The document discusses the requirements for a project report submitted to a bank when applying for a business loan. A project report must provide an overview of the business idea, details on the scope and status of the project, and information about the promoters and employees such as their qualifications and experience. The report also includes sections on infrastructure, regional operations, financing plans, balance sheets, profit/loss statements, and break-even point evaluations to fully represent the business plan to the bank.

1. Project Report for Bank Loan

2. For availing a business loan from the bank for a new
business start-up or expanding existing one, as a
borrower you must submit the project report for your
business. Along with that, all the mandatory
requirements and official documents have to be
submitted with the project report.
The project report should be such that it should represent
the idea of the whole business and can be easily
understood by the reader. Further, discussed are the
components of project report required to be submitted in
order to avail business loan.

3. Elements of Project Report for Bank Loan
Let’s have a look at the standard format for the project report for bank loans:
• Introductory Page: On this page, you have to give an introduction of your business.
• Summary of the Project: As the name suggests, summary of the project should include overall status of the
business.
• Scope of Project: Under this section, you should contain the percentage of work that you planned and the
percentage of work that has been already completed.
• Details of Promoters: Describe the details of promoters and their educational qualifications and work experience.
• Details of Employees: Apart from promoters details, you also required to details about the employees working in
this business also their educational qualifications and working experience in the top management.
• Infrastructure Facilities
• Regional Operations
• Fiscal Acquisitions and Tie-ups
• Means of Financing
• Balance Sheets
• Profit and Loss Statements
• Fund Flow Statement
• Break-Even Points Evaluations