupuncture
 Even Contacts, Eye Glasses & Bandages!
* Powered by WellCard Health. WellCard Health is not insurance. It is a discount medical
program. It does not replace COBRA or any other medical insurance program nor is it a
Part D prescription drug plan. Cardholders are responsible for paying the discount cost
at the time of service. WellCard Health has no membership fee. The discount plan
organization is AccessOne Consumer Health, Inc., 84 Villa Rd., Greenville, SC 29615,
www.accessonedmpo.com. Visit www.WellCardHealth.com for full disclosure statement.
Prescriptions – Save up to 65%
Over 59,000 local and national pharmacies,
with over 60,000 prescriptions covered!
Dental Care – Save up to 45%
Quality dental care for pre-negotiated rates
at 1000’s of dentists nationwide!
Vision Care – Save up to 50%
Discounts on glasses, contacts, eye exams,
surgical procedures like LASIK & more!
& more!
Hearing Care – Save up to 15%
Instant access to discounts on Beltone
hearing aids, cleanings, inspections & more!
Blood Testing – Save up to 50%
Save significantly on blood testing & other
medical lab services!
Teamed with your HSA
Significant & Immediate Savings on: