Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET. The video panel included: Jill Castilla: President & CEO of Citizens Bank of Edmond; Rod Griffin: Director of Public Education at Experian and Mike Delgado: Social Media Community Manager at Experian. This deck features tips from: @care4yourfuture, @FedChoiceFCU, @KOFETIME, @benpankonin, @ICBA_Jessica, @LisaWeinberger, @ConsolidatedUS, @FlaxJessica, @navicorePR, @debtcom, @Kasasa, @CitizensEdmond, @KasasaNews, and @HighYaReviews.

1. #CreditChat
Wednesdays | 3 p.m. ET
THE BENEFITS OF
Community Banking

2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, we talked about the benefits of community banking.
ex.pn/7qpp6

3. #CreditChat
Wednesday | 3 p.m. ET
When did you open your first bank
account?

4. #CreditChat
Wednesday | 3 p.m. ET
“Lots of people open their first account
around the time they get their first
paycheck.”
- @FedChoiceFCU

5. #CreditChat
Wednesday | 3 p.m. ET
“When I got my first job when I was 15 or 16,
a banker came to our job orientation and
told us to open an account.”
- @care4yourfuture

6. #CreditChat
Wednesday | 3 p.m. ET
What was your first banking experience
like?

7. #CreditChat
Wednesday | 3 p.m. ET
“First banking experience was quick and
easy! Best part was depositing my birthday
money.”
- @KOFETIME

8. #CreditChat
Wednesday | 3 p.m. ET
“I went to the bank frequently with my parents and knew
every teller. Later I walked to the bank with the money
bag.”
- @benpankonin

9. #CreditChat
Wednesday | 3 p.m. ET
“Loved going with my mom when I was a
kid. Free lollipops at local bank and nice
people to talk to. What’s not to love?!”
- Jessica Wallace
@ICBA_Jessica

10. #CreditChat
Wednesday | 3 p.m. ET
What is a community bank?

11. #CreditChat
Wednesday | 3 p.m. ET
“Community banks are independent, locally
owned and operated banks with assets
ranging from less than $10 million to
billions.”
- @care4yourfuture

12. #CreditChat
Wednesday | 3 p.m. ET
“Community banks are more personal and the tellers know
you and the accounts you have with them. Many are also
local based.”
- @LisaWeinberger

13. #CreditChat
Wednesday | 3 p.m. ET
“A community bank provide services in their
local communities. Locally owned and
operated.”
- @ConsolidatedUS

14. #CreditChat
Wednesday | 3 p.m. ET
How is a community bank different?

15. #CreditChat
Wednesday | 3 p.m. ET
“The key difference is the involvement in the
local community that the bank has works to
help local partners.”
- @care4yourfuture

16. #CreditChat
Wednesday | 3 p.m. ET
“A community bank means you go to the
extra mile and take a risk others wouldn’t.
It’s about being there through the good and
bad.
- @FlaxJessica

17. #CreditChat
Wednesday | 3 p.m. ET
What are the benefits of joining a
community bank?

18. #CreditChat
Wednesday | 3 p.m. ET
“Community banks often offer more
financial tools and tips on financial
literacy.”
- @debtcom

19. #CreditChat
Wednesday | 3 p.m. ET
“Community banks offers higher rates on savings accounts
and lower costs of borrowing than customers at traditional
banks.”
- @KOFETIME

20. #CreditChat
Wednesday | 3 p.m. ET
“Community banks can be more willing to
work with you on rates, fees, etc. You’re part
of the same ‘community family’.”
- @navicorePR

21. #CreditChat
Wednesday | 3 p.m. ET
What financial programs are offered at
community banks?

22. #CreditChat
Wednesday | 3 p.m. ET
“Many community banks offer incentives
for savings or maintaining a certain
account balances. Look at what your bank
offers.”
- @care4yourfuture

23. #CreditChat
Wednesday | 3 p.m. ET
“Scholarships, financial advisors, financial
literacy experts. The list goes on!”
- @Kasasa

24. #CreditChat
Wednesday | 3 p.m. ET
How do community banks promote
financial literacy?

25. #CreditChat
Wednesday | 3 p.m. ET
“Integration with schools and community
programs, taking time to talk with
customers one-on-one, or even hosting
classes.”
- @KasasaNews

26. #CreditChat
Wednesday | 3 p.m. ET
“Community banks often also are deeply invested in
financial education to all ages in the community!”
- @CitizensEdmond

27. #CreditChat
Wednesday | 3 p.m. ET
“Community banks often offer workshops
and seminars on different topics.”
- @debtcom

28. #CreditChat
Wednesday | 3 p.m. ET
Where can people go to find a community
bank in their area?

29. #CreditChat
Wednesday | 3 p.m. ET
“The Independent Community Bankers of
America has a great locator map to find a
community bank in your area.
- @care4yourfuture

30. #CreditChat
Wednesday | 3 p.m. ET
“Our awesome national community banking trade
association @ICBA has a bank locally locator!!”
- @CitizensEdmond

31. #CreditChat
Wednesday | 3 p.m. ET
“Credit Union Locator via @TheNCUA -
National Credit Union Administration.”
- @KOFETIME

32. #CreditChat
Wednesday | 3 p.m. ET
What final tip can you give someone
interested in learning about community
banks?

33. #CreditChat
Wednesday | 3 p.m. ET
“Walk in the doors! You’ll see and feel the
difference right away. They want to help
you in your search.”
- @KasasaNews

34. #CreditChat
Wednesday | 3 p.m. ET
“There are some great benefits to joining a community
bank, but do your research and figure out what’s best for
your needs.”
- @care4yourfuture

35. #CreditChat
Wednesday | 3 p.m. ET
“Go to banklocally.org and find a bank
closest to you, then stop by and takk with a
banker!”
- @HighYaReviews

36. #CreditChat
Wednesdays | 3 p.m. ET
Check out all the resources and tips shared:
ex.pn/7qpp6

37. #CreditChat
Wednesdays | 3 p.m. ET
Join Us Every Wednesday at 3 p.m. ET.
experian.com/creditchat