Cellphones are naturally connected to the digital world, so it’s easy to derive why cellphone insurance is a line of business to support with a fully digital infrastructure. The Protchain team shares it’s vision of digital decentralized insurance that will leverage the blockchain to disrupt the high-growth market of cellphone insurance. These slides are courtesy of Jonathan Staude and Eugene Dylko, Protchain

1. Democratize
insurance
d1conf
Prague,
29th Oct 2018

2. 1: https://globenewswire.com/news-release/2018/02/28/1396676/0/en/Mobile-Phone-Insurance-Market-to-be-worth-27-Billion-by-2020.html
Insurance should be decentral
• We believe insurance is naturally decentral so it is possible to cut the middle man (the insurance company)
from the process of risk coverage in between a community. We work towards that goal.
Data is available
• Mobile insurance is a good use case because object-specific information (IMEI, detection of broken glass) is
digitally available and can be parametrized
Market is growing
• Mobile insurance market is a rapidly growing (10%/yr) market within the insurance sector, with a potential
market size of 27bn$ in 20201
2
Why decentralized cellphone insurance?

3. YauhenJonathan
Aleksey Waldemar
Lead Architect
Our team
Product lead Business
development
Blockchain engineer
3

4. Ethereum
What’s the idea?
protchain aims to let all relevant insurance processes be driven and supported by the community
Under-
writing
Claims
mana-
gement
Proof of
identity
Proof of
ownership
Protchain
Prot. Community
• Takes part in
operational processes,
i.e. policy acceptance,
claims regulation,
pricing
• Makes decisions about
risk model, business
model, investments
• Takes over risk for
customers
Customer
• Provides
information for
proof points
• Provides Ethereum
address
Oracle: protchain communityOracle: phone metadata
4

5. Ethereum
Initial product
Protchain implements main processes in mobile insurance
Customer
Risk carrier
Under-
writing
Claims-
mana-
gement
Proof of
identity
Proof of
ownership
Protchain
• Provides pricing and
coverage
Claims regulators
• Accept policies
• Regulate claims
• Provides
information for
proof points
• Provides ethereum
address
To be step by step
decentralized
1
2
Oracle: phone metadata
Oracle: claims regulators
Prot. Community
• Provides input to
business model and
development
3rd party
3rd party
5

6. Under-
writing
Claims
manage-
ment
Proof of
identity
Proof of
ownership
Under-
writing
Claims
manage-
ment
Proof of
identity
Proof of
ownership
• Growth of blockchain ecosystem
• Regulatory adaptation
• Mainstream adaptation
centralized decentralized
Our strategy
The road to decentralize cellphone insurance will follow the growth of the blockchain ecosystem
6

7. Where we are and what’s next?
Project needs to grow with respect to team and investment
ü The team is working on prototype, the concept and business development
Ø Complete Prototype with
• Customer UI
• UI for claims handling
• External API for claims handling and risk carry-over
Ø Negotiate partnerships for
• Risk carrier
• Claims handling
Ø Focus on community development and growing ecosystem
7

8. It’s time for decentralization
Yauhen Dylko
Jonathan Staude
info@protchain.org