Edmond is an insurance agent meeting with Lilly, who wants to purchase a whole life insurance policy and name her spouse Oylan as the beneficiary. However, Oylan is not physically present, so Edmond wants to use the credit file method to verify Oylan's identity. Edmond should not use the credit file method alone and instead obtain additional documentation to properly verify Oylan's identity before naming them as beneficiary.

1. Q!-(18) Edmond an ins agent meebs lelly who wants to purchese a whele Life ins polscy of her
life. She wants to Name her Spouse. Oylan as the Beneficiar of the policy. Edmond obtains
Lilly's identity verification Oocument de cides to veufy Oylan's identity using the credit file
methad as he is Not physicaley pusent. What should Edmend do to accurately use the credit file
methed to verify Oylan's identity?