The document discusses the importance of investing for financial freedom, emphasizing early investment to take advantage of compounded interest. It highlights various investment methods, common mistakes to avoid, and strategies for balancing debt and investing. Additionally, the document encourages self-education and active participation in financial growth through tools like podcasts and working with advisors.

1. Smart Tips for Investing
#CreditChat
Wednesdays | 3 p.m. ET

2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, the community shared some tips about how to get
started and be smart with investing.
ex.pn/investing

3. Why is investing important?
#CreditChat
Wednesdays | 3 p.m. ET

4. Investing is important because it has the
potential to create financial freedom. It
can allow your hard-earned money to
keep up - or exceed - inflation.
#CreditChat
Wednesdays | 3 p.m. ET
Brad Sherman
@shermanwealth

5. Investing, when handled properly,
can be a great way to accumulate
wealth and fund some of your long-
term financial goals!
#CreditChat
Wednesdays | 3 p.m. ET
Leslie H. Tayne, Esq
@LeslieHTayneEsq

6. Investing is the best way to build
savings for retirement.“
#CreditChat
Wednesdays | 3 p.m. ET
”
Rod Griffin
@Rod_Griffin
Investing is the best
way to build savings
for retirement.
#CreditChat
Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin

7. Investing gives you the opportunity
to grow your money. It can create
passive income streams and boost
your net worth.
#CreditChat
Wednesdays | 3 p.m. ET
Kasasa
@Kasasa

8. When should people start investing?
#CreditChat
Wednesdays | 3 p.m. ET

9. Start investing ASAP - the sooner
the better.
#CreditChat
Wednesdays | 3 p.m. ET
Debt Free Guys
@DebtFreeGuys

10. Always start investing as early as
possible to reap the rewards of
compounded interest.
#CreditChat
Wednesdays | 3 p.m. ET
Brad Sherman
@shermanwealth

11. Start investing as soon as possible.
Even a little adds up to a lot over a
long time.
#CreditChat
Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin

12. Start early! Not only does this
give you more potential to earn,
but if there is a learning curve
get it out quickly!
#CreditChat
Wednesdays | 3 p.m. ET
Kasasa
@Kasasa

13. Matching contributions aside,
typically investing begins after
an emergency fund is
established and goals are
accounted for.
“
#CreditChat
Wednesdays | 3 p.m. ET
Douglas A. Boneparth
@dougboneparth
”
Matching
contributions aside,
typically investing
begins after an
emergency fund is
established and goals
are accounted for.
#CreditChat
Wednesdays | 3 p.m. ET
Douglas A. Boneparth
@dougboneparth

14. What are different ways to invest?
#CreditChat
Wednesdays | 3 p.m. ET

15. You can invest in stocks, bonds,
mutual funds, CDs and more. You
can control it all or work with a
broker.
#CreditChat
Wednesdays | 3 p.m. ETSoutheast Financial
@SFCUNews

16. Start with your company’s 401k;
Auto deduction, free money if
matched, and you don’t need to
be an expert.
#CreditChat
Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin

17. Investing in real estate is one of the
most stable long-term investments
one can make!
“
#CreditChat
Wednesdays | 3 p.m. ET
”
Wise Bread
@Wisebread
#CreditChat
Wednesdays | 3 p.m. ET
CapWest Mortgage
@CapWestMortgage
Investing in real estate is one of
the most stable long-term
investments one can make!
#CreditChat
Wednesdays | 3 p.m. ET
CapWest Mortgage
@CapWestMortgage

18. #CreditChat
Wednesdays | 3 p.m. ET
It Pays Dividends
@ItPaysDividends
Don’t forget about investing in
yourself through conferences,
networking, extra education, etc.

19. Invest in professional help. Don’t
try to be an expert, just work with a
great one!
#CreditChat
Wednesdays | 3 p.m. ETRod Griffin
@Rod_Griffin

20. What are some mistakes to avoid when
investing?
#CreditChat
Wednesdays | 3 p.m. ET

21. Avoid concentrating your investments
in one place, especially your own
company’s stocks. Diversity is key.
#CreditChat
Wednesdays | 3 p.m. ETSoutheast Financial
@SFCUNews

22. It’s important to know your risk
tolerance, investment goals,
investment objectives, and time
horizon.
#CreditChat
Wednesdays | 3 p.m. ETDebt Free Guys
@DebtFreeGuys

23. #CreditChat
Wednesdays | 3 p.m. ET
Cinfed Credit Union
@CinfedCU
Invest it and forget it - don’t jump
off the ride when the market dips.
It will come back. You just have to
wait.
#CreditChat
Wednesdays | 3 p.m. ET

24. Don’t lose sight of common sense
and be realistic of your financial
boundaries when investing.
#CreditChat
Wednesdays | 3 p.m. ETVouch
@vouch

25. Make sure you pay attention to
taxes and the tax implications of
your various investments!
#CreditChat
Wednesdays | 3 p.m. ETBrad Sherman
@shermanwealth

26. Don’t buy cheap stocks just
because they are cheap. They are
probably cheap for a reason.
“
#CreditChat
Wednesdays | 3 p.m. ET
”
Cinfed Credit Union
@CinfedCU
Don’t buy cheap stocks just
because they are cheap.
They are probably cheap
for a reason.
#CreditChat
Wednesdays | 3 p.m. ETCinfed Credit Union
@CinfedCU

27. What are some simple ways to get started
with investing?
#CreditChat
Wednesdays | 3 p.m. ET

28. Podcasts can also be a great tool for
learning about investing,
understanding the basics, and
discovering what’s best for you.
“
#CreditChat
Wednesdays | 3 p.m. ETLeslie H. Tayne, Esq
@LeslieHTayneEsq
”
Podcasts can also be a great tool
for learning about investing,
understanding the basics, and
discovering what’s best for you.
#CreditChat
Wednesdays | 3 p.m. ETLeslie H. Tayne, Esq
@LeslieHTayneEsq

29. Self-education. Plenty of blogs and
books from the library. Start with
virtual trading to gain some practice.
#CreditChat
Wednesdays | 3 p.m. ETCheapsters
@Cheapsters

30. Easiest way to invest is through the
workplace. Sign up for 401k or
open an IRA.
#CreditChat
Wednesdays | 3 p.m. ETJamie Kalamarides
@kalamarides

31. Talk with a good adviser. They can
help determine strategies that fit
our personality and goals.
#CreditChat
Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin

32. How do you decide how much should go
toward investing vs. paying off debt?
#CreditChat
Wednesdays | 3 p.m. ET

33. Pay off debt - then invest.
“
#CreditChat
Wednesdays | 3 p.m. ET
”
Cinfed Credit Union
@CinfedCU
Pay off debt -
then invest.
#CreditChat
Wednesdays | 3 p.m. ET
Cinfed Credit Union
@CinfedCU

34. If your company matches, always
invest at least to the match. Use
the rest to pay down debt.
#CreditChat
Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin

35. It’s generally a good rule of thumb
to save the heavy investing until
after you’ve paid off debt.
#CreditChat
Wednesdays | 3 p.m. ET
Kasasa
@Kasasa

36. Difficult, personal choice, but have
no credit card debt and your
emergency fund before investing!
#CreditChat
Wednesdays | 3 p.m. ET
Cary Carbonaro, CFP
@CaryCarbonaro

37. Have an emergency fund, pay off
credit card debt, and then look at
risk tolerance to decide investing
vs. paying off other debt.
#CreditChat
Wednesdays | 3 p.m. ETKevin C. Swanson
@kevincswanson

38. Any final tips for those interested in
investing or making more investments?
#CreditChat
Wednesdays | 3 p.m. ET

39. The earlier you start, the more
mistakes you can make and still
end up on your feet. Fail early for
future success!
#CreditChat
Wednesdays | 3 p.m. ET
Compare Cards
@CompareCards

40. Educate yourself and don’t be afraid of
making a mistake or two along the
way.
#CreditChat
Wednesdays | 3 p.m. ETSoutheast Financial
@SFCUNews

41. There is no better day than today
to invest. Procrastination is not
wise when it comes to investing.
“
#CreditChat
Wednesdays | 3 p.m. ET
Cary Carbonaro, CFP
@CaryCarbonaro
”
There is no better day than today
to invest. Procrastination is not
wise when it comes to investing.
#CreditChat
Wednesdays | 3 p.m. ET
Cary Carbonaro, CFP
@CaryCarbonaro

42. Don’t try to time the market.
Investing is about TIME IN the
market not TIMING the market.
#CreditChat
Wednesdays | 3 p.m. ET
Debt Free Guys
@DebtFreeGuys

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