The first think tank dedicated to the Connected Insurance (Telematics & Insurance IoT), the most relevant insurTech trend (representing around 80% of the $16,5B invested on IsurTech globally as of today)
A survey created by InsurtechNews in collaboration with InsurTech 2016 Singapore, involving over 120 respondents. Based on the answers collected, the most relevant area of Insurtech is Connected Insurance and this is not surprising at all. According to a preliminary release of a study jointly developed by Venture Scanner together with the Connected Insurance Observatory, connected insurance initiatives represent 30% of start-ups but have gathered an astonishing 80% of insurtech funding. Online purchases continue to be deemed as very relevant although such promise is everything but new and has yet to materialize. Things may change though if the new purchase innovation is push sales...
Unsurprisingly, respondents also indicated that insufficient knowledge and understanding of the insurance market is the most important challenge for InsurTech start-ups and creates an imperative for collaboration between incumbents and start-ups. The second barrier is the incapacity to engage and partner with incumbents. This point confirms the importance of all open innovation initiatives of the last few months: from hackathons to co-creation labs, from incubators to accelerators. They are all fundamental to allow start-ups to access incumbents and vice-versa.
InsurTech trends: Connected Insurance as the most relevant one considering TAM and maturity level. It has already shown adoption and material impacts in some markets.
The Connected Insurance Observatory is think tank specialized on telematics and insurance IoT. It is engaging insurers, distributors, institutions and tech players with the goal to spread a culture of innovation throughout the insurance sector
The Singapore FinTech Consortium - Introduction to InsurTechFinTech Consortium
ย
When you hear of โinsuranceโ, the words โinnovationโ and โtechnologyโ would not come to mind intuitively โ but they should now. At this day and age, insurance technology has the potential to affect nearly every essential insurance function, ranging from distribution methods to actuarial number crunching. InsurTech is now being implemented across every stage of the insurance value chain.
InsurTech 2016 Conference is a global gathering of the world's leading thinkers and doers in Insurance innovations and technology. It's a gathering of the planet's businesses, large and small, who are being impacted by new innovations to want to meet the demands of the insurance market.
This year, over 300 attendees will make the trip from all corners of the globe to hear from 80 industry thought leaders who will deliver the knowledge you're looking for to succeed in this arena.
InsurTech 2016 will assure that you meet the top insurance and technology professionals - leading 22 interactive and insightful sessions across all the insurtech spectrum, including:
Digital distribution channel
Blockchain
Data Analytics
Wealth Management
IoT & Telematics
Auto Tech
Health Tech & Wearables
Book your delegate ticket now for additional 15% Discount @ http://bit.ly/2bmXVxG
A survey created by InsurtechNews in collaboration with InsurTech 2016 Singapore, involving over 120 respondents. Based on the answers collected, the most relevant area of Insurtech is Connected Insurance and this is not surprising at all. According to a preliminary release of a study jointly developed by Venture Scanner together with the Connected Insurance Observatory, connected insurance initiatives represent 30% of start-ups but have gathered an astonishing 80% of insurtech funding. Online purchases continue to be deemed as very relevant although such promise is everything but new and has yet to materialize. Things may change though if the new purchase innovation is push sales...
Unsurprisingly, respondents also indicated that insufficient knowledge and understanding of the insurance market is the most important challenge for InsurTech start-ups and creates an imperative for collaboration between incumbents and start-ups. The second barrier is the incapacity to engage and partner with incumbents. This point confirms the importance of all open innovation initiatives of the last few months: from hackathons to co-creation labs, from incubators to accelerators. They are all fundamental to allow start-ups to access incumbents and vice-versa.
InsurTech trends: Connected Insurance as the most relevant one considering TAM and maturity level. It has already shown adoption and material impacts in some markets.
The Connected Insurance Observatory is think tank specialized on telematics and insurance IoT. It is engaging insurers, distributors, institutions and tech players with the goal to spread a culture of innovation throughout the insurance sector
The Singapore FinTech Consortium - Introduction to InsurTechFinTech Consortium
ย
When you hear of โinsuranceโ, the words โinnovationโ and โtechnologyโ would not come to mind intuitively โ but they should now. At this day and age, insurance technology has the potential to affect nearly every essential insurance function, ranging from distribution methods to actuarial number crunching. InsurTech is now being implemented across every stage of the insurance value chain.
InsurTech 2016 Conference is a global gathering of the world's leading thinkers and doers in Insurance innovations and technology. It's a gathering of the planet's businesses, large and small, who are being impacted by new innovations to want to meet the demands of the insurance market.
This year, over 300 attendees will make the trip from all corners of the globe to hear from 80 industry thought leaders who will deliver the knowledge you're looking for to succeed in this arena.
InsurTech 2016 will assure that you meet the top insurance and technology professionals - leading 22 interactive and insightful sessions across all the insurtech spectrum, including:
Digital distribution channel
Blockchain
Data Analytics
Wealth Management
IoT & Telematics
Auto Tech
Health Tech & Wearables
Book your delegate ticket now for additional 15% Discount @ http://bit.ly/2bmXVxG
The think tank focused on Connected Insurance, the first InsurTech trend able to scale up. We are addressing the business opportunities on auto telematics, other personal lines (connected health, connected life, connected home) and commercial lines
Motor insurance: services telematics basedMatteo Carbone
ย
The black box makes it possible for Insurers to enrich their motor insurance value proposition, de-commoditizing the car insurance policy and creating new sources of income
Some insurers will succeed in the connected car war and they will stay relevant in the life of their clients. Some players have already started their journeyโฆ
Insurtech.news - INSIGHT: INSURANCE INTERNET OF THINGS INDUSTRY SURVEYInsurtechNews.com
ย
At the beginning of the year, everyone is looking at how to identify the crucial elements of change that will affect their business in the next twelve months. Discussions from CES 2016 showed that the attention for a lot of companies has turned to connected devices and the internet of things. There are next-gen refrigerators that look like smartphones, smart shoes that track your running habits, and autonomous vehicles that drive for you โ thatโs just to name a few! But, what we need to ask is who this digital ecosystem is going to affect and what players are being left out of critical first steps of IoT deployment. Recently, FC Business Intelligence asked over 300 insurers what they think the internet of things could deliver for their business. Take a look at the survey infographic featuring insight in to the applications of IoT for insurers for exclusive insight.
The full potential of insurance telematicsMatteo Carbone
ย
Auto telematics represents the most mature insurtech use case, as it has already passed the test and experimentation phase within the innovation unit. It is currently being used an instrument for daily work within motor insurance business units. In this domain, Italy is an international best practice example
How an insurer can stay relevant in the age of dataMatteo Carbone
ย
Irrelevancy is only a choice for an Insurer, not his inevitable destiny. Insurtech can make the insurance sector stronger and therefore more capable of achieving its strategic goal: to protect the way people live.
I'm pleased to share the first Singapore InsurTech Landscape. The focus is on the start-ups founded in SG, as well as those with regional HQs or major projects (such as Collab). Hats off to a vibrant ecosystem!
Please note that landscapes are living documents. Feel free to DM me on LinkedIn to agree, disagree or add your start-up to the landscape!
IoT is a terrific opportunity for the insurance sector.
But the average understanding of this opportunity in the different markets is low, and it is common to hear superficial comments by analysts in the various markets.
Let's demystify some myths!
7 Ways Insurance Brokers Should Approach InsurTechSiren Group
ย
โInsurTechโ is a term used quite often these days โ a spin-off of the even more popular word โFinTech.โ It refers to technologies and platforms. These platforms can help optimize any of the principles for success or requirements of insurance.
InsurTech encompasses companies that provide insurance, but engage technology in a user-centric way.
Here are 7 ways of making InsurTech the heart of your business:
Onramp key takeaways:
1) Same Insurtech brutal truths
2) The future of the Insurers will be insurtech
3) Reasons why for adopting IoT in the insurance sector
4) The IoT Insurance Observatory mission
The IoT Insurance Observatory mission is to promote a profitable IoT adoption in the insurance sector.
The six annual editions have aggregated more than 130 organizations.
Tech players and Insurance companies, including:
* 4 of the top 5 Reinsurers
* 11 of the top 15 European Insurance Groups
* 10 of the top 15 US P&C Insurance Groups
The think tank focused on Connected Insurance, the first InsurTech trend able to scale up. We are addressing the business opportunities on auto telematics, other personal lines (connected health, connected life, connected home) and commercial lines
Motor insurance: services telematics basedMatteo Carbone
ย
The black box makes it possible for Insurers to enrich their motor insurance value proposition, de-commoditizing the car insurance policy and creating new sources of income
Some insurers will succeed in the connected car war and they will stay relevant in the life of their clients. Some players have already started their journeyโฆ
Insurtech.news - INSIGHT: INSURANCE INTERNET OF THINGS INDUSTRY SURVEYInsurtechNews.com
ย
At the beginning of the year, everyone is looking at how to identify the crucial elements of change that will affect their business in the next twelve months. Discussions from CES 2016 showed that the attention for a lot of companies has turned to connected devices and the internet of things. There are next-gen refrigerators that look like smartphones, smart shoes that track your running habits, and autonomous vehicles that drive for you โ thatโs just to name a few! But, what we need to ask is who this digital ecosystem is going to affect and what players are being left out of critical first steps of IoT deployment. Recently, FC Business Intelligence asked over 300 insurers what they think the internet of things could deliver for their business. Take a look at the survey infographic featuring insight in to the applications of IoT for insurers for exclusive insight.
The full potential of insurance telematicsMatteo Carbone
ย
Auto telematics represents the most mature insurtech use case, as it has already passed the test and experimentation phase within the innovation unit. It is currently being used an instrument for daily work within motor insurance business units. In this domain, Italy is an international best practice example
How an insurer can stay relevant in the age of dataMatteo Carbone
ย
Irrelevancy is only a choice for an Insurer, not his inevitable destiny. Insurtech can make the insurance sector stronger and therefore more capable of achieving its strategic goal: to protect the way people live.
I'm pleased to share the first Singapore InsurTech Landscape. The focus is on the start-ups founded in SG, as well as those with regional HQs or major projects (such as Collab). Hats off to a vibrant ecosystem!
Please note that landscapes are living documents. Feel free to DM me on LinkedIn to agree, disagree or add your start-up to the landscape!
IoT is a terrific opportunity for the insurance sector.
But the average understanding of this opportunity in the different markets is low, and it is common to hear superficial comments by analysts in the various markets.
Let's demystify some myths!
7 Ways Insurance Brokers Should Approach InsurTechSiren Group
ย
โInsurTechโ is a term used quite often these days โ a spin-off of the even more popular word โFinTech.โ It refers to technologies and platforms. These platforms can help optimize any of the principles for success or requirements of insurance.
InsurTech encompasses companies that provide insurance, but engage technology in a user-centric way.
Here are 7 ways of making InsurTech the heart of your business:
Onramp key takeaways:
1) Same Insurtech brutal truths
2) The future of the Insurers will be insurtech
3) Reasons why for adopting IoT in the insurance sector
4) The IoT Insurance Observatory mission
The IoT Insurance Observatory mission is to promote a profitable IoT adoption in the insurance sector.
The six annual editions have aggregated more than 130 organizations.
Tech players and Insurance companies, including:
* 4 of the top 5 Reinsurers
* 11 of the top 15 European Insurance Groups
* 10 of the top 15 US P&C Insurance Groups
The IoT Insurance Observatory has continued to grow both in Europe and North America.
More than 50 prestigious organizations โ Insurers, Reinsurers and Tech players โ have joined this think tank and contributed with their thoughts to the activities. Together with the production of the most pragmatic insights about the IoT adoption in the insurance sector (auto telematics, connected properties, connected health and life, IoT workers' compensation), the onboarding of new members is going to continue in the next months.
The Observatory generates and promotes innovation in the insurance sector: representing the cutting edge of global innovation; offering a strategic vision to exploit the insurance IoT full potential; stimulating research and debate between the participants.
The seven annual Observatory editions in figures:
- 2738 hours of one-to-one workshops
- 32 plenary symposiums between North America and Europe
- 87 insurance companies (including 4 of the top 5 Reinsurers, 11 of the top 15 European Insurance Groups, and 10 of the top 15 US P&C Insurance Groups)
- 51 tech players and vendors
Insurance IoT Observatory is a six-year-old think tank specialized on the insurance IoT with the participation of top executives from the most relevant Insurers, Reinsurers, and Tech players in the IoT insurance arena
The think tank membership provides access to the most globally relevant insurance IoT knowledge
The IoT Insurance Observatory has continued to grow both in Europe and North America.
More than 40 prestigious organizations โ Insurers, Reinsurers and Tech players โ have joined this think tank and contributed with their thoughts to the activities. Together with the production of the most pragmatic insights about the IoT adoption in the insurance sector (auto telematics, connected properties, connected health and life, IoT workers' compensation), the onboarding of new members is going to continue in the next months.
The IoT Insurance Observatory is a four year old think tank specialized in insurance IoT
The Observatory generates and promotes innovation in the insurance sector: representing the cutting edge of global innovation; offering a strategic vision to exploit the insurance IoT full potential; stimulating research and debate between the participants.
The reasons why for adopting IoT in the insurance sector are:
1) frequency of interaction
2) value creation
3) knowledge creation
4) sustainability
An incredible opportunity for the insurance sector
IoT Insurance Observatory is a six-year-old think tank specialized on the insurance IoT with the participation of top executives from the most relevant Insurers, Reinsurers, and Tech players in the IoT and telematics insurance arena
The think tank membership provides access to the most globally relevant insurance IoT knowledge, and its goal is to promote a profitable IoT adoption in the insurance industry.
Are you ready to be an Insurer of Things? How the Internet of Things is chang...Accenture Insurance
ย
The traditional business model for insurance, though still a tremendous source of revenue, is becoming less sustainable in the long term due largely to the rapid innovation that the Internet of Things is driving throughout the economy. Yet, in the midst of this disruption there is opportunity. Insurers will need to dramatically reshape their business model, combining insurance with technology, ecosystem services and partners.
The insurance industry has remained much the same for more than 100 years, but over the past decade it has seen a number of exciting new innovations and new business models.
Integrated killer applications for connected insurance Andrea Silvello
ย
DigitalTech International was founded to leverage on the experience of the Italian innovative telematics cluster and design a new generation of disruptive digital solutions. Founded by Andrea Silvello, 15 years of experience in strategy consulting, including Bain & Co. and BCG and Luciano Pezzotta, Lead Consultant of Blue Ocean Strategy in the Asia-Pacific. Incubated by Business Support SpA, a high-growth European โboutiqueโ strategy consulting and financial advisory firm and ECSI Consulting a global innovation consultancy.
We are the first connected insurance service provider for the insurance carriers at a global level on all the personal lines (car, home, health and life). Our solution is a plug & play SaaS which enables Insurers to manage the insurance IoT value chain from data gathering to service delivery with a smartphone-based cross-business line customer-centric solution. Such solution relies on an ecosystem of partners that are connected to the different lines of the โConnected Insuranceโ.
Our solution transforms old insurance institutions in insurtech players
The creation of an efficient insurance IoT use-case requires a great suite of services and our platform is able to orchestrate different modules and all the ecosystem of partners required by each insurer.
Presentation of Digital Catapult's personal data activities in relation to Industry 4.0, digital transformation and advanced manufacturing actions, as presented by Digital Catapult's Michele Nati, Lead Technologist of Personal Data and Trust.
Insurers' journeys to build a mastery in the IoT usageMatteo Carbone
ย
Insurance IoT is a social good!
Because:
๐ต Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines)
๐ต Rate can be matched to risks better:
- Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate
- Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isnโt canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage)
๐ต IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus
โฉ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable)
Insurance IoT (and telematics) is not about providing a discount
Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers)
An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good:
โพ it allows to improve the availability and affordability of insurance coverages
โพwhile allowing the sector to write a profitable business
Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys
IoT is a game changer for many insurance activity. An increasing number of success stories are emerging at a global level. The IoT Insurance Observatory is committed to support a profitable usage of IoT in the Insurance sector
More Than an Observer - Carbone Still Igniting Industryโs IoT PassionMatteo Carbone
ย
Insurance IoT Observatory is a seven-year-old think tank specialized on the insurance IoT with the participation of top executives from the most relevant Insurers, Reinsurers, and Tech players in the IoT insurance arena
The Observatory is about connecting people and ideas in order to spread the innovation culture throughout the insurance market with three concrete outcomes:
- a global multiclient research on the insurance IoT paradigm
- one-to-one workshops to each member
- plenary symposiums with all the members
The Observatory engage constantly hundreds of key executives involved in the IoT programs within the members of the think tank (including 3 of the top five European insurers, 5 of the top ten US P&C insurers, 2 of the top three Japanese insurers, the largest Australian insure, one of the top two Brasilian insurers and 3 of the top six global reinsurers).
Some figures about our seven editions:
- 2920 hours of one-to-one workshops over the five annual editions of the Observatory
- 34 plenary symposiums between North America and Europe
-7 international publications
The State Farm Vision - Ecosystem Capabilities for the Insurer of the Future.pdfMatteo Carbone
ย
State Farm's vision about the platform play and the smart home strategy is a fundamental area for any personal line insurance carrier in the future. IoT is a necessary capability, not a nice to have!
Global insurance think-tank, which has put together executives from more than 50 insurance groups, Institutions and the Internet of Things ecosystem, to discuss the great potential of the most mature Insurtech trend, as well as the challenges it poses to the insurance business. The focus is on any insurance solution based on sensors for collecting data on the state of an insured risk and telematics for remote transmission and management of the data collected.
๐ฌ๐ผ๐๐ฟ ๐ฝ๐ผ๐น๐ถ๐ฐ๐๐ต๐ผ๐น๐ฑ๐ฒ๐ฟ๐ ๐ฎ๐ฟ๐ฒ ๐ฟ๐ฒ๐ฎ๐ฑ๐ ๐ณ๐ผ๐ฟ ๐๐ฒ๐น๐ฒ๐บ๐ฎ๐๐ถ๐ฐ๐โผ๏ธ
...๐ฎ๐ฟ๐ฒ ๐๐ผ๐ ๐๐ผ๐ผโ
https://www.linkedin.com/posts/matteocarbone_telematics-readiness-activity-7024698841979400192-BGYc?utm_source=share&utm_medium=member_desktop
results of the survey done by Swiss Re and IoT Insurance Observatory on 10000 policyholders.
The telematics sponsors are people who are likely or very likely to recommend a telematics motor insurance app to a friend. This cluster is equally comprised of men and women and includes mostly millennials (23โ41 years old) and people in Generation X (42โ57 years old). They love driving and walking, but they don't shy away from using public transport. Telematics sponsors represent 54% of our sample.
From Risk Transfer to Risk Prevention - How the Internet of Things is Reshapi...Matteo Carbone
ย
The Geneva Association and the Insurance IoT Observatory looked at the transformation of traditional insurance risk transfer to technology-driven risk mitigation and prevention services.
Risk prevention is an IoT-based uses case able to create a positive impact to all the stakeholders: avoiding the accidents to the policyholders, improving the insurance bottom line, and generating positive externalities to the society
A (false) myth I have heard frequently at conferences is that insurers are not yet able to use IoT data to take smart actions
Instead, there are different success stories about-based risk prevention in different insurance business lines bit.ly/RiskPreventionPaper
One of the best practices in changing driver behaviors is Discovery Limited
Having seen the early steps of this approach, since itโs launch on 1 June 2011, and the journey over the following years, Iโve been always impressed by their innovation journey
Each annual product review has been a thought-provoking presentation: I consider myself extremely luck for this opportunity to learn directly from Anton and Francois and all the team
#Insurtech case histories are frequently fascinating storytelling and make people feel self-satisfied, instead in this paper you will find facts and figures about prevented accidents and profitable auto #insurance portfolios
I love this #telematics story...concrete and fact based!
The world is now hyperconnected. Insurance of the future will use data to enhance customer experiences, impact core insurance processes, create new knowledge and improve sustainability. There are already pioneers in this space, and their stories demonstrate the powerful and increasing role of IoT data in better risk prevention
A new insurance paradigm for the hyperconnected worldMatteo Carbone
ย
IoT adoption is a strategic choice that requires a multi-year commitment to develop the specialistic insurance IoT competencies and the leadership competencies needed to transform the way business is currently being done.
Although IoT has not yet been systematically addressed by the large majority of insurers, several early adopters have already concretely demonstrated the potential of using this technology in the insurance sector.
These successful player journeys show IoTโs extraordinary potential to generate value for insurers, policyholders, and even the entire society.
Insurance IoT is a new way of thinking about the activity of assessing, managing, and transferring risks. This new way of thinking for the insurance business fits with a world that is going to be more and more hyperconnected, a trend that insurers can neither stop or ignore.
The paper provides a concrete and pragmatic view of the smart home opportunity for insurers: a deep-dive into key aspects of the smart home trend, the implications for the US home insurance market, and into customer preferences. The paper concludes with a list of โmust-haveโ elements for an insurer in order to deliver the promise of a smart home value proposition.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Business Valuation Principles for EntrepreneursBen Wann
ย
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
ย
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
Putting the SPARK into Virtual Training.pptxCynthia Clay
ย
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
ย
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. Youโll also learn
โข Four (4) workplace discipline methods you should consider
โข The best and most practical approach to implementing workplace discipline.
โข Three (3) key tips to maintain a disciplined workplace.
Improving profitability for small businessBen Wann
ย
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
ย
According to TechSci Research report, โIndia Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030โ, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
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"๐ฉ๐ฌ๐ฎ๐ผ๐ต ๐พ๐ฐ๐ป๐ฏ ๐ป๐ฑ ๐ฐ๐บ ๐ฏ๐จ๐ณ๐ญ ๐ซ๐ถ๐ต๐ฌ"
๐๐ ๐๐จ๐ฆ๐ฌ (๐๐ ๐๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐๐๐ญ๐ข๐จ๐ง๐ฌ) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
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Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
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Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
[Note: This is a partial preview. To download this presentation, visit:
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Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
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Insurtech - Connected Insurance Observatory
1. Observatory on Telematics, Connected
Insurance & Innovation
Matteo Carbone
Principal, Bain
Founder and Responsible of the Connected Insurance Observatory
2. The Observatory
2
โข Data provided by Internet of Things represent an extraordinary
opportunity for Companies in order to:
- Improve risk selection
- Innovate pricing definition processes
- Sell additional services (following to the de-risking process on several
lines)
- Move from just paying claims to a more proactive role, fundamental
element for profitability improvements
- Engage customers (enhance communication frequency and value)
โข The approach has been concretely used (in Italy but also within
other markets) in car insurance business (black box)
โข Italian insurance market, pioneer in motor business:
- Has a relevant experience either in terms of penetration (~16%
penetration) or in defining the approach to the market
- Is going into the next innovation wave with home (>60.000 insurance
contracts with a gateway and sensors) and health telematics offering
definition
โข Telematics, Connected Insurance & Innovation
Observatory is aimed at spreading innovation culture
over the insurance market with the associates, allowing
them to get a great opportunity
3. The Observatory
2
โข Data provided by Internet of Things represent an extraordinary
opportunity for Companies in order to:
- Improve risk selection
- Innovate pricing definition processes
- Sell additional services (following to the de-risking process on several
lines)
- Move from just paying claims to a more proactive role, fundamental
element for profitability improvements
- Engage customers (enhance communication frequency and value)
โข The approach has been concretely used (in Italy but also within
other markets) in car insurance business (black box)
โข Italian insurance market, pioneer in motor business:
- Has a relevant experience either in terms of penetration (~16%
penetration) or in defining the approach to the market
- Is going into the next innovation wave with home (>60.000 insurance
contracts with a gateway and sensors) and health telematics offering
definition
โข Telematics, Connected Insurance & Innovation
Observatory is aimed at spreading innovation culture
over the insurance market with the associates, allowing
them to get a great opportunity
4. Joined the top European Insurance Groups
4
โข Generali Group and Europ
Assitance
โข Gruppo Poste Vita
โข Axa Group
โข Allianz Global Assistance
โข Gruppo Reale Mutua
โข Groupama
โข Sara
โข Credit Agricole Assurance
โข Swiss Re
โข Munich Re
โข RGA
โข Helvetia
โข HDI
โข ITAS
โข RBM Salute
โข Ageas
โข IMA
โข Aviva
โข Cardif
โข AIOI NISSAY
DOWA
โข ACE
โข Filo Diretto
โข La Parisienne
5. Black-box
4,8 Millions of insurance
black boxes fitted in the
cars are going around
Italy any day
4,8
Penetration
Telematics represent 16% of
the auto insurance contracts
sold and renewed at Q4 '15
16%
Best practice
One of the main Italian insurance
Groups reached a penetration
greater than 40% on his auto
insurance portfolio
>40%
Source: Bain estimations based on "Observatory on telematics, connected insurance & innovation" data
Insurers
26 Insurers are offering a
motor third part liability cover
telematics based on the
Italian market
26
We started from the Italian insurance telematics
experienceโฆ
65% NOW!
65% of the Insurers at the Connected Insurance
Observatory have already seen a material impact
of telematics on the Italian auto insurance market
5
6. โฆan unique experience worldwide
2012
2015
ITALY US UK
4,8 M connected
cars on'15
3,3 M connected
cars on'15
0,6 M connected
cars on'15
Source: Connected Insurance Observatory estimates
Leave-in
Roll-over
6
7. Where do you think the sector is so far in the race towards IoT implementation?
(business lines different from auto insurance)
Source: Connected Insurance Observatory
Italian Market is starting the insurance IoT adoption
(survey to the Insurers joined the Connected Insurance Observatory)
The industry is already
embaracing this change
The next 12 months will
be critical
This is a long term goal
Not clear the applicability
It will never become reality
29%
45%
24%
2%
0%
7
โข 5 HOME INSURANCE
TELEMATICS PRODUCTS
ALREADY EXISTING
AND 3+ ONGOING
PILOTS
โข 2 HEALTH INSURANCE
TELEMATICS PRODUCT
ALREADY EXISTING
AND 3+ ONGOING
PILOTS
8. We strongly believe that the successful experience on
motor telematics can be extended to other business
lines
8
9. The scope of the Observatory is the Insurance IoT
Connected insurance:
9
any insurance solution based
on sensors for collecting data on the
state of an insured risk
and telematics for remote transmission
and management of the data collected
10. The goal of the Observatory is to spread the
innovation culture over the insurance market
Objectives
10
Rationalize the knowledge and
represent the state of the art
innovation
Give a critical reading of the key
trends and spread the culture of
innovation
Stimulate the discussion on
the key challenges common
across the industry
Activity
plan
Gen Feb Apr Jun OctSepMay JulMar
First research strream Second research stream Third research stream
Jul May Jun
Research
One to one meeting with the
Observatory participants
Output
Nov
Nov
11. The Observatory is available to share with
Connected Insurance's Stakeholders an innovative
think tank
1
1
11
13. The Observatory is available to share with
Connected Insurance's Stakeholders an innovative
think tank
13
14. Give a critical reading of the key trends and
spread the culture of innovation
14
15. The Observatory is available to share with Connected
Insurance's Stakeholders an innovative think tank
15
16. Stimulate the discussion on the key challenges
common across the industry
Privacy Rules
Data portability
Data standardization
โฆ
Data Ownership
Fonte: Osservatorio Bain Telematics, Connected Insurance & Innovation 16
Cyber risk
Connected insurance landscape
Motor Ecosystem
E-health Ecosystem
Insurance
Company
Client
Security
Thermostat
Water Detection
Smoke Detection
Energy
management
Appliances control
Infotainment
Wearable
Remote monitoring
Remote health advice
Smartwatch
Wellnessapp
Self
quantification
EMRs
E-shop food & grocery
E-pharmacyEducation
Navigation
Infotainment Road/park charging
Diagnostic &
maintenance
Crashassistance
Education
eCalls
Stolen vehicle recovery
Domotics Ecosystem
Data
17. We address four thematic areas in each of the three
plenary meetings
17
The new challenge
of connected
insurance
The impact of connected
insurance on risk
selection and claims
Connected insurance:
customer relations and
customer engagement
The risks of connected
insurance: privacy, data
ownership, cyber risk
โข Scoping of the connected insurance interest
โข Representation of the state of adoption
โข Analysis of the challenges and opportunities , in place and in
perspective , of all the main business areas
โข The impact of innovation:
โ on selection processes of differentiation and customization of risks
โ on risk-based pricing approaches
โ on loss control through the mitigation levers of risk and
optimization of claims management processes
โข The connected insurance can:
โ change the relationship with customers
โ improve understanding between contracting parties by reducing the
mutual information asymmetries
โ provide value-added services
โ increase loyalty and insured's empowerment in favor of behaviors
and lifestyles more aware and responsible
โข Focus on the critical issues, constraints and operational tests
that the connected insurance foresees in terms of :
โ compliance
โ information technology
โ operational risks relating to managing security and confidentiality of
processed data
1
2
3
4
18. Some quotes from the participants to the first edition
18
Thank you for providing a space where lots of insightful ideas about our industry
could be shared and discussed openly. I found the sessions very interesting!
System Integrator
Great platform for engage and discuss a wide range of topics and ideas that
will impact all of us in the insurance industry soon.
Reinsurer
The Observatory created more value month by monthโฆit is really useful have a
systematic representation of topics we deal with daily but we was missing to
rationalize
Insurer
The initiative provided though-provoking contents. The deep dive sessions were
clear and stimulated great engagement within the organization
Insurer
Relevant opportunity to approach unique contents about connected insurance โ
both from actuarial angle and customer angle - and to discuss them with
Insurance Executives, Associations and the Regulator
IT provider
19. Contacts
19
Matteo Carbone
Principal in Bain & Company's Financial Services
Founder and Responsible of the Connected Insurance Observatory
Top 50 InsurTech Influencer
Matteo.carbone@bain.it
+393346220378